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Business Paper

In: Business and Management

Submitted By nealhenry
Words 488
Pages 2
The Affordable Care Act also known as Obama Care takes affect in 2014. I am an employer with 15 full time employees, paying an average wage of 30,000 a year. Everyone is running around worrying if Obama Care will hurt his or her business. I feel as if Obama Care will not affect me. Employers with 50 or more workers will have to offer full time workers with health care. Smaller employers are not required to offer healthcare but are encouraged to do so through government insurance marketplaces.
These insurance marketplaces will be good for small businesses because these firms offer different type of insurances for different for your employees. This helps your company because you can be offered temporary tax breaks. Also these websites will make your company look good because even though you are not offering health care you can at least provide a website for your employees to use.
As a small business I can receive a tax credit if you have 24 or less full time employees whose average cost of compensation is less than 50,000. So essentially Obama Care will help you save money if you are a small business. Small businesses should look into Obama Care more deeply.
Obama Care may cause small businesses to cut back hours. Reason being is because employers will want to make sure they are staying under the limit of so called full time employees. Some full time employees may have to be turned into regular employees. Even if the business does not make any cut backs they will have to make sure employees are not working as full timers. This will make sure employers are still able to get tax credits to help pay for employers premiums. Fewer hours mean less production will be made.
Having your hours cut will affect your employees as well. Since you cannot offer health care they will have to buy it from somewhere else. The premiums may be expensive and some may be affordable but you have just cut hours. This makes it more difficult on employees because now that they are forced to have health care they now need a way to pay for it on top of everything else. I believe that it will be even harder to find full time jobs now with Obama Care because more people are going to be reluctant to leave a job with benefits. This will make employees have to work multiple part time jobs. Obama Care will also make it harder for employees to move up to full time status because businesses are going to want to save money.
Obama Care has its ups and downs. In my eyes it is good because everyone needs healthcare no matter what. I really only see it affecting the stingy rich people who only care about themselves. We cannot change our economy with the rich getting richer and poor getting poorer.

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