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Case Study Comparisons

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Case Study Comparisons

Part 1

Complete the chart below that differentiates the following insurance types.

|Plan Type |Characteristics of Plan (5 to 7 characteristics) |Target Audience for Plan |
|Indemnity Plan |No referrals needed, can see any doctor or specialist, No primary |Someone that wants the freedom to choose which doctor they want|
| |doctor needed, fee-for-service plan, Sometimes does not cover |to see, does not want to have to get referrals |
| |preventative care. | |
|Preferred Provider Organization (PPO) |Freedom to choose your provider, encouraged to use in-network |Most employers may offer this benefit to their employees. This|
| |providers, may have a small copay, annual deductible before |will give employees a variety of physicians that they can see |
| |insurance will pay, and in-network will be covered at a higher |for any ailment. |
| |rate than out-of-network. | |
|Health Maintenance Organization (HMO) |Must choose a primary physician, requires a referral to see a |Large employers to cut done on premiums to supply health...

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