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Commercial Banks and New Capital Regulation

In: Business and Management

Submitted By sssran
Words 3326
Pages 14
COMMERCIAL BANKS AND NEW CAPITAL REGULATION

MAF 202

Prepared By:

Simardeep Sran - 211689444

Due: September 12, 2013

Table of Contents

1. Introduction 4 2. Findings 5 3.1. Move from Basel II to Basel III 5 3.2.1. The Global Financial Crisis and Basel II Shortcomings 5 3.2. Basel III 6 3.3.2. Main Features 6 3.3.3. Basel II and Basel III Difference 8 3.3. Implications of Basel III 9 3.4.4. Global Banking System 9 3.4.5. Banking System in Australia 9 3.4.6. Banking System in Japan 10 3. Conclusions 11 4. Reference List 12

1. Introduction

The financial system is beyond indispensable in the global economy, with commercial banks playing a vital role as the main form of a financial institution. Within the financial system it is crucial to have regulations and guidelines for financial institutions such as commercial banks to abide by and have the expectation that a minimum standard is to be consistently expected. Prescribing prudential standards for supervision of the banking sector is a necessity in increasing reliance and resilience with confidence in the banking sector, which is why the Basel Committee on Banking Supervision has introduced Basel III in 2013.
This report focuses on...

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