HABIB BANK LIMITED UNCONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT DECEMBER 31, 2012 2012 2011 (US $ in '000) ASSETS 1,567,935 246,090 255,567 7,999,874 4,735,688 218,067 59,120 541,385 15,623,726 1,061,044 360,123 428,010 4,116,734 4,284,742 176,092 71,614 452,305 10,950,664 Cash and balances with treasury banks Balances with other banks Lendings to financial institutions Investments Advances Operating fixed assets Deferred tax asset Other assets LIABILITIES 194,325 1,977,449 11,746,459 50,000 393,435 14,361,668 1,262,058 143,022 347,041 9,009,895 50,000 356,395 9,906,353 Bills payable Borrowings Deposits and other accounts Sub-ordinated loans Liabilities against assets subject to finance lease Deferred tax liability Other liabilities 13 14 15 16 17 18,878,652 192,108,597 1,141,164,975 4,857,485 38,221,804 1,395,231,513 122,608,652 13,894,502 33,714,904 875,308,597 4,497,285 34,983,770 962,399,058 101,454,590 5 6 7 8 9 10 11 12 152,324,425 23,907,534 24,828,255 777,185,323 460,070,634 21,185,101 5,743,464 52,595,429 1,517,840,165 103,080,076 34,985,809 41,581,029 399,939,469 416,261,389 17,107,263 6,957,290 43,941,323 1,063,853,648 Note 2012 2011 (Rupees in '000)

1,044,311 NET ASSETS REPRESENTED BY:

124,784 374,036 639,514 1,138,334 123,724 1,262,058

Shareholders' equity 113,440 Share capital 310,898 Reserves 537,610 Unappropriated profit 961,948 82,363 Surplus on revaluation of assets - net of deferred tax 1,044,311 CONTINGENCIES AND COMMITMENTS

18

12,122,748 36,337,497 62,128,562 110,588,807

11,020,680 30,203,696 52,228,646 93,453,022 8,001,568 101,454,590

19

12,019,845 122,608,652

20 & 21

The annexed notes 1 to 49 and annexures I to V form an integral part of these unconsolidated financial statements.

President and Chief Executive Officer

Director

Director

Director

HABIB BANK LIMITED UNCONSOLIDATED PROFIT AND