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Cigna was formed by the 1982 merger of the Connecticut General Life Insurance Company (CG) and INA Corporation ( the parent corporation of Insurance Company of North America), the first stock insurance company in America. Insurance Company of North America was formed in 1792, and is known as a corporate ancestor of Cigna. Cigna is one of the largest health insurance providers in the United States, providing health insurance solutions for businesses, families, and individuals. Currently employing more than 30,000 people. Offering insurance products in 27 countries and jurisdictions. Cigna provides medical, dental, vision, accident, pharmacy, behavioral care, life, and disability insurance. Most business is concentrated in large and also small group insurance, where the employee is able to obtain insurance through their employers. However Cigna also offers insurance products to individuals and families who do not receive health insurance through their employer. A benefit to the members, Cigna sponsors health and wellness programs to encourage a healthy living and to help lower health care costs. Programs include healthy programs for mothers and babies, chronic condition management, and also a 24 hour nurse help line. The 24 hour nurse line is able to help lower health care costs by allowing people to find answers on health questions from a nurse rather than having to visit an Urgent care or even local emergency room.
Cigna offers many different plans for you to chose from. * Cigna Choice Fund Plan ( Consumer Driven Health Plan)- Cigna’s Consumer driven health plans are available to both insured and self-funded basis. In Colorado, the Choice Fund Health Reimbursement Account also known as a HRA and a Health Savings Account which is also known as a HAS products are offered at this time to employer groups with 51 employers or more. With the Cigna Choice Fund...

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