...Healthcare in Germany By Nabil Fakhoury Florida Atlantic University Into to Healthcare Systems (HSA 6103) Dr. Shehadeh Fall 2014 Table of contents Abstract2 Introduction2 Access and Coverage2 Expenditures and Finance3 Advantages4 Drawbacks5 Hospitals and physicians6 Conclusion7 Introduction The German healthcare system can be traced back to the 1883, when Prince Otto Von Bismark passed a health insurance bill into a law. The German healthcare model is still known as the “Bismark Model” today (Khazan, 2014). There are many differences between the healthcare systems in the United States and in Germany. The German healthcare system does have some drawbacks; however, its many advantages rank it as one of top countries for providing accessible and quality healthcare. Despite all the controversy surrounding the many changes that the German system has undergone, Germany is still able to spend a fraction of what the United States spends on healthcare while still providing quality care that is accessible to everyone (Green & Irving, 2001). Germany spends $4,495 per capita while the U.S. Spends $8,508 per capita (Gopffarth, 2012). According to Dr. Dirk Gopffarth, Germany favors balancing its healthcare management over balancing the market competition (Gopffarth, 2012). Healthcare financing relies mostly on sick funds and government contributions. Germany is the only country in the European Union with a supplemental private health insurance (Riesberg & Worz...
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...Name: Zlatan Karamujic Phone: 208-891-8982 Email: bjzforever@gmail.com Health Status and Health Care services in Germany with comparison to the United States HSM310 Course Project Date submitted: Table of contents Executive summary Population and Health Status Availability of Health Services Expenditures Macroenvironmental Influences on the Health Care System Summary Comments References Introduction One of the world’s strongest economies belongs to Germany. With a size of population of 82.56 million, Germany is on rank 16 in the world, but interesting fact about the country is that, since 2005, the population is decreasing every year. According to www.worldometer.info, back in 2005 number of people who lived in Germany was 83,835,978 and shows a decrease of 0.11% for the past 10 years, even though total fertility rate went from 1.35 to 1.42. Fertility rate is calculated as the average number of children an average woman will have during her reproductive period. Additionally, statistic from the same sources shows that the Germany’s population is slowly aging. While median age in 2000 was 39.9 years, in 2015 is already 46.3 years. If the population keeps aging at the same rate in the next 2 decades, Germany’s health system will face a huge challenge in an effort to keep their population healthy...
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...systems of the United States and Germany. I will be looking at cost to consumers, coverage of health care and personal choices about your own health care. The average cost of insurance for an American family is approximately $17,000 per year with health care insurance companies raising rates almost every year. Insurance offered through employers is usually at least partially paid by the employer. Health insurance is mandatory for all families and people face large tax fees if they are uninsured. Germany also has mandatory health insurance for all of it’s citizens. German...
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...Health Status and Health Care Services in Germany with comparison to the United States Table of Contents Table of contents………………………………………………………………………………… 2 Introduction…………………………………………………………………………………… 3 Statistics Show…………………………………………………………………………………... 4 WHO Health Stats for US……………………………………………………………….. 4 WHO Health Stats for Germany…………………………………………………………. 4 The Big Little People Problem…………………………………………………………………... 5 The Errors of Youth…………………………………………………………………………… 5 “Battle of the Fatties”…………………………………………………………………….. 5 For the Public, By the Public…………………………………………………………………... 6 Drug Abuse Care……………………………………………………………………….... 6 Care for the Mentally Ill…………………………………………………………………. 7 Drug Related Death Rates……………………………………………………….. 7 Suicide Rates…………………………………………………………………….. 7 A Time to Die……………………………………………………………………………………. 8 The Part of Life that is Death…………………………………………………………… 8 The Part of Death that is Fear…………………………………………………………… 8 Conclusion………………………………………………………………………………………. 9 References……………………………………………………………………………………… 10 Introduction The long held belief that the United States is the greatest country on earth has been debated in recent years. Domestic terror attacks, stock market crashes, and a deep recession have challenged the standing of the US amongst other nations. As the US is rebounding from these domestic problems, it is in a legislative battle to reform a long failing health care system. In comparison to European countries...
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...Rhonda Smith America vs. Germany Sxtytweety566@yahoo.com October 2, 2013 1a. What model of healthcare does US and your chosen country have? America’s healthcare model is so disorganized that we have a little bit of Beveridge, Bismarck, National Health Insurance, and Out of Pocket models. The working class is considered to be generally in the Beveridge model. Americans who receive Medicare or Medicaid are considered to be on the National insurance model. Americans with no health insurance are on the Out of Pocket model, (Reid, 2008). Germany has the Bismarck model. This model is to ensure that all people have comprehensive coverage. Germany has what they call a sickness fund that both the employer and the employee fund through withholding. Features are quality care, low cost, claims paid without question, fixed prices, private healthcare providers, and strict governance of insurance sold on a nonprofit basis. Physicians acquire a costless education, have essentially no departmental obligations, and are hardly ever brought into litigation, (Reid, 2008). 1b. In four sentences total describe the Beveridge, Bismarck, National Insurance, and Out of Pocket models. Beveridge model is not based on whether or not a person can pay but based on medical necessity. (The Beveridge Model, 2010) Bismarck model has a sickness fund which is paid by both employer and employee through withholdings, (Kevin M.D.com, 2011). National...
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...Global Environment of Business Germany Healthcare Profile Healthcare in Germany has been relatively constant throughout history. The growth of the healthcare to what it is today can be found from the 19th century. During this time industry and an up growth of population came to Germany and this also was linked to the founding of the German National Union. This this growth of organized labor it began to be apparent that a form of health care needed to be found to keep the health of the workers. The Bismark model was founded shortly after. This model used an insurance program and those that provided the insurance were referred to as “sickness funds.” The money for this program was taken from the payroll. This was a national coverage so the insurance companies did not profit. In 1883, there was an amendment to the Bismark model. This model was regulated by a man who was known for his military tactics and originally he wanted a national, central office for the healthcare his model was rejected and a more regional program was established to allow smaller pockets of control. There was final change to the model occurred in three phases through the end of the 19th century and the beginning of the 20th century. This brought the model to be a nonprofit and self-governing. Originally the board was made up of more labor and only a few people from business were on the seat for representation. This transitioned to 1920’s when there was an equal board seats. There was a gap between the...
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...The United States Health Care System Health care in the United States is provided by many organizations. The Government Medicare and Medicaid, Insurance in the private marketplace. Not for profit, and for-profit institutions all play a role in the United States health care programs. The Advantages and Disadvantages of the United States Health Care The advantages of United States health care system is Insurers are not allowed to refuse coverage because of pre-existing conditions. Medicaid eligibility expanded aimed to provide affordable health insurance coverage for all Americans. The disadvantages of United States health care system is that There are many Americans...
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...World’ and seeing how other countries health care systems operate I’ve come to the conclusion that no health insurance and health care program is perfect. Britain’s healthcare system, their waitlist is getting shorter for surgeries like hip replacements, there’s no medical bankrupt, and there’s excellent preventative medicine. They also have a general practitioner that gives people a medical home and holds down the cost for the healthcare system. In Japan, everyone has to sign up for healthcare and the average premium is $200 a month with your employer paying at least half the cost. If something happens and you lose your job you won’t lose your health insurance. In Japan, every 2 years the Japanese health ministry and physicians come up fix prices for all procedures and drugs. Everyone in Germany is provided healthcare but the rich can opt out and pay privately. German insurance companies also pay for alternative medicine like going to the spa or taking belly dancing lessons. Co pays in Germany are very cheap you only pay $15 every 15 months and pregnant women don’t have to pay anything. Not just co pays for Dr. visits but their co pays for medicine are also very cheap....
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...The healthcare system in the UAE and Germany Name Affiliation Introduction The UAE has a very fast growing and dynamic healthcare market, currently it’s the fastest growing in the Middle East. This growth has mainly been supported by intensive government spending on the sector. The government of UAE also has a very central role in the provision of health services and in recent times the government has taken initiative to involve the private sector in the provision of these services. Due to rapid development in recent years the UAE offers a lucrative pharmaceutical market that boasts of high standard medical facilities ("UAE to Be One of the Fastest Growing Markets for Healthcare in the Region, Says Alpen Capital", 2014, pp. 4-5). A few years back it was required that all people that were employed in the UAE to have a health card. The card was given to the public on a small charge but this is no longer the case as the sector has become more diversified. For Abu Dhabi, there had been introduced a compulsory health insurance. Dubai was considering the introduction of a unified health insurance cover for both nationals and non-nationals and if successful this was to be and has been spread out to the rest of UAE. Dubai has two healthcare free zones, Dubai Biotechnology and Research Park and the Dubai Healthcare City (Woodman, 2012). Having a strong healthcare system, the government is aiming at diversifying the economy and also ensure the availability of the essential services...
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...discuss the health care system of three foreign nations versus the United States. Specifically, focusing on how physicians and hospitals are reimbursed and funded in the United States as opposed to foreign nations. The three other foreign nations that will be involved in this discussion will be: Germany, Canada, and United Kingdom. Reimbursement/funding of health care services varies from nation to nation. Each of these countries inhabits a different point on the international healthcare continuum. In this critical analysis you will read about the different ways foreign countries and the United States reimburse hospitals and providers for health care services. The United States of America In America, we, as consumers, have the right to choose among various suppliers of healthcare services. We make a decision based upon the competing market and quality of goods and services. Then we pay for the cost of our services mainly through insurance or by paying for the full cost of the purchase ourselves. According to Bodenheimer and Grumbach, health care financing in the United States started off from out-of-pocket payments and evolved through individual private insurance, then employment-based insurance, and then finally government-based financing (i.e. Medicaid and Medicare) (2012, p. 187). For most individuals, mainly employers or government agencies cover health insurance, so that the patients will not face the true cost of healthcare services (Paying for Health Services, n.d...
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...would even have to examine a culture of people. One thing interesting about our diverse world is something as simple as how healthcare is provided in different regions of the world. Do you believe there is a difference in healthcare in different parts of the world? Well there is quit a complex difference. For example, I’ll explain the healthcare provided in India is quite different from the healthcare provided in Germany. The differences can be viewed or evaluated in different means. For the purpose of this discussion three main factors will be identified and compared. The quality of life in contrast to healthcare provided, the foreseen future impact of the aging population, and the economic impact on the individual society. I will exam and compare the current of future of health care in the India and German societies. Healthcare is important to all in every corner of the world. In some societies healthcare is better than others. Germany has been known for years as a strong society and have always been on the tip of the spear when it comes to technology. To contrast, Germany has make social mistakes in the fast and has not always been in the best light of the world for how they treat the human race as a whole. On the other hand India has been viewed as a very rich cultural society, strong in religious faith. India, does not come to mind when thinking of an economical efficient country. To compare one facet of each society does not represent they society as a whole, but will show...
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...Health in the World Is Complex Introduction In this assignment on health care in regards to the health care system in the United States is quite complex any everybody would understand that. If I was a health care administrative professional, several factors influence the industry. Health care is said to be, “the prevention, treatment, and management of illness and the preservation of mental and physical well-being through the services offered by the medical and allied health professions.” The U.S health care system has evolved so much over the last few decades and more changes are geared towards the health care system. Our health care system is not perfect but there some forces that have affected the development on the health care system in the U.S. The U.S health care system can be looked at two ways when it comes to the development of its affect on the U.S as being flawed and useful. When you think of the U.S health care system, you think of the impact as well as the forces that have affected the development of the health care system in the United States. Assessing Regulations While assessing and viewing the video I was quite surprised that U.S. influences claims and facts assessed in the video are interesting. The first slide in the video presentation states that sixty billion of U.S. pharma patent revenue was set to expire in 2012. Also the video outlined that 75% are specialty medications and then there was decline starting in 1996 all the way down to the year...
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...Essay: The Health Care, Universal Insurance and International Comparison of Health Care Syetem Introduction In recent years, the availability and affordability of health insurance in United States has becomes the subject of much debate. About one in seven American has no health insurance at all, and for many people who are insured, the cost of coverage is a financial hardship. This situation has led some people to call for the government to provide health insurance for all citizens like other developed countries e.g. Canada, United Kingdom, Japan, Germany etc. Under this type of system, the state government or the federal government would provide insurance coverage, fixed by taxes for everyone. Those who support government-run health care believe that it has many benefits, including universal coverage, lower costs, and greater efficiency. Opponents contend that such a system would require budgets controls, forcing the government to decide whether and when person can receive certain health service. They believe universal health care would lead to lower quality care, long delay, greater government bureaucracy, and greater tax increase. However, whether universal insurance or not, the current health care system needed a reform and I believe Most American will prefer Universal health insurance to any other health care system because it guarantee coverage for everybody. Thesis: the rising cost of health care is a very critical issue in public debate nowadays. The situation...
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...The Health Care reform bill has the creation of an Institute for Comparative Effectiveness as a key component with the hope of improving quality and reducing health care costs. The institute would have the authority to make official determinations of the clinical effectiveness and cost-effectiveness of medical treatments, procedures, drugs, and medical devices. President Obama's initial nominee as Secretary of Health and Human Services (HHS), former Senator Tom Daschle (D-SD), has likewise proposed the creation of a supremely powerful Federal Health Board, which would have similar authority to make decisions that would be binding on health plans and providers financed by federal taxpayers, and potentially on private health insurance coverage.[2] While Senator Daschle has withdrawn his name from Senate consideration, the concept of such a board or institute is strongly indicative of the Obama Administration's policy orientation toward centralized health policy decision-making. Last year, congress has passed the American Recovery and Reinvestment Act (H.R. 1, which would establish a Federal Coordinating Council for Comparative Effectiveness Research. The bill provides $1.1 billion for the new council and delegate spending authority to the HHS Secretary to investigate the effectiveness of different drugs and medical devices.[3] Of course, there is no reason why anyone should not have access to information on what works and what doesn't. There is no reason...
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...Health care Markets Ashley Jackson HSA 510 Strayer University Professor Renita Blake Health care Markets Analyses of the Health care delivery system The United States has no special type of nationwide system of the health care delivery. In order to obtain health care insurance, the individuals must buy it in the private marketplace, or it is given to them by the government. Part of the traditional health insurance plans, permits the unrestricted selection of the health care provider and compensates on the fee for the service basis, recently, it covers less than 30% of all the employees. There are basically two kinds of MCOs: Health Maintenance organizations and Preferred Provider Organizations. About 70% of the employees registered in MCOs. HMO is the health care delivery system that associates the insurer and producer operations. PPOs are the third party payer that provides financial incentives like low out of pocket prices, to registers who achieve medical care form the preset sequence of physicians and hospitals. The Medicare plan contains two parts: Part A is necessary and gives the health insurance coverage for the inpatient hospital concern, very limited nursing home services and some of the home health services. Part B the willingly or supplemental plan gives the advantages for the physician services, outpatient hospital services and the home health services. The US health care system is more expanded in terms of the production procedures...
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