...Can You Afford To Go To College? It is unfortunate that many students and their parents will pinch pennies and borrow heavily to pay for a good college education. For many families obtaining a college degree is very important to them no matter how much debt they are put in. Applying for federal student loans is becoming the norm to cover the cost of obtaining a college education. Students have to borrow more and more money to cover the cost of higher college tuition rates. Currently, the interest rate for a Federal Stafford Subsidized and Unsubsidized student loans is at 3.4 percent, however, as of July 1, 2013, the interest rates on Federal Stafford student loans will significantly increase from 3.4 percent to 6.8 percent making it even more expensive for students to pay for college this fall. President Obama is working with Congress to keep the student loan interest rates down to 3.4 percent to keep it affordable for students (Lucas, 2012). So what is the problem? If Congress doubles the federal student loans interest rates, students will not be able to afford to pay for college. And college is sometimes not the only thing that students have to deal with. Student loans can put students with long-term burdens and stresses that in the future may affect their choice in jobs. Many students have to take care of other monthly bills like electricity, water, phone, rent, and possibly a mortgage. Nearly 10% of federal student loan borrowers failed to make a payment on their...
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...Going to College Going to college has always been part of my plans, especially growing up with a mother like mine. She wanted nothing but the best for her children, she wanted us to do what she couldn’t. I understand it isn’t for everybody and isn’t something that everybody plans on doing. It can definitely be expensive and time consuming, and of course it means a few more years of schooling after high school. But college can make a hugh impact on your life, financially and How much more money do you really make with a college degree? The Bureau states that workers with bachelor’s degrees in 2008 earned about $26,000 more on average than workers with a high school diploma. In a beginning level job somebody without a degree earns an average of $28,350, while a person with a bachelor’s degree or higher earns an average of $51,250. (LeClair ) Thats a $22,900 difference in a year! Of course, the difference in salary increases the more experience and the better job you have. In a mid-level job a person without a degree will average $47,200 a year, while a person with a Bachelors Degree or higher will average $85,300 a year. That’s a $38,100 yearly salary difference. In a top level job, a person with no college degree will average about $79,150. While a person w/ bachelors degree or higher will average $130,600, a $51,450 yearly salary difference. That alone can make a HUGE impact on the way a person lives. The average American worker with a four-year degree will earn over one million...
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...I have always wanted to go to college, just as any high schooler has. The only difference between me and the next person is that I want to bring people happiness. I think that going to college will help me advance my skills with technology. My life goal is to make a name for myself and my family so that I can have a positive impact on this world. If I am accepted I would be the first in my family, this would be very important to me because I want to make my family proud. My dream is to become a well known music producer and DJ, although I am not striving to be world renown it would be nice. I am willing to take risks that maybe aren't going to go in my favor, but what is a life without risk? I would also study to advance technology so that...
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...2012 “Going back to College” College is something that most high school seniors look forward to every year. This is an exciting new endeavor that they long for after graduating from high school. Many high school seniors take different paths when they graduate, but few understand the dedication required to achieve their dreams. My views were the same after graduating, but my journey took a much different direction. Originally signing and planning to go to UNCC, I passed up my athletic scholarship for a professional baseball contract with the Detroit Tigers. College was something that I felt could be done at any stage of my life, and my chance to play professional baseball was something that I may never get a chance to do again. I enjoyed every minute of every day that I played, but sometimes I wonder where I would be today if I had passed up that professional contract. Would I have gotten the chance to experience thousands of fans cheering my team on, or the never ending bus trips from city to city ? My eleven years of playing experience taught me the dedication that one must have to achieve a goal that few would attempt. Long hours in the gym, throwing bullpens, and worst of all running. These were just a few of the things I would have to do on a daily basis both in season and out of season. I hate running more than anything but this was required to be a successful pitcher. Reaching my goal of getting to the Major Leagues was all I focused on. College and playing...
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...better career. Most employers will not employ me if I don’t have a college education in the required field. Another reason education is important is because it will give me better knowledge. Also I will learn how to be more responsible for myself which is important in life. Having a good education will improve my chances of having a good paying career. Without a career I wouldn’t be able to afford to have a place to live because I would have a hard time paying my bills. I will also have more opportunities in advancement. With a higher education I can work where I want and start higher up. My life would be more fulfilling and rewarding because I would have a career and the pay would be rewarding. College will give me a better knowledge of things. For one I will be able to work better with others because I will have to work with people more often. Therefore I will have more experience to communicate with people. Having more knowledge will also give me better problem solving skills because in college you have to work harder and study more. I will be able to take on greater task in life because a good education will grant a better chance at functioning better as a whole. Being in college will teach me responsibility. I have a lot more freedom to choose the classes to take to better my chances of getting the career I want. Having more responsibility means that I won’t be able to get as much help. In college I’m more on my own with my work than I was in high school. There are...
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...Going to college is one of the biggest milestones in a teenager’s life; it is a time where you are changing from a teenager in high school to an adult going to a college. But it is not an easy transition. Sometimes, people can find themselves confused in the challenging transition with trying to figure out where your classes are, how you are going to meet new friends, and figure out how you are going to have enough time to study and do classwork for all of your classes that are time consuming. As you are going through all the confusion and stress of your transition you also have another thing to pile onto your busy schedule, which is gaining leadership experience. Campus leadership can be anything from a club or an organization that is on campus that peaks your interest, or it could be something like volunteering anywhere in the UCF community. Campus leadership is very important, because if you are interested in gaining experience for a possible job that can began your career it is a perfect way to gain that experience....
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...I have learned a lot of things during this week’s course that I did not know before and that I found interesting in this class. My current method of completing a first draft is a simple one and that is to get as many ideas down on paper as quickly as I can. After reading this week’s chapters and previous weeks chapters, I have found that the best way to start is to ask who or what is going to be my intended audience. The goal of a first draft is to capture my ideas on paper and produce a rough version of the final essay. (Connelly, M. 2007). There are several strategies that I have learned for writing a first draft. Such as: review my plan, focus on my goal, write to my reader, visualize the completed document, support my thesis. Amend my plan if needed, and start to write. I also found proofreading and editing interesting in this week’s course. Proofreading is about searching your writing for errors, both grammatical and typos, before submitting my paper for an audience. Editing and proofreading are writing processes different from revising. Editing can involve extensive rewriting of sentences, but it usually focuses on sentences or even smaller elements of the text. Proofreading is the very last step writers go through to be sure that the text is presentable. there are many proofreading strategies such as: start with the problem areas, read from the end to the beginning, look for typos. Editing strategies may...
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...There are many different reasons why I want to go to college. The main reason is to become successful in my career. The main step towards achieving my goal is going to college and graduating. In today's society most careers are looking for people with a degree. There are many careers that do not require you to go to college, but many of the careers that you can be successful in requires a degree. It is very important for me to go to college because I will be a first generation college student. I want to make my family proud and I know I can do it. This is something I been looking forward to for a long time and now the time is finally here. All the years I have put into school being a great student and maintaining a high GPA is going to pay off in the long run. College is...
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...Why go to college? Is it really worth it? These are questions that many Millennials are trying to find the answer to. There are so many different paths to take, but why college? Well, we can start off by saying that college has many benefits. Some of these being higher salaries, lower unemployment rates, and overall just having the opportunity to pursue higher education and gain the skills needed to follow your ambitions to the best of your ability. These reasons answer those burning questions and provide the answer that college is most definitely worth it. For one thing, graduating from college comes with higher salaries and lifetime earnings. A study by Georgetown’s Center on Education and the Workforce came to the result that people with...
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...Graduating high school going to college is a whole lot of money. Some things that students should know is that college degrees are increasing value , Expensive, and Highest starting point in salaries ever. First, “ A college degree is increasing valuable , in part because a highschool diploma is less and less so”, As stated in Passage 1. For example ,” The jobless rate as of March 2013 was 3.8 percent. At 8.1 percent, the rate was more than three times as high for those with only a highschool diploma at 12.2 percent. “ In fact a survey was taken of college students have a lot more regrets than their elders. The four majors things were picking a different major , more work experience , studying harder , and picking a different major . As also...
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...(Desilver). In addition, business has been the most common major since 1980. Going to college will set one up for success in life because one will gain experience of living independently and pursuing a passion; however, many people think going to college is a waste of time and money, but statistics show that people who do not attend college are two times more likely to be unemployed. Being successful in life does not just happen. College is something that will help one become successful in life. Going to college will be a life changing experience for anyone. One will get the experience of living independently....
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...V. Blas Valladares Ms. Simon Freshman English 6 13 January 2017 Facts about College What do you think about high school seniors being required to wait a year after high school before entering college? College is very expensive and only half of the people who go don’t make it or drop out Thousands of people say going to college makes you richer. Students should wait a year before going to college because half of Americans get a degree and people with high school diplomas earn more than those who have a college degree. College is very expensive and they're trying to make it affordable for those who want to get a degree and have a chance. There are families that are out there who are poor and can’t afford their son/daughter to go to college...
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...If you haven’t considered life out of High School you may want to consider going to a Community College. For people wondering what a community college is, a community college is commonly defined as a nonresidential junior college offering courses to people living in a particular area. Illinois State University and Heartland will be compared as they are in the same state. After High School it may be a good Idea to attend a community college instead of a traditional 4 year college. One possible reason as to why it is a good idea to take a Community College is because it’s cheaper. For comparison Heartland costs $10,306 for two years of in state community college and $3,456 per twelve credit hours. Illinois State University is $28,295 for four years of in state college and $12,152 for twelve credit hours. If a given person were to transfer credit from Heartland to Illinois State...
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...High school, it sucks. In my family, it has always just been a given rule that the children will do good in school and go onto college. My parents always wanted my brother and I to go to college, since they never had the chance to. My dad would always say, “I want better for you guys than I had for myself”. One way to accomplish that, was to get good grades in high school and move onto college. So it was not a big shock to my family when I said I wanted to graduate my Junior year of high school, a whole year earlier than my graduating class. I was set on going to college, I needed a reason to get out of my hometown of Council Bluffs and a way to do that, was by going to college. Now my brother was already an expert at the whole college thing....
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