Premium Essay

Cause Of Identity Theft

Submitted By
Words 1696
Pages 7
1.0 Identity Theft
Identity theft is when someone uses other person personal information without the permission and also has intention to do the fraud or other crime and put the victim under police suspicion. The victims also faced the difficulty to prove themselves not involve or not fault. According to Margaret Rouse (2009), identity theft is the biggest crime that related which the steal of the personal data or information.
The criminal also can use the information that seem like harmless such as date of birth or identification number to commit the identity theft. The information that the stealer gets can be used to buy a car and then services in the name of the victim or the criminal use the victim’s identity to load the money and then
…show more content…
The victim that involve in this case, they will tied with a million of debt. In many cases, if the victims can prove that they do not make the debt, so it will be not liable to the debt. But it was almost couldn’t happen. Other than that, the identity thieves also can use the victim information to do the other crimes. For examples such do the cyber crimes, entering and exiting a country illegally, marketing drugs, laundering money and any others crimes.
There are several causes that can make the identity theft happen to someone. According to Odysseas Papadimitriou (2015), stated a several issues that can make the identity theft happen. First is the mail. The criminal can stole the victim mail and take the advantage to approve the credit card offer. Second are phishing. According to Margaret Rouse, phishing is the fraud that tricks people to click at the malicious link in order to break into computer’s
…show more content…
There are many reports that connected to the identity theft cases that incriminate with the death person. According to Michael Estrin (2011), based on Sonya Smith-Valentina said that there are several reason why the deceased identity can be stolen easily such the family and relative do not give an attention to the finances and personal information of the deceased. This maybe happened to the family and relatives of the Christina White that was died in 1965. Cynthia Lyerla was stolen the White’s identity after her husband and her baby were pass away around 1988. That was very long gaps that are about 25 years before Lyerla stealing the deceased

Similar Documents

Free Essay

Protective Identity Theft Measures

...Easy Measures for Increasing Identity Theft Protection Introduction Imagine getting ready to purchase a home. Your family has outgrown the house you are currently living in, and a bigger home would be a perfect fit for your family. Since you have owned your home for many years and made your payments on time (along with your other bills), you feel applying for a home loan will be easy. With banks offering lower interest rates and trying to obtain business from customers, now is the time (you feel) to apply for a home loan. You walk into the bank and meet with the local loan officer. After explaining your financial and work situation, the loan officer provides an interest rate and term on a home loan. You find the home loan favorable and wish to proceed with the home loan. The loan officer is happy to proceed and explains that a credit report will need to be pulled. You agree to have your credit report pulled, as you feel your credit score is in good shape. The loan officer pulls your credit report and you see a look of concern come across his face. The loan officer prints your credit report and proceeds to tell you that due to your high debt, failure to make payments, and low credit score; the bank cannot offer you a loan. You now have this look of horror on your face as you do not know how you have late payments, your debt is high, and your credit score is low. You ask to see your credit report. When you review the credit report, you realize these unpaid,......

Words: 3176 - Pages: 13

Free Essay

The Eruption of Identity Theft

...Eruption of Identity Theft The Eruption of Identity Theft Thomas J. Moore Saint Petersburg College, Tarpon Springs CJE1669 - Identity Theft Investigations (Online) Thomas 5/21/13 The idea of identity theft is nothing new; it has been around for centuries in one form or another. I would say that Martin Biegelman defines identity theft in a way in which we can all understand, he says that identity theft is the seizure of a person’s private information to mimic that person in a legal sense. So many people are asking the question, why is it so easy for criminals to obtain a victim’s personal information? Well because unlike your fingerprints, which are distinctive to you plus cannot be handed to someone else for their use, but your social security number, your bank account or credit card number, as well as other important recognizing data that could be used , if they had fallen into the wrong hands, that means that someone would profit at your expense. In my view, I say it is so easy for criminals to obtain a victim’s personal information because some of the basic methods that are being used to obtain ones identity such as: stealing ones wallet, digging through the trash for credit card receipts, and as low as a dishonest employee taking information from their own work place. In Martin Biegelman’s Identity Theft......

Words: 559 - Pages: 3

Free Essay

Ethics

...Is company should be held liable for identity theft due to the integrity of ethical responsibility Alejandrina Cleary BIS/221 May 18, 2015 Joseph Mills Is company should be held liable for identity theft due to the integrity of ethical responsibility Even though I believe that companies can protect their consumer, like Facebook can have a system in place for people information. So that people personal information is not a threat. The ethical in technology can be a gray area due to information can be targeted from anywhere. Because the risk of identity theft in the payment system. And Thru wireless connection your identity can be stolen, and cybercrime is higher now than before. Level One Heading The ethical in technology can be a gray area due to information can be targeted from anywhere. Like companies that are dealing in cash transactions are was a main target for identity theft on a large scale, especially now a days. So because they now this they should be more responsible when dealing with their consumer information. They need to create a security system that is able to protect them. For example when apple I-cloud got hack and people personal information and also private photograph and expose to the world. So apple had an ethical responsibilities to protect people information. Thru wireless connection your identity can be stolen, and cybercrime is higher now than before. Also with the help from the electronic market selling people......

Words: 529 - Pages: 3

Free Essay

Identity Theft

...Technology help Criminals Commit Identity Theft? Identity theft is becoming one of the fastest growing criminal offenses in the United States. Identity theft is a form of stealing someone's identity in which someone pretends to be someone else by assuming that person's identity, typically in order to access resources or obtain credit and other benefits in that person's name (Kiesbye). It is important for one to know that identity theft is not just a financial crime. It is a serious crime that can cause havoc on finances, credit history, and reputation. Identity theft can go unnoticed and can take time, money, and patience to resolve. Technology is constantly evolving making identity theft an easier crime to commit (Kiesbye). There are several ways in which technology plays a major role in assisting criminals commit identity theft (Knight Ridder/Tribune Business News). Some ways include computer hacking, telephone bugging, and old-fashioned stealing. Identity theft has become a very serious business for criminals (Knight Ridder/Tribune Business News). . Identity theft has been around for a number of years. The term identity theft was coined in 1964 however it does not mean to steal an identity but rather to impersonate another individual to commit fraud or deception (Vacca). Identity theft is not easily detectable by the individuals. Someone can steal or misappropriate personal information without the individual knowing then commit identity theft using the stolen......

Words: 1341 - Pages: 6

Free Essay

Identity Theft

...Abstract The Federal Trade Commission considers identity theft to be the fastest growing crime in the country. The Internet has become a hot zone for attracting identity theft thieves to steal personal information. Identity theft is divided into four basic areas – financial identity theft, criminal identity theft, identity cloning and business and commercial identity theft. Criminals obtain our personal information through methods such as using an insider, dumpster diving, computer hacking, war driving, phishing and pre-texting. The Department of Justice prosecutes identity theft under federal statutes. Congress passed the Identity Theft and Assumption Deterrence Act, Title 18 United States Code 1028 in 1998. One of the most noted identity theft cases was USA v. Cummings. The largest hacking and identity theft case ever prosecuted by the Department of Justice involved eleven people who stole more than forty million credit and debit card numbers. To severely curtail on identity theft, President Bush mandated Executive Order 13402 called the Identity Theft Task Force. Identity theft causes immeasurable damage to peoples’ names and reputations. Greater awareness and education will help us to combat identity theft. Identity Theft It’s a nightmare that can leave an unsuspecting person feeling violated and vulnerable. It doesn’t care who you are or where you live. Gender, race and age are totally irrelevant. In this modern technological age, it is a crime that can......

Words: 2466 - Pages: 10

Premium Essay

Identity Theft

...Identity Theft James Middleton AIU Online   Abstract In this paper we will discuss identity theft. What is identity theft, what are some of the more common ways that people have become victims to identity theft? We will discuss how the law has changed and what the law has accomplished. Also how the law now protects the victim.   Identity Theft What is identity theft; which is often referred to as identity fraud, which refers to all types id crime involving someone wrongfully obtain and uses another person’s personal data in some way that involves deception (findlaw.com, n.d.). By definition of the Identity Theft & Assumption Deterrence Act (ITAD) of 1998, specified that it is a federal crime to knowing transfer or use without lawful authority, a means of identification of another person with the intent to commit, or to aid or abed any unlawful activity that constitutes a violation of Federal law, or constitutes a felony under any applicable state or local law (OVC, 2010). If a person steals another person’s identity but does not cause any monetary damage has a crime been committed? I would have to say yes, based on the definition of the ITAD Act. You transfer or use another person’s identity with the intent to commit a crime and you are caught; yes it is a crime. The most common ways to commit identity theft, is either to listen to someone’s conversation while they are giving out a credit card number over the phone, by “dumpster diving” when they can......

Words: 825 - Pages: 4

Premium Essay

Idenity Theft

...Identity theft is the biggest crime in the world today. For over ten years, identity theft (in all forms) has been the number one consumer complaint. In 2012 identity, theft affected more than 16.6 million Americans alone. With the 16.6 million people affected, there was a financial loss of 21 billion dollars. That number only went up in 2013 to 24.7 billion dollars and so far, for 2014 we beat that number by over one billion dollars. Finklea, Kristin 2014) With this growing epidemic, we need to educate ourselves on what identity theft is, how it affects us and how to protect ourselves in this new cyber world. Types of Identity Theft It may surprise people to know that there are many different types of identity theft. The most common and often the first thing people think of when they hear identity theft is financial identity theft. This is when a person’s credit cards and/or bank accounts are accessed and used without the owner’s permission or knowledge. The thief can do this by withdrawing money from the victims back account or by maxing out their credit cards. Another way a criminal could commit financial identity theft is by opening new accounts in the victim’s name; such as credit card and even loans. This type of financial identity theft could take the victim years and thousands of dollars to correct. One of the first cases that received the attention of national headlines of financial identity theft was from 1992. In one notorious case of identity theft...

Words: 1896 - Pages: 8

Free Essay

Medical Id Theft

...Final Paper: Medical Identity Theft at Molina Healthcare, Inc. Barlahan, Andrei ID B00459963 Brandman University Define the Problem Medical Identity theft has become an increasing problem in the United States and continues to negatively impact millions of individuals. Medical identity theft usually occurs when individuals share their information with someone else, who in turn uses that information to receive medical services and fill for prescriptions. Other times, individuals lose their medical card or have their information stolen by a friend or close relative. According to a 2013 survey conducted by the Medical Identity Fraud Alliance (MIFA), medical identity fraud has increased nearly 20 percent compared to the year before in the U.S., affecting an estimated 1.84 victims and having a total out-of-pocket medical costs incurred by medical identity theft victims of $12.3 billion (DeGaspari, 2013). This is a serious problem, because not only are millions of dollars wasted, but patient medical records are compromised, which can result to misdiagnoses, wrong procedures and treatment, and wrong prescriptions. On a smaller scale, Molina Healthcare’s Special Investigation Unit (SIU) conduct investigations on referrals they receive indicating a Molina member may have been a victim of identity theft. A lot of times when the issue is actually identity theft, the SIU is only able to “band-aid” the problem and have found the issue resurfacing months later and Molina......

Words: 3118 - Pages: 13

Premium Essay

Identity Theft

...Aug 26, 2013 Research Paper: Identity Theft Identity theft, also known as ID theft is a crime in which a criminal obtains key pieces of personal information, such as Social Security or driver's license numbers, in order to pretend to be someone else. The information can be used to obtain credit, merchandise, and services using the victims’ name. Identity theft can also provide a thief with false credentials for immigration or other applications. One of the biggest problems with identity theft is that very often the crimes committed by the identity theft expert are often credited to the victim. A thief could take out a mortgage in your name or commit a crime and pretend to be you when caught. Thieves can even use your personal information to apply for a job or use your medical insurance. Identity theft has become one of the world’s leading crimes in the world. Identity theft drastically increased in the year 2000 by nearly 52%, occurring every half second all across the world. There are two primary types of identity theft: ~Account takeover ~True name theft Account takeover identity theft refers to the type of situation where an imposter uses the stolen personal information to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to run up current credit lines, by changing your address so that you never see the credit card bills that the thief constantly runs up. True name identity theft means that the thief uses......

Words: 485 - Pages: 2

Premium Essay

Idenity Theft

...Identity theft Identity theft surrounds us every day. from people stealing other people’s info and using it to gain credit or just to get out of trouble .identity theft can be as easy as just using someone’s name to using their whole identity, like name social security numbers . Anyone can go online if they have this information and apply for any type of credit which would assume your identity. Many creditors are hard to go through to prove that it wasn’t you. They will require many documents to prove the fact. People don’t even have to be online to steal your identity they can do it by copying your credit card information at your local restaurant to the local deli. In short it shows how very easily wrong doing can be done and a person can be misrepresented by just a simple click of a mouse or swipe of a card, some identify thieves have been as easy as using a smart phone to take pictures of the selected credit card and use it to buy many things in all running u a high bill then not worried about it cause usually hard to trace that it wasn’t you cause they have the stuff sent to a po box or different address. Best way to lower some identity theft is when you get any credit card applications in the mail shred those if you have a shredder this will stop identity theft people from being able to steal your identity and use it for their own personal gain. There are programs out there like life lock and credit karma that help you to watch your credit report so you can see if......

Words: 565 - Pages: 3

Premium Essay

Identity Theft

...Identity Theft I know three people who have been affected by identity theft in the past. They were forced to deal with the hassle of clearing and repairing their good names and financial reputations. According to my research, there was a new victim of identity theft in the U.S. every two seconds within the last year and over 9 million Americans reported that their identity had been stolen (Rogers, 2014). The primary complaint on the Federal Trade Commission’s list of top consumer complaints is identity theft (Trowbridge, 2014). This crime has gone from actions like rooting through a person’s trash and stealing their mail to confidence scams to gain access to personal information. With the possibilities that are provided by the internet criminals are capable of gaining access to and stealing personal information from a larger pool of prospective victims from all across the world. What is Identity Theft? According to Merriam-Webster, identity theft is “the illegal use of someone else's personal information (as a Social Security number) especially in order to obtain money or credit” (Merriam-Webster, 2014). Some of the items that a person would utilize to steal another person’s identity are Social Security Numbers, driver's license numbers or their date of birth just to name a few of the pieces of information. The thief can take this information and use it to obtain things such as credit cards, bank accounts, auto loans, and home mortgages in the victim’s name. ......

Words: 1134 - Pages: 5

Premium Essay

Identity Theft

...head: IDENTITY THEFT: IN MORE WAYS THAN ONE Identity Theft: In More Ways than One Justin S. Evangelist CMRJ 306 D002 Criminal Investigation American Military University Identity Theft: In More Ways than One We have all watched the news; we have all heard the stories. It’s on commercials and television shows. Identity theft is sweeping across the nation and it something we should all take very seriously. Identity theft is a form of fraud or taking away someone else’s identity in order to gain something, usually financial means (Swanson, Chamelin, Territo & Taylor, 2009). The Federal Trade Commission estimates that as many as nine million Americans have their identity stole each year, resulting in over 50 billion dollars of financial loss (Mercuri, 2006). There are several different forms of identity fraud, several which not everyone has heard of. The three main types of identity theft consist of criminal identity theft, medical identity theft and child identity theft. Criminal identity theft occurs when a victim’s name, address, and other personal details are given to law enforcement officials during the commission of a crime. The victim is then mistakenly arrested (Mercuri, 2006). Often times, the imposter has obtained some sort of tangible, personal information from the victim, usually a driver’s license. Once the name of an innocent identity theft victim is assigned to the criminal act of the true perpetrator, it can be very difficult for the identity......

Words: 998 - Pages: 4

Free Essay

Identity Theft (Body)

...months later, when Bob was applying for a car loan, he found that his credit history had been destroyed. He was a victim of identity theft, a crime that often causes people debt, unjustified imprisonment, and murder, being one of the most dangerous, yet easiest, crimes to commit. Identity theft includes other types of fraud and identity related crimes. It is said that today’s society is now living in “The Age of Betrayal.” Since an incident with a busboy in Brooklyn, no one can be trusted anymore. After siphoning off hundreds of thousands of dollars into different accounts, this busboy still stayed a bus boy because he did not want to be caught stealing others’ identities caught. When webcams shot up in the worldwide community, “self-documenters” have broken up with there loved ones and other personal related extremes have happened to others (Vacca 12-13). A person’s privacy is almost non-existent. Information like phone numbers, home addresses, social security numbers, bank accounts, etc., are available to just about anyone who is interested in looking or taking them (Hyatt 2-3). There have been various ways of stealing a person’s identity throughout history. It is said that “Shoulder Surfing” was started in airports, train stations, and bus stations. Thieves record credit card numbers of victims who were using public phones. When an identity thief tries to steal some numbers or something personal that he needs, he does not need to be near the victim at all.......

Words: 2184 - Pages: 9

Premium Essay

How Are Identity Thieves Operating to Get Your Identity and What Can They Do with It?

...How are identity thieves operating to get your identity and what can they do with it? First it is important to know what identity theft is and then understand the way thieves manage to steal your identity. It’s a crime that happens when “someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain.” (Identity Theft, The United States Department of Justice), in other words: when someone uses other one’s identity to take advantage of it without any liability on his or her name. On the other hand there are various ways in which people can access to your valuable information, sometimes they are simple techniques and other times more sophisticated methods. The statistics on identity thefts, and also what is being done to prevent it, are two significant factors to be analyzed and see how secure we are now days. Identity theft is not a recent phenomenon, it has been happening for a long time but not at the same level as now. In the 1930’s when alcohol was legalized again, underage people wanted to consume alcohol and created “fake ID’s” that we still see today. Of course this was not the only use for these fake documents. Later on the purpose of having a fake ID’s wasn’t just for buying alcohol, but also for creating other fake documents such as migratory documents (passports and residence permits). The immigration laws were the cause of innumerable people trying to fake documents so they could......

Words: 852 - Pages: 4

Premium Essay

Ways to Prevent Online Identity Theft

...Ways to Prevent Online Identity Theft Danilo V. Alcantara Information Assurance – ISSC361 American Military University Gary Rogers - Instructor Ways to prevent online identity theft Identity theft rates one of the fastest growing crimes in America today and the Internet can make it even easier for some criminals to take someone’s good name and drag it through the mud (J. Edwards, 2010). It involves criminals stealing personal information such as credit card numbers, social security numbers and other information, usually to buy things on credit or to empty out someone’s bank accounts (J. Edwards, 2010). Through financial liability with owner’s credit cards maybe limited to $50 to $500, it can take years for someone to clean up the mess online identity thieves leave behind (J. Edwards, 2010). As with any crime, an ounce of prevention may just cause the would-be identity thieves to leave someone alone and move on to an easier target (J. Edwards, 2010). First Subtopic – Cyber Education Detail – Describe computing devices capable of connecting to World Wide Web Detail – Describe the world of internet Detail – Usefulness of internet Second Subtopic – Password Protection Detail – Never share password or pin to anyone Detail – Never write password Detail – Create passwords difficult to break Detail – Change password often Third Subtopic – E-mail Safety Detail – Never share personal information Detail – Do not open...

Words: 611 - Pages: 3