...The Affordable Care Act In today’s day in age, there are many health care payment systems that are offered to the people. One of the most well known systems is called the Affordable Care Act, which is also known as Obamacare. President Barack Obama created this health care payment system, hence the name “Obamacare”. The Affordable Care Act (ACA) is also one of the more new care systems in our country. Enacted in March of 2010, it will expand health coverage to over 25 million Americans. The Affordable Care Act is broken down into three sections: coverage, costs, and care. It offers people more guarantees than other health care systems do. There are many American citizens that do not like the idea of this new care act, while others believe it helps greatly. The purpose of this care act is mainly to offer more Americans with access to health care insurance as well as improve the quality of the care and insurance. Along with these goals, it looks to reduce the spending on health care in the United States. This history of the Affordable Care Act is not a long one, due to its recent birth. “The Patient Protection and Affordable Care Act (the ACA, for short) became law with President Obama’s signature on March 23,2010,” (Manchikanti, E35). It is one of the most remarkable transformations since Medicare and Medicaid in 1965. Obamacare argues that it changes every aspect of health care. This ranges from not only the insurance itself but to the delivery of the care. “Health care reform...
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...Patient Affordable Care Act “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness” (The U.S. Constitution Online, 2010). When the United States Congress met on July 4, 1776, the men who enacted the United States Constitution had no idea what the health care section would turn into. According to Shi and Singh (2008), health care products and, services were delivered by “anyone who had the inclination to set himself up as a physician” (Shi & Singh, 2008, pg.85). In 2012, the theory of all men are created equal is proved wrong because not every man, woman, and child is privileged to be covered by a health care plan. On March 23, 2010, President Barack Obama put into act the Patient Protection and Affordable Care Act. The Affordable Care Act will benefit children at first and eventually all the people of the United States. The Affordable Care Act will ensure that insurance companies will no longer be able to deny people coverage because of a pre-existing condition, will end lifetime limits on policies and, will let patients chose the physicians he or she wants to see. The Affordable Care Act will also ensure that the “most egregious practices of the insurance industry” (United States Department of Health and Human Services, n.d. para. 2) are stopped and businesses and patients will be able to use the health care system appropriately...
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...Affordable Health Care DeVry University, HS 541 11/25/2001 Deirdre Williams Professor J. Dennis I have chosen to talk about affordable health care as my issues. Lately the cost of health care has gotten extremely expensive. Years ago it was no problem with health care. Now of days, you have sometimes taken a physical which will decide whether are not you will be insured by a healthcare company. The cost of healthcare is not only expensive for adults but also really expensive for your kids. Let’s take a look back to about maybe 7 to 10 years ago. I remember when choosing healthcare coverage basically was deciding which premium you wanted to pay and deciding between a PPO and HMO, but now you have so many different choices that it am almost like shopping in a catalog. For example, the insurance my companies offers has so many choices and I have no clue as to whether I can pick what’s right for me. You have the select saver, the super select saver, the basic, the premium and then you have those that come with an HAS (health savings account). The insurance is practically $60 per pay period and the deductible is ridiculous to meet before the company actually takes over and you pay nothing. My deductible is $2400 before the insurance takes over. The price of healthcare is really expensive when you pre-existing conditions. Most people that have pre-existing conditions cannot even obtain insurance unless they are paying triple the amount of someone that does not have other health...
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...A district hospital’s purpose is to provide effective, affordable health care services. Included in their services would be preventive, medical, surgical, ophthalmic, ENT, dental, obstetrics and gynecology, pediatrics, dermatology and venereology, psychiatry, neonatology, orthopedic and social service department. In order to provide this, a facility must have proper department and they must adhere to certain guidelines. Hospitals usually have a main entrance and an ER entrance Main entrance. It is also important that a facility provide waiting areas that have adequate seating. There would most likely be different waiting areas in different departments of the hospital. Some of the waiting areas would include ER, surgery, outpatient, grieving, as well as an area that is for people waiting to have lab work done. In most cases, each waiting area is adjacent or close to the consultation and treatment room. It is also important that the different departments be located in a practical manner. For example, blood bank must be near the pathology department and within an accessible distance to OR, ICU, ER, etc. The...
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...Affordable Care Act NUR/571 Affordable Care Act: Description The Affordable Care Act (ACA) was enacted March 2010. The Act is to provide better health security for Americans by putting comprehensive health insurance reforms in place that will •Expand coverage •Hold Insurance companies accountable •Lower health care costs •Guarantee more choice •Enhance the quality of care for all Americans (medicaid.gov) “The Affordable Care Act expands Medicaid coverage and makes numerous improvements to both the Children's Health Insurance Program (CHIP) and Medicaid ” (medicaid.gov). The actual document is a 974 page compilation of the major provisions put together by the office of the legislature. The major provisions as related to Medicaid and CHIP focus on the following: 1. Eligibility requirements – will fill gaps in current coverage for lower income Americans by minimizing eligibility levels for Medicaid across all states (medicaid.gov). 2. Financing - Starting January 2014 adults newly eligible for Medicaid will be fully funded by the government for a period of three years, then gradually reducing funding to 90% by 2020 (Medicaid gov). 3. Information systems and data management – Government financing will be provided for investment in data technology systems needed to get Medicaid systems up and running in time for the projected start date of January 2014 and for expanding Medicaid eligibility (medicaid.gov). 4. Coordination with affordable insurance exchanges...
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...Health care reform was a major topic of discussion during the 2008 Democratic presidential primaries. As the race narrowed, attention focused on the plans presented by the two leading candidates, New York Senator Hillary Clinton and the eventual nominee, Illinois Senator Barack Obama. Each candidate proposed a plan to cover the approximately 45 million Americans estimated to be without health insurance at some point during each year. The difference between the plans was that Clinton's plan was to require all Americans to obtain coverage (in effect, an individual health insurance mandate), while Obama's was to provide a subsidy but not create a direct requirement. After the Presidents inauguration, the President announced to a joint session of Congress in February 2009 that he would begin working with Congress to construct a plan for health care reform. In March of 2009, President Obama formally began the reform process and held a conference with industry leaders to discuss reform and requested reform be enacted before the Congressional summer recess (Patient Protection Affordable Care Act, 2010). Members met for a series of meetings to discuss the development of a health care reform bill. Over the course of three months, this group, consisting of Senators Max Baucus (D-Montana), Chuck Grassley (R-Iowa), Kent Conrad (D-North Dakota), Olympia Snowe (R-Maine), Jeff Bingaman (D-New Mexico), and Mike Enzi (R-Wyoming), met for more than 60 hours, and the principles that they discussed...
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...Legal Methods and Process The Affordable Care Act ensures your right to appeal health insurance plan decisions which is when you ask that your plan to reconsider its decision to deny payment for a service or treatment. New rules that apply to health plans created after March 23, 2010 spell out how your plan must handle your appeal (usually called an “internal appeal”). If your plan still denies payment after considering your appeal, the law permits you to have an independent review organization decide whether to uphold or overturn the plan’s decision. This final check is often referred to as an “external review.” Many states offer help to consumers with health insurance problems. The Affordable Care Act improves these services with grants that help states start or strengthen Consumer Assistance Programs (CAPs). The states and territories that applied for these grants have received funds provide residents direct help with problems or questions about health coverage. Whether or not your state has a Consumer Assistance Program, you have rights under the health care law, including the right to appeal decisions made by your health insurance provider. If your state does not have a Consumer Assistance Program, some state and federal government offices may still be able to help you determine your rights and solve problems. Florida does not operate a Consumer Assistance Program under the Affordable Care Act. The new consumer protections and benefits of the law still...
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...Lesha Henry Affordable Care Act: Health Reform Fayetteville State University Abstract The Affordable Care Act: Health Reform has taken this country to a level that has made the entire country think long and hard about where it really stands as far as the cost of health care, who should pay for it and how they will pay. The American people have debated about reforming its health care system for years; is this way to go about doing it says some? When did the Affordable Care Act first came into effect, what changes did has taken place since the passing of the act, the key provisions that are in the ACA/health reform, does it protect the patient or hurt, how does it affect the insurance companies, the small business man, and how has it affected the American people. These are some of the question that will be address in this paper. The Affordable Care Act was enacted with the ideal in mind of raising the quality and affordability of health insurance, lowering the rates of by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government (U.S. Department of Health and Human Services, June 28, 2010). Further reforms designed to decrease costs and better healthcare outcomes by changing the structure of the quality above quantity through increased competition, regulation, and incentives to streamline the delivery of healthcare...
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...Running head: AMERICA’S AFFORDABLE HEALTH CARE CHOICES OF 2009 1 America’s Affordable Health Care Choices of 2009: Advanced Care Directives Denise Renna Ball State University Abstract This paper explores Section 1233 of Health Related (H.R.) Bill 3200, America’s Affordable Health Care Choices of 2009, introduced to the House of Representatives. Under this section of the bill, the Qualified Health Benefit Package (QHBP) would be required to explain end-of-life planning to individuals who seek this information. Currently physicians are not reimbursed for providing end-of-life planning for individuals on Medicare. Some larger groups such as the American Medical Association (AMA) are in favor of passing the bill. This paper examines groups in favor of the bill as presenting opposition from other groups regarding this piece of legislation. America’s Affordable Health Care Choices of 2009: Advanced Care Directives Health Related Bill The House of Representatives introduced H.R. bill 3200: America’s Affordable Health Care Choices of 2009 on July 14, 2009, as a means “to provide affordable, quality health care for all Americans and reduce the growth in health care spending, and for other purposes” (H.R. 3200-111th Congress, 2009). HR 3200 is an active bill that was referred to the House Committees on Energy and Commerce, Ways and Means, Education and Labor, Oversight and Government Reform, and Budget,...
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...The Impact of the Affordable Care Act on North Carolina's Uninsured Population Wendy Patterson Walden University Policy & Advocacy for Population Health NURS 6050-13 Dr. Joan Moon June 30, 2015 The Impact of the Affordable Care Act on North Carolina's Uninsured Population In a speech delivered in the Rose Garden, President Obama stated, “Five years ago, after nearly a century of talk, decades of trying, a year of bipartisan debate -- we finally declared that in America, healthcare is not a privilege for a few, but a right for all” (US News, 2015). This paper will discuss the impact of the Affordable Care Act (ACA) on the population of North Carolina, the economic impact of providing care to patients from the provider’s point of view, how patients will be affected in relationship to cost, quality, and access to treatment, and what the ethical implications of ACA means for both the provider's and the patients. The Impact of the Affordable Care Act on the Population in North Carolina According to a fact sheet published by the Kaiser Family Foundation, the ACA has the potential to extend coverage to many of the 47 million nonelderly uninsured people nationwide, including the 1.6 million uninsured in North Carolina (KFF, 2015). Although the ACA was signed into law declaring that it was a right for all to have health insurance, individual States had the option of whether to expand coverage for Medicaid recipients. “Being poor, unemployed, or homeless did not...
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...The Affordable Care Act (ACA) expands access to coverage to millions of Americans, a goal health plans have long supported, but major provisions will raise costs and disrupt coverage for individuals, families, employers, and Medicare and Medicaid beneficiaries. The broad market reforms outlined in the ACA take effect on January 1, 2014. Individuals and families purchasing insurance in the individual market will be guaranteed coverage for pre-existing conditions, and their premiums cannot vary based on their gender or medical history. There will also be subsidies to help consumers afford the cost of coverage, and new health insurance exchanges will help consumers find the policies that best meet their needs. At the same time, other provisions take effect that will significantly increase the cost of coverage, such as the health insurance tax, minimum essential benefits, and restrictions on age rating. $52 billion in new taxes will be imposed on businesses by mandating that employers provide health insurance. New taxes on drug companies ($27 billion) and medical device makers ($20 billion), as well as new reporting requirements and regulations imposed on physicians, will make access to health care and services more costly and difficult for seniors under Obamacare.The cumulative impact of all of these provisions increases the likelihood that some individuals will choose to purchase insurance only after they become sick or injured, further increasing the cost of coverage for everyone...
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...are; finding the right staff and keeping up with the changing regulatory environment. According to Conner (2013) one of the biggest challenges faced by organizations today is, “finding the right staff, retaining them, and ensuring they buy into the vision of the organization” (Finding the right staff). The key is to figure out how to deal with individual personalities, what motivates each employee, and develop the management accordingly. The other problem is the changing regulations regarding environment. According to Conner (2013), “the problems to be solved are to understand the meaning of regulation in your industry, its implications for your business, and to develop the skills necessary to deal with it. Two key areas are taxes and health care” (Regulation). The hiring process within an organization is one of the most important tasks to be fulfilled. The difference between good employees and great employees can make a huge difference in the effectiveness of the company. Great employees possess a habit of success and find ways of completing their jobs where good employees see an obstacle as a dead end. Competency is a must for a great employee. They must have knowledge and understanding of the position they are being hired for, know how to execute that knowledge, and be willing to commit to applying both. Servant leaders will tend to focus on how a person delivered the results they did, where standard leaders will focus on what the results were. Competency is an inherited...
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...Committee in December 19, 1883, was divided into two standing committees which were the committee on education and committee on labor. In January 2, 1947, the Legislative Reorganization Act again combined the Committees and it renamed the Committee on Education and Labor. On January 4, 1995, the Committee was renamed again to the Committee on Economic and Educational Opportunities. The committee again was renamed finally on January 7, 1997, the Committee on Education and the Workforce. The committee of Education and Workforce has four subcommittees which are Subcommittee on Early Childhood, Elementary, and Secondary Education, Subcommittee on Workforce Protections, Subcommittee on Higher Education and Workforce Training, and Subcommittee on Health, Employment, Labor, and Pensions. In the committee there are seventeen Democrats and twenty-three Republicans. The chairman for this committee is Congressman John Kline for Minnesota. The issues and priorities for this committee during the 112th Congressional Session is giving employers the certainty, flexibility, and freedom to create jobs, and to conducted an oversight on education and workforce programs across the federal government. This will protect students, families, workers, and retirees. Also to Modernize and train programs to help job-seekers get back to work; and to pursue a education reform that restores local control, empowers parents, lets teachers teach, and protects taxpayers. One of a recent bill that the committee...
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...a chance to prove to the American people that this is a better and affordable health care law and should be allowed to be passed. This paper explains the benefits and advantages of Obamacare and also compares Obamacare to the health care system we previously had. OBAMACARE In recent years, there have been several political controversies and court proceedings on the Affordable Care Act: Obamacare. On March 23rd 2010 President Obama signed the affordable care act into law putting in place comprehensive reforms that improves access to affordable health coverage for everyone. We are now left with the question, is Obamacare a law that will benefit the people of this country, and how can we benefit from this law. I think Obamacare has given rise to many benefits which includes Protecting Consumer Rights, Better Access to Care with Affordable Coverage, the Strengthening and Expansion of Medicare and Medicaid. Obamacare protects the rights of people by preventing the discrimination of people with preexisting conditions. In the past, insurance companies have turned down people with preexisting conditions: They deny coverage to children who had asthma and were born with heart defects, or deny coverage to some seniors with chronic diseases like cancer and heart problems. Besides, they also put a life time cap on the amount of care they would pay for or cancel your coverage when you are sick. But the affordable care act creates a new patient bill of rights that protect people from this...
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...Health Care Bill and Impact on the Community Health care in the United States is a serious issue that involves all individuals and families alike. Many individuals and families in the United States are unable to receive accessible, affordable and quality health care treatment even though they work each day. Low income levels and a volatile, unstable economy is the cause of many middle class or impoverished individuals and families not being able to receive health care benefits. For many years, politicians have discussed the reformation of the health care system in the United States and H.R. 3950 will surely help the health care system and individuals and families with health care treatment. According to Holland (2010), the Patient Protection and Affordable Care Act was created for individuals and families to ensure that all Americans have access to quality, affordable health care and will help create the transformation within the health care system that is necessary to contain cost. The Patient Protection and Affordable Care Act is suppose to provide coverage for more Americans and reduce the deficiency over the next ten years and beyond. According to Holland (2010), The Patient Protection and Affordable Care Act contains nine titles addressing essential components of reform in: • Quality, affordable health care for all Americans; • The role of public programs; • Improving the quality and efficiency of health care; • Prevention of chronic disease and improving public...
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