Effective writing is important to both a writer and reader when writing a paragraph. The two paragraphs I chose to read were paragraph two, which is about the government effort to help the economy deal with the crisis of delinquent debt. I also read paragraph three, which is about circumstance that may lead the consumer to be denied credit. The paragraph that was most effective was paragraph three. This problem unfortunately, has, and will affect many people in the near future. It opens with a simple yet understandable topic sentence that sets up the rest of the body. The body provides facts and examples on why a person would be denied credit and what happens if one is denied. Paragraph three does not have the clarity that paragraph two does, and has a few punctuation and grammar errors, but it gives more detail on why a person would be denied credit. Paragraph three gives the consumer the reason for denial and the opportunity for the consumer to correct the damage already done by bad credit. Paragraph two just focuses on what Obama and Congress WANT to do to help the economy. The sentences in both paragraphs aren’t repetitive and they flow nicely with clear and concise points. What separates paragraph three from two is that paragraph two discusses ideas for the solution whereas paragraph three gives the consumer the power to participate in solving their own demise, thus making giving paragraph three a stronger concluding sentence. Therefore, paragraph three is more effective to the reader for its clarity, rhythm, and how the writer went by organizing the paragraph despite the errors present in the