wWweweGj †gvevBj e¨vswKs GK bR‡i e¨vswKs myweav ewÂZ‡`i Rb¨ e¨vswKs †gvevBj e¨vswKs Kx? †gvevBj e¨vwKs n‡”Q kvLvwenxb e¨vwKs e¨e¯’v, hvi gva¨‡g ¯^í Li‡P `¶Zvi m‡½ Avw_©K †mev †cuŠ‡Q hv‡e e¨vwKs myweav ewÂZ Rb‡Mvwôi Kv‡Q| †gvevBj cªhyw³ miÄvg A_©vr †gvevBj †dv‡bi gva¨‡g e¨vwKs I Avw_©K †mev (UvKv Rgv`vb, D‡Ëvjb, cY¨ ev †mev µ‡qi g~j¨ cwi‡kva, wewfbœ ai‡Yi wej cwi‡kva, †eZb/fvZv weZiY, we‡`wkK Avq, miKvwi †eZb I fvZvw` weZiY, ATM ‡_‡K UvKv D‡Ëvjb) cÖ`vb KivB n‡”Q †gvevBj e¨vwKs| †gvevBj GKvD‡›Ui gva¨‡g †gvevBj e¨vwKs Gi cÖ¯—vweZ †mevmg~n cvIqv hv‡e|

†gvevBj e¨vswKs-Gi myweavmg~n t †gvevBj e¨vswKs Gi gva¨‡g A_©‡K B‡j±«wbK A‡_© iƒcvš—i Ges m‡e©vcwi `vwi`ª¨ `~ixKiY m¤¢e: cÖK…Z AbjvBb e¨vswKs †mev ‡`ke¨vcx †h ‡Kvb mgq, †h ‡Kvb ¯’v‡b †mevi wbðqZv GwU myweavRbK, mnRjf¨ Ges wbivc` UvKv m‡qi Af¨vm evov‡bvi Rb¨ †gvevBj e¨vswKs AwaK Kvh©Ki Gi gva¨‡g `ª“Z I Kg Li‡P UvKv ‡jb‡`b Ges AvazwbK e¨vswKs ‡mevq cÖ‡e‡ki mz‡hvM m…wó n‡e †gvevBj e¨vswKs AwaKZi wbivc` Ges cÖZviYv‡ivaK

wWweweGj †gvevBj e¨vswKs Gi gva¨‡g Kx Kx †mev cvIqv hv‡e? MÖvnK wbeÜb bM` UvKv Rgv`vb bM` UvKv D‡Ëvjb ‡KbvKvUvi wej cwi‡kva BDwUwjwU wej cwi‡kva †eZb/fvZv weZiY we‡`k n‡Z ‡c«wiZ A_© weZiY †gvevB‡j Zvr¶wYK e¨v‡jÝ wiPvR© Znwej ¯’vbvš—i

†Kv_vq ‡gvevBj GKvD›U ‡iwR‡÷ªkb Ki‡eb?

DBBL g‡bvbxZ †h †Kvb G‡R›U c‡q‡›U †gvevBj GKvD›U †iwR‡óªkb Kiv hv‡e| eZ©gv‡b ïay wmwU‡mj Ges evsjvwjs‡Ki g‡bvbxZ G‡R›U hviv DBBL Gi ÒG‡R›U mb`Ó Ges DBBL ‡gvevBj e¨vswKs e¨vbvi cÖ`k©b Ki‡Z cvi‡e ZvivB DBBL Gi MÖvnK †iwR‡óªkb Ki‡Z cvi‡eb|

wKfv‡e ‡gvevBj GKvD›U ‡iwR‡÷ªkb Ki‡eb? MÖvnK KYC dig c~iY K‡i RvZxq cwiPqc‡Îi Abzwjwc I Qwemn G‡R‡›Ui Kv‡Q Rgv w`‡eb G‡R›U MÖvn‡Ki Av‡e`bcÎ, RvZxq cwiPqcÎ I Qwe wbix¶Y Ki‡eb G‡R›U Zvi †gvevB‡ji wbeÜb ‡gby¨‡Z hv‡eb Ges MÖvn‡Ki ‡gvevBj b¤^i UvBc Ki‡eb

MÖvnK IVR n‡Z GKwU Kj ev USSD Prompt Menu cv‡eb Ges cÖZz¨Ë‡i Zvi cQ›`gZ 4 msL¨vi GKwU PIN b¤^i w`‡eb (AbyMÖnc~e©K PIN b¤^iwU g‡b ivL‡eb) AZtci MÖvn‡Ki †gvevBj GKvD›UwU Pvjy n‡e, GKvD›U b¤^iwU n‡e MÖvn‡Ki †gvevBj b¤^i hvi m‡½ GKwU Check digit hy³ n‡e MÖvnK Zvi †gvevBj GKvD›U b¤^i Gi wbwðZKiY SMS cv‡eb (AbyMÖnc~e©K Avcbvi Check digit wU g‡b ivLyb)
PIN †Kb `iKvi ?

G‡R›U A_ev DBBL ATM ‡_‡K UvKv D‡Ëvj‡bi mgq PIN `iKvi| PIN Avcbvi Avw_©K wbivcËv wbwðZ Ges cÖZviYvg~jK †jb‡`b cÖwZ‡iva Ki‡e|
PIN †Kb †Mvcbxq ? PIN †gvevBj e¨vswKs Gi ‡jb‡`‡bi g~j Pvwe| ïay mwVK PIN Ges ‡gvevBj b¤^‡ii mgb¡‡qi gva¨‡gB ‡gvevBj GKvD‡›U cÖ‡ek Kiv m¤¢e| wm‡÷g KZ©…K GKvD‡›Ui gvwj‡Ki cwiwPwZ wbwðZ Kivi Rb¨ PIN cÖ‡qvRb| †h‡nZz PIN b¤^iwU Ab¨ †KD Rvb‡j mswk ó GKvD›UwU SzuwKc~Y©, myZivs PIN AZxe mZK©Zvi m‡½ msi¶Y Ki‡Z n‡e|

Check digit ‡Kb `iKvi?

†gvevBj b¤^i A‡b‡KiB Rvbv _v‡K| ZvB Check digit Rvbv bv _vK‡j Ab¨ †KD Avcbvi †gvevBj GKvD‡›U UvKv Rgv w`‡Z cvi‡e bv, Gfv‡eB Check digit Avcbvi †gvevBj GKvD‡›Ui †MvcbxqZv eRvq ivL‡Z mn‡hvwMZv Ki‡e| Ab¨w`‡K, Check digit fyj GKvD›U b¤^i cÖ`v‡bi m¤¢vebv `~i K‡i Avcbv‡K fyj GKvD‡›U UvKv cvVv‡bv ev Rgv`vb †_‡K i¶v Ki‡e|

‡Kvb Acv‡iU‡ii †gvevBj DBBL Gi GKvD›U wnmv‡e †iwR‡óªkb Kiv hv‡e?

‡h †Kvb ‡gvevBj Acv‡iU‡ii †gvevBj e¨enviKvix evsjvwjsK ev wmwU‡m‡ji g‡bvbxZ G‡R›U c‡q‡›U DBBL ‡gvevBj GKvD›U †iwR‡óªkb Ki‡Z cvi‡eb| mKj †gvevBj GKvD›U MÖvnKiv G‡R‡›Ui Kv‡Q UvKv Rgv †`qv Ges D‡Ëvj‡bi myweav cv‡eb| Z‡e evsjvwjsK I wmwU‡mj †dvb e¨enviKvixMY e¨wZZ Ab¨ MÖvnKMY wKQy ¯^-cwiPvwjZ †mev †hgb: wnmve AbymÜvb, UvKv ¯’vbvš—i, wej cwi‡kva, †gvevBj Uc-Avc, PIN cwieZ©b BZ¨vw` MÖn‡Yi my‡hvM cv‡eb bv| evsjvwjsK I wmwU‡m‡ji MÖvnKMY G‡R›U cwiPvwjZ Ges ¯^-cwiPvwjZ Dfq †mevB MÖn‡Yi my‡hvM cv‡eb| wK ai‡bi †gvevBj †mU cÖ‡qvRb?

‡h †Kvb ai‡bi †gvevBj †mU e¨envi K‡iB DBBL ‡gvevBj GKvD‡›Ui †mev cvIqv hv‡e|

GKvD›U Lyj‡Z KZ UvKv cÖ‡qvRb?

gvÎ 10 (`k) UvKv Rgv w`‡q GKRb MÖvnK DBBL ‡gvevBj GKvD›U Lyj‡Z cvi‡eb|

GKvD›U †Lvjvi m‡½ m‡½B wK UvKv Rgv I D‡Ëvjb Kiv hv‡e? GKvD›U †Lvjvi m‡½ m‡½B UvKv Rgv †`qv hv‡e| Z‡e GKvD›UwU m¤ú~Y©fv‡e wbewÜZ nIqvi ci UvKv †Zvjv hv‡e| e¨vsK Kg©KZ©v †iwR‡óªkb di‡g (KYC) cÖ`Ë Z_¨vejx hvPvB K‡i GKvD›UwU m¤ú~Y©fv‡e wbe܇bi Rb¨ Aby‡gv`b Ki‡eb| mvavibZ GKvD›U m¤ú~Y© wbe܇bi Rb¨ 1-2 Kg©w`em jvM‡e| m¤ú~Y©fv‡e †iwR‡óªk‡bi ci Avcbvi †gvevB‡j GKwU SMS cv‡eb|

DBBL ‡gvevBj e¨vswKs KZUzKz wbivc`?

DBBL ‡gvevBj e¨vswKs m¤ú~Y©fv‡e wbivc`, KviY G‡Z †hvMv‡hv‡Mi gva¨g wn‡m‡e USSD A_ev SMS+IVR cÖhyw³ e¨envi Kiv nq| USSD Gi †¶‡Î wb‡`©kbv Ges PIN, USSD Gi gva¨‡g Ges SMS+IVR Gi †¶‡Î wb‡`©kbv, SMS Gi gva¨‡g Ges PIN IVR Kj Gi gva¨‡g †cÖiY Kiv nq| PIN ‡jb‡`‡bi †¶‡Î USSD Ges IVR DfqB wbivc`| ‡h‡nZz †gvevBj †mU, PIN Ges Check digit Avq‡Ë †bqv Qvov GKvD›U †_‡K UvKv D‡Ëvjb Kiv hv‡e bv ZvB MÖvn‡Ki UvKv m¤ú~Y© wbivc`| ZvQvov Check digit _vKvq †h †KD Kv‡iv †gvevBj GKvD‡›U AbvKvw•¶Z UvKv Rgv Ki‡Z cvi‡e bv| (hw`I †gvevBj b¤^i A‡b‡KiB Rvbv)
UvKv D‡Ëvjb Ki‡eb ‡Kv_vq?

DBBL g‡bvbxZ †h †Kvb G†R›U (eZ©gv‡b ïay wmwU‡mj I evsjvwjsK g‡bvbxZ G†R›U), DBBL ATM I kvLv †_‡K UvKv D‡Ëvjb Kiv hv‡e|

wKfv‡e UvKv D‡Ëvjb Ki‡eb ? MÖvnK UvKv D‡Ëvj‡bi Rb¨ G‡R›U‡K Zvi †gvevBj GKvD›U bs I UvKvi cwigvY ej‡eb G‡R›U Zvi †gvevBj †_‡K D‡Ëvjb c×wZ ïi“ Ki‡eb G‡R›U wm‡÷g n‡Z GKwU evZ©v cv‡eb Ges wdiwZ evZ©vq MÖvn‡Ki ‡gvevBj b¤^i I UvKvi cwigvY w`‡eb MÖvnK DBBL wm‡÷g n‡Z wbgœwjwLZ evZ©v ev IVR Kj cv‡eb:

ÒAvcwb Avcbvi †gvevBj GKvD›U †_‡K xxx UvKv D‡Ëvjb Ki‡Z hv‡”Q| Avcwb hw` †jb‡`bwU m¤úbœ Ki‡Z Pvb Zvn‡j Avcbvi 4 msL¨vi PIN b¤^iwU cÖ`vb Ki“bÓ MÖvnK PIN b¤^iwU UvBc Ki‡eb wm‡÷g, MÖvn‡Ki GKvD›U n‡Z mgcwigvY UvKv †WweU Ki‡e G‡R›U MÖvnK‡K UvKv cÖ`vb Ki‡eb ‡Kv_vq UvKv Rgv w`‡eb ?

DBBL g‡bvbxZ †h †Kvb G†R›U (eZ©gv‡b ïay wmwU‡mj I evsjvwjsK g‡bvbxZ G‡R›U) I DBBL kvLvq UvKv Rgv †`qv hv‡e | wKfv‡e UvKv Rgv w`‡eb ? MÖvnK G‡R†›Ui wbKU UvKv Rgv w`‡eb G‡R›U Zvi †gvevBj †_‡K Rgv`vb c×wZ ïi“ Ki‡eb G‡R›U wm‡÷g n‡Z GKwU evZ©v cv‡eb Ges wdiwZ evZ©vq MÖvn‡Ki ‡gvevBj b¤^i I UvKvi cwigvY w`‡eb G‡R›U Zvi PIN b¤^i w`‡eb wm‡÷g, MÖvn‡Ki GKvD‡›U mgcwigvY UvKv †µwWU Ki‡e G‡R›U MÖvnK†K UvKv Rgv`v†bi iwk` w`‡eb wm‡÷g MÖvn‡Ki ‡gvevB‡j GKwU wbwðZKiY SMS cvVv‡e wbivcËv wbwðZ I mwVK †jb‡`b Kivi Rb¨ MÖvnK SMS †cÖi‡Ki b¤^i Ges UvKvi cwigvY wbix¶v Ki‡eb| MÖvnKiv 16216 b¤^i n‡Z SMS cv‡eb

‡jb‡`‡bi mxgv KZ?

G‡R‡›Ui Kv‡Q memgq ch©vß A_© bvI _vK‡Z cv‡i| Avgiv cÖ‡Z¨K G‡R›U c‡q›U †_‡K hZ †ewk m¤¢e MÖvnK‡K †mev w`‡Z PvB| Ab¨w`‡K, Avgv‡`i †h †Kvb ai‡Yi cÖZviYvg~jK ¶wZ cÖwZ‡iva Ki‡Z n‡e| GB welq¸‡jv we‡ePbvq wb‡q †jb‡`‡bi cwigvY Ges msL¨v wba©viY Kiv n‡q‡Q| eZ©gv‡b wb‡b¥v³ cwigvY Ges msL¨v Abyhvqx MÖvnKMY †jb‡`b Ki‡Z cvi‡eb: ‰`wbK Rgv ‰`wbK D‡Ëvjb cÖ‡Z¨K ‡jb‡`‡bi (Rgv/D‡Ëvjb) cwigvY cÖwZ gv‡m Rgv cÖwZ gv‡m D‡Ëvjb wKfv‡e Avcbvi GKvD‡›Ui e¨v‡jÝ Rvb‡eb? MÖvnK Zvi †gvevBj ‡_‡K e¨v‡jÝ Rvbvi cÖwµqvwU ïi“ Ki‡eb MÖvnK DBBL wm‡÷g n‡Z wbb¥wjwLZ evZ©v ev IVR Kj cv‡eb ÒGKvD›U e¨v‡jÝ Rvb‡Z PvB‡j Avcbvi 4 msL¨vi PIN b¤^iwU UvBc Ki“b A_ev Cancel evUb †P‡c Aby‡ivawU evwZj Ki“bÓ MÖvnK Zvi PIN b¤^iwU UvBc Ki‡eb DBBL System MÖvn‡Ki †gvevB‡j e¨v‡j‡Ýi cwigvY cvVv‡e

= = = = =

m‡e©v”P 5 evi m‡e©v”P 5 evi UvKv 5000/m‡e©v”P 20 evi m‡e©v”P 20 evi

wKfv‡e PIN cwieZ©b Ki‡eb? MÖvnK Zvi †gvevBj ‡_‡K PIN cwieZ©b cÖwµqvwU ïi“ Ki‡eb MÖvnK DBBL wm‡÷g n‡Z wbb¥wjwLZ evZ©v ev IVR Kj cv‡eb ÒPIN cwieZ©b Ki‡Z PvB‡j Avcwb Avcbvi 4 msL¨vi eZ©gvb PIN wU cÖ`vb Ki“b A_ev Cancel evUb †P‡c Aby‡ivawU evwZj Ki“bÕÕ MÖvnK Zvi eZ©gvb PIN wU cÖ`vb Ki‡eb DBBL System GKwU bZzb 4 msL¨vi PIN PvB‡e MÖvnK Zvi bZzb PIN UvBc Ki‡eb PIN wU cwiewZ©Z n‡e|

‡eZb/fvZv weZiY Kx? G c×wZ‡Z e„nr e¨emvwqK cÖwZôvb¸‡jv ¯^í mg‡q Sv‡gjvwenxbfv‡e Zv‡`i Kg©KZ©v/Kg©Pvix‡`i ‡eZb Ges miKvi wewfbœ ai‡bi fvZv †hgb gyw³‡hv×v fvZv, weaev fvZv, eq¯‹ fvZv BZ¨vw` weZiY Ki‡Z cvi‡eb| wKfv‡e GwU KvR K‡i? e¨emvwqK cÖwZôvb/miKvwi Awdm gvwmK †eZb/fvZv I †gvevBj GKvD›U b¤^i m¤^wjZ GKwU ZvwjKv WvP&-evsjv e¨vs‡K cvVv‡eb WvP&-evsjv e¨vsK ¯^qswµq c×wZ‡Z e¨emvwqK cÖwZôvb/miKvwi Awd‡mi GKvD›U n‡Z wbw`©ó cwigvY UvKv †WweU K‡i mgcwigvY UvKv cÖ‡Z¨‡Ki e¨w³MZ GKvD‡›U †µwWU Ki‡e Kg©KZ©v/Kg©Pvix Ges myweav‡fvMx e¨w³ Zvi wbR †gvevB‡j G †jb‡`b m¤úwK©Z GKwU evZ©v cv‡eb Kg©KZ©v/Kg©Pvix Ges myweav‡fvMx e¨w³ †h‡Kvb G‡R›U A_ev DBBL ATM ‡_‡K UvKv D‡Ëvjb Ki‡Z cvi‡eb e¨emvwqK cÖwZôvb/miKv‡ii myweavmg~n Kx Kx? mgq mvkªq A_© mvkªq AwZwi³ Rbe‡ji cÖ‡qvRb †bB fyj nevi m¤¢vebv LyeB Kg wbwðZ Zvr¶wYK †mev

Kg©KZ©v/Kg©Pvix I fvZv cÖv߇`i myweavmg~n Kx Kx? GKvD‡›U Zvr¶wYK UvKv Rgv Sv‡gjvwenxb †eZb/fvZv msMÖn e¨vs‡K wM‡q jvB‡b `uvov‡bvi cÖ‡qvRb †bB ‡h‡Kvb G‡R›U A_ev DBBL ATM A_ev kvLv ‡_‡K UvKv D‡Ëvjb Kiv hv‡e

wKfv‡e †gvevBj GKvD‡›U ‰e‡`wkK †iwgU¨vÝ cvVv‡bv hv‡e? we‡`‡k Aew¯’Z G·‡PÄ nvDm¸‡jv myweav‡fvMxi †gvevBj GKvD‡›Ui wecix‡Z †iwgU¨vÝ MÖnY Ki‡e| G·‡PÄ nvDm¸‡jv †gvevBj GKvD›U b¤^i I UvKvi cwigvY m¤^wjZ GKwU ZvwjKv WvP&-evsjv e¨vs‡K cvVv‡e WvP&-evsjv e¨vsK †K›`ªxqfv‡e cÖ‡Z¨K GKvD‡›U wbw`©ó cwigvY UvKv Rgv K‡i ‡`‡e myweav‡fvMx e¨w³ Zvi wbR †gvevB‡j GB †jb‡`b m¤úwK©Z GKwU evZ©v cv‡eb myweav‡fvMx e¨w³ †h ‡Kvb G‡R›U A_ev ATM A_ev DBBL kvLv †_‡K UvKv D‡Ëvjb Ki‡Z cvi‡eb

wd Ges mvwf©m PvR© ‡iwR‡÷ªkb wd UvKv Rgv`vb UvKv D‡Ëvjb gv‡P©›U wej cwi‡kva ‡gvevBj Uc-Avc ‡eZb weZiY fvZv weZiY ‡iwgU¨vÝ cÖ`vb : wd« : RgvK…Z UvKvi 1% A_ev 5 UvKv, †hwU AwaKZi : D‡ËvjbK…Z UvKvi 2% A_ev 10 UvKv, †hwU AwaKZi : MÖvn‡Ki Rb¨ wd« : MÖvn‡Ki Rb¨ wd« : wd« : wd« : wd«