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Contemporary

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Submitted By bbailey90
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Contemporary Health Issue
A contemporary issue is defined as an event, idea, opinion, or topic in a subject that is related to the present day. A contemporary issue can be established in any form of interest. Some contemporary health care issue examples would be Medicare payments and the number of uninsured people in the United States. The issue that I will be addressing would be the impact of the Affordable Care Act.
The Patient Protection and Affordable Care Act (PPACA) also called the Affordable Care Act or commonly known as Obamacare was signed into law on March 23, 2010. President Barack Obama authorized this law and it represented the most notable regulatory service in United States history since the passing of Medicaid and Medicare in 1965. Under the PPACA, physicians and hospitals would be able to revolutionize their practices financially, technologically, and clinically to drive better health results, lower costs, and many more solutions. “The Affordable Care Act’s main focus is on providing more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry, and reducing health care spending in the US” (Obamacare, 2016). The PPACA was passed to enlarge the quality and affordability of health insurance, and decrease the price of healthcare for independents and the government.
The Patient Protection and Affordable Care Act (PPACA) have an impact on businesses. There is a huge decree on employees and some health insurances want group policies. “Nearly two-thirds of Americans with health coverage have employer-sponsored health insurance - approximately 171 million people” (Herrick, 2014). Through this, health insurance agents want companies to offer health coverage to full time employees. There are corporations that have less than the allotted amount of people that work with them. If they do not meet this criteria, than they will not face a penalty. “Enforcement of the mandate has been delayed until 2015 for employers with more than 99 full-time employees. Firms employing from 50 to 99 full-time workers have until 2016 to comply. Businesses with fewer than 50 employees will not be penalized” (Herrick, 2016).
Financial management is defined as “the planning, directing, monitoring, organizing, and controlling of the monetary resources of an organization” (Business Dictionary, 2016). The financial management requires routine financial operations, which would include payroll, and a protection for unanticipated costs. The Affordable Care Act accommodates important safekeeping for providers and clients. There are three new sets of rules from each sector under this plan. These three departments are the Wellness Program, Essential Benefits, and Health Insurance Market Reforms. “The new health insurance rules will help states to make decisions regarding their exchanges and will help health insurance companies understand how to structure their plans. ObamaCare’s new rules on health insurance also help consumers to understand and compare health plans and employers to promote and encourage wellness.”

Reference
Herrick, D. M. (2014, June 12). The Effects of the Affordable Care Act on Small Business. Retrieved May 22, 2016, from http://www.ncpa.org/pub/st356
ObamaCare Health Insurance Rules, Regulations and Standards. (2016, January 1). Retrieved May 22, 2016, from http://obamacarefacts.com/obamacare-health-insurance-rules/
What is financial management? (2016, January 1). Retrieved May 22, 2016, from http://www.businessdictionary.com/definition/financial-management.html
What is ObamaCare | What is the Affordable Care Act? (2016, January 1). Retrieved May 22, 2016, from http://obamacarefacts.com/whatis-obamacare/

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