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Analysis of Presentations

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Submitted By denisbarredo
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Analysis of COOP57
Coop57 is a cooperative financial services designed to lend Money to social projects. We believe in this project. The loans are limited for the people so this avoids a lot of risk in comparison with the big Banks.
It is true that this cooperative follow the main principle of transparency, although, if you search in the official web, it’s difficult to find the real loans and the complete projects that they support. Also, their operations are not audited, so we can’t be sure that all the money is really invested…
We like the proposal of the auto management. All of them manage the funds in the project day by day, not only the people of the cooperation, also the investors, so they know what is exactly doing with their money.
This cooperative grows from the people initiative to convert projects in real projects if it has a social interest.
To sum up, it seems an interesting option of financial banking nowadays, because the economic crisis does not allow developing good projects without the bank financing.
Maybe this kind of banks will decrease or maybe not. Maybe this ethical and financial cooperative will increases their loans and will develops new social projects helping also a lot of people that maybe this project is their solution to live.

Analysis of Triodos Bank
Triodos Bank is one of the new banks who make ethical banking. The most part of the money that they gets from their customers is using for giving loans to social projects. Social projects include environmental projects and helps ONG in emergent countries, some ONG’s give microcredits to grow new business in poor countries.
They have an ethic code of not giving money to some companies they think they are not ethic, for example, companies who sells arms or companies who gives money to nuclear plants.

But the problematic of the Bank is what is ethic and what not ethic is.

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