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Credit Risk Management

In: Business and Management

Submitted By rabi690
Words 26105
Pages 105
Credit Risk Management Of AB Bank Limited
25. May, 2013 view with charts and images
Executive Summary
The ongoing development of contemporary management methods and the increased use of innovative financial products such as securitization and credit derivatives have brought about substantial changes in the business environment faced by credit institutions today. Especially in the field of lending, these changes and innovations are now forcing banks to adapt their in-house software systems and the relevant business processes to meet these new requirements.
Credit Risk Management is intended to assist practitioners in redesigning a bank’s systems and processes in the course of implementing the Basel II framework.
Throughout last five years securitization, rating and validation, credit approval processes and management, as well as credit risk mitigation techniques. Credit management is based on developments in the banking sectors is meant to provide readers with best practices AB bank would be well advised to implement regardless of the emergence of new regulatory capital requirements.
AB Bank is to develop mutual understanding between regulatory authorities and banks with regard to the upcoming changes in banking. Credit risk Management provides interesting reading as well as a basis for efficient discussions of the current changes in AB Bank.
The bank has been successful in holding its position as a progressive and dynamic financial institution in the country for a long period of time. It has now centralized all of its activities and has been acclaimed by the customers for its modern and innovative ideas and financial solution. It has been able to create a unique image for itself and significant solution in the banking sector proving its brand mantra “Would make finest corporate citizen”.
1.1 Background of the study
The main product of bank is Loans and...

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