...Geography is the description of the earth. It shows physical, locational, regional, and human geography that takes place in different parts of the world. This not only shows the distinctions in the area, but the different landforms that could exist in certain areas. Geography is an important factor in determining whether a culture will succeed or not. Location of cities is a key part of geography. If the area does not have any access to any waterways or does not have fertile soil, that could be a serious problem to the civilization prospering. Without fertile soil or access to waterways, a civilization can perish because they will eventually run out of resources and not be able to provide for the entire population. One city that is located...
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...banking sector and what will be the reforms that could lead to a consolidation of the financial systems. The strengths and weaknesses of the financial sector will be analyzed in order to see the changes needed to maintain its competitive position. The first part of the paper will briefly explain the subprime crisis, origins and impact on the financial world as new form of contagion. In the second chapter the consequences of the subprime crisis in the Spanish banking sector will be described. The last chapter of the thesis will present an analysis of the reforms made, using legal intervention. It will be concluded with a general point of view regarding the present situation of the Spanish banking system, the potential results of the current measures and the perspectives of new reforms. Contents 1 | Introduction | | 2 | Introducing the Subprime Crisis i. The subprime crisis: origins and evolution ii. Implications of the mortgage bubble The Spanish Banking sector: Before and after i. The evolution of Spanish economy until the Subprime Crises ii. A unique model in Spain: Banks and Spanish Savings Banks iii. Spanish economy snapshotThe change in the banking sector regulation | | 3 | * Banking regulatory failure and moral...
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...SPAIN COUNTRY REPORT 1. SPAIN – COUNTRY OVERVIEW Country Administrative information Official Country Name Kingdom of Spain Capital Madrid Government Parliamentary monarchy President of the government (current) Jose Luis Rodriguez Zapatero Demographic Factors Population (2010) 46,030,109 Median age 40.5 years Religion Predominantly Roman Catholicism Economic indicators Currency Euro(EUR) Real effective exchange rate index Base: 2005(100) Inflation rate 3.5% (As of May 2011) GDP per capita (2010) 30,782(US$ at PPP) Unemployment rate (2010) 20.1% Real GDP growth (2010) -0.1% 2...
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...BUYVIP, THE INTERNATIONALIZATION OF A SPANISH DOT COM The “Centro Virtual de Experiencias de Internacionalización” (On-line Centre for International Business Cases) is the result of the collaboration of the Spanish Institute for Foreign Trade ICEX and AEEDE, the Spanish Association of Business Schools , which includes eleven leading Business Schools. The aim of this project is to promote the internationalisation of Spanish SMEs, drawing on the academic rigour of the business schools that have participated in this project. This centre presents case studies of Spanish companies that are successful internationally. These case studies can be found on the ICEX webpage and appear in a multimedia format that includes discussion forums and articles that create awareness of the key issues involved in internationalisation. The success stories chosen represent a broad sample of sectors and geographic areas and show the globalisation process that some of our companies have gone through. The company profile shown here is that of an SME multinational which has become a reference point in its sector, basing its international penetration strategies on factors as diverse as marketing, management, financial liquidity and business alliances. This pioneering project, in Europe and throughout the world, serves to promote and diffuse a comprehensive entrepreneurial culture among SMEs. It promotes the integration and association between universities and businesses, facilitates dialogue...
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...COUNTRY REPORT SPAIN Submitted to: Dr. Fritz Rieger. Submitted by: Sai Krishna Gumparla. Student No: 103943448. Section: 03 Date of Submission: 10 July 2013. Spain, Span. España āspäˈnyä, officially Kingdom of Spain , the 13th-largest economy in the world, the fifth-largest in the European Union, and the fourth-largest in the Euro zone, based on nominal GDP comparison is a constitutional monarchy (2005 est. pop. 40,341,000), 194,884 sq mi (504,750 sq km), including the Balearic and Canary islands, SW Europe. It consists of the Spanish mainland (190,190 sq mi/492,592 sq km), which occupies the major part of the Iberian Peninsula; of the Balearic Islands in the Mediterranean Sea; and of the Canary Islands in the Atlantic Ocean. Ruler: King Juan Carlos I (1975) Prime Minister: Mariano Rajoy (2011) Land area: 192,819 sq mi (499,401 sq km) Total area: 194,896 sq mi (504,782 sq km) Population (2012 est.): 47,042,984 (growth rate: 0.654%) Capital and largest city (2011 est.): Madrid, 7,254,321 (metro. area) Other large cities: Barcelona, 1,621,537; Valencia, 814,208; Seville, 703,206 Monetary unit: Euro (formerly peseta) GDP: 1.477 trillion USD Unemployment: 25.1% Inflation (CPI): 3.1% CULTURAL ENVIRONMENT: Overview Situated in south-western Europe, Spain's geographical diversity encompasses landscapes that range from deserts and coastal beaches to snow-covered mountains. Present-day Spanish culture, deeply rooted in tradition, has been carved by the many outside influences the...
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...BUYVIP, THE INTERNATIONALIZATION OF A SPANISH DOT COM The “Centro Virtual de Experiencias de Internacionalización” (On-line Centre for International Business Cases) is the result of the collaboration of the Spanish Institute for Foreign Trade ICEX and AEEDE, the Spanish Association of Business Schools , which includes eleven leading Business Schools. The aim of this project is to promote the internationalisation of Spanish SMEs, drawing on the academic rigour of the business schools that have participated in this project. This centre presents case studies of Spanish companies that are successful internationally. These case studies can be found on the ICEX webpage and appear in a multimedia format that includes discussion forums and articles that create awareness of the key issues involved in internationalisation. The success stories chosen represent a broad sample of sectors and geographic areas and show the globalisation process that some of our companies have gone through. The company profile shown here is that of an SME multinational which has become a reference point in its sector, basing its international penetration strategies on factors as diverse as marketing, management, financial liquidity and business alliances. This pioneering project, in Europe and throughout the world, serves to promote and diffuse a comprehensive entrepreneurial culture among SMEs. It promotes the integration and association between universities and businesses, facilitates dialogue...
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...Transforming National Identity Colonization and rule are recurrent themes in world history, and many different civilizations have made various contributions to our world culture – ports of trade, sites of religion, and even forms of national identity and nationalism. Antonino “Matatag” Guevara y Mendoza speaks his personal experiences and resulting opinions in History of One of the Initiators of the Filipino Revolution of his fight alongside fellow Filipino revolutionaries for independence against Spanish rule. Mendoza’s military pursuits and motivational contributions as a soldier and organizer in the Filipino Revolution help to demonstrate the ultimate transformation of the Philippines and its sense of national identity. Although Spain made its positive socio-economic influences such as promoting Roman Catholic religion, improving economic development, and organizing rule, Mendoza’s journey with the growing organization and bonding culture of the Filipino country and community to fight for independence prove that the journey of the Filipino Revolution still brought this greater transformation of national identity in Philippine history. With issues such as continued control by the US and gaining no initial recognition from the Spanish and the US after the Philippine Declaration of Independence, the immediate aftermath of the Revolution may not have necessarily correspond to their desired goals of establishing independence as a nation. However, the path towards the...
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...exposes a rational approach to the Spanish market in order obtain a successful implementation of the Everline product in the country. Everline is part of WDFC UK and it is aimed to offer an innovative, fast, flexible and convenient source of credit to entrepreneurs looking to expand their business, manage working capital, or fill a short cash gap. WDFC UK is currently working in three continents and it is supported by some of the world’s leading venture capital firms, with a heritage of building and backing world-class internet companies including Facebook and LinkedIn (“About us” Wonga.com) Everline group include other brands like Wonga.com, which has provided millions of loans to more than a million customers in the UK alone, and the online retail payment service, PayLater. In 2012 Wonga.com reporter a net benefit of £62.5m, former Wonga Business applied to have the trading name Everline added to its credit licence in September this year the domain name Everline.com was registered by WDFC SA. Everline, former Wonga for Business, was launched in May 2012, and offers £3,000 to £50,000 loans to limited companies, LTD’s, or partnerships, and £10,000 to trade solders; money can be borrowed between one and fifty two weeks and the business have to been trading for at least two years. Methodology research The compiled information for adobe PESTEL analysis is done through literature research on official Spanish government bodies, official Spanish government website, newspapers, blogs...
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...Filed Under: Cavite, Featured, Luzon Cavite Map Cavite CAVITE TRAVEL GUIDE Why Not Go Why Go Best Time to Visit Where to Stay Where & What to Eat Nightlife To Do List Stay Away From Getting There Cavite is the historical capital of the Philippines and the closest province south of Manila. With its balanced mix of urbanity, natural beauty and history it is considered as the most accessible vacation getaway and refuge for those seeking a quiet life far from the bustling Manila metropolis. Cavite is a coastal province situated approximately 9 miles (30 kilometers) south of Manila. It is composed of 20 municipalities and 3 key cities – Trece Martires City (provincial capital), Tagaytay City and Cavite City. The geography of the province varies differently, from flat and coastal in the north and west, to mountainous and hilly in the south and east. Its close proximity to the capital makes it highly urbanized especially in the low-lying municipalities of Bacoor, Imus, Dasmarinas, Kawit, Cavite City, and General Trias where various industries thrive. But in the towns south of the province, agriculture is still the main livelihood and boasts a great amount of preserved forests and wildlife. Corregidor, the former island fortress during World War II, situated at the mouth of Manila Bay is also under the jurisdiction of the province (see page on Corregidor Island). Philippines Cavite Sangley Point Naval Base Sangley Point Naval Base: This is located at the northern...
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...Bolivia Standing as only one of the two landlocked countries in South America, Bolivia contains some of the worlds most resourceful vegetation as well as remnants of ancient cultures. Although rich with natural resources, like most developing nations, poverty is a reality for a large majority of Bolivia. Along with having the challenge of being a developing region, Bolivia is landlocked. This, without a doubt, only adds to the difficult task the Bolivian economy faces. However, positive change is taking form in most third world regions of the earth. With everyday, more volunteer groups, private investments, and modern medicine aid countries like Bolivia with their domestic, economic, and political complications. Bolivia is divided into three major geographical groupings defined by the Andes. The first being the collection of mountains found in the West along with the Altiplano. The second major geographical region is located in the valleys formed from the eastern mountain slopes. These valleys provide a semi tropical environment allowing for appropriate agricultural activities. However, the third geographical area contain plains that stretch across 63% of the country. These eastern lowlands(plains) are also referred to as Oriente. The rest is virtually the Andes mountains that literally split the landlocked country in half. The smaller half of the country (majority Amerindian) consists of mountain and rock leaving little to no agriculture to be had. In contrast, the larger...
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...of America is one of the largest countries in the world based on both population and land area. 3. Even though English is the most commonly spoken language used in the United States and is the language used in government, the country does not have an official language. Mexico 1. Mexico City is the oldest capital city in the Americas 2. Mexico City has the highest elevation and is the oldest city located in North America. It is also one of the largest cities in the entire world. 3. Spanish is the national language of Mexico. Mexico is the most populated Spanish-speaking country in the world. Canada 1. Canada is the world's second largest country area wise. 2. Half of Canada is covered with forests, considering one-tenth of the world's forests are there. 3. Canada has two official languages: English and French. 59% of Canadians use English as their official language. Only 23% use French as their official language and 18% have more than one official language. Colombia 1. Colombia is the third-most populous country in Latin America. 2. Colombia is a free market economy with major commercial and investment ties to the United States of America. 3. Colombia has four major industrial centers--Bogota, Medellin, Cali and Barranquilla. Brazil 1. Brazil is the largest country located in South America. 2. Brazil shares borders with every country except Chile and Ecuador. 3. Brazil has won the World Cup 5 times, in 1958, 1962, 1970,...
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...The Philippines (i/ˈfɪlɨpiːnz/; fi-lə-peenz; Filipino: Pilipinas [ˌpɪlɪˈpinɐs]), officially known as the Republic of the Philippines (Filipino: Repúblika ng Pilipinas), is a sovereign island country in Southeast Asia situated in the western Pacific Ocean. It consists of 7,107 islands that are categorized broadly under three main geographical divisions: Luzon, Visayas, and Mindanao. Its capital city is Manila while its most populous city is Quezon City; both are part of Metro Manila. To the north of the Philippines across the Luzon Strait lies Taiwan; Vietnamsits west across the South China Sea; southwest is the island of Borneoacross the Sulu Sea, and to the south the Celebes Sea separates it from other islands of Indonesia; while to the east it is bounded by the Philippine Sea and the island-nation of Palau. Its location on the Pacific Ring of Fire and close to the equator makes the Philippines prone to earthquakes and typhoons, but also endows it with abundant natural resources and some of the world's greatest biodiversity. At approximately 300,000 square kilometers (115,831 sq mi), the Philippines is the 64th-largest country in the world. With a population of at least 99 million people, the Philippines is the seventh-most populated country in Asia and the 12th most populated country in the world. An additional 12 million Filipinos live overseas, comprising one of the world's largest diasporas. Multiple ethnicities and cultures are found throughout the islands. In prehistoric times...
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...Colombia is a country located in the northern part of South America, bordering the Caribbean Sea, between Panama and Venezuela, and bordering the North Pacific Ocean, between Ecuador and Panama (The World Factbook). Colombia’s area is 1.14 million sq. km. (440,000 sq. mi.) and is about the size of California and Texas combined. Colombia is the fourth-largest country in South America. Colombia’s terrain is flat in the coastal areas, with extensive coastlines on the Pacific Ocean and Caribbean Sea, and it has three rugged parallel mountain chains, central highlands, and flat eastern grasslands. The climate tends to be tropical on the coast and eastern grasslands and cooler in the highlands (U.S. Department of State). Colombia’s natural resources include petroleum, natural gas, coal, iron ore, nickel, gold, copper, emeralds, and hydropower. Its natural hazards are that the highlands are subject to volcanic eruptions, occasional earthquakes, and periodic droughts. The volcano named Galeras is one of Colombia's most active volcanoes, having erupted in 2009 and 2010 causing major evacuations, it has been deemed a "Decade Volcano" by the International Association of Volcanology and Chemistry of the Earth's Interior, worthy of study due to its explosive history and close proximity to human populations. Volcano Nevado del Ruiz located west of Bogota, erupted in 1985 producing lahars that killed 23,000 people, the volcano last erupted in 1991. And the volcano called Nevado del Huila, after...
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...Global Market Entry Project -Part I Marketing 481 Table of Contents General Country Information 3 Flag 3 Geography 4 Population 4 Production 5 Cultural and Social Analysis 5 Values 5 Religion 5 Languages 6 Ethnicity 6 Social Structure & Educational System 7 Place on Figure 2-2 & 2-3 7 Political and Legal Analysis 7 Type of Political and Legal System 7 Elections 8 Government Involvement in Economy 9 Legal System’s Effectiveness 10 Assessment of Market Attractiveness 10 Corruption Level 11 Economic Analysis 12 Type of Economic System 12 Development Level 12 Works Cited 12 General Country Information Flag The flag of Spain like any other country’s flag have sentimental value to the people of Spain. It is designed with three horizontal stripes of red and yellow. It is formatted with red on the top and yellow in the middle that is double the width of the red, following with a red stripe at the bottom. In the yellow stripe, there is a figure of the national coat of arms closer to the left of the flag. The figure represents “the emblems of the traditional kingdoms of Spain (clockwise from upper left, Castile, Leon, Navarre, and Aragon) while Granada is represented by the stylized pomegranate at the bottom of the shield; the arms are framed by two columns representing the Pillars of Hercules, which are the two promontories (Gibraltar and Ceuta) on either side of the eastern end of the Strait of Gibraltar;...
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...Puerto Princesa Longest navigable river * 8.2 Kilometer * Phil * Consist of 7,107 islands * Surrounded by 3 bodies of water * Has 3 major divisions * Manila in Luzon is the country’s capital * As of 2013 has a population of 98.7 million plus 10 million abroad * 12th most populous country in the world * Early inhabitants were negritos * “Philippines” was derived from the name of king phillip of spain language , people , and culture. * Filipino is the main language in the country * Ferdinand Magellan rediscovered the phil on March 16 1521 * After magellans expeditions several other expeditions were sent by spain * Cabot * Saavedra * Loaisa * Villalobs * Miguel lopez de Legazpi 1st Spanish governor * Phil has 3 major occupying forces * Spaniards – 33years * American – 43years * Japanese – 3years * Religion in the phil is heavily influenced by Spanish colonizers * Currently , around 80% * Citezens are roman catholic Christians * 3main islands * Luzon (Biggest) * Visayas (Smallest) * Mindanao * Luzon island * The largers and the most northerly among the 3 main island of the phil * It has an area of 104,688 square kilometers * Worlds 17th largest island * Islands in the north * Babuyan island * Batanes * Outlying islands in the south * Catanduanes , Masbate , Romblon , Marinduque , Mindoro * Mt. Pulag * 3 highest...
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