Final

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Exp:105 Final Assignment Final Reflection Dameon Martin Learning is your life experiences. Learning is retaining retaining knowledege you did not have before. Critical thinking is also apart of learning. Learning have changed a lot since the internet because you have access to infomation that wasn't assessible before. My views of learnig have changed because,before I thought learning was gaining new knowledge. Now I know its much more than that. Critical thinking is a big part of learing the way you interpt what you read helps you retain knowledge. Learning envolves your life experiences that build your social skills and how to take direction. I am a strong-willed learner. I sometimes make my own rules than follow them. I use all my learning patterns i don't avoid any. My Learning Pattern scores are Sequence 32 Percision 32 Technical 27 Confluence 21. I use sequence first as I always do things in order and I dont like clutter. I use percision first as I always ask alot of questions and need an explanation for everything. I use technical reasoning first as I like to work alone and build anything. I use confluence as needed as I brainstorm before starting a task and to create things from the top of my head. All four of my patterns interact like before starting a task I brainstorm ideas then I get the information I need. That I put everything in order then draft what I have to do. The benefits of using my learning patterns.Is using sequence on assignments is have everything in order. I made list of what I needed to do and I showed myself various examples of what I needed to do. Percision I take detailed notes so my information is accurate. I asked the instructor several questions so,I can get a better understanding of what I'm supposed to do. Technical Reasoning in drafting assignments and using my past experiences in school that applies to what I'm doing in school now.…...

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... = $8000 + 8% of $8000 = $8640 After 45 days Lisa paid $2000 so amount left =$8640-$2000 = $ 6640 On 45th Day Lisa Paid $1000 so amount due = $6640-$1000 = $5640 Total Interest = ordinary Interest = 8% 8. Bob's proceeds: Discount on the note is calculated as follows: Maturity Value * Discount Rate * Discount Period = Discount Maturity Value is 5,133.33 calculated as follows: 5,000 * 8% * (120/360) 5,133.33 * 9% * (66/360) = 84.70 Bob’s Proceeds are the Maturity Value less the Discount so 5133.33-84.70=5048.63 9. Amount deposited = $25000 Interest Rate = 10% After 4th Year $40,000 are deposited more at the interest rate of 10% After the end of six years the value in the account of Jacob Fonda = 25000(F/P, 6, 10%) + 40000(F/P, 3, 10%) = $116025 + $132400 = $248425 10. Deposits made by Roger Fox semiannually = $900 Compounding rate = 6% Number of deposits made by Roger after that= 0 After 8 years the balance in the account = (900(P/A, 6%, 14)) * (F/P, 6%, 16) = $24676.55 11. Total money borrowed by Dick Hercher without any interest = $7000 Before the end of 14th Month the installments he has paid = $190 * 14 = $ 2660 Final payment Dick will make = $7000 - $2660 = $4340 12. Down payment = 20% of 350,000 = $70000 Net present payment = $280,000...

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... Lisa Kane borrowed = $8,000.00 Interest on 60-day note= 8% Balance she should return- $8,000 + 8% of $8,000 = $8,640.00 After 45 days Lisa paid $2,000 so amount due is $6,640 On the 45th day Lisa paid $1,000 amount due $6,640 - $1,000 = $5,640 Total interest rate = 8% 8. Money accepted by Bob for extension granting = $5,000 After 120 days money would be $5,400 Discount Rate = 9% $5,400-$486= $4,914 Bob Acquires= $4,914 9. Deposited= $25,000 Interest Rate= 10% After fourth year $40,000 are deposited more at the interest rate of 10% 25,000 (F/P, 6, 10%) + 40,000 (F/P, 3, 10%) = 116,025 + 132,400= $248,425 At the end of 6 years Jacob has a balance of $248,425.00 10. Roger’s Deposits= $900 Interest Rate semiannually= 6% Number of deposits = 0 After 8 years= (900(P/A, 6%, 14)) (F/p, 6, 16)= $24,676.55 After 8 years Roger has a balance of $24,676.55 11. Dick Hercher borrowed= $7,000 Before the end of the 14 months he paid $2,660 (190*14=2660) $7,000 - $2,600= $4,340 The final pay off Dick will pay is $4,340.00 12. Condo listed for $350,000 Net present value= $280,000 Rate of Interest 11% (0.11/12) Number of years= 25 Annual payment= 280,000 (A/P, 11%, 25) = 33,247.27 Monthly payment= 33,247.27 / 12 = $2,770.61 Total cost he has to pay after 25 years= 280,000 (F/P, 11%, 25) = $32,034,800 13. A. Net Sales: (Gross sales – sales returns) $20,000-$700 = $20,200 B. Gross Profit: (Net sales – Cost of merchandise sold)......

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