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Healthcare Research

In: Business and Management

Submitted By kms2020
Words 1277
Pages 6
“Impact of the Health Care Reform on Social Insurance versus Private Insurance”

Introduction:
Health care cost in the United States continues to spiral out of control. It has become a national crisis for the Unites States government to solve. Medicare, a government health care national program funded by taxpayers is no longer a sufficient funding pool to support the elderly and retirees. In 2012, Medicare program has a growth deficit spending, which totaled $492 billion and expected to hit $895 billion in 2022. Medicare reform was a signature discussion amongst last year presidential candidates. Now we once again asked ourselves the question will healthcare reform work this time? More importantly, should the US government reform existing health care into a social healthcare program, similar to our neighboring country, Canada? Or whether the US government should continue supporting the health care hybrid model: public health care and private health care. Under the public health care, the government continues to subsidies healthcare coverage through Medicare program to the elderly and the retirees. Under the private health care, private corporations continue with employer-based insurance program to provide coverage for the working population? As we know it today the costs of health care continue to soar and the costs are not uniform across the population. With the increasing prevalence of chronic illness amongst the aging population, about 30 percent of the population is responsible for 70 percent of the healthcare expenses. And the private health insurers profit from maximizing income and minimizing cost by refusing to insure high-risk or chronically ill people.
In the remainder of this paper, we will discuss the effect on social health program and private health program. Why is necessary now to reform the health care system that it has been

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