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Cash Management Services Cash management services are offered to businesses to assist them in handling their finances. The term cash management can be used to describe a wide range of services offered by banks from payroll to investments to a standard bank account. This paper will analyze the cash management services offered by Metro Bank, Susquehanna Bank, and PNC Bank. PNC Bank offers several international banking tools. These include international bank account numbers, also known as IBAN’s. This allows companies to transfer money internationally without hassle. They also offer something similar for Mexico alone, called Clave Bancaria Estandarizada, or CLABE and a service specifically for Canada called the Canada Express. Also included in international services are: Web-based foreign exchange, multi-currency accounts, cross-border electronic data interchange (EDI), international balance reporting, and SWIFT. PNC offers investment management, online banking, funds transfers, invoice automation, and special reports to name a few specifics. Generally, they offer payment and disbursement services, collection and deposit services, services regarding liquidity and investments, and information reporting. The most impressive feature of PNC Bank’s cash management services is the wide range of international services. Those were not noted in such a variety at any other bank (PNC, 2011). Susquehanna Bank offers collection services, concentration services, disbursement services, information reporting services, investment and loan services, and supporting services. More specifically services include but are not limited to remote deposits which allow deposit of checks without visiting a branch, lockbox services, money wiring, zero balance accounts, payroll, business check cards, and online banking. Lockbox services seem to be a very useful tool for a busy

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