...cards and consumer loans, financing automobiles and homes, and the use of insurance for protecting one’s family and property. WEEK 1 - TOPIC 1: PERSONAL FINANCIAL PLANNING Objectives List the five steps in the personal financial planning process. Summarize what influences personal financial planning. Identify parts of a financial plan. Materials READING: Read Ch. 1 of Personal finance - Personal Financial Planning in Action: Developing a Personal Financial Plan. SUPPLEMENT: Appendix A: How to Install Quick Time Movie Player SUPPLEMENT: Appendix B: Personal Financial Planning Worksheet WEB LINK: Decision to Own a Home vs. Rent Video SUPPLEMENT: Video Transcript - Decision to Own a Home vs. Rent Assessment Please see instructor's syllabus for details on assignments. Participation/Discussion Questions WEEK 2 - TOPIC 1: MONEY MANAGEMENT Objectives Describe how to organize and prepare personal financial statements. Identify cash management products and services. Complete a personal cash flow statement. Materials READING: Read Ch. 2 of Personal finance - Money Management Strategy and Skills: Putting Your Financial House in Order. READING: Read Ch. 4 of Personal finance - Managing Your Cash and Savings: Cash Management Strategies. WEB LINK: Toolwire® Student Resources Page TOOLWIRE: Toolwire® Learnscape: Understanding Effective Money Management SUPPLEMENT: Mary's Balance Sheet WEB LINK: Home...
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...Home TAYLOR SAMSEL Share ... 183 Home Classroom Library Program Account PhoenixConnect Careers MKT/421 » Syllabus US/Arizona Time: Jul 29, 2014, 2:38 PM MKT/421 (BSDS1DBAM2) Class Home Week1 Week2 Week3 Week4 Week5 Full Syllabus Week2. Strategic Planning and Positioning. Jul 22 - Jul 28Week2 Strategic Planning and Positioning Jul 22 - Jul 28 / 13 points Tasks Complete the Learning Team Charter. Objectives/Competencies 2.1Identify the components of an effective marketing plan. 2.2Conduct a SWOT and competitive analysis. 2.3Apply the market research process in discovering and answering business questions. 2.4Apply a segmentation model to create a target market and develop a positioning statement. Learning Activities Required Reading Basic Marketing, Ch. 2 43 Reading Basic Marketing, Ch. 3 14 Reading Basic Marketing, Ch. 4 11 Reading Basic Marketing, Ch. 7 10 Reading Basic Marketing, Ch. 18 7 Discussion Favorite Brand Discussion 24 Discussion Product and Organization Selection and Approval 6 Discussion Research and Discussion 3 Video The Five Competitive Forces That Shape Strategy 1 Video Target: Inside the Bullseye 2 Video Positioning 11 Video Marketing Research and Segmentation 4 ERR Week 2 Electronic Reserve Readings Assignments ASSIGNMENT STATUS FRIENDLY NAME TITLE DUE DATE POINTS UNREAD COMMENTS Participation Week 2 Participation Due Jul 28, 11:59 PM /3 Presentation Marketing...
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..."Strengths of Their Own: Home Schoolers Across America." The study demonstrated that homeschoolers, on the average, out-performed their counterparts in the public schools by 30 to 37 percentile points in all subjects. A significant finding when analyzing the data for 8th graders was the evidence that homeschoolers who are homeschooled two or more years score substantially higher than students who have been homeschooled one year or less. The new homeschoolers were scoring on the average in the 59th percentile compared to students homeschooled the last two or more years who scored between 86th and 92nd percentile. Purpose of the Study The purpose of the study was to analyze the cognitive development of homeschoolers in comparison to those who go through the traditional public school setting. Focuses in this study are test scores and other forms of assessment for mastery. Methods • Participant – students ranged from the elementary- secondary rage • Procedures: longitudinal study where the original research used the same schools and children • Measures – standardized test Results The study found that the average scores of the homeschool students were at or above the 80th percentile in all categories. The homeschoolers' national percentile mean was 84th for reading, 80th for language, 81st for math, 84th for science and 83rd for social studies. The research revealed that there was no positive correlation between state regulation of homeschools and the home-schooled students'...
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...play and tests Kelly one-on-one. Then the teacher sits down with you and your partner and gives the following report: The teacher thought Kelly was doing well with the peer group. He made several little friends in the kindergarten prep session. He could read a few short words and write his name and could name most of the letters on sight at the time of testing. He also showed an age-appropriate understanding of phonological awareness (e.g., deciding whether two words started with the same sound, picking out the two words that rhymed from a list of three words). The teacher recommended continuing to enjoy reading and writing activities - Kelly was well-prepared for literacy activities in kindergarten. The teacher noted that Kelly had no difficulty adapting to the "practice" kindergarten activities the children were asked to do. Kelly was generally cooperative, avoided getting distracted, and stayed on task. Kelly did not get upset when mild stress occurred (such as an instruction to hurry up). The teacher recommended that Kelly be given more and more responsibility for self management and care at home and at the preschool in preparation for kindergarten. He performed in the average range on tests of vocabulary e.g., naming a picture and providing an antonym or synonym for a word), and the ability to retell a story. The teacher thought you should engage in more reading aloud, and encourage Kelly to tell stories, perhaps so...
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... |FP/101 Version 4 | | |Foundations of Personal Finance | Copyright © 2011, 2010, 2009 by University of Phoenix. All rights reserved. Course Description This course provides an overview of the elements necessary for effective personal financial planning and the opportunity to apply the techniques and strategies essential to this understanding. Primary areas of study include creating and managing a personal budget, understanding and paying taxes, working with financial institutions, wise use of credit cards and consumer loans, financing automobiles and homes, and the use of insurance for protecting one’s family and property. Policies Faculty and students/learners will be held responsible for understanding and adhering to all policies contained within the following two documents: • University policies: You must be logged into the student website to view this document. • Instructor policies: This document is posted in the Course Materials forum. University policies are subject to change. Be sure to read the policies at the beginning of each class. Policies may be slightly different depending on the modality in which you attend class. If you have recently changed modalities, read the policies governing your current class modality. Course Materials Bajtelsmit, V. L. & Rastelli...
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...evidence on early literacy development and on home and family influences on that development” (p. iii). The project was aimed specifically to influence educational policy and practice as well as to “determine how teachers and families could support young children’s language and literacy development”(p. iii). The NELP report provides an initial framework for considering the effectiveness of parent and family literacy programs on young children’s literacy acquisition, but there are several important pieces to the puzzle that remain to be addressed. The charge to the NELP was to determine what instructional practices promote the development of children’s early literacy skills. Toward that end, the panel posed four questions: 1. What are the skills and abilities of young children (birth through 5 years or kindergarten) that predict later reading, writing, or spelling outcomes? 2. Which instructional approaches or procedures contribute to gains in children’s skills and abilities that are linked to later outcomes in reading, writing, or spelling? 3. What environments and settings are related to improvements in children’s skills and abilities that are linked to later literacy outcomes? 4. What child characteristics are related to gains in children’s skills and abilities that are linked to later literacy outcomes? To set the foundations for their study, the researchers looked at different measurements of pre-reading skills and identified six domains of early literacy...
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...factors or strategies contributing to early literacy, it is important to first establish that there is in fact a discrepancy between low-income children and their more affluent peers in the first place. A review of the research literature is required to lay certain inaccurate stereotypes to rest, such as the notion that poor children are simply lazier students, and do not face additional difficulties with the acquisition of literacy skills. A comprehensive empirical study by Babuder et al (2014) explores the relationship between poverty and reading skills in children, with the results being unanimously negative. The study goes beyond assessing the reading skills of the children, and measures the basic phonological and semantic skills needed for reading comprehension. The results suggest that poor children exhibit major deficits in these areas, and furthermore that their parents will be of little help if they are uneducated and have poor reading skills. This information stresses the importance of effective teaching methods tailored to the challenges that low-income children face, especially when the parents are not capable of...
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...Material Credit Protection and Identity Theft Directions Refer to: Free Credit Report on the Federal Trade Commission’s site. * Identity Theft resource center on the Federal Trade Commission’s site. Provide answers to three of the following questions based on your readings and your personal experiences. Answers should be 100-to 150-words each. 1. If you find errors on your credit report, what steps would you take to correct them? 1. Tell the credit reporting company, in writing, what information you think is inaccurate. Credit reporting companies must investigate the items in question — usually within 30 days — unless they consider your dispute frivolous. They also must forward all the relevant data you provide about the inaccuracy to the organization that provided the information. After the information provider receives notice of a dispute from the credit reporting company, it must investigate, review the relevant information, and report the results back to the credit reporting company. 2. Tell the creditor or other information provider in writing that you dispute an item. Many providers specify an address for disputes. If the provider reports the item to a credit reporting company, it must include a notice of your dispute. And if you are correct — that is, if the information is found to be inaccurate — the information provider may not report it again. If an investigation doesn’t resolve your dispute with the credit reporting company...
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...Predictors of Reading Literacy in the Netherlands Drs. Andrea Netten, National Language Center, The Netherlands Prof. dr. Ludo Verhoeven, National Language Center, The Netherlands Dr. Mienke Droop, National Language Center, The Netherlands Abstract The purpose of this study was to construct a longitudinal model that predicts reading literacy at the end of primary school. The data of 822 students who participated on a combined PRIMA and PIRLS 2001 study and PRIMA 2003 study were analyzed. The following student variables were considered for the model predicting Reading Literacy in grade 6: Nonverbal Intelligence, Home Reading Resources, Decoding, Language Comprehension, Mathematics, Reading Motivation, Academic Self-confidence and Reading Literacy in grade 4. The fit of the model was found to be good. The model explained 62% of the variance in Reading Literacy in Grade 6. The three school-learned skills that were entered in the model; Language, Decoding and Mathematics have proven to be important predictors for reading literacy. With respect to the two variables measuring attitudes, Reading Motivation and Academic Self-Confidence, it can be concluded that they contributed, either direct or indirect, to the prediction of reading literacy in grade 6, although they explained only a small part of the variance. Introduction For a student to become a successful and productive adult in society, good reading skills are essential. To refer to the demands for literacy in today’s society...
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... registered social landlords and the British Transport police to apply for asbos. The third allows police and community support officers to issue dispersal orders to any group of two or more people. This can be used within a designated area, whose behaviour they believe is likely to cause harassment, alarm or distress to members of the public. If anyone in the group start to or continue to refuse to leave or start returning to the area before the time of return that has been stated constitutes a criminal offence and can lead to be the suspects being arrested. The commencement is in force & it’s status is current legislation. Another provision is to grant police officers the power to order young people under the age of 16 to return home after 9pm. If this is breached, then it can lead to the suspect being arrested and possibly can be taken further if repeated to many times. The Anti-social Behaviour Act 2003 also creates on-the-spot fines for noise, graffiti and truancy commited by any person under the age of 18. This Act also creates closure orders. One of the closure orders is quickly nicknamed the crack house closure order. This provision enables the police to shut every premises used for the supply or for the deals and can also enable the use or production of class A drugs for a period of up to six months. The Anti-Social Behaviour Act 2003 amends the definition of public assembly in Section 16 of the Public Order Act 1986 so that instead of 20 people being required...
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...assignments: Option 1: Nursing Home Administrator Option 2: Communications Coordinator Option 1: Nursing Home Administrator Read the following scenario: • As the administrator of a local nursing home, you have just received notification that the organization is being purchased by a national group. Because of new policies to be implemented, many of the residents will be displaced. To make the situation more challenging, some of these residents have difficulty communicating, have no local family, and have not indicated that they approve the release of their medical information. Arrangements must be made for these individuals. Write a 1,050- to 1,400-word paper on the different types of communication methods for the health care organization described in the scenario. Include the following in your paper: The advantages and disadvantages of using traditional, electronic, and social media for health care communication The effects of HIPAA and other regulations on the use of these media for health care communication Cite a minimum of two sources, one from the University Library and the other from the course textbooks or Electronic Reserve Readings, to support your position. Format your paper consistent with APA guidelines. Option 2: Communications Coordinator Consider the following scenario: • You are the communications coordinator for a national drug manufacturer. Recently, there have been reports of significant negative effects...
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...------------------------------------------------- Course Syllabus FP/101 Foundations of Personal Finance Course Start Date: 08/13/12 Course End Date: 10/14/12 Please print a copy of this syllabus for handy reference. Whenever there is a question about what assignments are due, please remember this syllabus is considered the ruling document. Copyright Copyright ©2010, 2009 by University of Phoenix. All rights reserved. University of Phoenix© is a registered trademark of Apollo Group, Inc. in the United States and/or other countries. Microsoft©, Windows©, and Windows NT© are registered trademarks of Microsoft Corporation in the United States and/or other countries. All other company and product names are trademarks or registered trademarks of their respective companies. Use of these marks is not intended to imply endorsement, sponsorship, or affiliation. Edited in accordance with University of Phoenix© editorial standards and practices. Facilitator Information Carol Ward, MBA, DBA cward123@email.phoenix.edu (University of Phoenix) ciward123@yahoo.com (Personal) (901) 270-9434 (Central Standard Time) Facilitator Availability Dr. Ward is available from 9 a.m.-9 p.m. Central Time on most days, but I attempt to reserve Sunday for my family. During the week, I am online most of the time during that 9 a.m.-9 p.m. time...
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...assignments: Option 1: Nursing Home Administrator Option 2: Communications Coordinator Option 1: Nursing Home Administrator Read the following scenario: • As the administrator of a local nursing home, you have just received notification that the organization is being purchased by a national group. Because of new policies to be implemented, many of the residents will be displaced. To make the situation more challenging, some of these residents have difficulty communicating, have no local family, and have not indicated that they approve the release of their medical information. Arrangements must be made for these individuals. Write a 1,050- to 1,400-word paper on the different types of communication methods for the health care organization described in the scenario. Include the following in your paper: The advantages and disadvantages of using traditional, electronic, and social media for health care communication The effects of HIPAA and other regulations on the use of these media for health care communication Cite a minimum of two sources, one from the University Library and the other from the course textbooks or Electronic Reserve Readings, to support your position. Format your paper consistent with APA guidelines. Option 2: Communications Coordinator Consider the following scenario: • You are the communications coordinator for a national drug manufacturer. Recently, there have been reports of significant negative effects...
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...who lack fluency in reading, writing, mathematics, and other skills. Selected factors that account for the large number of students who leave high school not having learned basic skills are discussed, as well as what teachers need to know to present more effective instruction in reading, mathematics, and writing. Remedial education does not represent a short-term trend in the United States. Each year, many first-year college students must enroll in a remedial reading class, a remedial mathematics class, or in a remedial writing class. The magnitude of the need for remedial education may be greater than generally recognized because many first-year college students avoid enrolling in remedial classes despite their lack of fluency in basic skills. Keywords Basic Education; Developmental Education; No Child Left Behind; National Assessment of Educational Progress; Non-Visual Information; Prior Knowledge; Remedial Education; Reading Fluency; Visual Information Overview Students in public schools throughout the United States have not shown significant improvement in reading or mathematics since the first National Assessment of Education Progress (NAEP) in 1969. Referred to as "The Nation's Report Card," NAEP assesses student performance of thousands of students periodically in a wide range of subjects including reading, mathematics, writing, science, and U.S. history. The majority of individuals who have received remedial education have lacked fluency in reading, mathematics, or writing...
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...N435 Virtual Family Health Assessment Project Winona State University Family Structure and History: "Tom" is a 44 year old male with a 42 year old wife and a 13 year old son. Tom, his wife and son are Caucasian, with Tom's parents being first-generation German immigrants. His father died from a CVA at 72, and Tom's only sibling died in a motor vehicle accident. His mother-in-law died at age 64 from ovarian cancer. Tom's mother and father-in-law are retired and in overall good health. His brother-in-law works as a carpenter and has no pressing health concerns. Tom's mother lives in a ground floor apartment of their home, which is built on a farm owned by his father-in-law. There are thus 5 people in Tom's immediate family. Tom works as a welder in a local manufactory, and his wife is employed by the county as a court stenographer. Tom's 13 year old son attends public school in the 7th grade. Father (CVA) Mother Father-in-law Mother-in-law (Ov. CA) Brother (MVA) MAIN "Tom" Wife Brother-in-law AFIB, DM II Son "Tom" (Primary Patient) Health Issues Atrial...
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