Premium Essay

Bussiness in Pakistan

In: Business and Management

Submitted By maduri
Words 1701
Pages 7
AMB Country Risk Report

September 28, 2011

Pakistan
Country Risk Tier
CRT-5
• The Country Risk Tier (CRT) reflects A.M. Best’s assessment of three categories of risk: Economic, Political and Financial System Risk. • Pakistan, a CRT-5 country, is itself the site of military and terrorist activity. Its fundamental lack of political stability is a challenge to its economic and financial outlook.

Economic Risk
Moderate Low High

• Regional instability and domestic bureaucratic inadequacies challenge this economy that, though recently liberalized by the government, supports a relatively low-income population. • In addition to the need to eliminate terrorist violence in Pakistan, the government must continue to work to strengthen the legal system and transparency in government to increase growth in Pakistan’s economy and industry.

Very Low

Very High

Political Risk
Moderate Low High

Very Low

Very High

Financial System Risk
Moderate Low High

Very Low

Very High

For information on companies followed Market Outlooks

Copyright © 2011 by A.M. Best Company, Inc.
All rights reserved. No part of this report may be reproduced, stored in a retrieval system or transmitted in any form or by any means; electronic, mechanical, photocopying, recording or otherwise.

1

AMB Country Risk Report

Pakistan

Regional Summary: South Central Asia
• The region of South Central Asia, comprising the countries south of the Himalayans, is dominated in population and economic size by India. • Strategic in location, as it is bordered by China, Central Asia, and the Middle East, this region contains a cross section of cultures and histories and is prone to periods of regional instability, particularly between Pakistan and India. • Much of South Central Asia had been colonized by the United Kingdom prior to World War II.

Similar Documents

Premium Essay

Nestle «Pure Life» Sustainable Development

...Nestle «Pure Life» Sustainable Development Nestle, being a world largest food and beverages company produces over 100 brands including many household names. And one of the major parts of company's bussiness known as Nestle Waters has increased its profits for the past decades due to its acquisitions, organic and sustainable growth. Nestle Waters has accquired such big brands as Vittel and San Pellegrino and has become a leading bottled water business more than in 130 countries all over the world. Nestle represents themselves as a socially and environmentally responsible company to their business partners, suppliers and customers all over the world. The comapny has even developed its Corporate Business Principles reffering to human rights and labour standards. Nestle by itslef defines sustainable development as « the process of increasing the worlds acsess to higher quality food and beverages, while contributing to long-term social and economic development and preserving the environment for future generations » However, while trying to promote the company's sustainable development, Nestle Waters and specifically one of it brands «Pure Life», were accused of being socially and environmentally irresponsible due to their harsh strategy of pumping the water and devastation of natural resources all over the world. Nestle Water Privatization, “Nestle Pure life”, Swiss film “Bottled life” While the world's population continues to grow at an alarming rate, water is becoming...

Words: 945 - Pages: 4

Premium Essay

The Impact of Hr Focused Tqm Practices on Employee Satisfaction & Loyalty in the Financial Sector of Pakistan

...The Impact of HR Focused TQM Practices on Employee Satisfaction & Loyalty in the Financial Sector of Pakistan Burhan Nawaz Butt, Aamir Daraz, Nauman Imtiaz, Junaid Jameel, Ali Raza, Zunair Akram, Tauqeer Ahmad, Farhat Abbas, Israr Khan Niazi, Javeria Mehmood, Irum Naz Department of Management Sciences, Mohammad Ali Jinnah University, Islamabad, Pakistan Abstract: Introduction: * Research Objectives: * Financial Sector of Pakistan: Literature Review: * TQM and its Importance: It has been argued that the use of TQM practices has a synergistic impact on organizational performance (Schonberger, 1986; Cobb, 1993). Some studies have found that the use of TQM practices reduces manufacturing process variance, eliminates reworks and scraps, and improves quality performance (see Daniel and Reitsperger (1991), Flynn et al. (1995) and Schmenner and Cook (1985). In addition, there is considerable anecdotal evidence (Crosby, 1984; Hayes and Wheelwright, 1984; Gerwin, 1987; Harmon and Peterson, 1990) on the extent to which TQM initiatives enhance the potential for firms to improve their performance. More recently, empirical evidence suggests that there are direct and indirect relationships between the adoption of TQM practices and firms’ performance levels (Hendricks and Singhal, 2001; Kaynak, 2003). Fortune 1000 companies surveyed indicated that firms achieved greatest success when they pursued both TQM and employment involvement simultaneously. Kevin...

Words: 10408 - Pages: 42

Free Essay

Abcccc

...ACKNOWLEDGEMENT I express my sincere thanks to my project guide Mrs. for guiding me right from the inception till the successful completion of the project. I sincerely acknowledge her for extending their valuable guidance, support for literature, critical review for project and the report and above all the moral support she provided me with all stages of this project. I would also like to thank the supporting facilities of my institute, department for their help and co-operation throughout my project. MBA PART-1 Sem.-II INTRODUCTION Terrorism has given up as global threat and terrorists have free flow of information, communication, Information Technology and so forth. Threats from terrorist groups have grown alarmingly and pose a greater challenge to nations. Terrorists conduct their activities with the aim of destruction. The fear of terrorism is looming large in our daily life. There are innumerable incidents of such fear and insecurity. Terrorists attacks has its impact globally –be it tourism, Gross domestic product, medical industry, productivity, aviation industry, stock market etc. Terrorism creates feeling of hatredness, frustration and panic...

Words: 7635 - Pages: 31

Premium Essay

Business and Labor Law

...Origin of contract Contract act 1872 Extends to all Pakistan DEFINITION (1)Between two or more than two parties\persons (2)To do or not to do any particular thing (3)Enforceable by law (4)Creates obligation between the parties \persons COMMUNICATION\REVOCATION\ACCEPTANCE COMMUNICATION (1)Offer or proposal (notice to other party) (2)Acceptance REVOCATION (1)Cancellation (2)Mode of Revocation of proposal (a)By written notice or by conduct (b)By failure to fulfill any condition relating to contract (c)Death of either party (d)Lapse of time (e)Operation of law (f)Refusal by offeree ESSENTIALS OF A VALID CONTRACT (1)Agreement (2)Legal Relationship (3)Competent to contract (4)Free consent (5)Consideration (6)Not expressly declared void (7)Legal objects PERFORMANCE OF THE CONTRACT (1)Contracts which must be performed (2)By whom contracts must be performed (3)Time and place for performance (4)Performance for Reciprocal promises (5)Contracts which need not to be performed DISCHARGE\BREACH OF CONTRACT (1)Whoever...

Words: 7925 - Pages: 32

Free Essay

Intelektual Capital

...BAB I PENDAHULUAN 1.1 Latar Belakang Dalam pengembangan sebuah usaha, perusahaan membutuhkan aset yang cukup untuk menjalankan usahanya. Aset yang dimiliki pun tidak hanya aset berwujud (tangible asset) untuk beroperasi dalam kegiatannya maupun sebagai tempat perusahaan itu berdiri, tetapi juga aset tidak berwujud (intangible asset). Aset tidak berwujud adalah aset nonmoneter yang dapat diidentifikasi tanpa substansi fisik PSAK 19 (Revisi 2009). Sumber daya tidak berwujud adalah kunci untuk menciptakan dan mempertahankan keunggulan kompetitif serta merupakan dasar untuk sukses di abad kedua puluh. (Ghosh, 2009). Salah satu aset tidak berwujud yang paling berpengaruh dalam kemajuan dan keberhasilan sebuah perusahaan adalah intelectual capital. Intellectual Capital adalah materi intelektual (pengetahuan, informasi, property, intelektual, pengalaman) yang dapat digunakan untuk menciptakan kekayaan, dengan kata lain materi intelektual merupakan suatu kekuatan akan kolektif atau seperangkat pengetahuan yang berdaya guna Stewart (1997) dalam Astuti, (2004). Stewart (1997) dalam Ghosh (2009) menjelaskan istilah intellectual capital sebagai “intellectual material” pengetahuan, informasi, “intellectual property”, pengalaman yang dapat menjadi hasil akhir dari proses transfomasi pengetahuan dan pengetahuan yang ditransformasikan menjadi “intellectual property”. Pada umumnya intellectual capital dikelompokkan menjadi tiga komponen, yaitu human capital, structural...

Words: 6344 - Pages: 26

Free Essay

Frgfegerge

...Executive Summary For three months from march 2016 till in the middle of may 2016, I did an internship at Tenaga Nasional Berhad (TNB) , an energy distribution company which covers large areas in the Malaysia. TNB core business involves distributing and providing gas and electricity to a huge amount of customers which is about nearly a third of the malaysia’s population. This internship project is a part of my 2- year degree program which I conduct at University Tenaga Nasional (UNITEN) , which one of TNB subsidiary company. I was assigned to work in ICT division which is one of the none core business in TNB department that provide network infrastructure , data collection and producing intelligence system for tnb operation .the main client of ict division is distribution ,transmission ,and power generation .hence , the position of ict devision is like the hub of the TNB devisions since they have to corporate with every TNB department in order to ensure their business is running efficiently and running smoothly. I worked on an assignment project to investigate the development of Distribution Operation Management System (DOMS) that was developed by one of TNB primary vendor PSI IN control SDN BHD . the system was requested by Distribution System Operation (DSO) in TNB for the purpose of improving operation efficiency and eliminating manual process of managing planned outage. Besides that, I was also given the opportunity to join MFFA team to perform maintenance...

Words: 5429 - Pages: 22

Free Essay

The Role of Micro and Medium Enterprise on Employee Creation and Income Generation

...The Role of Micro and Small Enterprises in Employment Creation and Income Generation A Survey Study of Mekelle City, Tigray Region, Ethiopia A Thesis Submitted to the Department of Management of Mekelle University in Partial Fulfillment of the Requirements for the Award of Master of Arts Degree in Development Studies (Regional and Local Development Studies) by Bereket Tadesse Advisor: Gebremedhin Yihdego (Assistant Professor) Co-Advisor: Tesfay Aregawi (Assistant Professor) Mekelle University College of Business and Economics Department of Management June 2010 Mekelle Declaration I declare that this thesis work entitled “The Role of Micro and Small Enterprises in Employment Creation and Income Generation a Survey Study of Mekelle City, Tigray Region, Ethiopia.” is my original work, has not been presented earlier for award of any degree or diploma to any other university and that all sources of materials used for the thesis have been duly acknowledged. I have produced it independently except for the guidance and suggestion of my research advisors. Name of the student Bereket Tadesse Signature: ----------------- Date: ---------- Name of the supervisor Gebremedhin Yihdego (Assistant professor) Signature: ------------------ Date: ---------- Name of Co -Advisor Tesfay Aregawi (Assistant Professor) Signature: ----------------------- Date: -------- Mekelle University Abstract Unemployment and low income are one of the present situations in urban cities of Ethiopia. The...

Words: 21017 - Pages: 85

Premium Essay

Rs Aggarwal Reasoning

...ANALOGY EXERCISE A Directions: In each of the following questions,there is a certain relationship between two given words on one side of : : and one word is given on another side of : :while another word is to be found from the given alternatives,having the same relation with this word as the words of the given pair bear. Choose the correct alternative. 1 . Moon : Satellite : : Earth :? (A) Sun (B) Planet (C)Solar System (D) Asteroid Ans: (B) Explanation: Moon is a satellite and Earth is a Planet . 2 . Forecast : Future : : Regret :? (A) Present (B) Atone (C)Past (D)Sins Ans: (C) Explanation: Forecast is for Future happenings and Regret is for past actions . 3. Influenza : Virus : : Typhoid : ? (A) Bacillus (B)Parasite (C)Protozoa (D) Bacteria Ans: (D) Explanation: First is the disease caused by the second . 4. Fear : Threat : : Anger : ? (A)Compulsion (B)Panic (C)Provocation (D)Force Ans: (C) Explanation: First arises from the second . 5. Melt : Liquid : : Freeze : ? (A)Ice (B)Condense (C)Solid (D)Crystal Ans: (C) Explanation: First is the process of formation of the second . 6. Clock : Time : : Thermometer : ? (A)Heat (B)Radiation (C)Energy (D)Temperature Ans: (D) Explanation: First is an instrument used to measure the second . 7. Muslim : Mosque : : Sikhs : ? (A)Golden Temple (B)Medina (C)Fire Temple (D)Gurudwara Ans: (D) Explanation: Second is the pace of worship for the first . 8. Paw : Cat : : Hoof : ? (A)Horse (B)Lion (C)Lamb (D)Elephant Ans: (A) Explanation: First...

Words: 44982 - Pages: 180

Free Essay

Grammar

...NEW EDITION HIGH SCHOOL English Grammar & Composition BY WREN & MARTIN (With New Appendices) REVISED BY N.D.V. PRASADA RAO S. CHAND Page i New Edition HIGH SCHOOL ENGLISH GRAMMAR AND COMPOSITION By P.C. WREN, MA. (OXON) and H. MARTIN, M.A. (OXON), O.B.E. Revised By N.D.V. PRASADA RAO, M.A., D.T.E., Ph.D. Dear Students, Beware of fake/pirated editions. Many of our best selling titles have been unlawfully printed by unscrupulous persons. Your sincere effort in this direction may stop piracy and save intellectuals' rights. For the genuine book check the 3-D hologram which gives a rainbow effect. S. CHAND AN ISO 9001: 2000 COMPANY S. CHAND & COMPANY LTD. RAM NAGAR, NEW DELHI -110 055 Page iii PREFACE TO THE NEW EDITION Wren and Martin's monumental work High School English Grammar and Composition now appears in two editions. One is a de luxe edition, illustrated in full-colour, and the other is an ordinary edition without illustrations. The material in the book has been further updated where called for. It has been felt necessary in particular to revise some material in the chapters dealing with adjectives, active and passive voice, articles and prepositions. Appendix I, which deals with American English, has been expanded. Appendix II has been replaced with a newer set of tests covering the important areas of grammar. It was in the year 1972 that the shrewd visionary Mr. Shyam Lai Gupta obtained the permission of Manecji Cooper Education Trust for the revision of this book...

Words: 211294 - Pages: 846

Free Essay

Chien Tranh Tien Te

...CHIẾN TRANH TIỀN TỆ SONG HONGBIN Vũ Hồng Kỳ Vuhongky.273@gmail.com MỤC LỤC Lời giới thiệu Phần 1: Gia tộc Rothschild – Cường quyền duy nhất ở châu Âu 1 3 Phần 2: Cuộc chiến trăm năm giữa ngân hàng Quốc tế và Tổng thống Hoa Kỳ 27 Phần 3: Cục dữ trữ Liên Bang Mỹ: Ngân hàng Trung ương tư hữu Phần 4: Chiến tranh và suy thoái: Mùa bội thu của ngân hàng Quốc tế Phần 5: Chính sách mới của tiền tệ giá rẻ Phần 6: Câu lạc bộ Tinh anh thống trị Thế giới Phần 7: Cuộc chiến tranh cuối cùng của đồng tiền đích thực Phần 8: Chiến tranh tiền tệ - Không tuyên mà chiến Phần 9: Hiểm họa của đồng Đô-la Mỹ và tầm quan trọng của vàng Phần 10: Mưu chuyện lâu dài Phụ lục: Nói về Trung Quốc 59 89 117 143 173 199 237 271 293 LỜI GIỚI THIỆU gay từ nhỏ, chúng ta đã có khái niệm về tiền bạc. Chúng ta hân hoan chờ đón những đồng tiền mừng tuổi mới keng khi năm hết Tết đến. Lớn lên, bước vào con đường mưu sinh, chúng ta mong muốn kiếm được nhiều tiền vì khái niệm tiền bạc nhiều khi gắn liền với sự thành công trong cuộc sống. Tuy nhiên, rất ít người trong chúng ta hiểu được cội nguồn tiền bạc cũng như sự sinh tồn và phát triển của đồng tiền, vì sao những tờ giấy có in hình những con số lại có giá trị đến thế, nhưng cũng với tờ giấy đó, chúng ta gần như không mua được món hàng có giá trị trong giai đoạn khủng hoảng tiền tệ siêu cấp. Phần lớn chúng ta thường nghĩ rằng, sự hiện diện của đồng tiền trong cuộc sống là một lẽ đương nhiên như không khí hay nước vậy. Cho đến khi đọc cuốn sách “Chiến...

Words: 161412 - Pages: 646