...MGMT 307 Sample Final Exam 1. ___________ describes how dependable and responsible a person is. A. Emotional stability B. Conscientiousness C. Extroversion D. Locus of control E. Self-efficacy 2. Meg is very relaxed and secure. Meg is probably high in A. emotional stability. B. conscientiousness. C. extroversion. D. agreeableness. E. openness to experience. 3. The statement, "My boss doesn't know how to do his job," reflects the __________ component of an attitude. A. behavioral B. decisional C. cognitive D. affective E. value 4. Bethany is writing a paper for her management class. She already has a strong 'A' in the class, and only needs to get a C on the paper to keep her A. As she prepares the final version of the paper, she takes special care that the paper is well-written, insightful, and error-free, something that she can be proud of. Bethany is experiencing A. an intrinsic reward. B. high equity. C. a belongingness need. D. a hygiene factor. E. a high need for affiliation. 5. The need that is met by providing autonomy and control to employees over how they do their jobs is A. self-actualization. B. esteem. C. love. D. safety. E. physiological. 6. A manager wants to improve how her employees' belongingness or love needs are met. To do so, she could A. give public recognition for good job performance. B. hire a guard for the parking lot. C. send employees to a training class. D. redesign individual...
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...Week 3 Knowledge Check The material presented below is not meant to be a comprehensive list of all you need to know in the content area. Rather it is a starting point for building your knowledge and skills. Additional study materials are recommended in each area below to help you master the material. Personalized Study Guide Results: Score: 17 / 18 Concepts Mastery Questions Stakeholder Influence 67% 123 Ethical Differences 100% 456 Rules of Ethical Decision Making 100% 789 Laws Affecting Business Commerce 100% 101112 Laws Affecting Business Occupation 100% 131415 Laws Affecting Business Organization 100% 161718 Concept: Stakeholder Influence Mastery 67% Questions 123 Materials on the concept: Stakeholders and Business Ethics 1. Which of the following people or groups supply a company with productive resources and are affected by the way a company does business? A. Stakeholders B. Customers C. Employees D. Managers Correct : “Stakeholders (are) people or groups of people who supply a company with its productive resources and thereby have an interest in how the company behaves” (Jones, 2007, p. 144). Materials Stakeholders and Business Ethics 2. Who has a claim on a company because they own shares? A. Employees B. Stockholders C. Customers D. Managers Correct : Stockholders own shares (stock) of a company; therefore, they have a claim on the company’s profits in the form of dividends. Materials Stakeholders...
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...costs than rivals, and wider geographic coverage than rivals. 5) "If it ain't broke, don't fix it" refers to managing by crisis. 6) The overall aim of the Balanced Scorecard is to balance financial objectives with strategic objectives. 7) Since a combination strategy bears no risk, many organizations pursue a combination of two or more strategies simultaneously. 8) Horizontal integration is seeking ownership or increased control over competitors. 9) Divestiture is selling all of a company's assets, in parts, for their tangible worth. 10) A chief executive officer is located in the divisional level of a large firm. 11) Gaining ownership or increased control over distributors or retailers is called forward integration strategy. 12) Franchising is an effective means of implementing forward integration. 13) A growing trend is for franchisers to buy out their part of the business from their franchisees. 14) McDonalds currently owns more than 50 percent of its restaurants. 15) Forward integration strategy is especially effective when the availability of quality distributors is so limited as to offer a competitive advantage to those firms that...
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...Corporate Fraud and Schemes ACC 571 – Forensic Accounting October 20, 2014 Russell Wasendorf was the owner and chief executive officer of Peregrine Financial Group based in Cedar Falls Iowa. He stared the business in 1967 in Iowa and later decided to move the company to Chicago. Not long ago, he decided to move the company back to Iowa convincing many of his colleagues to move with him. Peregrine Financial Group had many customers and clients who trusted that the money invested and managed by Peregrine would be safe and potentially provide strong dividends in the future. In July 2012, the company filed for Chapter 7 bankruptcy and Russell Wasendoff was arrested for corporate fraud. According to the IRS (irs.gov), Wasendorf stole more than $215,000,000 from more than 13,000 victims over the course of nearly 20 years. The fraud that was committed was misappropriation of funds and falsifying bank statements. National Futures Association, the regulators for Peregrine, came to the harsh realization when they decided to change the audit procedure to online. According to New York Times (www.nytimes.com) “The N.F.A. was in the middle of changing part of its audit process to an online platform, where bank statement information would feed directly to the regulator. This month, Peregrine was facing its first audit under the new system, called confirmation.com, and Mr. Wasendorf was opposed to the system”. Previously, Wasendorf was the only person...
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...costs than rivals, and wider geographic coverage than rivals. 5) "If it ain't broke, don't fix it" refers to managing by crisis. 6) The overall aim of the Balanced Scorecard is to balance financial objectives with strategic objectives. 7) Since a combination strategy bears no risk, many organizations pursue a combination of two or more strategies simultaneously. 8) Horizontal integration is seeking ownership or increased control over competitors. 9) Divestiture is selling all of a company's assets, in parts, for their tangible worth. 10) A chief executive officer is located in the divisional level of a large firm. 11) Gaining ownership or increased control over distributors or retailers is called forward integration strategy. 12) Franchising is an effective means of implementing forward integration. 13) A growing trend is for franchisers to buy out their part of the business from their franchisees. 14) McDonalds currently owns more than 50 percent of its restaurants. 15) Forward integration strategy is especially effective when the availability of quality distributors is so limited as to offer a competitive advantage to those firms that...
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...Case Analysis: Loewen 1. Loewen was able to grow between 1990 and 1995 through pre-need sales, or sales of cemetery plots for future use. While the pre-arranged funeral service revenues could not be recognized immediately, revenues from the pre-sale of cemetery plots could be. With the Baby-Boomer generation aging into their 50s and 60s, this market represented the major source of growth in the early 1990s. We do not believe Loewen created value with this source of revenue as it was simply benefitting from these customers earlier than otherwise would have been expected.(What about investment income on Cash in Advance?). We feel that pre-selling the cemetery plots only served to steal from revenues that would have normally been expected in the future (may need to add quantitative analysis here). 2. Financial comparison between Loewen and SCI from 1996 to 1998: a. Gross Margin – While SCI enjoyed stable gross margins ranging from 31.08% to 30.58% from the period of 1996 to 1998, while Loewen’s gross margins over the same period declined from 36.54% to 25.68%, reduction to GM of 29.72% (see Financial Comparison Table below). Both companies shared the strategy of growing through acquisition, however SCI focused more on owning acquisitions outright and seemed to realize operational efficiencies and shared fixed costs demonstrated by their consistent GM. Loewen took a less invasive approach and almost requiring original management to remain in place for certain time...
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...bankruptcies can be categorized into two types: liquidation and reorganization. The U.S. Court of Bankruptcy (2015), states that among the popular proceedings are chapters 7, 11, 12, and 13, which individuals and businesses use to file. Chapter 7 bankruptcies normally fall into the liquidation category. This means that an individual’s own property can be taken away and sold in the process of liquidation in order to pay back the debts. Conversely, chapter 13 bankruptcies fall under the reorganization category, meaning that the individuals will probably be able to keep their property, but they must submit and stick to a plan that will allow the person to repay some or all of their debts within 3 to 5 years. A case filed under chapter 11 of the United States bankruptcy code is frequently referred to as a reorganization bankruptcy. Its bankruptcy proceedings are usually employed by struggling businesses as a way to get their affairs in order and pay off their debts. In addition, some individuals also file for chapter 11 bankruptcy when they are not eligible for chapter 13 bankruptcy or own large amount of non-exempt property (like a home). However, chapter 11 can be much more expensive and time consuming when compared to chapter 13, and the individual will probably need to speak to a lawyer to decide whether chapter 11 is the right pick for them (U.S. Court for Bankruptcy, 2015). The chapter 12...
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...Legal Environment of Business Unit 2 Discussion Board American Intercontinental University Online November 14, 2012 Legal Environment of Business There are three types of bankruptcy – Chapter 7, Chapter 11 and Chapter 13. This discussion board post will discuss who can file Chapter 7 bankruptcy. Also discussed will be reasons why people file bankruptcy and how interest rates on loans and credit cards are affected by bankruptcy. The Chapter 7 bankruptcy is also referred to as liquidation, Chapter 11 bankruptcy is the reorganization of debt and Chapter 13 bankruptcy is the adjustment of debts of an individual with regular income (Types of Bankruptcy, 2011). An individual may file bankruptcy if they reside in the United States, within the last 6 years must not have been approved for a Chapter 7 release, and must not have been dismissed for bankruptcy filing within the last 180 days (Chapter 7, 2012). Within 6 months of filing for Chapter 7 bankruptcy, a person must also complete debt counseling classes and must pass a means test. A means test is a financial test given to see if a person qualifies for bankruptcy (Chapter 7, 2012). Although there are many reasons why a person would file for bankruptcy, only a few reasons will be mentioned in this discussion. The number one reason for filing for bankruptcy is medical expenses. Forty-two percent of those who filed for bankruptcy in 2010 were due to medical expenses. Twenty-two percent of bankruptcies were due to job loss...
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...now. In the light of the banking crisis in recent years worldwide, CAMEL is a useful tool to examine the safety and soundness of banks, and help mitigate the potential risks which may lead to bank failures. The research has been conducted as a case study of American International Assurance Vietnam (AIA). It aims to determine whether the CAMEL framework plays a crucial role in banking supervision. Furthermore, the purpose is to identify the benefits as well as drawbacks which the CAMEL system brings to AIA. The research problem was explored by quantitatively analyzing a bank’s overall performance. The paper firstly starts to collect theory relevant to the empirical research, and then draws conclusions from the findings by relating them back to the literature stated in the early stage. Although this study is based on collected data and numerical figures, it is a qualitative study. The findings revealed that CAMEL rating system is a useful supervisory tool in the U.S. CAMEL analysis approach is beneficial as it is an internationally standardized rating and provides flexibility between on-site and off-site examination; hence, it is the main model in assessing banks’ performance in AIA. On the other hand, it has disadvantages of not following the Vietnamese bank closely, ignoring the interaction with bank’s top management and overlooking the provisions as well as...
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...(TLIC). This new entity will be called Thai Sun Life Insurance Inc. (TSLI). Sun Life has invested in many companies in South-East Asia and the time is right for Sun Life to get back to the Thailand market. Having withdrawn from the market after World War 2, Sun Life can now go back to investing in Thailand as the government has paved the way for increased foreign ownership. With Sun Life Financials current cash balance and will to invest, the CEO and the shareholders will be looking forward to opening to new markets. Thai Life Insurance Company Limited is ranked third in the Thailand life insurance market and has demonstrated huge potential for growth. As foreign partnerships have become the trend in Thailand life insurance market to grow AIA, Manulife and ING have chosen to invest in local Thai companies. Therefore, Sun Life should partner up with a strong key player in the market and Thai Life Insurance is the perfect fit as such a partnership will provide the competitive edge to both companies to succeed in the highly competitive Thai life insurance market. The new company will offer Sun Life’s enhanced product portfolio through the vast network of Thai Life Insurance and expect to see premiums increase by 30% in the first year of operations. Increased net income in the first year alone is estimated to be nearly $32 million. At the end of third year the net income is estimated to be over $50 million. “The Game”: Project Overview Sun Life Financial Inc. (SLF) should enter...
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...America Invents Act of 2011: Analysis and Cross-References Donald S. Chisum Co-Founder and Lecturer, Chisum Patent Academy ChisumPatentAcademy.com December 5, 2011 SYNOPSIS § 1 Introduction § 2 Overview, Organization and Citation Form § 3 First Inventor to File 3.1 Effective Date; Two Patent Laws for Decades 3.2 "Sense of Congress"; Justifying Conversion to First-to-File; Certainty; Harmonization; Grace Period Difference 3.3 New Section 102 on Novelty 3.3.1 Retained Concepts 3.3.1.1 "Patented 3.3.1.2 "Described in a Printed Publication" 3.3.1.3 "In Public Use, On Sale": Is Non-Public Commercial Activity Included? 3.3.2 Omitted Concepts 3.3.2.1 "Known or Used" 3.3.2.2 "In this Country" 3.3.2.3 Invention Dates; On the Continuing Relevance of "Conception" and "Reduction to Practice"; "Who" Problems and "When" Problems; Derivation; Ownership 3.3.3 New or Revised Concepts 3.3.3.1 "Otherwise Available to the Public" 3.3.3.2 "Claimed Invention"; Generic Claims and Specific Disclosures 3.3.3.3 "Effective Filing Date" 3.3.4 Grace Period: Exception for Inventor Disclosures A Year or Less Before Filing 3.3.4.1 Inventor Disclosures; Derivation 3.3.4.2 Prior Disclosure by Inventor 3.3.5 Senior Right 3.3.5.1 Applications Previously Filed by Others as Prior Art; Effective Filing Date; Hilmer Abolished 3.3.5.2 Avoiding Senior Filed Application Disclosure 3.3.5.2.1 Subject Matter Obtained from Inventor 3.3.5.2.2 Subject Matter Previously Publicly Disclosed 3.3.5.2.3 Common Ownership;...
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...worldwide consumer base that demonstrates immense energy and enthusiasm for games. With an exciting new generation of hardware, outstanding software, and unmatched creativity, technology, and content, our industry will continue to thrive in the years ahead.” —michael D. gallagher, president and ceo, entertainment Software association [ ii ] What’S inSiDe Who iS playing 2 4 Who plays computer and Video games? Who buys computer and Video games? at play 5 5 6 7 7 9 What type of online and mobile games are played most often? how many gamers play on a phone or Wireless Device? how many gamers play games With others? parents and games parents control What their Kids play top reasons parents play With their Kids the bottom line 10 11 12 13 What Were the top-Selling game genres in 2013? What Were the top-Selling games of 2013? Sales information: 2003–2013 total consumer Spend on Video game industry in 2013 Who We are 14 14 about eSa eSa members other reSoUrceS 16 eSa partners the 2014 Essential Facts About the Computer and Video Game Industry was released by the entertainment Software association (eSa) in april 2014. the annual research was conducted by ipsos mediact for eSa. the study is the most in-depth and targeted survey of its kind, gathering data from more than 2,200 nationally representative households. heads of households, and the most frequent gamers within each household, were surveyed about their game play habits and attitudes. [1] Who iS playing ...
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...manh nhúm, chủ yếu được thực hiện theo các thỏa thuận song phương giữa các quốc gia thành viên. Dần dần, xuất phát từ sự ngày một phổ biến của các thỏa thuận thương mại song phương về đầu tư giữa các thành viên nhằm khuyến khích và bảo hộ luồng di chuyển dòng vốn, ngày 15/12/1987 những nhà lãnh đạo phụ trách các vấn đề kinh tế của các nước ASEAN 6 đã kí kết hiệp định hợp tác về đầu tư mang quy mô toàn ASEAN đầu tiên có tên là Hiệp định Khuyến khích và bảo hộ đầu tư (Agreement for the Promotion andProtection of Investments (AIGA) để tiến hành hợp tác sâu hơn trong lĩnh vực đầu tư trong khu vực. Hiệp định Khuyến khích và bảo hộ đầu tư có hiệu lực từ ngày 2/8/1988, sau đó được sửa đổi một lần vào năm 1996. Hiệp định này khá ngắn, chỉ bao gồm 13 điều khoảnvới mục tiêu chung là bảo vệ đầu tư như đảm bảo đối xử công bằng, bình đẳng trong đầu tư, các quy định về quốc hữu hóa và bồi thường, quyền chuyển vốn và lợi nhuận về nước của...
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...Note: 1. Please present your IHS Card or Temporary Chit for identification purpose upon registration at each clinic visit. 2. Clinics that operate beyond their normal hours may levy surcharges during these extended hours which are not payable by AIA. 3. Information may be subject to change without prior notice. 4. Information is correct as at last updated date. (31 May 2012) Legend + New Clinic (Addition to previous panel listing) # Replacement Clinic (In place of clinic on previous panel listing which has discontinued participation in the IHS programme) Clinics that discontinued participation from the programme wef 01 Jun 2012 (last participation date: 30 Jun 2012) S/N REGION AREA CLINIC NAME ADDRESS TEL MONDAY - FRIDAY MONDAY - FRIDAY (EVENING) SATURDAY SUNDAY PUBLIC HOLIDAY REMARKS 1 CENTRAL BEACH ROAD TEXTILE CENTRE CLINIC 200 JALAN SULTAN #03-32 TEXTILE CENTRE SINGAPORE 199018 62982400 9.00am - 12 noon, 2.00pm - 5.00pm CLOSED CLOSED CLOSED CLOSED 2 CENTRAL BEACH ROAD VERNON CLINIC & SURGERY 100 JALAN SULTAN #02-25/26 SULTAN PLAZA SINGAPORE 199001 62940244 11.00am - 1.00pm, 2.30pm - 6.00pm CLOSED 11.00am - 1.00pm, 2.30pm - 4.30pm CLOSED CLOSED 3 CENTRAL BRAS BASAH SHALOM MEDICAL DENTAL GROUP PTE LTD 231 BAIN STREET #03-57 BRAS BASAH COMPLEX SINGAPORE 180231 63371884 9.00am - 12.30pm, 2.00pm - 5.00pm CLOSED 9.00am to 1.00pm CLOSED CLOSED ...
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...îáñëóæèâàíèÿ, à òàêæå ïóòè ôèíàíñîâîé è ýêîíîìè÷åñêîé ñòàáèëèçàöèè â óñëîâèÿõ âûñîêîãî âíåøíåãî äîëãà. Ââåäåíèå  80-ûå ãîäû ñòðàíû Ëàòèíñêîé Àìåðèêè ïåðåæèëè ïåðèîä æåñòî÷àéøåãî ýêîíîìè÷åñêîãî êðèçèñà. Ñðåäíèé òåìï ýêîíîìè÷åñêîãî ðîñòà â ðåãèîíå ñîêðàòèëñÿ ñ 6% â 70-ûå ãîäû äî 1,8% â 80-ûå ãîäû, çíà÷èòåëüíî âûðîñëè èíôëÿöèÿ è áåçðàáîòèöà. Ïðîèçîøëî ðåçêîå ñîêðàùåíèå ïðèòîêà èíîñòðàííûõ èíâåñòèöèé, à ìíîãèå ñòðàíû áûëè âûíóæäåíû íà âðåìÿ îòêàçàòüñÿ îò îáñëóæèâàíèÿ âíåøíåãî äîëãà. Ñëåäóåò îòìåòèòü, ÷òî â ïðåäøåñòâóþùèå êðèçèñó ãîäû ñòðàíû Ëàòèíñêîé Àìåðèêè áûëè îäíèìè èç îñíîâíûõ çàåìùèêîâ íà ìåæäóíàðîäíîì ðûíêå êàïèòàëà (ñòðàíû ðåãèîíà â 70-ûå ïðèâëåêàëè ñ ìåæäóíàðîäíîãî ðûíêà êàïèòàëà â ñðåäíåì îêîëî 26 ìëðä. äîëëàðîâ ÑØÀ â ãîä).  èòîãå, òîëüêî çà ïåðèîä ñ 1973 ã. ïî 1983 ã. îáùèé âíåøíèé äîëã ñòðàí ðåãèîíà âûðîñ ñ 73 äî 325 ìëðä. äîëëàðîâ ÑØÀ. Áîëüøàÿ ÷àñòü âíåøíåãî äîëãà áûëà ïðåäñòàâëåíà êðàòêîñðî÷íîé çàäîëæåííîñòüþ ñ ïëàâàþùåé ñòàâêîé, ïðè÷åì ïðèìåðíî 80% äîëãà ïðèõîäèëîñü íà äîëþ ãîñóäàðñòâà.  òîò ïåðèîä ó ñòðàí ðåãèîíà íå âîçíèêàëî îñîáûõ ïðîáëåì ñ îáñëóæèâàíèåì âíåøíåãî äîëãà: áëàãîïðèÿòíàÿ ñèòóàöèÿ íà òîâàðíûõ ðûíêàõ, ìàññèðîâàííûå èíîñòðàííûå èíâåñòèöèè, à òàêæå ëüãîòíûå óñëîâèÿ êðåäèòîâàíèÿ ïîçâîëÿëè áåç îñîáîãî òðóäà îñóùåñòâëÿòü âûïëàòû ïðîöåíòîâ è ïðèíöèïàëà....
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