Future of finance
With the current situation predicting future of finance is a tough topic even though based on statics we come across some conclusive findings. The global financial crisis has revealed the need to rethink fundamentally how financial systems are regulated. It has also made clear a systemic failure of the economics profession. The majority of economists thus failed to warn policy makers about the threatening system crisis and ignored the work of those who did. Achieving greater risk mitigation through macroeconomic and financial policies; and exploring more effective cross border linkages as a key dimension of a more prosperous future more risk-averse policy. Research suggests that economic growth will suffer from a sinking feeling among consumers that their incomes will continue to lose ground to inflation. Even though households are digging themselves out of debt, the painful 2007-2009 recession could leave a lasting scar on their willingness to spend. Many borrowers have been helped by the Federal Reserve's push to lower interest rates. Others are simply walking away from mortgages. People (need) to really believe that sustained strong growth is coming, which is like solving a problem by presuming its solution.

Economic meltdown and learning
 Unprotected banking system combined with monetary authority and federal reserve made the situation to worsen. They didn’t understand what to be done, result is banking collapse. The government also failed in money supply and fiscal policy did not worked well. Capital inflows did not sufficiently feed into productive investment, and the competitiveness of economies was not upgraded to assure sustainable growth. Changing the drivers of growth and its sources of financing. IMF forecasts is built on faulty theory Political and big corporation influence on big banks made it a problem for them to write