...REPORT * 2 ABOUT JANATA BANK LIMITED * 2.1 VISION OF JANATA BANK * 2.2 MISSION OF JANATA BANK * 2.3 OBJECTIVES OF JANATA BANK * 2.4 VALUES OF JANATA BANK * 2.5 BUSINESS PHILOSOPHY OF JANATABANK LTD. * 2.6 THEIR LONG TERM STRATEGY * 2.7 BUSINESS AREAS OF JANATA BANK LTD. * 2.8 ORGANIZATIONAL STRUCTURE OF JANATA BANK * 2.9 History of the Bank * 2.9.1 Functions of the Bank * 2.9.2 Branch network * 2.9.3 Management system * 2.9.4 Products and Services * 3 Introduction: * 3.1 FUNCTIONS OF GENERAL BANKING: * 3.1.1 Documents to be obtained for different types of account: * 3.1.2 Remittance Section: * 4 Foreign Exchange * 5 Guarantee * 6 Bank’s liability: * 6.1 Fiscal incentives: * 6.2 Financial incentives: * 7 Remittance * 7.1 Interest received from Loan for the last 3 years * 8 BIBLIOGRAPHY * 10 Conclusion: CHAPTER 1 Introduction 1.1 Introduction Generally by the word "Bank" we can easily understand that the financial institution dealing with money. But there are different types of banks like Central Banks, Commercial Banks, Savings Banks, Investment Banks, Industrial Banks, and Co-operative Banks etc. But when JBL use the term "Bank" without any prefix, or restriction, it refers to the Commercial banks. Commercial banks are the primary contributors to the economy of a country. So JBL can say Commercial banks are a profit-making...
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...General Banking System of Janata Bank Ltd August 31, 2012 | Author: MD. Musawir Hasan | Posted in General Banking Table of Contents 1 INTRODUCTION 1.1 OBJECTIVE OF THE STUDY 1.2 METHODOLOGY OF THE STUDY 1.3 IMPORTANCE OF THE STUDY 1.4 LIMITATION OF THE STUDY 1.5 PURPOSE OF THE REPORT 2 ABOUT JANATA BANK LIMITED 2.1 VISION OF JANATA BANK 2.2 MISSION OF JANATA BANK 2.3 OBJECTIVES OF JANATA BANK 2.4 VALUES OF JANATA BANK 2.5 BUSINESS PHILOSOPHY OF JANATABANK LTD. 2.6 THEIR LONG TERM STRATEGY 2.7 BUSINESS AREAS OF JANATA BANK LTD. 2.8 ORGANIZATIONAL STRUCTURE OF JANATA BANK 2.9 History of the Bank 2.9.1 Functions of the Bank 2.9.2 Branch network 2.9.3 Management system 2.9.4 Products and Services 3 Introduction: 3.1 FUNCTIONS OF GENERAL BANKING: 3.1.1 Documents to be obtained for different types of account: 3.1.2 Remittance Section: 4 Foreign Exchange 5 Guarantee 6 Bank’s liability: 6.1 Fiscal incentives: 6.2 Financial incentives: 7 Remittance 7.1 Interest received from Loan for the last 3 years 8 BIBLIOGRAPHY 9 Findings 9.1 Possible Measures 10 Conclusion: INTRODUCTION Today’s fast growing companies need business banking services that fully meet their expectations for speed, convenience, efficiency and security. To ensure their optimum level of satisfaction, regarding their necessity for this type of affluent banking services different types of local as well as multinational banks are coming up with diverse and dynamic corporate banking services. The term “Bank” originally referred to...
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... Foreign Trade Management & General Report on Janata Bank Limited Submitted to : Lecturer Habibullah Bahar College Submitted by : Arifin Ahmed Shuvo Honors 2nd Year Session : 2009-2010 Roll no : 9615167 Registration no : 1649908 Department of Management Habibullah Bahar College, Dhaka. Submission Date : 25th March, 2013 1.1 Introduction of the Study The primary purpose of this report is to get an idea about the operations of Janata Bank Limited, a second-generation bank of the country and make an industry analysis on the banking sector of Bangladesh. Banks are profit – earning concern. The ‘word “Bank” refers to the financial institution deals with money transaction. Banks collect deposits at the lowest possible cost and provide loans and advances at higher cost. The difference between two is the profit for the bank. Commercial banks are the primary contributors to the country. The revenue earning sources of banks are mainly loans and advances. The credit facility can be of two types: funded and non-funded. Funded credit can be expensive for the banks, as the bank has to pay interests. Non-funded credit includes Letter of Credit, which is the main source of income for the foreign exchange business. If a bank can increase its import and export transactions, its profit will obviously reach a higher level, as the costs are negligible. This report is an attempt to reflect the position of Janata Bank Limited in the banking...
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...LOAN DISBURSEMENT AND RECOVERY SYSTEM OF JANTA BANK LTD. Prepared by Md. Nizam Uddin Forhad ID: 112011097 Supervised by Palash Kumar Kundu Senior Lecturer Submitted in Partial Fulfillment of the Requirements for the Degree Bachelor of Business Administration Date: 09 August 2015 Internship Report Approval Form Student Name MD. Nizam Uddin Forhad ID No.112011097 Major: Accounting Year: 2015 Local Phone: +8801675000325 Email: nizam.uddin.bba@ulab.edu.bd --------------------------------------------------------------------------------------------------------------------------- INTERNSHIP/PROJECT INFORMATION Internship Organization/Project: Janata Bank Ltd. Internship /Project Report Topic: Loan Disbursement and Recovery System _____________________________________________________________________________________ _____________________________________________________________________________________ Semester (Tick one): □ spring 2015 □ summer 2015 □ fall 2015 --------------------------------------------------------------------------------------------------------------------------- SUPERVISOR APPROVAL (Please place a Tick) □ Approved □ Not Approved □ Partial Re-write □ Full Re-write Remarks (If Not Approved/Pretrial/Full Rewrite): _____________________________________________ _________________________________...
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...The Janata Bank Ltd, Faridpur Corporate Branch, Faridpur for giving the excellent opportunity and support me to complete my internship report. He guided me from the initial conceptualization to planning and designing the report. My Department advisor guided me in proceeding with the report works. He suggested me with additional directions. For them I could complete my internship along with this report successfully. I would also like to thank all the officials of Janata Bank Ltd., especially the officer in Deposit section, officers in bills and remittance dept. of the branch. Working with them has been a pleasant experience. From the very beginning they welcomed me cordially, which made my internship and my job much easier and enjoyable. I warmly thank them for their support. And, lastly I would like to thank all the respondents of my survey at desk of the Branch. Out of their busy schedule they made time for me and provided me with useful information. I thank all of them for their cooperation. Executive Summary JANATA Bank Limited offers to explore the world of progressive Banking in Bangladesh. It is a state owned commercial bank and is catering the need of the mass business people. Janata Bank was born with a new concept of purposeful banking sub serving the growing and diversified financial needs of planned economic development of the country. JANATA Bank Limited (JBL) is the second largest public commercial bank among the others public bank in Bangladesh. The Bank has set...
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...1.1 Introduction of the Study The primary purpose of this report is to get an idea about the operations of Janata Bank Limited, a second-generation bank of the country and make an industry analysis on the banking sector of Bangladesh. Banks are profit – earning concern. The ‘word “Bank” refers to the financial institution deals with money transaction. Banks collect deposits at the lowest possible cost and provide loans and advances at higher cost. The difference between two is the profit for the bank. Commercial banks are the primary contributors to the country. The revenue earning sources of banks are mainly loans and advances. The credit facility can be of two types: funded and non-funded. Funded credit can be expensive for the banks, as the bank has to pay interests. Non-funded credit includes Letter of Credit, which is the main source of income for the foreign exchange business. If a bank can increase its import and export transactions, its profit will obviously reach a higher level, as the costs are negligible. This report is an attempt to reflect the position of Janata Bank Limited in the banking industry procedures, policies and activities with emphasis on foreign exchange business. 1.2 Background of the Study | After completion of 130 credit hours of BBA program demands a report on practical experience. Internship program is a must criterion for Bachelor of Business Administration (BBA) students, designed to put them in a challenging environment of the relevant...
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...An INTERNSHIP REPORT On [pic][pic] [A Case Study on GANDARIA CORPORATE Branch, Dhaka] Supervised To Shah Ridwan Chowdhury Lecturer Department of Management Studies Jagannath University, Dhaka. Submitted By: Md.Emam Uddin Roll: 090202106, Reg:122905 Section: B, session:2009-10 Department of Management Studies Jagannath University, Dhaka. Jagannath University, Dhaka Date of Submission: 30-06-2013 Table of Content |Chapter |Title |Page No | | |Letter of Submission |i | | |Certificate of Supervisor |ii | | |Certificate of Bank |iii | | |Acknowledgement |iv | | |Executive Summary |v | |Ch - 1 |Introduction |9 | | |1.1 Introduction of the Topic ...
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...ASA University Review, Vol. 6 No. 1, January–June, 2012 Fund Management Practices of the Selected Nationalized Commercial Banks in Bangladesh Vhokto Kumar Biswas* Kartik Chandra Mondal** Abstract Fund management of commercial bank is a significant issue for its growth and stability. The unusual difference between cost of fund and return on fund is alarming for the financial health of any commercial bank. The major objective of the study is to know the position of fund management, profitability, growth, stability, and productivity trends of Janata Bank Ltd and Agrani Bank Ltd during the period of 2000-2009 and 2004-2008 respectively. Here the secondary data are used. In fund management practices, the banks are not in a good position due to heavy stuck up advances, low recovery rates, excessive over dues, and outstanding advances. The management of the banks is alert enough to overcome this odd situation. The recent financial reforms introduced by the Ministry of Finance and Bangladesh Bank have improved the situation. The overall profitability, productivity, and stability of the banks are increasingly improving trough the application of modern fund management techniques. Key Words: Efficiency, stability, liquidity, profitability, productivity, growth rate, fund management. Introduction Banking system as a whole plays an important role in the economy of a country irrespective of its level of development. Bangladesh as one of the poorest countries in the world, no exception to...
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...Exchange” of Janata Bank Limited. Foreign exchange plays an important role in the balance of trade in our economy. In this regard Foreign Exchange of Bangladesh, Banks plays an vital role. The word “Bank” refers to the financial institution, which deals with money transaction. This report is an attempt to reflect the position of Foreign Exchange of Janata Bank Limited side by side Bangladesh. 1.2 Origin of the Report BBA program is designed with an excellent combination of theoretical and practical aspects. As the classroom discussion alone cannot make a student perfect in handling the real business situation, so it is an opportunity for the students to know about real life situation through this internship program. This internship program provides the students to link up their theoretical knowledge with practical fields. In this connection, I was assigned to Janata Bank, Elephant Road Corporate Branch, foreign exchange department for my practical orientation. I am required to prepare an internship report under the supervision of our honorable teacher M. Sadiqul Islam on “Foreign Exchange Management of Janata Bank Limited” to conduct a depth analysis on this subject matter. I have tried my level best to present my experience of the practical orientation in this report. 1.3 Objectives of the report 1.3.1 Broad objective The primary purpose of this report is to get an idea about the management of and Foreign Exchange of Bangladesh as well as Janata Bank, and make an...
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...Internship Report NRB remittance in relation to General Banking: A study on Janata Bank Limited On Internship Report On “NRB remittance in relation to General Banking: A study on Janata Bank Limited” Submitted To Sharmin Shabnam Rahman Senior Lecturer BRAC Business School BRAC University Submitted By Afzal Hussain Chowdhury ID# 12164014 Major: Finance Department: MBA Date of submission: 09/09/2014 Letter of transmittal Sharmin Shabnam Rahman Senior Lecturer BRAC Business School BRAC University Subject: Submission of Internship report Madam This report on “NRB remittance in relation to General Banking: A study on Janata Bank Limited” is prepared to fulfill the requirement of the Internship program of MBA degree. This report focuses on the contribution of Janata Bank Limited in collecting remittance from NRB from different countries. I am grateful to you that you give me the opportunity to do this report, which was very interesting. I have enjoyed preparing the report though it was challenging to finish within the given time and limited access. I tried my best to compile the information for this report comprehensive as possible. Thanking you Afzal Hussain Chowdhury ID No: 12164014 BRAC Business School BRAC University Acknowledgment First of all, I would like to thank my almighty Allah for the grace in accomplishing my internship report within the time. I would like to express my gratitude to my academic supervisor Sharmin Shabnam Rahman from the core of my heart for...
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...Internship Report On Janata Bank Limited and Its General Banking Activities Internship Report On Janata Bank Limited and Its General Banking Activities Supervised by: Niluthpaul Sarker Assistant Professor Department of Accounting and Information systems Jagannath University Prepared by: Akash Kumar Ghosh ID: 114599(BBA) 6th Batch Department of Accounting and Information systems Jagannath University Date of Submission: 5th November, 2015 Letter of Transmittal Date: November 05, 2015 Niluthpaul Sarker Assistant Professor Department of Accounting and Information Systems Jagannath University Subject: Submission of internship report. Dear Sir, I would like to inform you that I have completed my internship report on the topic“General banking activities of Janata bank Ltd” of Bangladesh. I have completed my internship attachment period with Janata Bank Ltd. Preparing this report, I have collected information from all available sources in the most realistic and professional way. In writing this report, I have followed the instructions of my organization while at the same time consulting my institute supervisor. I have endeavored to the utmost potential and limited constraints to project the report as reflective as possible. I earnestly hope that this report will meet your specification would be delighted to furnish you with any clarification if required. Thanks and Regards ...
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...Internship Report On Janata Bank Limited and Its General Banking Activities Internship Report On Janata Bank Limited and Its General Banking Activities Supervised by: Niluthpaul Sarker Assistant Professor Department of Accounting and Information systems Jagannath University Prepared by: Akash Kumar Ghosh ID: 114599(BBA) 6th Batch Department of Accounting and Information systems Jagannath University Date of Submission: 5th November, 2015 Letter of Transmittal Date: November 05, 2015 Niluthpaul Sarker Assistant Professor Department of Accounting and Information Systems Jagannath University Subject: Submission of internship report. Dear Sir, I would like to inform you that I have completed my internship report on the topic“General banking activities of Janata bank Ltd” of Bangladesh. I have completed my internship attachment period with Janata Bank Ltd. Preparing this report, I have collected information from all available sources in the most realistic and professional way. In writing this report, I have followed the instructions of my organization while at the same time consulting my institute supervisor. I have endeavored to the utmost potential and limited constraints to project the report as reflective as possible. I earnestly hope that this report will meet your specification would be delighted to furnish you with any clarification if required. Thanks and Regards Yours Truly ------------------------------- Akash...
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...branch, Rajshahi Submitted to the Department of Management of Rajshahi University in partial fulfillment of requirement for the award of the MBA degree Under the supervision of Prof. Dr. ANM Jahangir Kabir Department of Management University of Rajshahi Rajshahi- 6205 By Md. Rokonuzzaman Exam Roll No: 04107262 MBA in Management Session: 2003-2004 University of Rajshahi Rajshahi- 6205 April 20, 2010 MBA; Internship repot 0 Department of Management University of Rajshahi Rajshahi- 6205 Chapter objectives To be acquainted with the Background of JBL. To know about the Role and Function of JBL as a Commercial Bank. To be acquainted with different Branches of JBL at Rajshahi. To be acquainted with the Background of JBL, Kadirgonj Branch; Rajshahi. MBA; Internship repot 1 Department of Management University of Rajshahi Rajshahi- 6205 Theoretical discussion Janata Bank Limited, one of the state owned commercial banks in Bangladesh, has an authorized capital of Tk. 20000 million (approx. US$ 289.85 million), paid up capital of Tk. 5000.00 million, reserve of Tk.8202.00 million and retained surplus Tk. 2737.00 million. The Bank has a total asset of Tk. 282423.00 million as on 30th November 2009. Immediately after the emergence of Bangladesh in 1971, the erstwhile United Bank Limited and Union Bank Limited were renamed as Janata Bank. On 15th November, 2007 the bank has been corporatised and renamed as Janata Bank Limited. Janata Bank Limited operates through 851 branches including...
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...administration and laborers. * Formulation of policy for the improvement of business policy. * In performance evaluation of a business unit internship program is most significant. * Comparing or determining then extent applicability of systems or methodologies of various business disciplines. * Identify or direct barriers and changes to bring success of business unit. * Knowing about method of correction of errors, formulation of co-operatives. 1.2 SCOPE OF INTERNSHIP PROGRAM: Scope of the study can be described in terms of two grounds like: Organizational Scope: I worked in some important departments of Janata Bank Ltd. Hatem Khan Branch Rajshahi. I could not get the opportunity to work in foreign exchange department. I gave my all customers service in Janata Bank. Periodical Scope: My practical orientation in Bank started from the beginning dated 3rd May to 2nd June. The total duration of program was 4 weeks. 1.3...
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...Janata Bank Limited (If there is any contrary information please communicate with DSE through email: listing@dsebd.org) Disclaimer: The contents of this presentation are entirely based on disclosures made by the company. Therefore, DSE does not assume any responsibility on the authenticity of the facts and figures presented thereof. Brief Overview of the Bank 1. Formation of Janata Bank : Immediately after the independence of Bangladesh in 1971, the erstwhile United Bank Limited and Union Bank Limited were nationalized and renamed as Janata Bank. : May 21, 2007 : Tk. 20,000 million (as on 31.12.09) : Tk. 5,000 million (as on 31.12.09) 2. Date of Incorporation as PLC 3. Authorized Capital 4. Pre-IPO Paid up Capital 5. No. of Branches : 850 Details of the Issue History of Capital (Tk. in Million) Year 2004-2008 2009 Authorized Capital (Tk.) 8,000.00 20,000.00 Issued, Subscribed and Paid-up Capital (Tk.) 2593.90 5,000.00 Source of Capital Issue of Bonus and Rights shares Paid-up Capital after IPO Particulars Pre-IPO Paidup capital IPO Paid-up capital after IPO Ordinary Shares 50,000,000 10,000,000 60,000,000 Face Value (Tk.) 100 100 100 Premium Per Share (Tk.) 0.00 900 900 Total Premium (Tk.) 0.00 9,000,000,000 9,000,000,000 Paid-up Capital (Tk.) 5,000,000,000 1,000,000,000 6,000,000,000 Issue Manager : ICB Capital Management Limited Auditors : Howladar Yunus & Co. and A. Wahab & Co. Executive Summary Date of Incorporation as PLC : May 21, 2007 (Immediately...
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