Premium Essay

Assessing the Impact

In:

Submitted By robertpnacion
Words 1520
Pages 7
VIRLANIE FOUNDATION, Inc.
Family Program

Assessing the Impact of Microfinance Project to the Lives of Beneficiaries

Microfinance is a powerful economic development tool. Its unique approach to poverty alleviation targets the working poor, a segment of society that is typically underserved by conventional economic development strategy. Microfinance programs deliver basic financial services to the vast numbers of business owners with little or no access to the credit, deposit, and savings mechanisms offered through commercial banks.1

____________
1Understanding Microfinance and its Contribution to Economic Growth, The Palestinian Network.
I. Project Background

Many of the people in the community have difficulty meeting their needs. This situation is aggravated by the fact that, for most of them, only one spouse may have a regular job, while the other spouse stays home because s/he cannot find work or has to care for their children. The desires of those who stay at home to help their working spouses earn is seen by the former’s engaging in vending viand, snacks or small grocery store “sari-sari store”, etc. They have acquired basic skills needed in running a micro-business, but their capital either gets used up for the provision of their particular venture. Most often, they solve this problem by resorting to loan sharks.

Virlanie Foundation, Inc., in its effort to help alleviate the street children’s problem by approaching it from a preventive point of view, started the loan assistance project in 1993 through the Family Program the community based project of the foundation. Just in January of 2003, the new and improved policy of giving capital assistance in the communities were started and having a fund capital of Php150,000.00 to start with.

At present the microfinance project had served 66

Similar Documents

Premium Essay

Assessing the Value and Impact of Cpoe

...to their own advantage. Users of the system make a great impact to the existence of the same. It is imperative to consider old data that is supposed to be fed to the system in order to make it efficient while updating the rest of information. Self evaluation process is recommendable to the system by the Information Technology experts. The human interface of the system should be included by the evaluation team. This will include two psychologists. The above aspects should be considered by a team of analysts before they conclude on whether the project does or does not meet its worth. Case Study 16, “Assessing the Value and Impact of CPOE.” University Health Care System did not do a thorough investigation of the impacts that the CPOE process would have had on the current system. For this reason, they took the step to begin the process without having had its basics. They may have had assumed that the common advantages of using a computerized system would obviously work to their own advantage. They failed to realize that the user understands and experience with using the new system would have a significant impact on the efficiency of the system. The staff had not been well educated on how to use the system and hence had remarkably little experience on how to make it work out for them. They had the right idea, but just did not do it like it is supposed to be done. What process will you use to develop a plan for assessing the value of the CPOE? A good and efficient way to implement...

Words: 1950 - Pages: 8

Premium Essay

Assessing the Impact of Globalization on the Caribbean Business Environment

...of this paper is to assess the impact of globalization on the Caribbean business environment. Much has been written about globalization which is more accurately viewed as a process of change rather that an event which has already occurred. The impact of globalization on any environment can be both positive and negative and can be described as the enablers or the constraints which affect the decisions made by leaders, both government and business. It also refers to the way these choices affect the lives of all people. Scholars David Held, Anthony McGrew, David Goldblatt and Jonathan Perraton developed a general framework for understanding the process and characteristics of globalization. The authors said that, “in its simplest sense globalization refers to the widening, deepening and speeding up of global interconnectedness. They also suggest that the process of Globalization does not only have one kind of impact or outcome but four different types namely Decisional, Institutional, Distributive and Structural: • Decisional impact. How does globalizing processes affect how individuals, corporations, organizations and governments make decisions? • Institutional impact. How does globalization change the agendas of organizations and individuals, structure their choices and influence their preferences? • Distributive impact. How does globalization change the way wealth and power are distributed within and among countries? • Structural impact. How does globalization structure...

Words: 3201 - Pages: 13

Free Essay

Technological Impact on Creativity: Assessing the Impact of Computer Modeling and Rapid Prototyping on Perceived Creativity

...THE FLORIDA STATE UNIVERSITY COLLEGE OF VISUAL ARTS, THEATER, AND DANCE TECHNOLOGICAL IMPACT ON CREATIVITY: ASSESSING THE IMPACT OF COMPUTER MODELING AND RAPID PROTOTYPING ON PERCEIVED CREATIVITY By ANTHONY L. CONETTA A thesis submitted to the Florida State University in partial fulfillment of the requirements for the degree of Masters of Fine Arts in Interior Design Degree Awarded: Fall, 2012 i Anthony Conetta defended this thesis on June 26, 2012. The members of the supervisory committee were: Marlo Ransdell Professor Directing Thesis Eric Wiedegreen Committee Member Jim Dawkins Committee Member The Graduate School has verified and approved the above-named committee members, and certifies that the thesis has been approved in accordance with university requirements. ii ACKNOWLEDGEMENTS [Type or paste your acknowledgements paragraph(s) here] iii TABLE OF CONTENTS LIST OF TABLES .......................................................................................................................... 1  LIST OF FIGURES ........................................................................................................................ 2  ABSTRACT .................................................................................................................................... 3  CHAPTER ONE ............................................................................................................................. 4  INTRODUCTION...

Words: 16731 - Pages: 67

Premium Essay

Can Design Improve Construction Safety?: Assessing the Impact of a Collaborative Safety-in-Design Process

...Can Design Improve Construction Safety?: Assessing the Impact of a Collaborative Safety-in-Design Process Marc Weinstein1; John Gambatese, M.ASCE2; and Steven Hecker3 Abstract: This paper analyzes the impact of a large-scale safety-in-design initiative during the design and construction of a semiconductor manufacturing facility in the Pacific Northwest of the United States. Drawing on multiple data sources including individual interviews, group interviews, construction documentation, and an expert panel involved in the initiative, the writers identify 26 potential design changes on the project and assess the importance of timing, trade contractor involvement, and the type of design change in determining whether a proposed design change was ultimately integrated into the final construction plans. The writers further consider whether adopted design changes would have occurred in the absence of the safety-in-design initiative and whether the accepted design changes ultimately impacted construction site safety on the project. This analysis of a full-scale safety-in-design initiative provides important insights into how injury prevention efforts in the construction industry can begin upstream by involving designers, engineers, and trade contractors in preconstruction processes. DOI: 10.1061/ ASCE 0733-9364 2005 131:10 1125 CE Database subject headings: Construction management; Design; Safety; Injuries; Accident prevention. Introduction The notion that the safety of construction...

Words: 9270 - Pages: 38

Premium Essay

Assessing the Impact of the Value Added Tax (Vat) Scheme on the Revenue Generation Capacity in Ghana

...AND TECHNOLOGY ASSESSING THE IMPACT OF THE VALUE ADDED TAX (VAT) SCHEME ON THE REVENUE GENERATION CAPACITY IN GHANA A LONG ESSAY PRESENTED TO THE SCHOOL OF ARTS AND SOCIAL SCIENCES (SASS), REGENT UNIVERSITY COLLEGE OF SCIENCE AND TECHNOLOGY, IN PARTIAL FULFILMENT OF THE REQUIREMENTS FOR THE AWARD OF BACHELOR OF SCIENCE DEGREE IN ACCOUNTING AND INFORMATION SYSTEMS NII TORTO QUAO (022 0207) DECEMBER 2009 DECLARATION I hereby declare that this long essay is the original research undertaken by me, including all references from other books, handouts, internet, magazines, textbooks, etc under the supervision of the under signed lecturer. Mr. Albert Akanferi …………………………….. ……………………………….. (Supervisor) Signature Date Nii Torto Quao …………………………….. ………………………………. (Student) Signature Date i ABSTRACT A strong and efficient tax system provides the basis for enhanced economic growth and development. Ghana’s fiscal structure prior to 1983 had generally been characterised by low tax revenue. As a result Ghana undertook a number of reforms prescribed by the International Monetary Fund and the World Bank under the Economic Recovery Programme (ERP) and the Structural Adjustment Programme (SAP). Tax reforms constituted one of the essential ingredients of SAP. The tax reform process has assumed diverse dimensions over the pass two and half decades. One of those tax reforms was the Value Added Tax scheme (VATs). The purpose of this study is to assess the impact of the VATs on...

Words: 8054 - Pages: 33

Premium Essay

Lab 2

...4. Conduct a high-level narrative discussion and review of the COBIT v4.1 Framework. 5. Review the COBIT P09 Control Objective definition, scope, and focus areas for assessing and managing IT risk. 6. Relate how the COBIT (P09) Control Objective definition relates to assessing and managing IT risk within each of the seven domains of a typical IT infrastructure: User, Workstation, LAN, LAN-to-WAN, WAN, Remote Access, Systems/Applications Domains 7. Explore the structure and format of how to align risks, threats, and vulnerabilities identified from your IT infrastructure to the COBIT P09 Control Objective definition, scope, and focus areas Information, Applications, Infrastructure, and People. 8. Explore the hierarchy for assessing and managing IT risks: • Step #1: Align the risk, threat or vulnerability assessment to C-I-A primary first and assess • Step #2: Align the risk, threat, or vulnerability remediation to Effectiveness, Efficiency, Compliance, and Reliability secondary • Step #3: Assess the risk impact for each threat or vulnerability in the following focus areas: o Information – What is the risk impact? How can this be mitigated? How can this be managed? o Applications – What is the risk impact? How can this be mitigated? How can this be managed? o Infrastructure – What is the risk impact? How can this be...

Words: 381 - Pages: 2

Premium Essay

Green Cloud

...A Framework for assessing solutions to green cloud computing Thi Hong Nhung Huynh MSc Computing and Management 2010/2011 The candidate confirms that the work submitted is their own and the appropriate credit has been given where reference has been made to the work of others. I understand that failure to attribute material which is obtained from another source may be considered as plagiarism. (Signature of student) Abstract Cloud computing is a breakthrough innovation in information technology industry. It brings new efficiencies and advantages to business. There is much hype about environmental impacts of cloud computing on green issues. Some favour of cloud computing as solution to green issues while others blame cloud computing as burden to environmental problems. Cloud computing, nevertheless, like other technology, is neutral. It can be either cause or solution to environmental issues. There is growing pressure on cloud computing industry to reduce the environmental impacts of their data centres. The current trend focuses on developing green cloud computing. However, the evaluation of solutions to green cloud computing bases on certain standards, metrics and benchmarks, which assess only parts of the environmental issues with cloud computing. This report will concentrate on green issues with cloud computing. Significant positive and negative impacts of cloud computing on the environment issues will be investigated. Next, a classification of green issues...

Words: 25393 - Pages: 102

Premium Essay

External Staffing

...and may require multiple methods of assessing to accomplish staffing objectives. Methods provide effective and/or efficient means to identify applicants/candidates ability to be a successful hire. Factors employers should consider in determining if assessment methods may require evaluation; • High employee turnover rates • Poor performance related to new hires • Low applicant rates • Declines in organizational productivity • Screening of applicants effectively • Identification of competencies requirements (Person-job fit) • Identify development needs and/or capacity to obtain knowledge • Organization and cultural fit (Person-organizational fit) • Talent and HR philosophy alignment to business strategy • Other attributes; personality, attitude, motivations, teamwork and interests (Person–group fit) and (Person-vocation fit) • Validity/reliability and accuracy of method to achieve staffing goals • Minimize adverse impact, ethical and legal concerns • Maximize ROI/costs of hiring • Candidates reaction (fair, consistent and objective) Source: Strategic Staffing 2nd edition – Phillips and Gully. Chapter 9 Assessing External Candidates page 233- 240 2) Discuss the advantages and disadvantages of both structured and unstructured interviews. Which would you prefer to use? Why? Unstructured Interviews Disadvantages • Standard approach is absent variances by candidate/interviewer • Formal scoring may be lacking impacts the ability compare candidates effectively ...

Words: 1127 - Pages: 5

Premium Essay

Ilm L5

...Institute of Leadership & Management Unit M5.29 Assessing your own leadership capability and performance A S P M E L Unit: M5.29 Assessing your own leadership capability and performance: Assessment with Session Plan M5.29 ‘Assessing your own leadership capability and performance’ Assessment with Session Plan Session Plan: M5.29 Assessing your own leadership capability and performance Session Length: 2 half-day sessions plus guided learning in the workplace set by tutor (16 glh total) Venue: TBC Tutor Resources to include: · · · · · Flip charts and pens Assessment M5.29 Sufficiency descriptor M5.29 NHS LQF NHS Leadership Framework. Additional information about the sessions: These two half-day sessions together with guided learning set by the tutor in the learners’ own workplace are designed to cover the minimum 16 glh for the ILM unit M5.29 ‘Assessing your own leadership capability and performance’ and to enable the learner to complete to a satisfactory standard the ILM assessment for the M5.29 unit. The sessions are intended to further develop the skills and knowledge of learners working in the NHS who are existing or aspiring middle managers with some previous knowledge of leadership and motivation theory. Time for tutorials are not included in the sessions. A S P M E L Page 2 of 11 M5.29 © ILM 2012 Copied under licence Unit: M5.29 Assessing your own leadership capability and performance: Assessment with Session Plan Reflective...

Words: 946 - Pages: 4

Free Essay

Cyclotron

...Activity Guide 2012-13 Sub-Theme-VI Energy Planning and Modelling Page 85 Activity Guide 2012-13 Working Group of the sub-theme Prof. A. Srinivasan Mr. Jayanta Kr Sarma Dr. Lalit Sharma Sheeraz Kirmani Dr. Kishor Kumar Baruah Mr. Sandeep Bhattacharjee Page 86 Activity Guide 2012-13 Energy Planning and Modelling 1. Introduction Planning is a process for developing a system and approach to fulfil a predefined goal and objectives on the basis of assessing the present scenario. Planning is meant for betterment. This betterment can be the strengthening resource base, efficient resource utilization and fulfilment of human needs. In case of energy planning it is targeted for meeting the present energy needs in an optimum and efficient way so that it may not destroy its ability to meet the future needs. Planning is a process for accomplishing purposes. It is a blue print of growth and a road map of development. It helps in deciding objectives both in quantitative and qualitative terms. It is setting of goals on the basis of objectives and keeping in the resources. A plan can play a vital role in helping to avoid mistakes or recognize hidden opportunities. Planning helps in forecasting the future, makes the future visible to some extent. It bridges between where we are and where we want to go. Planning is looking ahead. Forecasting is the process of making statements about events whose actual outcomes (typically) have not yet been observed. A commonplace example might be estimation...

Words: 4255 - Pages: 18

Premium Essay

Is3110T Lab 2 Assessment Worksheet

...Lab #2 Assessment Worksheet Align Risks, Threats, & Vulnerabilities to COBIT P09 Risk Management Controls 1. a. Unauthorized access from public internet - HIGH b. User destroys data in application and deletes all files - LOW c. Workstation OS has a known software vulnerability – HIGH d. Communication circuit outages - MEDIUM e. User inserts CD’s and USB hard drives with personal photos, music and videos on organization owned computers - MEDIUM 2. a. PO9.3 Event Identification – Identify threats with potential negative impact on the enterprise, including business, regulatory, legal, technology, trading partner, human resources and operational aspects. b. PO9.4 Risk Assessment – Assess the likelihood and impact of risks, using qualitative and quantitative methods. c. PO9.5 Risk Response – Develop a response designed to mitigate exposure to each risk – Identify risk strategies such as avoidance, reduction, acceptance – determine associated responsibilities; and consider risk tolerance levels. 3. a. Unauthorized access from public internet - AVAILABILITY b. User destroys data in application and deletes all files - INTEGRITY c. Workstation OS has a known software vulnerability – CONFIDENTIALITY d. Communication circuit outages - AVAILABILITY e. User inserts CD’s and USB hard drives with personal photos, music and videos on organization owned computers - INTEGRITY 4. a. Unauthorized access from public internet...

Words: 934 - Pages: 4

Premium Essay

Lab 2

...e. 2. For the above identified threats and vulnerabilities, which of the following COBIT P09 Risk Management control objectives are affected? • PO9.1 IT Risk Management Framework • PO9.2 Establishment of Risk Context • PO9.3 Event Identification • PO9.4 Risk Assessment • PO9.5 Risk Response • PO9.6 Maintenance and Monitoring of a Risk Action Plan 3. From the identified threats & vulnerabilities from Lab #1 – (List At Least 3 and No More than 5), specify whether the threat or vulnerability impacts confidentiality – integrity – availability: Confidentiality Integrity Availability a. b. c. d. e. 4. For each of the threats and vulnerabilities from Lab #1 (List at Least 3 and No More than 5) that you have remediated, what must you assess as part of your overall COBIT P09 risk management approach for your IT infrastructure? 5. For each of the threats and vulnerabilities from Lab #1 – (List at Least 3 – No More than 5), assess the risk impact or risk factor that it has on your organization in the following areas: a. Threat or Vulnerability #1: o Information – o Applications – o Infrastructure – o People – b. Threat or Vulnerability #2: o Information – o Applications – o Infrastructure – o People – c. Threat or Vulnerability #3: o Information – o Applications – o Infrastructure – o People – d. Threat or Vulnerability #4: o Information – o Applications – o Infrastructure – o People – e. Threat or Vulnerability #5: o...

Words: 469 - Pages: 2

Premium Essay

Measuring Reliability and Preparedness

...The Issues with Measuring Reliability and Preparedness MSG Steven McNally CJ 452 November 20, 2012 Mr. Victor Talavera The Issues with Measuring Reliability and Preparedness Many governmental and nongovernmental agencies have plans in place to handle terrorist attacks and natural disasters. However, many planners have only written these plans to meet a requirement. Many planners have not vetted their plans. As a result, their plans may not produce the desired outcomes when they are executed. Some effective methods planners can use to examine their plans are through assessing inputs and outcomes, evaluating the reliability of the system and response reliabilities. These methods can provide another way of assessing plans in order to make necessary changes to provide a more effective and efficient plan. Inputs versus Outcomes Every plan involves inputs and outcomes. Inputs are the resources and personnel used in a plan. An example of a plan can be how a city would respond to a wildfire. A small sample of resources can be local and state firefighters, firefighting airplanes and helicopters, and vehicles and shelters for evacuation efforts. Federal wildfire experts, local and state law enforcement leaders, and city and state emergency management teams are just some examples of experts needed to be brought in to help execute the plan. Plans exist at every level, from city to federal on how to handle natural disasters and terrorist acts. These plans usually include...

Words: 1325 - Pages: 6

Premium Essay

The Positive And Negative Impacts Of Globalization In Trinidad And Tobago

...sharing of information became easier due to globalization. This has also contributed to the perception of speedy travel of the transportation of products, mass communications and quick distribution of information through the Internet as benefits ("22 Globalization Pros and Cons", 2017) ("Positive and Negative Impacts of Globalization", 2016). For example, the citizens of Trinidad and Tobago are granted the choice of free communication with others from different regions through the removal of borders. The Caribbean residents assesses the extensive array of technology, all-encompassing computers, transportation and communication, that aids to access and generate restricted scientific knowledge and goods in a timely manner without delay (Tyehimba,...

Words: 831 - Pages: 4

Premium Essay

Management Risk

...The Importance of Managing Risk Introduction A variety of academics have provided numerous definitions of risk, with some being centred around a specific business environment and others being a more generic definition of risk. A comprehensive risk definition that is tailored around the business environment can be defined as an event that will likely lead to substantial losses for an organisation, which could also be made more dangerous by the likelihood of the risk event occurring (Harland, et al., 2003). Furthermore, The English Oxford Dictionary defines risk as "A situation involving exposure to danger" or "The possibility that something unpleasant or unwelcome will happen". (Oxford Dictionary, 2015) Kaplan and Garrick (1981, p. 12) provide a simple equation for risk, which is "risk = uncertainty + damage". They believe that it is irrelevant as to what context risk exists in, and that the same equation can always be used to identify and manage risk. However, risk can still be categorised differently depending on what facet of the organisation it is affecting. For example, supply chain risk can be defined as ""the variation in the distribution of possible supply chain outcomes, their likelihood, and their subjective values" (March & Shapira, 1987, p. 1404). This is quite different to other, more generalised definitions of risk. Risk Management Before a risk management strategy can be decided upon, the risk event must first be identified. An organisation should conduct...

Words: 2172 - Pages: 9