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Comparison Presentation Assignment 5

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Comparison Presentation Assignment: 5 | Health Economics, HSA 510, Dr. Lewis Mustard | Kristie Parker, December 19, 2012 |

1. Select three to four main aspects that you discovered in your research to highlight.
The first thing that I would like to highlight in my research of Canadian universal healthcare vs. US healthcare is that Canadian health care is federally funded and covers mostly all of the medical services used by the residents. The US has healthcare for the people but is covered at the citizens’ expense via an insurance company. The citizens are responsible for maintaining the premiums set by the insurance companies via the employer of the citizens or privately attained. However, this could explain why nearly 50 million people are uninsured because a lot of Americans cannot afford the premiums set by the insurance companies or quoted to them privately. The issue without healthcare is that the premiums are many times to expensive. The insurer will not pay because the conditions the patient may have could be pre-existing and will cause the company to pay for many expenses that are acquired before they are insured. Unlike the US, Canadian is federally funded so those issues are not of a concern, only finding when the care can be provided is the concern.
Next, even though universal care for the Canadians appear to be ideal and a dream come true, the Canadians still have longer waiting lines and longer times for the services to be carried out than the US. The Canadian are much slower to adopt expensive technology to perform certain procedures. Universal healthcare can negotiate prices and services to reduce the overhead cost. When dealing with universal healthcare it is providing a blanket of coverage to anyone that can prove that they are a citizen. The US would have to raise taxes or come up with some other crafty means in order to

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