Free Essay

Cause and Effect

In: Other Topics

Submitted By 28481063
Words 352
Pages 2
Is Money the Key to Life?
Money is a necessary commodity for survival. Once acquired it should be used wisely. In fact, keeping a personal budget should be a priority. Most people are not aware of the effects they will face during their life, when they do not keep a personal budget. Most people are generally thrown into the real world when it comes to spending money. Some people are not concerned with the amounts they spend. The effects of not keeping a personal budget can be, but are not limited to not having any saving for unexpected expenses, going into debt or bankruptcy, causing intensified stress on a household, and the lack of responsibility which causes over spending.

The biggest effect that can come from not keeping a personal budget is not having a savings fund for unexpected expenses. Everyone should have a savings fund. No one knows when an unexpected emergency will occur, such as a broken down car or hospital visit. This would be an ideal time when having a savings fund would be a great solution. According to Min Punyerr, “Emergency is a serious event that will need immediate action… any emergency that happens with no money in pocket or savings will be devastating.” (Punyerr). Punyerr continues on to explain an example of an emergency that happened to herself. Her car was repossessed, and her home was foreclosed. This forced Punyerr to live in a van by a river because she did not have a personal budget. Not keeping a personal budget will make it very hard for an individual to try and save money. This is clear evidence that not keeping a personal budget will result in a negative outcome, when an emergency or unexpected expenses arise.

Debt is a nasty word that no one should ever have to experience. This one word can ruin an individual’s whole life. Bankruptcy can occur when an individual spends more money than he has to spend. This will lead to the person going into debt because he will need to take out a loan to pay for his expenses.

Similar Documents

Free Essay

Cause and Effect

...Social networking has seeped into our everyday lives and is slowly taking over the person we once were. Today, people don’t think anything of it because we have become so adapted to social media and having so many accounts like Twitter, Instagram, Facebook ect., that are constantly checked and updated daily. So many effects can come out of this one cause and literally can become so extreme to the point where families are ripped apart, teenage girl’s reputations are broken down and the confidence that once lived has been taken away. These are just a couple of many effects social media has upon today’s everyday life and our generations. Those who have a secondary life on the internet are not always aware about everyday situations and slowly lose connection with the real world. Nowadays, it seems like a reputation online is more important and it becomes obvious that communication thrives through social media. New cliques are created and people have even found a way to make a living online. Social media has seemed to create a huge impact, especially on teenagers. However, most are blind to the impact it creates and do not realize what their child’s online world may really be like. Today, popularity is just as equivalent to having a lot of followers on Twitter, Instagram or Tumblr. It almost becomes like a race to see who can have more followers than the next guy but clearly, popularity is not about a lot of friends anymore; it revolves around being known for......

Words: 641 - Pages: 3

Free Essay

Cause and Effect

...comes with a consequence however; the causes and effects of unemployment are very potent in life. For example, an individual may lack the proper skills for the hand at task so their job will be terminated. The same goes for if they are absent often or late; that will not be tolerated. A person is considered unemployed if they are fired from their job due to budget cuts and they are in waiting to get their job back. As well, there may be an abundance of workers but not enough jobs to match; or the mirror opposite may occur; there are plenty of jobs but workers do not have the right skills or experience to work for the job. Either way, unemployment will begin to rise steadily, and this will not help the world’s economy get better. Younger individuals tend to have more issues finding jobs, and this aids the unemployment; the younger individuals usually have lack of experience and then they cannot find jobs; in turn they cannot earn the proper experience to receive better jobs. With the younger generation not being able to find jobs, they tend to turn to the streets in a negative way, stealing, become drug dealers and users, alcoholics, etc. Individuals lose their income if businesses close down, if businesses are declared bankrupt or individuals are too sick to work. Wrong investment plans also cause unemployment; a bad decision can cause one to miss an opportunity of employment. Taking out a loan on the business and failing to pay causes for a bank take over and the close......

Words: 1310 - Pages: 6

Premium Essay

Cause and Effect

...Although public morals has become more flexible and indulgent in the 21st century compared to previous epochs, there are still questions and moral problems which are difficult to evaluate and treat without bias. Abortion is one of such issues; although many progressive people have nowadays become more tolerant to abortion, there are still many arguments–apart from public opinion–that speak against this procedure. In particular, abortion causes severe psychological and emotional damage to a woman who has undergone this surgery. One of the most common dangers awaiting women who have committed an abortion is post-abortion syndrome (PAS). Generally speaking, it is a complex of emotional and psychological symptoms connected with the traumatizing experience of terminating pregnancy. The most common PAS symptom is the sensation of guilt, connected to recognition of an abortion as a murder; at the same time, according to studies, about 70% of women who have had abortions disapproved of abortion in general, but tended to think of themselves as exceptions. Anger is another common emotion for women who have undergone an abortion. Usually, this anger is directed at oneself when completing an abortion, and/or other people involved in making a decision about the abortion, such as spouses or relatives; however, this anger may be also directed at the woman’s current or future children. Broken relationships, psychological numbing, and depression are also a part of PAS (Leadership......

Words: 588 - Pages: 3

Free Essay

Cause and Effect

...5480153 EC1 sec 3 Effects of pressures on students Cause and effect essay That today’s children have been pressured in the society is now considered to be a normal statement. As the world has been increasingly competitive, each person just has to struggle for what is best for him or her. Especially for parents, they all aspire to see their children successful in their lives. The offspring are pushed to study hard in order to get into a reputable university. In many Asian countries, the pressure to perform on high-stakes college entrance examinations and academic competitions is so high that it puts an anxious pressure on many students. Frequently, parents are also the fact that puts even more pressure on their children. According to the research, in Japan, 60 per cent of the students are considered as high depressed (Wike, 2006). While, 30 per cent feel that their pressures are on the right amount and only 9 per cent say they lack of parental pressure (ibid 2006). In schools, students have been overloaded with deadlines of assignments. Some of them have to stay up late with the intention of being responsible to their works. This leads adolescents to get unhealthy and be depressed. Unfortunately, they might start to take drugs or drink alcohol and do drastic actions. It is imperative that being stressful or pressured impact health. The absolute effect of this is depression, which makes students restless, sad, and irritable. They will have lower energy than......

Words: 741 - Pages: 3

Free Essay

Cause and Effect

...Assignment Name: Cause and Effect Essay Date: March 2, 2013 Audience: My instructor and classmates Purpose: To let you know the life changing effect open heart surgery had on my son. The Effect of Open Heart Surgery on my Son On August 24, 2003, my first son Brandon Thomas was born, it was one of the happiest days of my life; He was happy and healthy, so I was told. I come to find out later that night that my son was born with 2 large holes in his heart called atrial septal defect (ASD) and ventricular septal defect (VSD). ASDs and VSDs allow blood to pass from the left side of the heart to the right side. So, oxygen rich blood mixes with oxygen poor blood. As a result, some oxygen rich blood is pumped to the lungs instead of the body. Brandon had his open heart surgery at the age of 3 months on November 18, 2003, without this life changing surgery my son would not be here today. It’s amazing the difference in Brandon before and after surgery. Before surgery Brandon never cried because it was so tiring for him. If he did cry which was very rare, he would be sleeping within minutes of the outburst. He was on two different medications because of being in heart failure; his breathing was so rapid, and he threw up all the time just from the excretion of eating. Brandon was put on a high calorie formula in hopes of weight gain. After surgery it was like taking home a new baby; he was so full of life and cried normally now. He was awake more and his personality finally...

Words: 676 - Pages: 3

Free Essay

Cause and Effect

...5580115 March 19, 2013 Cause and Effect Essay ICCM104, Section 11 Aj. Julien Hardy Sexual Discrimination in the Middle East. Sexual or gender discrimination is the way people judge or treat differently by their gender. Sexual discriminations are still a big issue in the Middle East today. Because of changes in society, people want to have their own rights and freedom in their life. Most of the women in the Middle East have been protest in order to get their rights and freedom back. Unequal power leads to the cause of gender discrimination. For this reason, the consequences of sexual discrimination in the Middle East are inequalities, Women’s rights violated, and sexual violence. One of the effects of Middle East’s sexual discrimination is an inequality. Inequality is like a condition which does not have an equal status. It is still a big issue today that women and men are not equal. Because of their religion, they are very strict among genders. Women need to be very silent, appropriate, or even neat (Moussly, 2011). Therefore, when they are hanging out with their friends, of course, girlfriends, they are not allow to talk about guys, party, or marriage life. They consider it to be inappropriate or disrespectful to themselves and even to their husband. Furthermore, when they want to greet or to say hello to their friends or other people, they cannot yell and say hello. They need to just walk with their eyes focused and silently toward that person (Equal Rights......

Words: 996 - Pages: 4

Premium Essay

Cause and Effect

...World The Effects of Childhood Obesity A losing battle has risen in the arena of health affecting thousands, even millions of those that matter most, the children. This battle is childhood obesity. Childhood obesity is a growing concern in today’s society. Rising at extreme rates, one may call it an epidemic. The percentage of children and adolescents who are defined as overweight has more than doubled since the early 1970s (Marcus, 2003). With the vast amount of fast food restaurants and unhealthy foods along with the lack of exercise, obesity is hard to avoid. Usually the most delicious and easiest foods to prepare are the ones that are not so good for our well-being. Childhood obesity is formally defined as weighing at least 20% above the weight corresponding to the ideal weight for children of a specific height, gender, and age. 20%-40% over the ideal weight is considered mildly obese, 40%-100% over is considered moderately obese, and 100% over is considered severely obese. Some scientists classify children as overweight if their body fat is at least 25% for males and 30% for females (“So What Is Childhood Obesity?” 2010). Simply put, childhood obesity is consuming unhealthy foods and drinks without exercise to burn it off. None the less, it is extremely detrimental to today’s youth. Childhood obesity can have both physical and psychological effects. The physical effects are similar to those seen in obese adults. Some of the physical effects of......

Words: 1019 - Pages: 5

Free Essay

Cause and Effect

...cause and effect School Shootings often times, human beings feel the pressures that life and the society can put on, but some can handle it, and some cant. Life and the society in which we live in can take a toll on the emotional, mental and physical aspect of lives as an adult, so just think of how much more of a burden it can be on teenagers in high school, younger children in middle school, or young adults in college. Not only are they dealing with a lot of things out of school but also but also school pressures. When these pressures get the best of these students and they do not have control over their emotions, feelings like it couldn’t be handled another way, it can be taken to a dangerous level. It can lead to negative consequences that can be violent and detrimental such as school shootings. According to www.schoolsafty.us/school-assiated-violent-deaths-p-6.html, “an identified 93 incidents when student came onto school property and killed one or more people over the worst ten- year period, 1992-3 to 2001-2. this means and average of about 9.3 cases per year or about once a month during the school years.” once of the factors that cause these school shootings is anger. Anger can be a big problem if the individual does not know how to control it. It can have a person acting in totally different ways and depending on the situation may send them off the edge. Anger can be built up from something simple as people not understanding or something quick as a bad morning or...

Words: 693 - Pages: 3

Premium Essay

Effect/Cause

...4, 2013 Effect Cause Paper Illiteracy The society, the American economy, many people’s health, and even the justice system are all affected by illiteracy. The lack of the ability to read and write has a huge impact, one way or another, on the everyday life of every person. Twenty percent of the American population is functionally illiterate, which means they cannot read at all or they read below the fourth grade reading level. It is important to make sure as many people as possible are able to read and write to be able to complete all necessary daily activities, both at home and at the work place. A person needs to be able to read and write to fill out job applications, follow rules and directions, and maintain financial records. Some of the common causes of illiteracy are poverty, the lack of literacy within the family, and learning disabilities. Due to poverty some children are needed to work outside of the home, to help compensate the family’s income, instead of being able to go to school to receive the education that is needed. Therefore, poverty leads to the lack of literacy within the family. According to the National Center for Education Statistics, nearly twenty-two percent of all of the adults living in the United States scored below basic skills during an assessment in 2003 (“Illiteracy: The Downfall”). “Sixty years ago, most illiterate adults were people who were uneducated” (Kunerth). Today, learning disabilities are often the cause of......

Words: 1147 - Pages: 5

Premium Essay

Cause and Effect

...use Cause and Effect: The day I fainted “I look like a normal, well-adjusted 15-year-old high school sophomore. I like talking to friends on the phone, riding my bike, watching TV, and spending time with my boyfriend. I make above average grades and like English and Music classes the best. However, about a year ago, my weight dropped to 72 pounds. I lay in a hospital bed with unkempt hair, fragile limbs and a sunken face. I was seriously ill. The villainous disease was not cancer or AIDS. I had anorexia, a condition which afflicts many teens and young adults, especially young women.” - Me Still to this day I am not sure how I had gotten to that point. The point where I was so focused on being skinny, on being part of the in-crowd. I can blame it on many things like, how I was new to the private school life, or that I was in my first “serious” relationship that in itself was super unhealthy for me in the sense that he lowered my confidence. What it all boils down to though was, I had simply hit my low-point in my life. Somehow though it got so bad that I just couldn’t deal with it anymore, mentally or physically, my body just gave up on me; and I ended up in the hospital. Anorexia is a type of eating disorder who has an intense fear of gaining weight. They severely limit the amount of food they eat and can become dangerously thin. Anorexia affects both the mind and body and can even become deadly. Anorexia usually starts in the teen years and can go into adult hood.......

Words: 1423 - Pages: 6

Free Essay

Cause and Effect

...eBooker T. Washington Cause and effect essay Booker T. Washington was born in Franklin County Virginia in 1856. Born and raised by an African American mother whose name was Jane but, ignored by a white father whom he never met (Gates). Booker T. Washington was born directly into slavery, however, during the civil war; his family was freed from slavery but not from racism (WV Culture.org). Harlan states, at the age of nine, he carried on the role of an adult and worked the salt furnaces and coal mines in West Virginia. “Determined to educate himself, he traveled hundreds of miles under great hardship until he arrived penniless, exhausted, and filthy at the Institute of Hampton” (Wormser). WV Culture.org also states, after Booker T. Washington graduated in 1875 at the age of nineteen, he returned to Malden to teach school for both black children and adults. During his time of teaching, Harlan claims, that he became one of the most powerful speakers and leading black educators of the late 19th and early 20th centuries. Mr. Washington was considered a leader in the black community because of his experience as a child with being born into slavery 2634531, secondly, he dedicated his self early to become educated, and final, he strategized a method that would serve both whites and blacks to come to a mediator for through his speeches without force but more so with persuasion. Mr. Booker T. Washington was an intelligent man who knew how to put his education to good use to gain......

Words: 1341 - Pages: 6

Free Essay

Cause and Effect

...Cause and Effect It’s safe to say just about everyone has heard of the old saying “Money is the root of all evil,” but have you ever sat down and really thought about it? Do we realize just how much money controls our lives? Here’s some questions: Why do people rob others? Why has prostitution been a job since the beginning of time? Why do most companies focus on quantity over quality? Why are many people unable to get an advanced education, or some even a basic education? While there is more than one answer for each, the overall general reason is money. To begin with, I will take us back to nearly the beginning of human time. While it’s impossible to know for sure, it is widely thought that the barter system has been around for as long has humans have. Say I had a cow, but I needed more farming equipment. I would go around offering my cow to others that had the tools I was looking for. However I had to be lucky to find someone who thought a single cow was worth the tools I was asking for, so many times negotiations were made. This could be anything from adding on a couple chickens or pigs, to helping someone hunt a mammoth. The barter system, while effective for the time, was slow and eventually became difficult not to get ripped off. That’s when currency came into the world. A random object like a shell, cocoa beans, or even rocks were given a predetermined value that was accepted throughout a community or society. Eventually they moved to making a specific object like......

Words: 663 - Pages: 3

Free Essay

Cause and Effect

...study. 1. The practice time and game time takes away all study time. 2. The athletes are tired and not mentally able to study when they go home. 3. They perform poorly on quizzes and test due to lack of study time. II. The stress levels that are found in a typical volleyball player are usually very high. A. The pressures of the coach to perform better causes stress to the athletes. B. The pressures of the parents and teachers to perform well academically causes stress. III. The volleyball players’ relationships begin to be hindered, which is a result from both the stress and the academic struggle. A. The volleyball players’ relationships with friends are hindered. 1. There is no time to hang out with friends. 2. Rivalry within the team causes relationships with friends to suffer. B. The volleyball players’ relationships with parents are hindered. 1. The stress level of sports and school cause the parent to child relationship to suffer. a. They have no quality time together. b. There is less communication because of the stress. 2. The stress levels from the athlete will seldom cause hostile emotions and parents are usually the recipients. C. The athletes’ relationship with God is hindered. 1....

Words: 1464 - Pages: 6

Free Essay

Cause and Effect

...The feeling of sadness, loneliness, and isolation due to the fact you miss someone breaks your heart than you are hurting so much. However, what is the effect of missing a person? There are three specific effects and they are loneliness, depression and the feel of being freed from false belief. The first effect is being alone when you feel that you are without that person. In spite of all the faults the person had, you know you miss them. They as a result, were like a best friend to you, and now they are gone you feel all alone. It is human nature to feel a great lost when a friend leaves you. When you have that friend, you feel safe, and comforted but when they leave you feel isolated from the world itself. In a way, they were your only means of companionship, and since you lost them, you conclude that you yourself are now in seclusion from the outside world; hence, this world is no longer a concern to you. As you are now alone, there is nothing to go back to in the world. This effect is initiated by the sensation of longing for them. You intensely miss them, and the cause of them being gone makes you feel abandoned because you are not with them. The loneliness effect is an expression that is felt through your heart, which is where your emotions lie; therefore, you know the significance of the person and what bond you have developed with them. My friend Dave, for example, broke up with his girlfriend afterwards; he felt tremendous agony when she left for Seneca......

Words: 1243 - Pages: 5

Free Essay

Cause and Effect

...Assignment 3.1: Determining Causes and Effects – Draft Version English 115 Known as the Laurentian Great Lakes for its connection to the St. Lawrence River, the lakes combined make up nearly 20 percent of the world's fresh water (Latham, Wright, & Tsang, n.d.) Lakes Erie, Huron, Michigan, Ontario, and Superior are 5 lakes that provide food, jobs, and recreation to the surrounding regions reaching into two countries. The New York Times (2010) also estimate more than 30 million people are the recipient of potable water from the lakes. With over 3.2 million harvestable fish worth an estimated 4.8 million dollars, Lake Huron is important to the fishing industry. According to McCrimmon (2002), Lake Huron alone has over 117 species of fish. Lake Huron, as well as the other great lakes, is also polluted. For this essay, pollution is the injection of biological or non-biological elements into Lake Huron which are detrimental to the health of the lake and its inhabitants. Sewage, along with additional factors and with far reaching effects, is the primary cause of the decline of the various benefits the lake provides; it is harmful and potentially fatal to people, jobs, the economy, and of course, the aquatic life and wildlife of the Lake Huron area. There are quite a few types of pollution which are damaging Lake Huron. Industrial sewage and waste may be, arguably, the most damaging cause of pollution. Additional causes of Lake Huron's pollution also come from......

Words: 1767 - Pages: 8