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Hcr 220 Feature of Healh Plans

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Features of Heath Plans

Sharain A. Houser

HCR 220

April 30, 2014

Instructor, Felecia Pettit-Wallace

These major types of health plans have a great deal of differences as well as similarities. The similarities of most of these plans are that they have low co pays and exceedingly close insurance coverage. The Health Maintenance Organization and Point-of-Service plans consume lower co pays than most of the other plans and these plans address the full cost of preventative care. Most of the plans accord you to extend out of the network and other plans bequeath not to compensate or address unless it is within the network. The deviations are that the plans address dissimilar portions and most plans do within network coverage as well as out of the network coverage. The price can be a braggart (big) deviation with the plans. The price of deductibles and treatments are dissimilar likewise. The portion of coverage is dissimilar within each plan. There are some plans that do not demand for you to have a referral, merely there are plans that do demand referrals. I think that for each one plan something is proposed for each consumer and provider. There are dissimilar plans to assist individuals that have dissimilar drutherses. Because you are the consumer, you necessitate the plan that is better for you and your funds. Because you are the provider, the plans attain money for the insurance on dissimilar dismantles, there is money being attained on each plan through the consumer. People that look on going to the physician majorly might want to deliberate on having a plan that compensates and covers more. This embodies why it is significant to pick the better plan for you and recognize what it comprise of (p.16).

References:
Valerius, J., Bayes, N., Newby, C., & Blochowiak, A. (2014). Medical insurance: An integrated claims process approach (6th ed.). Boston,

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