...A New House XECO/212 April 6, 2012 A New House A new house is an important financial decision. Many factors need to be considered before beginning the process of purchasing a house. If all aspects of the purchase are not considered, any mistake can have dire financial consequences. One thing to consider before purchasing a house is the current mortgage rate and the forecast of the mortgage rates in the near future. Right now mortgage rates are at an all time low. With the mortgage rates at a low point, this means that the purchaser will spend less money in the long run. The mortgage rate will not stay low for a very long time. The mortgage rates are expected to rise again in the near future. In as little as a year from now, the average mortgage rate is expected to rise from 4.5% to an average of 5% (Yun, 2011). The purchaser needs to consider government agencies and their policies that will affect the housing market. The main government agency to consider is the Federal Reserve. The Federal Reserve is the agency responsible for setting the rise and fall of interest rates and how much money is to be available to purchasers. If less money is available to purchasers and people are not able to obtain enough funds to purchase a house, the prices of houses will drop. On the contrary, if there is more money available the price of homes will rise to maximize profit for the seller. In my opinion, the investment of buying a house is a wise one considering...
Words: 309 - Pages: 2
...quick to move out west and expand their lands. People could go and buy much more land because there was plenty of it. Crops that had been grown on the new western farms could be sent on trains to be sold through the Appalachian Mountains. The natural resources that had been in need of for the U.S were profitable land, opportunity of commerce, and a barrier against other countries. The land would be divided into smaller territories and then sold to farmers. Many farmers took advantage of this opportunity to expand their land and their crops. Selling the land made money for the government and the crops helped the country stay profitable. An area that did end up becoming a major part of our country was the Louisiana Purchase. The territories became great farming land. The Louisiana territory opened up to the ocean which made for an easier way to trade and acted as a defense for the U.S. People soon learned they could send products by boat and travel by boat for a cheaper price. The President Thomas Jefferson sent out expeditions to find more exploitable resources. With every successful expedition they found more land with plenty of useful resources and room for a high population. I do not think anyone actually thought about the land belonging to anyone because there was nothing on the land to indicate civilization. Of course the Indians were not civilized; they lived off of the land and its bounty just like the animals. As the settlers...
Words: 753 - Pages: 4
...Chapter 11 - The Triumphs and Travails of Jeffersonian Republic I. Federalist and Republican Mudslingers 1. In the election of 1800, the Federalists had a host of enemies stemming from the Alien and Sedition Acts. 2. The Federalists had been most damaged by John Adams’ not declaring war against France. * They had raised a bunch of taxes and built a good navy, and then had not gotten any reason to justify such spending, making them seem fraudulent as they had also swelled the public debt. * John Adams became known as “the Father of the American Navy.” * Federalists also launched attacks on Jefferson, saying that he had robbed a widow and her children of a trust fund, fathered numerous children with his slaves (which turned out to be true), called him an atheist (he was a Deist), and used other inflammatory remarks. II. The Jeffersonian “Revolution of 1800” 1. Thomas Jefferson won the election of 1800 by a majority of 73 electoral votes to 65, and even though Adams got more popular votes, Jefferson got New York. But, even though Jefferson triumphed, in a technicality he and Aaron Burr tied for presidency. * The vote, according to the Constitution, would now go to the Federalist-dominated House of Representatives. * Hateful of Jefferson, many wanted to vote for Burr, and the vote was deadlocked for months until Alexander Hamilton and John Adams persuaded a few House members to change their votes, knowing that if ...
Words: 2775 - Pages: 12
...store which makes it easy for the purchaser to products at lower prices. The user that chooses to buy in-store may have special shopping times in order to receive a discount or closeout price. The online customer needs to have a promotional code, or an online store offers free shipping to get the customer to buy online. The customer will save money no matter how they decide to buy because both options offer ways to save money. The downfall with shopping online is the consumer has to wait for the product to arrive and to pay the shipping costs. The customer pays for shipping in the form of filling up their gas tank to drive to the store. The shipping cost is about the same if not more than if the shopper drove themselves to the store to purchase the product. If consumers discover that the item, they have already purchased is offered at a lower price later on they will return it and repurchase it. Whether you prefer to buy online or in-store, they both offer the consumer many great promotions or incentives to promote shopping in their particular store. While online and in-store offer excellent products and convenient ways of shopping, there is also some inconvenience. In-store customers may be required to drive to multiple stores, search through isles, rack and shelves for their desired items. While in-store offers easy returns and allows users to see what exactly...
Words: 844 - Pages: 4
...ETH 316 – CUSTOM ORDER To purchase this visit following link: https://coursehomework.com/product/eth-316-custom-order/ Contact us at: HELP@COURSEHOMEWORK.COM ETH – 316 Identify a global organization with a multinational presence. Identify and research a cultural issue that affects this organization’s interactions outside the United States. Define the issue and provide an overview of how became an issue in the organization. Prepare an analysis of the ethical and social responsibility issues your organization must deal with as a result of being global. ETH 316 – CUSTOM ORDER To purchase this visit following link: https://coursehomework.com/product/eth-316-custom-order/ Contact us at: HELP@COURSEHOMEWORK.COM ETH – 316 Identify a global organization with a multinational presence. Identify and research a cultural issue that affects this organization’s interactions outside the United States. Define the issue and provide an overview of how became an issue in the organization. Prepare an analysis of the ethical and social responsibility issues your organization must deal with as a result of being global. ETH 316 – CUSTOM ORDER To purchase this visit following link: https://coursehomework.com/product/eth-316-custom-order/ Contact us at: HELP@COURSEHOMEWORK.COM ETH – 316 Identify a global organization with a multinational presence. Identify and research a cultural issue that affects this organization’s interactions outside the United States. Define the...
Words: 596 - Pages: 3
...“You need to explore new lands” said President Thomas Jefferson and find a water route from the Mississippi River to the Pacific Ocean. Lewis’s heart was pounding after being given the responsibility of leading his crew to uncharted territory. Lewis was scared , but he knew he had to get a group together fast he got 31 people to explore with him to find a water route then they called the group “Corps of Discovery!” I was a very long , tiring and scary journey. Then Lewis’s heart was pounding with excitement he was staring at the most exciting thing ever he was the first white man to see Gravity Falls. Lewis was excited , but he knew on the other hand he was going to have to find a way around it and it was going to take a long time , because they were on foot and to hold on to their supplies at the same time . And then behind that rose the Rocky Mountains. Lewis took a breath in from all that walking and he turned around and said “ Does anybody notice the change in the air .” The all look up as tiny little snowflakes fell to the ground. They came to Bitterroot Valley. Saw horses cross the mountains they saw the horses wear near starvation and they look and their food supply and noticed they were near starvation too! The people who restored to eating 3 colts and not much better. Then they also made contact with Nez Perce and procured from them dried fish and roots. Then they saw a river and got carried away along by the river’s breakneck current, the Corps rode the Clear water...
Words: 467 - Pages: 2
...1. Louisiana Purchase: Is a great piece of land that our President Thomas Jefferson bought in 1803 from the French. This purchase was taking place while the French were still uncertain of how they wanted to run their government. This purchase was beneficial for the expansion of Farming. They also discover the Cherokee native that help the new people move through the land. Lewis and Clark were the people who went to the land first to see what was there and they were guided by a lovely young Cherokee Native called Sacagawea. 2. Whiskey Rebellion: Is an implementation of a 25 % tax on whiskey farmer so can make a profit by raising the price of Whiskey. This idea was created by Alexander Hamilton. John Neville the tax collector filled taxes on 75 farmers and distillers in Pennsylvania causing a tax invasion May of 1794. Many of the colonist were mad because they had no say in the matter and they were not willing to pay the tax. Oh the irony. With this tax being applied in July around 7000 Pennsylvania farmers plan an attack on Pittsburg. President George Washington sent 13,000 troops and by September they backed off. 3. Articles of Confederation: I like to...
Words: 593 - Pages: 3
...The purchase of the Louisiana Territory in 1803 opened the door to westward expansion. Thomas Jefferson purchased this extensive plot of land with the hopes of strengthening and expanding the Republic, unaware that it would have the opposite effect. Jefferson’s fateful decision to expand the United States nearly destroyed the Republic that Americans worked so hard to build. It triggered the rise of divisions amongst Americans. These small cracks continued to grow and tear at the seams of the nation. Although westward expansion between 1800 and 1848 granted many new opportunities to the American people, it also brought about tension that plagued the nation for years to come. Some historians may construe westward expansion as beneficial to the...
Words: 1540 - Pages: 7
...Prompt: Explain how Stephen Ambrose reveals his purpose in “Thomas Jefferson’s America, 1801.” Consider his language and his choices regarding individuals and events to reveal his purpose. Cite specific textual evidence to support your analysis. Thomas Jefferson took Oath of Office as the third president on March 4th, 1801. Jefferson had a marvelous imagination, and many ideas about Westward Expansion. He used individuals and resources along the way for the expansion. Without the expansion, we would not have our roadways, faster travel, or shipping like we do now. An author Stephen Ambrose, reveals his purpose of informing through language, choice of individuals, and his choice of events included in “Thomas Jefferson’s America, 1801.” Ambrose talks about how Jefferson used individuals to expand the West. Jefferson sent two men named Lewis and Clark to discover the U.S. territory. As they were traveling, they came into contact with Indians. Jefferson was fond of the Indians, more so than the Negroes. Ambrose states, “He thought of Indians as noble savages who could be civilized and brought into the body politic as full citizens” (55). The Indians helped Lewis and Clark with the discovering of the land that later became our roadways and developments. Along with the individuals used, Ambrose talks about events that led to the Westward Expansion. Jefferson always loved the land and wanted the whole Nation to be one. Ambrose states, “The idea of progress based on technological...
Words: 455 - Pages: 2
...The Real Estate Deal That Made America Was the Louisiana Purchase really important? The Louisiana Purchase was the most significant real estate purchase in US history because It was 827,000 square feet. It was worth 15 million at the time and is now worth 235 million, and It gave the US more territory. “France had ceded the Territory to Spain”, The Louisiana Purchase and the Exploration, Early History by Ripley Hitchcock. Ripley Hitchcock reports that France had ceded to Spain because they wanted help from them. They did this because they wanted Spain to help them fight Britain in the war. “Later still France’s efforts to regain the Louisiana territory was successful under the guidance of Napoleon”, The Louisiana Purchase and the...
Words: 1177 - Pages: 5
...After the Revolutionary War, the United States wanted to implant a strong relationship with Britain and also with France. Thomas Jefferson, the third president of the United States, helped settle hostility with Britain and with France. By doing this, he helped to negotiate the Louisiana Purchase, started trading more with other countries, and also made it easier for immigrants to become citizens. What Thomas Jefferson was trying to do was to improve foreign relationships and establish a foreign policy. It is necessary to do so when creating a new country. Countries need to create a basis of how they will interact with other countries. Jefferson decided to create a friendly and welcoming policy with other countries. Years later, however,...
Words: 2194 - Pages: 9
...France explored the Mississippi River Valley then started settlements on land that would turn into fifteen states. At four cents an acre Napoleon sold Louisiana to the United States for a total of $15 million. After the Louisiana Purchase, Thomas Jefferson sent Lewis and Clark on a expedition to discover the new land. On the trip Jefferson had them make a detailed map of what they saw and went different terrains they encountered. In the beginning of the Seventeenth Century after France they explored the territory they established scattered settlements in this region. During the Eighteenth Century, the United States was controlled more by France than any other European power. France then ceded French Louisiana west of the Mississippi to Spain. Since it was ceded, the United States did not know about it. This took place during the French and Indian War [1754-1763]. The French transferred nearly...
Words: 1153 - Pages: 5
...(Lewis and Clark: explorers of the Louisiana Purchase.) The most mentioned pest in the crew’s journals was the hostile mosquito. “The mosquitoes are very troublesome. My eyes are swelled by the poison of these insects, which are very severe indeed” – sergeant Ordway (The Lewis and Clark expedition) Grizzly bears were more than likely the most dangerous and intimidating animals. The river they traveled on was the grizzles’ “kitchen”, leading to at least 40 fierce challenges. (The Lewis and Clark expedition) After shooting two bears at Yellowstone, Lewis wrote, “I must confess that I do not like the gentlemen and had rather fight two Indians than one bear.” (The Lewis and Clark expedition) Prairie dogs were one of the corps’ favorite animals on the trip. They spend almost all day...
Words: 821 - Pages: 4
...Have you ever wondered about the past of Lewis and Clark from long ago? Have you ever wondered why Native Americans moved into the West in the first place? Well instead of asking so many questions about it. why not read about the Westward Expansion, Louisiana Purchase, Lewis and Clark Expedition, Thomas Jefferson, and the Continental Railroad . Lewis And Clark Expedition The rocky mountains made it harder on them Because they did not have rock climbing gear . which made it dangerous they had to pass the grate fall. The new president ordered Lewis to go on the expedition. (a journey taken for a reason like explore . ) because, of the Louisiana purchase Lewis and Clark had to explore . Who was 28 at the time he brought clark on the expedition...
Words: 474 - Pages: 2
...expansion became an integral part of the growth of the United States and the foundation of the country we see today. Keywords: Territorial expansion, country, natural resources, history The territorial expansion event that I have chosen to write about is the Louisiana purchase of 1803. The actual purchase of the state of Louisiana happened more by chance than by intention. What began as an attempt to regain access to navigate the lower Mississippi river evolved into one of the surprise territorial expansions in United States history. In reaction to Spain suddenly retracted an agreed upon treaty that allowed the United States to have access to the lower Mississippi river in 1802; the then President of the United States sent James Monroe to Paris to join with Robert Livingston to assist in negotiate the purchase of New Orleans and West Florida from the French. This maneuver was intended to secure control of the Mississippi, which was a vital trader route. However, as fortune would have it; Napoleon Bonaparte, who by this time had become a great military leader; was preparing for an impending war in Europe and needed a financial war chest. So, in April of 1803, Napoleon offered to sell, not just New Orleans, but all of Louisiana. Even though, they were not authorized to spend the amount Napoleon was asking, which was $15,000.000.00, this was an offer that was just too good to pass up. Because of this move, the American negotiators had doubled the size of the country by adding over...
Words: 485 - Pages: 2
