P.R. Patel, (December-1994). “Branch Level Performance Of District Central Co-Operative Banks: A Study Of Ahmedabad District Central Co-Operative Bank”, Unpublished M.Phil. Dissertation, Vallabh Vidyanagar: S.P. University.

The District Central Co-operating banks play a district and significant role in the development of agricultural co-operative credit. The DCCBs have acquired a position in the three tier structure of the co-operative credit institutions. While they are working at the middle level of the three tire structure of co-operative credit, the state co-operative banks and primary agricultural societies are operating respectively at the apex and base levels.
In view of the above the growth and success of these bank is of crucial importance to our economy. Hence a time has come to think that these bank should help not only the agricultural credit societies but they also should wide the sphere of their activities to develop other types of societies in the district, say urban credit, marketing, processing, dairies, consumers, etc. They are expected thus to become the centre of economic development and financing the expected and new types of societies operating as citied above. This calls for mobilization of very large volume of financial resources, developing leadership qualities and molding its operations on business lines.
The role of DCCBs and their contribution towards the growth of co-operative credit in general and agricultural credit in particular have tempted the author to undertake the research work on the working of Ahmedabad district central co-operative bank and analyses its operation deeply by evaluating its branch level performance.
The District Central Co-operative Bank is purely a federal body by its structure and only co-operative societies are its members. There is no provision for individual membership in the bank’s bye-laws. The