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Health Insurance Privacy

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The Health Insurance Portability and Accountability Act of 1996 was enacted to establish federal standards to protect the privacy of individuals and their identifiable health information. Prior to its implementation, unless forbidden by the state or local law, personal health information could be distributed regardless of reason or need without a patient’s knowledge or consent. The Privacy Rule, issued by the United States Department of Health and Human Resources, is a large part of HIPAA and focuses on the limitation of disclosure and use of patient health information (PHI). PHI includes any information, in any format, such as written, electronic, or oral, that identifies or can be used to identify an individual. The Privacy Rule does allow

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