...to hide their true nature. Multilevel marketing plans have also been classified as pyramid schemes.[26][27][28][29] II. What is Multi-Level-Marketing? * Multi-Level Marketing really isn’t something that is bad. Some MLM companies have given the home business industry a bad name. Many companies will tell their associates to only take care of those that chose to be associates with the company and not just customers * Associate based companies will never survive and in a way they are more of a illegal pyramid company. The reason I say this is most companies only make money when they sale their products to consumers and not to the associate. * Consumers are what real honest companies focus on. Think about it …If you take a 100 percent of a companies earnings and break it down * You will realize that only 20% are sales associates and 80% are consumers. * Now with that said how can a company...
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...PRICE TAG- JESSIE J Seems like everybody's got a price, I wonder how they sleep at night. When the sale comes first, And the truth comes second, Just stop, for a minute and Smile Why is everybody so serious! Acting so damn mysterious You got your shades on your eyes And your heels so high That you can't even have a good time. [Pre-chorus] Everybody look to their left (yeah) Everybody look to their right (ha) Can you feel that (yeah) We're paying with love tonight [Chorus] I t's not about the money, money, money We don't need your money, money, money We just wanna make the world dance, Forget about the Price Tag Ain't about the (uh) Cha-Ching Cha-Ching. Aint about the (yeah) Ba-Bling Ba-Bling Wanna make the world dance, Forget about the Price Tag. [Jessie J - Verse 2] We need to take it back in time, When music made us all UNITE! And it wasn't low blows and video hoes, Am I the only one gettin'... tired? Why is everybody so obsessed? Money can't buy us happiness Can we all slow down and enjoy right now Guarantee we'll be feeling Alright. [Pre-choru s] Everybody look to their left (yeah) Everybody look to their right (ha) Can you feel that (yeah) We're paying with love tonight [Chorus] I t's not about the money, money, money We don't need your money, money, money We just wanna make the world dance, Forget about the Price Tag Ain't about the (uh) Cha-Ching Cha-Ching. Aint about the (yeah) Ba-Bling Ba-Bling Wanna...
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...investment when a fixed amount of money is deposited in an account that pays interest compounded periodically. Often, however, people do not deposit money and then sit back and watch it grow. Rather, money is invested in small amounts at periodic intervals. Consider these problems: 1. Chrissy deposits $200 each year into a savings account that has an annual interest rate of 8% compounded annually. How much money will Chrissy have in her account after three years? Hint: Make up a table of how much she has in her account by year. 2. Ben saves $50 per month in a credit union that has an annual interest rate of 6% compounded monthly. How much money will Ben have in his account after he has made six deposits? Page 1 of 7 II. Generalization Let's generalize the situation. Suppose we deposit P dollars each payment period for n payment periods at rate of interest i per payment period. a. Consider the first deposit only. During how many payment periods does interest get applied to this investment? ____________ Using the compound interest formula, how much is this part of the investment worth? Call this quantity A1. __________________________ b. Consider the second deposit only. During how many payment periods does interest get applied to this investment? ____________ Using the compound interest formula, how much is this part of the investment worth? Call this quantity A2. __________________________ c. Generalize. Consider the kth deposit only. During how many payment periods does interest...
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...How to Save Money Park University Angel Marini Torres How to Save Money Park University Angel Marini Torres 08 Fall 08 Fall Abstract Today we will learn different ways of saving money for emergency funds and special occasions. By opening a second savings account you will find it simpler to start saving money and creating an emergency fund for yourself or family. To put more money in to your 2nd savings account, sign up free direct deposit from your checking account to your savings account this way you are not as tempted to spend the money. Tossing away your ATM card will help you have a harder time to create that temptation of withdrawing money from your second savings account. $1,378.00 easily achievable with the 52-week technique. There are many ways to save money and the ones presented are just a few. Speech #2: Informative Speech Outlines Guide Name: WORKING OUTLINE Topic: How to Save Money Specific purpose statement: To inform my audience of different ways to save money in this overall exhausting economy. Thesis statement (central idea): Money saving techniques for all occasions ------------------------------------------------- Organizational pattern: Sequential ------------------------------------------------- Introduction I. Attention-getter: Money is an essential part of life now a-days, unfortunately most of us don’t save or plainly don’t know how. Wouldn’t it be awesome to know different techniques on how to save money? Without bumping your head? Saving...
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...INTRODUCTION: Many people, especially the poor's layer dreams, how to become rich after the misery and poverty tragedies. It's not difficult; many of the poor have become a millionaire in a short time. So this book embodies the poor dreams to turn them to become rich shortly. The book presents a realistic experience of turning out some poor to the richest layer by following simple ways and applicable mechanisms. For benefit the people, especially the poor classes, I embarked writing this book to become accessible to everyone. It is written in a simple way to make it easier for the reader to understand and apply it and take advantage of its knowledge. One of the goals of the book is to ease the effort of the reader, and shorten the time and effort, Instead of the reader is going to buy tens of books to read hundreds of pages;...
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...Do you think money is the way to find happiness? People often think that money can bring them joy in life.Money can't buy happiness but there are other things in life that will make you truly happy. In F. Scott Fitzgerald's The Great Gatsby. The assumption that wealth makes happiness leads to many characters making drastic measures to find "happiness.” Many characters only care about money throughout the book, Daisy is one of them. She thought that lots of money would make her happy but in reality, it was really Gatsby that made her happy. Daisy loved Gatsby so much but he never had enough money, so once he left for the war she looked for someone who had money. She found Tom, and even though she never really loved Tom she still decided to marry him. Daisy wanted a good, expensive life, someone who could provide for her and give her all she needs and wants, Tom was the person who could do that. "Daisy marries and stays with Tom because of the...
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...billions of dollars, while a bad idea can lead it to bankruptcy. And without an idea, you can't create a business. So it's time to start brainstorming. Think up that next million-dollar idea. If you're stuck and can't think of anything, here are some questions to ask yourself to help you out a little: What are my interests? Get out a sheet of paper and start writing down some things that interest you. Are you good at sports? Do you like managing other people's money? Are you good with computers? Do you like pets? It always helps if you start a business in a field that interests you. That way when you're spending your time working on it, you'll have so much fun that you don't even think of it as work. For example, I enjoy money-related stuff. But once a week, I'm required to mow our lawn since I'm the "man of the house". Some of the neighbours need their lawns mowed too. However, because it doesn't interest me, I probably shouldn't start my own lawn-mowing business. If I had some money, what would I buy? Try to think of something that you think would be cool to buy. It helps if there isn't already something similar out there. If you think something is cool, there is always a chance that others might think so too. But be careful, don't start a business solely on this. Be sure to see if there is actually a demand for it! What could be improved? There are a lot of great products out there that aren't quite perfect. They can be improved in some...
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...Adapted Lesson Rose Davis SPE 514 SEQUITA LIPSCOMB Introduction I was able to observe in Ms. Brianna Roos, Special Education resource classroom the week of April 1st – April 5th, 2013 at Hamilton Creek Elementary School. On April 5th, I was able to teach my adapted Mathematics lesson to a small group of 3rd graders in the 90-minute math block. The small group contained six Specific Learning Disability students. The opportunity to perform and teach this lesson proved to be challenging, but at the same time very rewarding. Specific Learning Disabilities “Specific Learning Disability means a disorder in one or more of the basic psychological processes involved in understanding or in using language, spoken or written, that may manifest itself in an imperfect ability to listen, think, speak, read, write, spell, or to do mathematical calculations, including conditions such as perceptual disabilities, brain injury, minimal brain dysfunction, dyslexia, and developmental aphasia. This does not include the learning problems that are primarily associated with visual, hearing or motor disabilities, cognitive impairment, emotional disturbance, or that of environmental, cultural, or economic disadvantages” (SLD, n.d.). Teachers and parents may look for the following patterns in students of specific learning disabilities: •Short attention span, unable to concentrate on a task...
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...THE TIME VALUE OF MONEY This chapter consists of five sections: the first section explains the time value of money and the factors that affect the time value of money; The second part will help to distinguish the types of cash flow; The next two sections will discuss how to determine the present value and the future value of cash flows; The final section will guide on how to plan an amortized loan. Before we start, we need to clarify a problem together, which is why we have to study the chapter; in other words, why financial managers must understand the time value of money? In fact, whether they are individuals or companies, most financial decisions are associated with the time value of money. Besides, the objective of financial management is to maximize shareholder value and shareholder value depends greatly on the timing of cash flow. Therefore, financial managers need to understand the time value of money to assess the flow of funds, especially in the evaluation of the ability of the investment project to generate extra value for shareholders in the future. In short, you cannot become a financial manager if you do not understand the time value of money. We will start with the question: would you like to get a million dollars today or ten years from now? The contents of this chapter will help you to get a thorough answer to this question. 1 / The time value of money and the factors that affect the time value of money: Simply put, the time value of money is the idea that...
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...Financial Sustainability Team C’s presentation will review 5 financial areas within ABC Co. We will first define financial sustainability; address calculating cost, revenue, and profit, the rule of 72, calculating interest, and compound interest. We will use math concepts and rationale businesses and how companies can use our math concepts and rationale to achieve financial sustainability. What is Financial Sustainability? * Define it! * Is it a buzzword? * What does it mean to an individual? * What does it mean to an organization? * Is it important for a business owner to understand financial sustainability in both personal and professional areas? Financial sustainability has become something of a buzzword in the non-government sector (NGO) sector. We believe that it’s an important financing strategy to help companies decide what opportunities and activities the organization should pursue once they develop a financial strategy (Mango Guide, n.d.). “The first step to helping an individual or business understand their financial health and well being is how we define financial sustainability? What is financial sustainability? To an entity, financial sustainability refers to the ability to sustain itself financially. To an individual, this means to financially live within one’s means” (University of Phoenix, 2010). When our team met with ABC Co. we gave first gave the chief financial officer and his team the financial sustainability...
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...is one of the oldest jobs in the world. Basically if there is a way of even trying people would do anything to make money and take advantage of the benefits of having money. Many people try to produce “fake” money however even though the standards are so high and the chances are small, more and more people get a way of falsifying money. Most of these bills are sold to drug dealers, and they are little by little “washed” and spread across the country. There are bad bills, the ones that cannot pass certain checks, and there are the good ones, made by people like Art Williams. The bills that someone is trying to “master” over the years, the bills that someone puts so much effort into that is considered almost a pure hobby. For Art Williams counterfeiting money was not all about the benefits that money could bring, as much as it was for his accomplishment as being a master in what he does. Even though that was against the law. Banks have tried for years to design money in different ways just so less and less notes are provoking loss among customers. “A secure design offers a means of avoiding counterfeiting by reducing the profitability of doing so, but comes at the price of higher production cost for the central bank.” (Y. Lengwiler) If the notes are overlapping, as soon as they are in circulation and the bank realizes that there are more money out there than they should be, the cost of things is raising and the notes are sooner or later meaningless. Therefore...
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...www.cbpp.org. Reproduced by permission | 1 | Identify the principal issue presented by the source. | The government wants to end the tax cut for rich people and small business owners. | 2 | Identify any examples of bias presented by the author. If none exist, explain how you determined this. | There are no examples of bias presented by the author. The premises support the conclusion. There is accurate information provided to show why the tax break should end. | 3 | Identify any areas that are vague or ambiguous. If none exist, explain how you determined this. | There are no areas of vague or ambiguous. The author provides accurate information that shows that the high income tax break should end. By allowing the rich families to be allowed a tax break is only making the economy worst. Rich families have the funding to pay taxes and should be not receiving a tax break. | 4 | Do you find the source credible? Explain your reasoning. | I do find this source credible because there is accurate information provided. That could be used to show the benefit of the economy changing by letting the tax break to end. | 5 | Identify and name any rhetorical devices used by the author. If none exist, explain how you determined this. | There are no rhetorical devices used by the author. The authors provide premises that support the conclusion. There is accurate information provided to support why ending the tax break would...
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...“stretch a dollar” and that is why they aren’t socially responsible. What would you say to them to get those individuals to consider changing their views on this? I would say the reason why we say we have to stretch a dollar is because we are living from paycheck to pay check and when you don’t have the money then it is hard to try to pay bills and be responsible. I also find it to be a big challenge when it is just you by yourself and no one is helping you pay your bills then you have to make every dollar count see people really don’t understand when you are living from check to check and when something might have to be turned off until you can be able to afford to pay for it. I always find myself wondering how am I going to pay my bills and when I look up I have money but then when I don’t have no money I goes to getting discourage cause I don’t know where I am going to get the money from and then I am struggling to pay my bills cause I just don’t have any help to pay them so I feel this is the reason why we say we are living from dollar to dollar due to when you are the only one in your house that is working it makes it hard on you and then you have no way to show proof how you are going to make it cause you don’t have any...
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...Many young people face the dilemma of learning how to manage their money. Due to this, they often find themselves in debt or unable to support themselves. I have learned a few ways to keep myself from falling into traps that may cause me to be in debt or with no money. I have found that if I create a budget, make a list of my necessities, and set financial goals, I am able to avoid financial snares. One can create a budget is by allowing oneself a certain amount of money a week to spend. One way of doing this is by setting aside a specific amount of money out of your income for spending and save the rest. Specify the amount of money one will need to spend monthly and try not to go over your specified budget. One also should decide how much money one want to spend on certain things. Try to find the best bargains possible. The majority of the time when one shops around, one is able to find things at a lower price rather than jumping at the first chance one gets. If one finds something that one wants and it is expensive, one should wait and save up in order to buy the specific thing. By doing this, one does not have to go into your savings in order to buy something that was not needed immediately. A major factor of sticking by your budget is learning to say no. One should try to avoid places where one may be tempted into overspending. In addition, one should avoid associating with people who like to spend their money without considering the consequences. One should also make...
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...An organization I would fund today would be a nonprofit organization that helps animals. If I had all the money in the world, I would give money to every nonprofit animal organization. I am a huge animal lover and I would do anything to try to save animals and find them new homes. I do not understand how anyone could hurt an animal. They are just innocent, lovable, furry friends and people who abuse them break my heart. Also, bringing awareness to people to get their animals fixed helps with homeless animals. It can cost some money to get your pet fixed, but it costs even more money if that animal has babies of its own. Most of the time those animals end up homeless, which can then lead to more baby animals being born and the cycle just continues....
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