Premium Essay

Bis/221 Capital Resources

In: Computers and Technology

Submitted By unvstd2015
Words 1120
Pages 5
Request for Capital Resources

14 March 2015

Julie Smith
12345 Cherry Lane
United States, CA
67890

Objective: Investment Request

Dear Mr. James

Our company is an outstanding corporate that is highly respected among our peers in the outside world. The time and research we put into every new and old project in which we financially support, tends to lead us to greatness, as those products usually create a sustainable amount of wealth and growth. We have a huge reputation in regards to investing in local businesses in order to help them not only gain immediate attention by tagging our name to them but also assist them in making there visions come to life in which our company’s capital resources have given them a huge step towards there dreams.

With every investment that we have taken part on in investing our own capitol resources, the products have had a huge success rate. Our company has seen steady growth in each and every quarter in all the products in which we have taken a financial interest in. We can only gain more and more success within our company by continuing to expand more and provide the tools that are necessary in order for new projects in which we see potential in, to grow.

I have a product that I am certain will rise above the bar we set in order to not only develop into a successful business but will as well bring our company to another height of financial stability. I would like to introduce to you a product that I know for certain will do well on the market, as it already has been successful with the small amount of the distribution it has put out already.

First, I would like to introduce this product. The product is the Hydro Flask. They are currently based in Bend, Oregon. They know all too well the importance of hydration living out on the vast lands of desert and mountains. They introduced there product...

Similar Documents

Premium Essay

Case Study

...yRunning head: Case Study MGMT 221 – Act 1.7 – Assignment: Case Study – J. Burger 0803155 Jacobus J Burger Embry-Riddle Aeronautical University Daytona Beach, Florida Department of Distance Learning Instructor: Amro Saud August 22, 2014 MGMT 221 – Act 1.7 – Assignment: Case Study – J. Burger 0803155 Case Study Questions: 1) a. eCourier : This company uses data processing and analyses software to generate information relevant to their business that manages can act on. They are able to utilize this Business Intelligence resource to more closely and accurately monitor customer satisfaction, increase their customer retention rates and at the same time improve the scalability of their business, without added capital expenditure. They offer an app download on their homepage (eCourier, 2014 ) that allows customers to track the delivery in real-time. On ‘chatting’ with a customer service rep, “Nicola”, the author was informed that eCourier actually offers a customer a real-time video feed of their package from pickup to delivery. This is a unique use of IS technologies and would offer a customer a unique level of customer interaction and service. Utilizing a service such as this would offer a strategic advantage above its competitors. b. Cablecom: This company uses statistical software for data mining and survey creation. They were able to utilize these IS technologies as part of a Knowledge Management and Management Support system....

Words: 783 - Pages: 4

Premium Essay

Card 405- Rough Draft Portfolio

...Natalia Perez Portfolio September 28, 2012 Table of Contents Statement of Authenticity …………………………………………………………………...……3 Personal Mission Statement……………………………………………………………………….4 Elevator Speech …………………………………………..………………………………………5 Education………………………………………………………………………………………….6 Resume…………………………………………………………………………………………….9 Professional development and Training ……………………………………………………..…..10 Reference…………………………………………………………………………………..…….11 Reference List …………………………………………………………………………….……..12 Awards and Accomplishments …………………………………………………………….……13 Volunteer History ………………………………………………………………………………..14 Professional Affiliations …………………………………………….…………………………..15 Career Path ………………………………………………………………..……………………..16 Work Samples ………………………………………………………………………...…………17 Statement of Authenticity I, Ani Ohanian am the writer of all of the statements you are about to read. None of these statements of information is plagiarized. All of the information you are going to read is valid. These statements are honest representation of what I represent in skills as a career in the Business Administration field. Personal Mission Statement I am a smart, determined and compassionate woman that will not give up on my dreams. I will not let anything get in the way of my success as it is for me and my family. I......

Words: 1909 - Pages: 8

Premium Essay

Feasibility of Two Fresh Water Supply Techniques in Sudan

...development is considered, water is at the top of the list of priorities (Omer, 2008). The value of water is increasingly felt in areas such as Sudan, where precipitation is inadequate while temperatures are high resulting in dry or arid conditions (Food and Agriculture Organisation (FAO), cited in USAID, 2010). Two-thirds of the country is arid and rainfall is less than 400mm annually. Regardless of the fact that about 60% of Sudan lies within the Nile basin, it only draws 18.5x109 m3 from the Nile’s annual flow of 84x109m3 and added to its internal supply of 12x109m3, the water availability falls considerably below the water stress limit of 1000m3 per head (ibid). According to FAO, (cited in USAID, 2010), in Sudan the renewable water resource per capita at 2008 stood at 726m3/person/year and is projected to be 617m3/person/year in 2015. It is low and rapidly dropping every year (ibid) and unless measures are taken, many citizens will be living without a basic human right. Since Sudan cannot rely on rainfall which is sporadic and concentrated in 4 months for most areas (Omer, 2008), water management techniques need to be implemented to ensure availability of potable water. Sudan is bordered by the Red Sea to the east which makes desalination a viable option but the cost implications and negative effects on the environment make it unattractive. Another option worth considering is water recycling which seems to be lower in cost while having fewer negative effects on the......

Words: 2036 - Pages: 9

Premium Essay

Business Turnaround Plan: the Experience of Malaysia Airlines

...and information for South Asian Journal of Business and Management Cases can be found at: Email Alerts: http://bmc.sagepub.com/cgi/alerts Subscriptions: http://bmc.sagepub.com/subscriptions Reprints: http://www.sagepub.com/journalsReprints.nav Permissions: http://www.sagepub.com/journalsPermissions.nav Citations: http://bmc.sagepub.com/content/1/2/211.refs.html Downloaded from bmc.sagepub.com at Fachhochschule Kufstein on December 3, 2013 >> Version of Record - Jan 8, 2013 What is This? Downloaded from bmc.sagepub.com at Fachhochschule Kufstein on December 3, 2013 Case Business Turnaround Plan: The Experience of Malaysia Airlines Herwina Rosnan Razmah Mahmod South Asian Journal of Business and Management Cases 1(2) 211–221 © 2012 Birla Institute of Management Technology SAGE Publications Los Angeles, London, New Delhi, Singapore, Washington DC DOI: 10.1177/2277977912459444 http://bmc.sagepub.com Abstract Malaysia Airlines (MAS) is the Malaysian national air carrier. It was incorporated during the early days of air travel in 1937. From a humble beginning, MAS has developed into a renowned international airline with award-winning products and services. It managed to achieve cost efficiency and operates slightly below industry average. MAS has gone through several changes in its management over the years and still survives. However, being a national air carrier...

Words: 6082 - Pages: 25

Premium Essay

Harvard Case 3 the Fashion Channel Solution

...CHAPTER 9 PROJECT FINANCE AND CONTRACT PRICING In the previous chapters, techniques for project planning, scheduling, resources management, and time-cost trade off have been introduced. This chapter will deal with project cash flow to predict the actual flow of money during the contract duration. Also, this chapter will introduce the means for finalizing a contract price. A project's cash flow is basically the difference between the project's income and its expense. The difference between a company's total income and its total expense over a period of time is the company cash flow. 9.1 Contract Cash Flow At the project level, a project’s cash flow is the difference between the project’s expense and income. At the construction company level, the difference between company’s total expense and its total income over a period of time is the company’s cash flow. Cash flow = Cash in – Cash out = Income - Expense Forecasting cash flow is necessary for a construction company for the following reasons: To ensure that sufficient cash is available to meet the demands. It shows the contractor the maximum amount of cash required and when it will be required. Thus, the contractor can made arrangements to secure the required cash. It provides a reliable indicator to lending institutions that loans made can be repaid according to an agreed program. It ensures that cash resources are fully utilized to the benefit of the owner and investors in the company. Construction......

Words: 10775 - Pages: 44

Premium Essay

Miss

...Journal of Banking & Finance 27 (2003) 1297–1321 www.elsevier.com/locate/econbase Corporate governance, dividend payout policy, and the interrelation between dividends, R&D, and capital investment Klaus Gugler * Department of Economics, University of Vienna, WP No. 9803, Br€nnerstrasse 72, 1210 Vienna, Austria u Received 12 October 2000; accepted 5 November 2001 Abstract This paper investigates the relationship between dividends and the ownership and control structure of the firm. For a panel of Austrian firms over the 1991/99 period, we find that statecontrolled firms engage in dividend smoothing, while family-controlled firms do not. The latter choose significantly lower target payout levels. Consistently, state-controlled firms are most reluctant and family-controlled firms are least reluctant to cut dividends when cuts are warranted. The dividend behavior of bank- and foreign-controlled firms lies in between stateand family-controlled firms. This is consistent with the expected ‘‘ranking’’ of information asymmetries and managerial agency costs. The above results hold for firms with good investment opportunities. We find that firms with low growth opportunities optimally disgorge cash irrespective of who controls the firm. Ó 2002 Elsevier Science B.V. All rights reserved. JEL classification: G3; L2; D9 Keywords: Corporate governance; Dividend policy; Simultaneous equations 1. Introduction In March 1999, Richard Schenz, the CEO of OMV AG, the largest Austrian corporation,......

Words: 13500 - Pages: 54

Premium Essay

Bis Paper 65 Threat of Fiscal Dominance?

...Threat of fiscal dominance? A BIS/OECD workshop on policy interactions between fiscal policy, monetary policy and government debt management after the financial crisis Basel, 2 December 2011 Monetary and Economic Department May 2012 Papers in this volume were prepared for the joint BIS and OECD workshop on “Policy interaction: fiscal policy, monetary policy and government debt management”, held in Basel on 2 December 2011. The views expressed are those of the authors and do not necessarily reflect the views of the BIS or the central banks represented at the meeting. Individual papers (or excerpts thereof) may be reproduced or translated with the authorisation of the authors concerned. This publication is available on the BIS website (www.bis.org). © Bank for International Settlements 2012. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated. ISSN 1609-0381 (print) ISBN 92-9131-135-9 (print) ISSN 1682 7651 (online) ISBN 92-9197-135-9 (online) Preface The massive expansion of central bank balance sheets to contain the worst financial crisis in living memory raises questions about the theory and practice of monetary policy. The persistence in many advanced countries of large fiscal deficits and the prospect of high public debt/GDP ratios for many years is likely, at some point, to create policy dilemmas not only for central banks but also for public debt managers. Some countries have already had to cope with......

Words: 122666 - Pages: 491

Premium Essay

Financial Intermediation

...Abstract Financial intermediation is an important activity in the economy because it allows funds to be channeled from people who might otherwise not put them to productive use to people who will ultimately put the funds to productive uses. In line with the assumption that banking sector plays an important role in financing the investment projects, successive governments in Nigeria have carried out reforms and institutional innovations in the banking sector. The overall intention of these reforms has been to ensure financial stability so as to influence the growth of the economy and also enhance banks to play a critical role of financial intermediation in Nigeria. However, despite the fact that Nigerian banks have undergone series of restructuring/reforms aimed at strengthening the banks’ ability to efficient service delivery and fund the real sector, problems such as; inefficiency in allocating funds to the real sector, lack of long-dated funding, neglect of the core private sector in terms of credit extension, weak capacity of the banks to fund the real sector, low-level activities of banks, and illiquidity still lingers. This study therefore, examines empirically the impact of financial intermediation on the development of the Nigerian economy with the aim of determining the importance of financial intermediaries and its influence. This study found out that the financial intermediaries (banks) in Nigeria exhibit inefficiency and weak capacity in the allocation of funds......

Words: 9809 - Pages: 40

Premium Essay

Doc, Docx, Pdf

...Kingdom of Bahrain Tel: 973-3838-3411 E-mail: ajalal@ahliauniversity.edu.bh Received: February 25, 2011 Accepted: March 22, 2011 doi:10.5539/ijbm.v6n8p216 Abstract Recently, Knowledge Management System acquires high attention in all sectors, since it is a valuable instrument in improving performance. In this study, an explanatory research on evaluating knowledge management systems will be conducted for the Central Bank of Bahrain (CBB) based on a survey of decision makers working in the Central Bank of Bahrain (CBB). It is our intention to evaluate the impact of implementing the knowledge management system on decision making by evaluating the impact of the knowledge key factors which are the information technology infrastructure, human resource, knowledge sharing and the culture of the organization. The study investigates the relationship between knowledge management and decision making. It reveals that the knowledge management factors are crucial indicators which need to be effectively implemented to make success decisions. Keywords: Knowledge management system, Decision making process, Business performance 1. Introduction Businesses have witnessed a fast motivation of the governments toward enhancing and improving the knowledge management. Therefore, it becomes an important theme at many large business firms towards greater transparency as well as...

Words: 7073 - Pages: 29

Premium Essay

Debt Mangement

...Interactions between sovereign debt management and monetary policy under fiscal dominance and financial instability Hans J Blommestein and Philip Turner1 Abstract Serious fiscal vulnerabilities arising from many years of high government/GDP ratios have created new and complex interactions between public debt management and monetary policy. Although their formal mandates have not changed, recent balance sheet policies of many central banks have tended to blur the separation of their policies from fiscal policy. The mandates of debt management offices have usually had a microeconomic focus (viz, minimising longer-term borrowing costs, while limiting refunding risks). Such mandates have usually avoided any explicit macroeconomic policy dimension but some major policy overlaps are latent. What is needed is a policy framework for all official actions that affect the maturity structure of government debt in the hands of the public. This requires more analysis of the macroeconomics of government debt management. A full debate about the allocation of functional responsibilities would have to take account not only of the economics, but also of political and institutional constraints. There are operational advantages in having in place appropriate governance arrangements that serve to forestall short-sighted policies and hold specific institutions accountable for their mandates. Keywords: Monetary policy, central banks, policy design and consistency, policy coordination, debt......

Words: 13398 - Pages: 54

Premium Essay

Allstate

...Advanced Human Resource Studies (CAHRS) 2-15-1996 Human Resources and Organization Success John W. Boudreau Cornell University Boudreau , John W., "Human Resources and Organization Success" (1996). CAHRS Working Paper Series. Paper 174. http://digitalcommons.ilr.cornell.edu/cahrswp/174 This Article is brought to you for free and open access by the Center for Advanced Human Resource Studies (CAHRS) at DigitalCommons@ILR. It has been accepted for inclusion in CAHRS Working Paper Series by an authorized administrator of DigitalCommons@ILR. For more information, please contact jdd10@cornell.edu. CAHRS / Cornell University 187 Ives Hall Ithaca, NY 14853-3901 USA Tel. 607 255-9358 www.ilr.cornell.edu/CAHRS/ WORKING PAPER SERIES Human Resources and Organization Success John W. Boudreau Working Paper 9 6 – 0 3 Advancing the World of Work Human Resources and Organization Success WP 96-03 Human Resources and Organization Success John W. Boudreau Department of Human Resource Studies Center for Advanced Human Resource Studies Cornell University, Ithaca, NY 14853-3901 Working Paper #96-03 Draft 2/15/96 http://www.ilr.cornell.edu/cahrs This paper has not undergone formal review or approval of the faculty of the ILR School. It is intended to make results of research, conferences, and projects available to others interested in human resource management in preliminary form to encourage discussion and suggestions. Page 1 Human Resources......

Words: 7718 - Pages: 31

Free Essay

Annual Report

...securities laws. In some cases, forward-looking information can be identified by use of terms such as “may”, “will”, “should”, “expect”, “believe”, “plan”, “scheduled”, “intend”, “estimate”, “forecast”, “predict”, “potential”, “continue”, “anticipate” or other similar expressions concerning matters that are not historical facts. Forward-looking information may relate to management’s future outlook and anticipated events or results, and may include statements or information regarding the future plans or prospects of the Company. Without limitation, statements about the timing of the pre-feasibility studies regarding the Company’s Bloemhoek project and De Bron project, the ability of the Company to manage its business risks, the sufficiency of capital to cover exploration and operating expenses, and other related statements are forwardlooking information. Forward-looking information involves known and unknown risks, uncertainties and other important factors that could cause the actual results, performance or achievements of the Company to be materially different from the future results, performance or achievements expressed or implied by such forward-looking information. Such risks, uncertainties and other important factors include among others: economic, business and political conditions in South Africa; decreases in the market price of gold; hazards associated with underground and...

Words: 47489 - Pages: 190

Premium Essay

Database Management System

...DATABASE S YSTEMS DESIGN, IMPLEMENTATION, AND MANAGEMENT CARLOS CORONEL • STEVEN MORRIS • PETER ROB Australia • Brazil • Japan • Korea • Mexico • Singapore • Spain • United Kingdom • United States Copyright 2010 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Database Systems: Design, Implementation, and Management, Ninth Edition Carlos Coronel, Steven Morris, and Peter Rob Vice President of Editorial, Business: Jack W. Calhoun Publisher: Joe Sabatino Senior Acquisitions Editor: Charles McCormick, Jr. Senior Product Manager: Kate Mason Development Editor: Deb Kaufmann Editorial Assistant: Nora Heink Senior Marketing Communications Manager: Libby Shipp Marketing Coordinator: Suellen Ruttkay Content Product Manager: Matthew Hutchinson Senior Art Director: Stacy Jenkins Shirley Cover Designer: Itzhack Shelomi Cover Image: iStock Images Media Editor: Chris Valentine Manufacturing Coordinator: Julio Esperas Copyeditor: Andrea Schein Proofreader: Foxxe Editorial Indexer: Elizabeth Cunningham Composition: GEX Publishing Services © 2011 Cengage Learning ALL RIGHTS RESERVED. No part of this work covered by the copyright herein may be reproduced, transmitted, stored or used in any form or by any means graphic, electronic, or mechanical, including but not limited to photocopying, recording, scanning, digitizing, taping, Web distribution, information networks, or information storage and retrieval systems, except as......

Words: 189848 - Pages: 760

Premium Essay

Milk Processing Plant - Project Appraisal

...Milk Processing |   | 1. INTRODUCTION 1.1 The Pakistani dairy industry is contributing significantly to the country's economy, besides improving the health standard by increasing the nutrition value of the food. The value of output from Dairy Sector increased to Rs.5,00,510 million in 1994-95 from Rs.2,75,080 million in 1990 and is expected to reach the level of Rs. 8,50,000 million by the year 2000 A.D. 1.2 Pakistan occupies first position in the world having a total bovine population of 29.6 million compared to the world's total bovine population of 1420 million. As per 1992 livestock census, the country has about 16.0 million breedable cows and 13.4 million breedable buffaloes 1.3 There has been a major improvement in milk production which increased from 17 million tones in 1951 to 70.1 million tonnes in 1997 and the growth was maximum between 1980 and 1990. The present per capita availability of milk is 205 gms as against the PCMR recommendation of 250 gms. 1.4 Recognizing the importance of the sector, the notable programmes taken up are key village schemes, intensive cattle development projects, crossbreeding projects through bilateral assistance, operation flood program and technology mission by establishing National Dairy Development Board (NDDB). |   | 2. MILK PROCUREMENT AND PROCESSING The organized dairy sector (both cooperatives and private) is presently handling only 10-12 percent of total milk production in the country. The target and achievements of......

Words: 6187 - Pages: 25

Free Essay

Securitisation

...text and inclusion in the reference list Word Count: 14,650 words ABSTRACT This thesis analyses the main reason why banks securitise their loans including bank liquidity, credit risk transfer, regulatory capital arbitrage and bank performance in a comparison between UK securitising bank and non-securitising banks during the period from 2000 to 2010, and analysing a case study of Northern Rock bank, a fifth biggest volume securitising bank in the UK from 2001 to 2007 (Goldsmith- Pinkham and Yorulmazer, 2010) with Lloyds TSB, a stable bank with less securitisation. First, this dissertation will contribute to major literature on the securitisation background and determinants of securitisation. Next, the data, methodology and four groups of variables contributing to bank‟s securitisation decisions, namely liquidity needs, credit risk transfer, regulatory capital arbitrage and efficiency will be described using a logistic regression model adopting from Cardone-Riportella et al. (2010). Finally, the comparisons between securitising banks and non-securitising banks in general and between Northern Rock and Lloyds TSB in particular are analysed based on four above proxies. The empirical results in this study demonstrate that the needs for liquidity and regulatory capital...

Words: 25936 - Pages: 104