...THE EFFECTS OF BANKING SECTOR AND STOCK MARKET DEVELOPMENT ON THE MALAYSIAN ECONOMIC GROWTH: AN EMPIRICAL INVESTIGATION BY HAFSAH AHMAD A THESIS SUBMITTED IN PARTIAL FULFILMENT OF THE REQUIREMENT FOR THE DEGREE OF DOCTOR OF PHILOSOPHY IN ECONOMICS KULLIYYAH OF ECONOMICS AND MANAGEMENT SCIENCES INTERNATIONAL ISLAMIC UNIVERSITY MALAYSIA MAY 2005 1 ABSTRACT This study investigates the long-run relationship between financial development (banking sector and stock market development) and economic growth in Malaysia. Six variables based on Malaysian quarterly data from 1978:1 to 2002:4 are employed, namely real GDP per capita, investment rate and ratios of credit, deposit, market capitalization, and value of shares traded to GDP. Two dynamic frameworks are adopted - Vector Auto regression (VAR) with error correction formulation for causality analyses and dynamic OLS (DOLS) procedure for estimation of growthfinance long-run relation. Causality analyses show that there is bi-directional causality between financial development (banking sector and stock market development) and economic growth. Analyses on growth-finance long-run relations indicate that banking sector development and stock market development individually have an independent positive effect on long-run economic growth. They enhance economic growth through both channels – the volume and efficiency of investment, with the latter being the main source of their independent effect. The study also shows that...
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...The purpose of a site investigation is to identify the ground conditions which might affect the proposed development. It enables better understanding of the site and immediate surroundings, which will enable safe and economic developments. They are a common requirement of the investors as well as the regulatory authorities. In the broadest sense, the ground conditions are understood to include not only the underlying soils and rocks but also the groundwater regime, any contamination and effects of any previous uses of the site The purpose of a site investigation is to identify the ground conditions which ma, any contamination and the effects o 1.1.1 The scale of problem Various reports over the past 25 years have shown that the largest element of technical and financial risk normally lies in the ground. Ground related problems have led to late completions and high cost overruns on the national scale. Lady using a tablet Professional Essay Writers Get your grade or your money back using our Essay Writing Service! ESSAY WRITING SERVICE In an analysis of 8000 building projects, National economic Development office (NEDO) stated that one third of the projects overran by more than a month, a further one third overran up to a month due to delays due to unforeseen ground conditions. Work in groups or pairs, note down a few points on Why carry out site investigation? 1.2 Why carry out site investigation? The characterization of ground conditions whether for...
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...DETAIL SOIL INVESTIGATION INTRODUCTION SOIL INVESTIGATION is carried out to design a right type of foundation safely and economically. A designer requires adequate information about the physical properties and the arrangement of the materials underground. The field and laboratory investigations needed to get this necessary information is known as soil exploration. The study of complete soil investigations can be grouped as follows : • Objectives or purposes, • Preliminary investigations, • Methods of site exploration, • Depth and spacing of trial pits and bore holes, • Choice of a method, • Recording of data. The investigation of the geology and previous uses of any site, together with the determination of its engineering, environmental and contamination characteristics is fundamental to both safe and economic development. [pic] SOIL TESTING • Soil tests can be conducted on samples that truly represent the soil at the site. • Soil sampling, testing and test interpretation must be conducted with guidance from specially trained and experienced personnel. • Proper soil testing is proven to be a reliable basis for the design of foundations and commonly used in site investigations to indicate their potential use and limitations. • Based on the premise that the behavior of soil masses under imposed conditions can be predicted if certain soil properties can be measured. • The results of soil tests must be interpreted based on past experience...
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...measure of the consistency of cohesive soil and the packing of granular soil. The relationship between Mackintosh Probe and Safe Pressure is as follows: - P = (2860 + 550 (R - 40)1/2) x 0.04788 kN/m2 for blows > 40 P = Refer Chart for blows < 40 Where, P = safe pressure (kN/m2) R = Mackintosh Probe Penetration resistance in blows/0.3m For more information or site appointment, please call us or drop us a message here. The site investigation is the one thing that must be done before starting the construction of the building. This is because the soil condition at the site need to be identifies to determine the suitable foundation use for the building. As we know, soil play a main role to support the load that come from the building and the building need a suitable foundation to transfer the load to the ground. Therefore, the investigation of soil need to be done to identify the type of soil to ensure the soil can carry the load. In investigating the soil condition, the probe mackintosh commonly...
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...Johnny Brown 11/08/2012 Final Term Paper Arson Investigator The reason I decided to choose this topic, and not something about a particular part of the fire service, is because I was watching a TV show CSI where they solve crimes and such. Well this topic of fire fighter arson was on the show where a fire fighter set a fire on purpose. So I decided that it looked interesting considering it is what I want to do. Fire fighter arson is basically when a fire fighter sets a fire and I will break it down on why some fire fighters do it, affects of fire fighter arson, basic profile of the fire fighter arsonist, fire service responsibilities in preventing fire fighter arson, and actions to take when a problem is suspected. There were a number of people who had been arrested for this crime and were willing to share their motivations. The biggest reason was people were looking for recognition and liked to play the role of a hero. These people would get a thrill to be the reporting party or to be first on the scene. Another reason is a person might have a psychiatric problem that they have towards the fascination with fire. While others have a low self-esteem or self-confidence, and they want to feel like they belong to a group and are accepted by others. There are many effects of fire fighter arson, which all are very clear cut effects, they include the possibility of injury, loss of life, property and financial loss due to fire, and the increase of insurance premiums that we pay...
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... IN-SITU TESTING In-situ testing techniques including Standard Penetration Testing, Permeability Testing, Borehole Vane Testing, Pressure meter Testing and Packer Testing can all be carried out in the boreholes in order to provide information for geotechnical design. Disturbed and undisturbed samples are retrieved from the boreholes for inspection and logging by engineers and subsequent testing in our laboratories. TRIAL PITTING Trial pitting can be carried out by a variety of methods from hand dug pits to machine excavated trenches. Trial pitting is generally carried out to a maximum depth of 4.5m with standard excavation plant and, depending on soil conditions, is generally suitable for most low rise developments. All trial pit investigations are supervised by experienced engineers with a thorough understanding of geology and soil mechanics. DYNAMICS PROBE TEST Cone Penetration Test To carried out the cone penetration test is pushed into a soil deposit while various measured parameters are recorded. The test is similar to the Dutch Deep sounding (or piezocone test) with the addition of a cone penetration element in the probe to measure water pressure. The test is also known as pore pressure sounding or CPTU. Mackintosh/JKR Probe Test This is a dynamic penetrometer test used to check the consistency of the subsoil. Mackintosh Probe which has 30° cone penetrometer while JKR Probes has 60° cone penetrometer. This is a light dynamic test and the cone is driven directly...
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...The Evolution of Fire Investigation and Its Impact on Arson Cases Journal Article by Kevin Weitzel Arson investigation is an ever changing field of science and crime investigation. Arson investigators need to be highly educated in their field and unfortunately most are not properly educated resulting in many high profile cases being unfinished or citizens being wrongly convicted. This paper will cover an article by John J. Lentini discussing these topics. Fire investigation is a complex field of work that unfortunately is not drawing in college graduates because of its low pay scale. This in turn makes being a fire investigator just a matter of learning from the older more experienced fire investigators who they themselves were never properly educated. To quote Lentini (p. 1 2012) “The reality is that the fire investigation profession has within its ranks a large number of individuals who don’t know what they’re doing”. This is quite a disturbing thing to read, professional testimonies we rely on to send people away for 10, 20, or even 50 years in prison could be complete hacks, taught by hacks, and really have no idea what they’re doing but nobody else will question them either, which makes all of this a lot worse. In 1994, a group of scientists including John J. Lentini developed a position paper stating that an accelerate detecting canine (ADC) alert was in fact not suitable for a jury to hear but were in fact much more suitable as a means to prove probable cause to...
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...66. which of the ff shall cause the investigator to assume that the victim died of direct with flame? a. presence of soot and fire gases at respiratory tract b. prominence of trauma that is probably caused by a stab c. intense charring of entire body d. none of the above 67. if the victim is totally charred, which of the ff is the least reliable means to identifying such? a. Fingerprints b. dental features c. gender d. any of the choices 68. it is the common cause of accidental fire in manila. a. electrical b. nuclear c. mechanical d. chemical 69. it is the system of interconnected pipe that supplies water for fire suppression system in a particular installation. a. wet pipe b. dry pipe c. stand pipe d. sprinkler 70. the product of the fire that is detected by gas chromatogram and ion spectrometer. a. flames b. heat c. soot d. fire gases 71. fires involving electrical equipment and may be extinguish by means of carbon dioxide, dry chemical and vaporizing liquids. a. class A b. class C c. class B d. class D 72. fires involving flammable metals such as magnesium, potassium, powdered, aluminum, zinc, etc. which may be extinguished by means of G.I type methyl, dry sand. a. class A b. class C c. class B d. class D 73. the act to set fire with the preparation of inflammable material at the place to be burned. a. consummated arson b. attempted arson c. frustrated arson d. no crime 74. it is considered as acts of group fire setters...
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...Tommie Brown Grand Canyon University The History of Criminal Investigations DNA Overturned June 29, 2016 Many cases have been solved with good investigation work and the technology of DNA. As a result of this technology many convicted criminals have been released due to DNA overturned in their cases. This was true in the case of Anthony Capozzi who spent 22 years in prison for a crime he did not commit (innocenceproject.org). In the mid-1980s Capozzi was wrongfully convicted of committing two sexual assaults in Buffalo, New York. It was DNA testing that proved his innocence (innocenceproject.org). The true perpetrator’s identity was revealed and DNA testing also revealed that this criminal committed multiple rapes and murders. The crimes itself consist of several women being raped along the bike path in Delaware Park. The crimes took place around December of 1983 and July of 1984. The attacker had it all planned out as he would wait for the right moment then move in for the attack. The attacker apparently surprised his victims from behind by threatening them with a gun. Once the victim was at his mercy he went on to rape them and when finished he gave them instructions to remain on the ground for up to 20 minutes before they move (innocenceproject.org)...
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...Personal Law Torre Colegrove Witness Essay 1/19/16 Eye witness identification is very significant in a conviction, it can put a guilty person behind bars or if misidentified, it can put an innocent person behind those same bars. Eye witness misidentification is the greatest contributing factor to wrongful convictions proven by DNA testing, paying a role in more than 70% of convictions overturned through DNA testing nationwide. For instance, in the misidentification of Marvin Anderson, a man wrongfully convicted of a rape, misidentification by the victim caused him to serve fifteen years in prison. Because the rapist had told the victim he had a white girl, the police immediately looked to Marvin as a suspect since he is the only colored man living with a white wife. After the victim chose Marvin’s mugshot out of a dozen black and white mugshots, the police created a line up with Marvin being the only man in it from the mug shots. Although Marvin had an alibi he was convicted and served fifteen brutal years he didn’t deserve in prison. It wasn’t until after DNA had testing proved Marvin wasn’t the rapist that they let him free. This is only one of the many cases that witness misidentification has taken years and even entire lives from innocent people. To ensure that witness misidentification isn’t a problem many states are considering improving their identification...
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...Arson Investigator The reason I decided to choose this topic, and not something about a particular part of the fire service, is because I was watching a TV show CSI where they solve crimes and such. Well this topic of fire fighter arson was on the show where a fire fighter set a fire on purpose. So I decided that it looked interesting considering it is what I want to do. Fire fighter arson is basically when a fire fighter sets a fire and I will break it down on why some fire fighters do it, affects of fire fighter arson, basic profile of the fire fighter arsonist, fire service responsibilities in preventing fire fighter arson, and actions to take when a problem is suspected. There were a number of people who had been arrested for this crime and were willing to share their motivations. The biggest reason was people were looking for recognition and liked to play the role of a hero. These people would get a thrill to be the reporting party or to be first on the scene. Another reason is a person might have a psychiatric problem that they have towards the fascination with fire. While others have a low self-esteem or self-confidence, and they want to feel like they belong to a group and are accepted by others. There are many effects of fire fighter arson, which all are very clear cut effects, they include the possibility of injury, loss of life, property and financial loss due to fire, and the increase of insurance premiums that we pay when arson occurs. This crime of arson will...
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...financial lost as the “Stop Snitching or Die” theology spilled into boardrooms and accounting departments. The corporate world was not as brazen as the urban world killing anyone that help out law enforcement, but the results of company leaders keeping quiet about misconduct slowly murdered the American economic system. While corporate leaders played their hand at boardroom gangbanging by lying, stealing, and falsifying financial documents, the world would see snitching taken to a new level (Masten, 2009). The job of combing through those illegal financial documents would go to an elite set of men and women, called forensic accountant. Forensic accountants help America recover huge amounts of financial dollars by bring corporate leaders to justice who made illegal business decisions (Davis, Farrell, & Ogilby, 2009). Attributes of the Elite Forensic accounting/accountant (FA) involves the application of accounting concepts and techniques to legal problems (Davis, Farrell, & Ogilby, 2009). “Initially, forensic accountants were used by government agencies, such as the CIA, the FBI and the IRS, to uncover and investigate fraud” (Ramaswamy, 2005, p. 2).With the recent economic downturn the profession of forensic accounting has seen a 200% increase since the Enron and...
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...automation of U.S. critical infrastructures provides more cyber access points for adversaries to exploit. Industrial control systems, which operate the physical processes of the U.S. pipelines, railroads, and other critical infrastructures, are at elevated risk of cyber exploitation. The growth of malicious techniques that could degrade, disrupt, or destroy critical infrastructure is a huge concern for the U.S. government. It is also likely the cyber threats will surpass the terrorism threat to U.S. in the years to come (MLI, 2012). Even though only advanced threat actors are currently capable of employing these high level malicious techniques, these capabilities will eventually be within reach of all threat actors. Discussion The potential economic consequences of cyber terrorism attacks are severe. The severity of cyber terrorism are not felt equally across the board. A small company may not be able to survive even one significant cyber-attack. On the other hand, large companies may take a long time before they notice that they have been a victim of cyber terrorism. Often, businesses are unable to recoup their losses, and it may be impossible to estimate their damage. Many companies prefer not to disclose that their systems have been compromised, so they absorb the loss, making it impossible to accurately calculate damages. As a result of the inability to define and calculate losses, the...
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...white collar crime. This includes private agencies, formal criminal police agencies, and governmental regulatory agencies. With white collar crimes a lot of the time multiple different types of agencies will work together. This joint policing tactic is really the best way to explain the majority of success in white collar crime cases. Although there are only three types of agencies that go after white collar crime, those types have a large number of agencies within them. The first agency that I want to talk about is the Federal Bureau of Investigation. The FBI is probably the most known about or heard of agency around. Most people associate the FBI with tracking down the world’s dangerous criminals and terrorist but the FBI handles a lot of white collar crime as well. In the Criminal Investigations Division the FBI has a program called the Financial Crimes Section. The FCS is broken up into several different units. There is the Economic Crime Unit, the Health Care Fraud...
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...fraud scheme | CrimesInChicago 5/4/13 11:59 AM CrimesInChicago CA T EGORY ARCHIVE S : FR AU D SC HE ME White Collar Crime and Prosecution Posted on February 1, 2013 by webmaster White-collar crime is skyrocketing! Tough economic times and the advent of hi-tech computer technology coupled with Wall Street fraud is proving tough times for all Americans. Who are the white-collar criminals? What is White-collar crime? How do these individuals arrive at a position of trust? What is law enforcement doing? Who will be affected next? Will you be next? A white collar crime is many times defined as a non-violent crime involving deception and/or trickery, typically committed by a business person, public official, or someone of high stature, trust, or authority. Evidence in a white collar crime usually involves a paper trail of evidence that investigators use to prosecute the case. Although this definition may be true, it is hotly contested within the community of experts that try to define “White-Collar Crime”. Many experts feel there are three main characteristics that categorize a white-collar criminal. Some experts believe that white-collar crime should be defined by the high socioeconomic status and/or occupation of trust that the offender has. Others believe that white-collar crime should be defined by the type of offense committed i.e., fraud, counterfeiting, forgery, embezzlement, bribery, larceny, price fixing, racketeering, computer fraud, obstruction of justice, and perjury...
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