...people who are 65 years old or older, people of all ages with End-Stage Renal Disease, and certain disable people. Medicare is administered by the Centers for Medicare & Medicaid Services (CMS), an agency of the U.S. Department of Health and Human Services. Medicare has become America's leading health care insurance program, providing coverage for approximately 47 million individuals and costing more than $516 billion a year. Medicare nowadays is facing high popularity and an uncertain future. Some experts say that Medicare is expected to go bankrupt in 2017 (Clark, 2009). A Medicare Advantage Plan is another health coverage choice that eligible beneficiaries may have as part of Medicare. The plan is offered by private companies approved by Medicare. MA plans must cover all of the services that Traditional Medicare covers except hospice care. These plans are not considered supplemental coverage but may offer extra coverage such as vision, hearing, dental and/or health and wellness programs. Most include Medicare prescription drug coverage. Medicare pays a fixed amount for the beneficiaries every month to the companies offering the plans. These companies must follow the rules set by Medicare. The motivation to choose this topic comes from an internship or curricular practice training performed during the years 2010 and 2012 on a Medicare insurance agency. The experience during this time, made me realize that any change in Medicare regulations and policies could have an...
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...WORKBOOK B: CONDUCTING SECONDARY RESEARCH TABLE OF CONTENTS OVERVIEW OF SECONDARY RESEARCH .......................................................................... 3 Steps Involved in Secondary Research........................................................................................ 3 Advantages and Disadvantages of Secondary Research ............................................................. 4 Deciding Whether or Not to Outsource Secondary Research ..................................................... 5 OUTSOURCING SECONDARY RESEARCH: ........................................................................ 6 CONDUCTING SECONDARY RESEARCH USING INTERNAL RESOURCES:.............. 7 1. Identifying Sources of Information ........................................................................................ 7 2. Gathering Existing Data ....................................................................................................... 10 3. Normalizing Data ................................................................................................................. 12 4. Analyzing Data..................................................................................................................... 13 Demographic Analysis ..................................................................................................... 14 Workbook B -2- Conducting Secondary Research OVERVIEW OF SECONDARY RESEARCH Sometimes secondary research...
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...Research Proposal (Ⅰ) Proposed Title (Ⅱ) Introduction (Ⅲ) Brief Literature Review ·Political, Economic and EMJOS ·Cross-cultural and EMJOS ·Gender and EMJOS (Ⅳ)Methodology ·Pilot and Measurement ·Questionnaires ·Individual Interviews ·Comparative Analysis ·Statistic Analysis (Ⅴ)Proposal Research Time-Table (Ⅵ)References (Ⅶ)Appendix (Ⅰ) Proposed Title The Discussion of Education Migration in Metropolises—Based on Japanese Overseas Students (Ⅱ) Introduction The problem of Education Migration has been becoming an international tendency globally in recent years, especially the Japanese Overseas Students (JOS), particularly in metropolises (this research includes three metropolises: Tianjin, Shanghai and Hong Kong). According to current official statistics, the number of Japanese Overseas Students with a bachelor’s degree at above studying in Tianjin (TJ) accounted for 1,906, 1,681, and 1,971 respectively in 2010, 2011, and 2012, dramatically doubling that of a decade ago. As a result of the above situations, I could not help coming up with the questions like why they are primarily female students and what education migration of Japanese Overseas Students (EMJOS) could bring to the political, economic and cross-cultural aspects of TJ society as well as what attitude we should harbour towards this trend (Appendix 1). I will compare EMJOS with two other metropolises in order to make...
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...start from September to November. | PEOPLE Nationality | Canadian | Population (2014 est.) | 34,834,841(CIA) | Annual population growth rate (2014 est.) | 0.76% | Age Structure (2014 est.) | Age structure: 0-14 years: 15.5% (male 2,764,691/female 2,628,413) 15-24 years: 12.7% (male 2,267,210/female 2,142,085) 25-54 years: 41% (male 7,244,109/female 7,052,512) 55-64 years: 13.5% (male 2,336,202/female 2,380,703) 65 years and over: 17.3% (male 2,670,482/female 3,348,434) | Ethnic groups | Ethnic group of Canada include; 28% of British origin, 23% of French origin, 15% other European, 2% Ameridian, 6% other mostly Asian, African, Arab and 26% mixed background. | Languages | English and French | Religion (2014 census) | Roman Catholic 42.6%, Protestant 23.3%, (United Church 9.5%, Anglican 6.8%, Baptist 2.4%, Lutheran 2%), other Christian 4.4%,...
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...the choices people make when it comes to choosing a college. This paper seeks to briefly examine how consumer behavior relates to higher education in Puerto Rico. Economics play a large factor, as well as strong involvement from the government, and US cultural influences in how and why secondary education choices are made for the people of Puerto Rico. To being with, when thinking about Puerto Rico, one must first look to what makes the country unique. A good starting place would be its basic facts regarding its demographics. Puerto Rico is one of the most densely populated islands in the world with just over 1000 people per square mile (Rivera). This statistic also makes them more densely populated than anywhere in the United States as well. Most of their population lives within an urban setting at 71% (US Census Bureau), which makes sense when considering how densely populated the...
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...employees and management into a mutual harmony and allowing the company to function at its most proficient potential. I had the opportunity to experience both good and bad hr personnel’s. At my previous position as a photo developer at Fortinos, the hr Generalist was very biased, as she had been taking more of the managements side and taking less care of the employees. This had eventually caused the unionized environment not to perform to the fullest. This persuaded me in becoming a Human Resource Specialist because I felt like with my people skills I could interact fairly with the employees and upper management while creating no friction in the middle. While most accountants and financial advisors are sitting doing statistics, being part of Human Resource department will allow me to be on the floor with fellow workers, permitting them to evolve with experience and helping the company grow with different development aspects. The main categories someone can fall under if they peruse a career in Human Resources are: Human Resource Generalist, Human Resource Manager and Human Resource Specialist.1111 The job of a hr generalist is to do basic tasks such as schedules, health and safety with very limited influence on training and development of workers. An hr manager is someone who has extensive experience in the Human Resource field, like all managers a hrm’s job is...
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...Programme) Summer Internship Report by Shaily J. Osta Enrollment No: 1201212004 Session: 2012-14 Central University of Bihar Camp Office: BIT Campus, P.O. B.V. College Patna 800 014, Phone/Fax: 0612-2226538 Summer Internship Report Submitted by Shaily J. Osta Enrollment No: 1201212004 Session: 2012-14 Submitted to Chandragupt Institute of Management, Patna CERTIFICATE This is to certify that Ms. Shaily J. Osta, student of Central University of Bihar, enrolment no. CUB 1201212004 worked as intern in the study entitled ‘Evaluation of MGNREGA DIWAS in Bihar’ assigned to Chandragupt Institute of Management Patna by Rural Development Department, Government of Bihar. She also worked to prepare report on ‘Inequality in Bihar’. This internship work has been done under my supervision and she significantly contributed in the aforementioned project. ______________________ (Dr. Debabrata Samanta) Place: Date: DECLARATION BY STUDENT I, Shaily J. Osta, hereby declare that this project report entitled “Economic inequality of Bihar, Evaluation of MGNREGA DIWAS in Bihar” has been prepared by me as an intern under the internship programme of Central University of Bihar during the summer internship at Chandragupt Institute of Management, Patna from 04th June 2013 to 13th July 2013 for academic purposes only. The contents of the internship report have not...
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...Sociological Association’s Research and Development Department surveyed a sample of close to 1,800 seniors to find out their satisfaction with the sociology major and their future plans for work, graduate school, or both. Early in 2007 we resurveyed the class of 2005 to find out what they were doing with their bachelor’s degree since graduation.1 This Data Brief, the first in a series of downloadable publications from the second wave of the survey, provides information on the post-graduate activities of graduates, the kinds of jobs they held as of December 2006, their satisfaction with these jobs, and the changes in their overall satisfaction with the sociology major. Figure 1 compares the 2005 responses of senior majors as to their future plans with their 2007 reports as to what they actually were doing. The figure shows that in 2005, 40 percent of respondents planned to work and not attend graduate school after they obtained their _________________________________________________ 1The response rate for the second wave of the survey was 44 percent or 778 graduates. FIGURE 1: MORE SOCIOLOGY BACHELOR’S RECEPIENTS ARE WORKING, PLANS FOR THE FUTURE AT TIME 1 VS. STATUS AT TIME 2 (in Percents) 42.1 Job Only 60.3 22.2 Grad School Only 13.1 26.9 Both 22.0 Wave 1 Wave 2 8.8 Neither 4.7 0 10 20 30 40 50 60 Source: ASA Research and Development Department, What Can I Do With a Bachelor's Degree in Sociology...
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...ANNUAL REPORT 2011-12 Government of India Ministry of Statistics and Programme Implementation Sardar Patel Bhawan New Delhi - 110001 Website: http//mospi.gov.in. CONTENTS Chapters Page Vision Mission Introduction Development and Highlights National Statistical Commission Central Statistical Office National Sample Survey Office Coordination of Statistical Activities Computer Centre Statistical Services Indian Statistical Institute Twenty Point Programme Infrastructure and Projects Monitoring Member of Parliament Local Area Development Scheme Hindi Promotion Other Activities ANNEXES I IA IB IC ID IE IF IG IH II IIIA IIIB IVA IVB IVC V VI VII VIII Organisation Charts Ministry of Statistics & Programme Implementation Administration National Statistical Commission Central Statistical Office National Sample Survey Office Computer Centre Programme Implementation Wing Abbreviations used Allocation of Business to the Ministry Project, Seminar/Conference/Workshop and Travel Grant Assistance sanctioned during 2010-11 Project, Seminar/Conference/Workshop and Travel Grant Assistance sanctioned during 2011-12 (Up to December, 2011) Statement of Budget Estimate (SBE) -2011-12 Total Plan Gross Budgetary Support (GBS) for 2010-11 (BE and RE) for North-Eastern Region. Total Plan Gross Budgetary Support (GBS) for 2011-12 (BE and RE) for North-Eastern Region. Performance of Monthly Monitored Items under TPP-2006 (April, 2010 to March, 2011) Performance of Monthly Monitored Items under TPP-2006...
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...Derose, 2007; Staiti AB, Hurley RE, & Katz A, 2006). Overall, only 51.6% immigrants have insurance coverage which significantly lower as compared to 86.1% of native born who have health insurance. Close to 61.8% of non citizen immigrants have no health coverage. By comparison, only 13.9% of the native born population was uninsured in 2012 (Lee J Hargraves and Jack Hadley, 2003). The high poverty rate among immigrants make health care beyond reach. Researchs indicate Immigrants have higher poverty rates than the native-born and are far more likely to be the working poor than the jobless poor. in 2012, the mean earnings of the foreign-born ($58,899) were lower than the mean earnings of the native-born ($63,197). But the average earnings statistic for the foreign-born masks the enormous disparity in earnings between immigrants who were naturalized citizens ($77,253) and those who were not citizens ($48,002). ( Eckstein B1.). undocumented immigrants have even more barriers to health care acess which include direct legal mandates, fear of authorities, and obstacles to movement by immigration law enforcement. Anathor barrier hindering immigrants’ access to care, is the perceived lower quality of care they receive. Researchs show that immigrants perceived less quality of care, more discrimination, and were less satisfied than US-born patients. In addition cultural differences, and language barriers hinder smooth communication between care providers and immigrant patients resulting...
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...NORC at the University of Chicago The University of Chicago Analyzing the Extent and Influence of Occupational Licensing on the Labor Market Author(s): Morris M. Kleiner and Alan B. Krueger Source: Journal of Labor Economics, Vol. 31, No. 2, The Princeton Data Improvement Initiative (Part 2, April 2013), pp. S173-S202 Published by: The University of Chicago Press on behalf of the Society of Labor Economists and the NORC at the University of Chicago Stable URL: http://www.jstor.org/stable/10.1086/669060 . Accessed: 05/09/2013 08:02 Your use of the JSTOR archive indicates your acceptance of the Terms & Conditions of Use, available at . http://www.jstor.org/page/info/about/policies/terms.jsp . JSTOR is a not-for-profit service that helps scholars, researchers, and students discover, use, and build upon a wide range of content in a trusted digital archive. We use information technology and tools to increase productivity and facilitate new forms of scholarship. For more information about JSTOR, please contact support@jstor.org. . The University of Chicago Press, Society of Labor Economists, NORC at the University of Chicago, The University of Chicago are collaborating with JSTOR to digitize, preserve and extend access to Journal of Labor Economics. http://www.jstor.org This content downloaded from 128.6.218.72 on Thu, 5 Sep 2013 08:02:47 AM All use subject to JSTOR Terms and Conditions Analyzing the Extent and Influence of Occupational Licensing on the Labor...
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...15 2.2.13 Current Status of the organization 17 2.2.14 Current Problems 18 2.2.15 SWOT Analysis 19 ANALYSIS AND PRESENTATION 20 3.1 Remittance Distribution in Nepal 20 3.2 Remittance and Nepalese Economy 21 3.3 Major Players in the Market: 24 3.4 Remittance at Nabil Bank 24 3.5 Framework of Inward Sourcing Unit 25 3.6 Remittance Products of Nabil Bank 26 3.7 Process of Internship 28 3.8 Western Union 29 3.9 Western Union and Nabil Bank 32 3.10 Income generated by NBL through Western Union 33 3.11 Analysis of Statistical Data of Western Union 34 3.11.1 Average Daily Transactions 35 3.11.2 Average transactions from various nations 36 3.12 Nabil Bank and Sub-Agents of Western Union 37 3.13 Nabil Remit 39 3.14 Process of Nabil Remit 39 3.15 Income generated by NBL through Nabil Remit 41 3.16 Analysis of Statistical Data of Nabil Remit 42 SUMMARY, CONCLUSIONS AND RECOMMENDATIONS 44 4.1 Summary 44 4.2 Conclusions 46 4.3 Recommendations 47 BIBLIOGRAPHY 49 INTRODUCTION 1.1 Background of the study An internship is a...
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...Community Nursing in the 53218 Zip code University of Wisconsin – Milwaukee College of Nursing NURS 415 David Deau, Elizabeth Kuss, Blessing Lee, PaKou Lo, Nygil Matthews, Terresa Novak, Dami Olaniyi, Edith Sardea, Tiffany Theard, and Houa Xiong November 30, 2012 Community Nursing in the 53218 Zip code Each community has its own positive and negative features. The zip code community of 53218 is no exception. Some of those positive features of the 53218 community has prospective features such as its existing available clinics, multipurpose community centers, such as the Silver Spring Community Center, and numerous outreach programs through organizations including Growing Power and the Milwaukee Outreach Center. Unfortunately, it is still considered one of ten zip codes in the Milwaukee County designated in the “lower socioeconomic status” group as reported in the Milwaukee Health Report (Chen, et al., 2011). The lower SES group, including 53218, as a whole is at risk for (1) a growing rate of obesity related to a poor nutritional lifestyle, (2) a continually decreasing gynecological health among the female population between ages 12 and 19 related to a lack of enforced education and rising teen pregnancy-related issues, and (3) a consistently low level of neighborhood safety related to motor vehicle accidents and rising crime rates. Community Strengths The community of 53218 has three main areas of strength: (1) several available clinics, (2) an abundance...
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...CURRICULUM OF GEOGRAPHY For 4 years BS & 2 years MS (Revised 2009) | | HIGHER EDUCATION COMMISSION ISLAMABAD CURRICULUM DIVISION, HEC Dr. Syed Sohail H. Naqvi Executive Director Prof. Dr. Altaf Ali G. Shahikh Member (Acad) Miss Ghayyur Fatima Director (Curri) Mr. M. Tahir Ali Shah Deputy Director (Curri) Mr. Shafiullah Deputy Director Composed by Mr. Zulfiqar Ali, HEC Islamabad CONTENTS 1. Introduction………………………………… 6 2. Aims and Objectives……………………… 10 3. Standardized Format for 4-years BS degree programme ………………………. 12 4. Scheme of Studies for BS …………………. 14 5. Details of Courses for BS …………………. 16 6. Elective Group Papers ……………………. 45 7. Scheme of Studies for MS Programme …. 48 8. Details of Courses for MS …………………. 50 9. Optional Courses Model……………………. 56 10. Recommendations …………………………. 61 11. Annexures A,B,C,D & E …………………… 63 PREFACE Curriculum of a subject is said to be the throbbing pulse of a nation. By looking at the curriculum one can judge the state of intellectual development and the state of progress of the nation. The world has turned into a global village; new ideas and information are pouring in like a stream. It is, therefore, imperative to update our curricula regularly by introducing the recent developments in the relevant fields of knowledge. In exercise...
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...Institutional Financing of SME in Bangladesh [pic] [pic] TERM PAPER ON Institutional Financing of SME in Bangladesh Submitted By: ID- Program- BBA Premier University, Chittagong Submitted in partial fulfillment of the requirements for the Bachelor of Business Administration. Submitted To: Ms. Nilufar Sultana Lecturer, Dept. of Finance & Banking, Faculty of Business Studies, Premier University, Chittagong. DATE OF SUBMISSION: /09/2012 Letter of Transmittal Date: To Ms. Nilufar Sultana Faculty of Business Studies Premier University, Chittagong Sub: Letter of Transmitter on Term Paper Dear Madam, This is my pleasure to submit my term paper report on “Institutional financing of SME in Bangladesh” which I was assigned. It was a great opportunity for me to acquire knowledge and experience in respect of the functions, procedures and operational activity, other than my topic of study. I have concentrated my best efforts to achieve the objectives of the assignment study and hope my endeavor will serve the purpose. However, I will always be ready to provide any further clarification that you may require. Sincerely Yours, ID# Program: BBA Batch Number: 16 8th Semester Section: Major:...
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