...Guffey-SEEFER, Business English, 11e – 70 points WORKSHEET, CH. 3, NOUN PLURALS FILL IN THE BLANKS WITH THE CORRECT PLURAL FORMS FOR THE NOUNS SHOWN IN PARENTHESES. |1. |Every day we must send many (copy) of (fax) to our suppliers. | | |2. |A flood of computer (virus) is causing (worry) for businesspeople. | | |3. |The (Murphy) and the (Ross) plan to vacation on Maui. | | |4. |All (entry) must be submitted on official contest (form). | | |5. |Numerous social media (glitch) caused (user) to worry about their accounts. | | |6. |Mr. Mason’s business statistics class included two (Jeffrey) and two (Courtney). | | |7. |All (RN) and (LVN) were asked to work overtime. | | |8. |None of the (attorney) were granted (leave of absence) during the trial. | | |9. |(Customer) could not understand how identity (thief) could have gotten their personal data. | | |10. |Some e-mail (message) contain (smiley) and other emoticons...
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...I took the actions necessary in order to improve my rank and GPA in order to catch up to them. These include enrolling in Dual Credit courses my junior year, and becoming a straight A student as well. I heard through the grapevine that enrolling Dual Credit is the...
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...At an early age, my mom encouraged me when I grow up to choose a career that I would be happy with; a career that I would never regret going into. I loved painting and decorating, even now at the age of eighteen, but I could not decide what path I should take. That path has now been illuminated. I am seeking a major in business. This year, I have been preparing myself to take the courses necessary in order to obtain this degree. I am in marketing classes as well as a few other business classes which will help enhance my knowledge. In my dual credit English class I have already seen major improvements in my writing skills. I am in Beta, National Honor Society, and the drama club. It is a privilege to be inducted into these clubs. I find them...
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...myphone T23 Duo free downloads and reviews myphone T23 Duo free downloads Click links below to get downloads free for your myphone T23 Duo phone myphone T23 Duo games: Java 240x320 games touchscreen Java 240x320 games myphone T23 Duo apps: Java J2ME apps myphone T23 Duo themes: myphone T23 Duo ringtones: mid mp3 wav myphone T23 Duo wallpapers screensavers: 240 x 320 myphone T23 Duo ebooks: jar pdf txt myphone T23 Duo videos: 3gp mp4 myphone T23 Duo web apps: more myphone T23 Duo features: 3.5mm audio jack |If you like myphone T23 Duo, you should look at: | |[pic] | |myphone T23 Duo | | | | | | | |[pic] | |myphone A818 Duo | | | | | | | |[pic] | |myphone TW1 Duo | | ...
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...MATH 4450 - HOME WORK 6 (1) Let V be an n-dimensional vector space over the field K and B be a basis for V . Let Bil(V × V, K) be the set of all bilinear maps on V × V to K. (a) Prove that there is an isomorphism Bil(V × V, K) → Matn×n (K). We proved this in class when V = Rn and B is the standard basis. As I mentioned then, the same proof goes through (almost) verbatim. So this exercise is intended to make sure that you understand the various concepts involved. So first define the map and then show it is injective and surjective. (b) Let V ∗ be the dual vector space and B be the dual basis with respect to B. Show that with respect to the bases B and B , there is an isomorphism Lin(V, V∗ ) → Matm×n (K). (c) Conclude now that there is an isomorphism Bil(V × V, K) → Lin(V, V∗ ). (2) Let f : R2 × R2 → R defined by f (x, y) = x1 y1 + x1 y2 + x2 y1 + x2 y2 where x = (x1 , x2 ) and y = (y1 , y2 ). Find the matrix A such that f (x, y) = xt Ay. Finally check that the matrix that you have obtained is indeed the correct one. (3) Let V be a vector space of dimension n with basis B and < , > be a scalar product on V . Recall that any such scalar product is a bilinear form. Show that the matrix associated to this scalar product is a symmetric matrix. (4) Let V be an n-dimensional vector space. Prove that there to every non-zero linear functional φ : V → K, we there is an (n − 1)-dimensional subspace Wφ ⊂ V such that ker φ = Wφ . Show that if ψ : V → K is another linear functional such that...
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...Assignment 1–Advanced Operations Research - MATH 3010 Posted 23 August 2014 Due date: 19 September 2014, by 5pm In all the statements below, the notation, as well as references to page numbers, equations, etc, are as in the textbook Primal-dual interior-point methods, by Wright, Stephen, which is available online for UniSA staff and students. All relevant chapters of the textbook are also available in the webpage of the course. For solving this assignment, you need to read the handwritten Lecture Notes posted in the web and the material in the book up to Chapter 4, page 70. Question 1 (2+2+3+3+3+3=16 points) Fix A ∈ Rm×n , b ∈ Rm , and c ∈ Rn . (a) Write down the KKT conditions for the following problem, on the variable x ∈ Rn : min cT x Ax = b ; x ≥ 0. (1) (b) Write down the KKT conditions for the following problem, on the variable (λ, s) ∈ Rm+n AT λ max λT b + s = c; s ≥ 0, (2) Show that both the KKT conditions associated with both problems are identical. (c) Given x, s ∈ Rn , define the matrices X = diag(x1 , . . . , xn ), S = diag(s1 , . . . , sn ), and the vector e = (1, . . . , 1)T ∈ Rn . Let F : R2n+m → R2n+m be defined as T A λ+s−c . Ax − b F (x, λ, s) = XS e Show that a solution of F (x, λ, s) = 0 does not necessarily satisfy the KKT conditions of part (a) (or part (b)). Prove that, on the other hand, every vector (x, λ, s) that satisfies the KKT conditions must satisty F (x, λ, s) = 0. (d) Recall that the search direction (∆x, ∆λ, ∆s) generated by a Newton...
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...Lesson 14 progressive and eco safe driving Introduction Progressive driving is about making maximum progress for the road, traffic and weather conditions without risking safety. This requires more driving skill along with better planning and awareness, particularly when you are overtaking or negotiating bends in the road. Eco safe driving is very similar but with more emphasis on saving fuel. Lesson aims and objectives During this lesson you will learn how to overtake fast moving vehicles on a single carriageway, how to negotiate bends at speed and how to recognise when speed can result in a waste of time, energy and fuel. By the end of this lesson you should be able to: ? explain the difference between progressive driving and speeding; ? explain the conditions that are likely to result in a skid and losing control of the vehicle; ? consistently drive at such a speed that you can stop within the distance you can see to be clear; ? explain what factors need to be considered when assessing how fast a bend can be negotiated safely and the risks involved; ? identify the sharpness of a bend on approach and the most suitable speed and gear to negotiate the bend; ? demonstrate a reasonable level of skill in negotiating bends of differing shapes and complexity; ? explain the likely places it would be unsafe to overtake and why; ? demonstrate a reasonable level of skill in overtaking moving vehicles at speed on a single two way carriageway...
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...graphics capability. The Giga byte GA-H55M-UD2H is great for charging Apple devices with by turning it on and off, having 3x’s the power for USB for great USB usage. It also has an easy BIOS setting as well as 2 PCI-E 2.0x 16 graphics interface with ATI Cross Fire X support for graphics performance. The AMD 770 Northbridge chipset is used with the Phenom Series made by ATI. This is used for performance for the graphics. The AMD SB710 Southbridge chipset is a high-performance embedded platform solution that packs HyperTransport™ 3.0 Technology, 1 PCI Express® Generation 2, DirectX® 10 and high definition hardware video decode into a solution targeted at high end embedded client applications. It is for use with Embedded AMD Athlon single and dual-core processors from 8W to 35W. Also it is designed to also be compatible with quad-core AMD Phenom processors. It has up to 128MB DDR3 dedicated frame buffer (sideport memory) for optimizations in power savings and video decoding. Used for operating system support for Windows Vista, Windows XP and XPe and Linux. The Socket AM3 Connector is compatible with the AM3 and AM3+ processors, but not AM2 or AM2+ processors, which have 940 pins instead of the 941 pins of the...
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...network model appeared, the publications introduced the first models of as computing machines, the basic model of a self-organizing network (Arbib, 1995). Martindlae (1991) states that "The brain does not have anything we could really call a central processing unit, and the brain does not work in a serial fashion. The brain is therefore more like a large number of very slow computers all operating at the same time and each dedicated to a fairly specific task" (p. 10). The more modern is the dual coding approach, which believes that knowledge is a series of complex associative networks. Within these networks there are imagined (visual) and verbal representations. These two representations are what facilitate the recovery and storage of knowledge (Paivio, 1986). Allan Paivio is the researcher in the area of verbal and nonverbal representations during the 1960's. In 1971 Allan Paivio presented his innovative paper:” Imagery and Verbal Processes”. Because of this paper the concept of a dual coding process was born. This method gives an explanation on how...
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...large project, or a sovereignty (such as a government). The loan may involve fixed amounts, a credit line, or a combination of the two. Interest rates can be fixed for the term of the loan or floating based on a benchmark rate such as the London Interbank Offered Rate (LIBOR). Typically there is a lead bank or underwriter of the loan, known as the "arranger", "agent", or "lead lender". This lender may be putting up a proportionally bigger share of the loan, or perform duties like dispersing cash flows amongst the other syndicate members and administrative tasks. Also known as a "syndicated bank facility". Investopedia explains Syndicated Loan The main goal of syndicated lending is to spread the risk of a borrower default across multiple lenders (such as banks) or institutional investors like pensions funds and hedge funds. Because syndicated loans tend to be much larger than standard bank loans, the risk of even one borrower defaulting could cripple a single lender. Syndicated loans are also used in the leveraged buyout community to fund large corporate takeovers with primarily debt funding. Syndicated loans can be made on a "best efforts" basis, which means that if enough investors can't be found, the amount the borrower receives will be lower than originally anticipated. These loans can also be split into dual tranches for banks (who fund standard revolvers or lines of credit) and institutional investors (who fund fixed-rate term loans). What Does Spot Loan Mean? ...
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...Profile Summary: ------------------------------------------------- A capable, ambitious and successful investment banking professional with 3+ years of experience, who possess a broad and deep knowledge of Prime Services Stock Lending and Borrowing business. Gained expertise in cash collateral, Stock Loan billing, Trade Support , Equities Settlements and Reconciliation of securities Lending business / Stock Borrow Lending. ------------------------------------------------- ------------------------------------------------- Associate Process Manager at Eclerx-Credit Suisse Process: Stock Borrow Lending- Billing EMEA and NY (Equity Middle Office Operations) Period: Since Mar-2015 to till date. Roles and Responsibilities: * Settlement of SBL fees, rebates with various external counterparties, prime brokerage clients, PTH accounts and Platinum clients. * Reconciliation of Statements for settlement of fees. * Reconciliation of cash A/c’s (Intellimatch nostro) * Daily Reconciliation of BM vs Peoplesoft * Month end Glass reconciliation of pay-receive accounts in Peoplesoft. * Daily reconciliation of Intercompany accounts. * Working closely with Clients, Technology and various internal counterparts to ensure efficient client service. * Advise cash management team to ensure correct cash funding before currencies deadlines * Ensure all nostro breaks are reviewed as per defined age bracket and SLA (Service Level Agreement) with client...
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...Internship report on Credit Appraisal of NCC Bank Ltd. PREPARED FOR Ms Halima Begum SeniorLecturer Department of Business Administration Leading University, Sylhet PREPARED BY: Fathema Jannath ID: 1201010750 Department of Business Administration Leading University, Sylhet Date: July 11, 2013 Credit Appraisal Of NCC Bank Ltd. LETTER OF TRANSMITTAL Date: 11th July, 2013 To The Supervisor Department of Business Administration Leading University Sylhet Subject: Submission of Internship Report Dear Madam, I am grateful to you for the submission of the report on “Credit Appraisal of NCC Bank”, Elephant Road Foreign Exchange Branch in the completion of the requirement for internship. This is an excellent opportunity for me to acquaint more closely with the organization. The association and coordination of all respective officers & staffs with me are full of exciting, re-discovering and entertainment. During the period of doing this report I have discovered and gained new & practical feelings, observations and learning. I have my utmost effort to reflect experience, skill and knowledge, which I acquired at the time of working at NCC Bank. All of my efforts will be successful if the thesis paper can serve its purpose. I have tried my best to explain everything related with the Credit Appraisal in this paper. Yours faithfully Fathema Jannath ID: 1201010750 Department of Business Administration Leading University Sylhet ...
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...Importance of Loan Policies INTRODUCTION Over the years, the fate of a credit union has been closely tied to how well it manages credit risk. A written loan policy, approved by a credit union’s board of directors and adhered to in practice, is of critical importance in ensuring that the credit union operates in both a safe and a sound manner. In today’s competitive and challenging lending environment, an up-to-date policy, appropriate to a credit union’s lending function and business plan, may be more important than ever. This Bulletin summarizes features and benefits of an effective policy, details warning signs and potential consequences of an outdated policy, and offers practical advice about reviewing and updating a loan policy. ELEMENTS OF AN EFFECTIVE LOAN POLICY Written loan policies vary considerably in content, length, and specificity, as well as in style and quality. No two credit unions share the same tolerance for risk, offer the same loan products, and face the same economic conditions. An effective loan policy should reflect the size and complexity of a credit union and its lending operations and should be tailored to its particular needs and characteristics. Revisions should occur as circumstances change, and the policy should be flexible enough to accommodate new lending activity without a major renovation. During examinations, examiners will make a determination about the adequacy of a credit union’s loan policy. Examiners are guided in their review by rules...
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...is “An Overview of Credit Management by Sonali Bank Limited”. This report is based on study carried out on Credit management of Sonali Bank Limited using both qualitative and quantitative methods. The aim of the study is to find out the credit control system performed by Sonali Bank Ltd. The scope of this report is limited to the overall description of the company, its services and its financial performance analysis. The scope of the study is limited to credit management, functions, and performances. The report will mainly focus on SBL’s credit offer and is control and management. 1.3 Objectives of the report: The purposes of this report relates with the internship. The internship objective is to gather practical knowledge and experiencing the corporate working environment. To this regard this report is contemplating the knowledge and experience accumulated from internship program.. The objectives behind the construction of this report are: To know the practical implication of credit management. To have an in depth knowledge of Credit management procedure of Sonali Bank Limited. To justify how a bank effectively employ procedures to judge creditworthiness of prospective and existing borrower. To differentiate between practical and theoretical learning To observe the performance of the bank over a certain time period 1.4 Methodology: As the Topic of the report was Credit management, so I needed to collect information regarding the credit control procedure. ...
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...MITIGATION ANALYSIS: MICRO-CREDITS FOR ROMA COMMUNITIES IN HUNGARY Prepared by Volodymyr Tounytsky, Zoltan Kristof and Alexandra Windisch-Graetz For UNDP, “Micro-credit programme for disadvantaged groups in Hungary – with a special focus on the Roma population”(Pr.Nr. 00042644) TABLE OF CONTENTS 1. Executive summary 3 2. Overview of status of micro-lending in general, for vulnerable groups and Roma population in particular 3 2.1 A brief look at the competition: Usury and quick loans in Hungary 7 3. Description of Hungarian microfinance project 11 4. Risk analysis of micro-lending institution and its operations for disadvantaged groups as designed under the Micro-credit program for disadvantaged groups in Hungary and mitigation guidelines 12 4.1 Institution Related 13 4.2 Target Group Related 14 4.3 Product Related 15 4.4 Loan Process 21 4.5 Delinquency and Defaults 27 5. A set of indicators for risk monitoring and portfolio management 30 6. Conclusions and Recommendations 30 Table 1. Risk Areas and Mitigation Approaches 32 Table 2. Characteristics of Client Economic Activities 36 Table 3. Product Specification Sheet: Credit Product 38 Table 4. Loan Analysis Form 39 Table 5. Financial Statements With Loan Loss Provision and Reserve 42 Table 6. Portfolio Management Indicators 43 1. Executive summary This report has been commissioned by the UNDP, Project Nr. 00042644 “Micro-credit programme for disadvantaged...
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