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Government the Great Divide


Submitted By dsinski111
Words 1663
Pages 7
| The Wealth Divide Continues | American Government | | Charles Hatley | HCC Sienna | Fall Semester


The United States of America is supposed to be a nation where everyone is created equal. A nation where everyone is supposed to have an equal chance. But looking at the huge gap between the wealth divide of our nation and the many problems it creates you would think otherwise. The rich continue to get richer and the poor get poorer while the government makes it even harder for the middle and lower class to stay out of poverty. Lack of affordable public housing and also lack of middle income housing are a few of the problems. The Gap in the wealth divide along with these two problems makes life very difficult for middle class and lower class to survive during these hard economic times.

“Affordable housing is a term used to describe dwelling units whose total housing costs are deemed "affordable" to those that have a median income. Although the term is often applied to rental housing that is within the financial means of those in the lower income ranges of a geographical area, the concept is applicable to both renters and purchasers in all income ranges.” (Wikipedia) In The United States and Canada the accepted guideline for being able to afford a house is a cost that does not go over 30% of a household’s gross income. The costs include taxes, insurance and utility costs. When the costs go over the 30% to 35% mark then the payments are then considered unaffordable for that household. Government policies that increase building costs and or restrict the supply of housing are one of the most primary reasons for the lack of affordable housing. As this pictures shows median Home values continue to increase. Not to mention the economy is at a bad place right now

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