...Young Consumers Credit card use: disposable income and employment status Joshua Fogel Mayer Schneider Article information: To cite this document: Joshua Fogel Mayer Schneider, (2011),"Credit card use: disposable income and employment status", Young Consumers, Vol. 12 Iss 1 pp. 5 - 14 Permanent link to this document: http://dx.doi.org/10.1108/17473611111114740 Downloaded on: 26 November 2015, At: 00:30 (PT) References: this document contains references to 29 other documents. To copy this document: permissions@emeraldinsight.com The fulltext of this document has been downloaded 2151 times since 2011* Users who downloaded this article also downloaded: Downloaded by Universiti Selangor At 00:30 26 November 2015 (PT) Arpita Khare, Anshuman Khare, Shveta Singh, (2012),"Factors affecting credit card use in India", Asia Pacific Journal of Marketing and Logistics, Vol. 24 Iss 2 pp. 236-256 http://dx.doi.org/10.1108/13555851211218048 Zafar U. Ahmed, Ishak Ismail, M. Sadiq Sohail, Ibrahim Tabsh, Hasbalaila Alias, (2010),"Malaysian consumers' credit card usage behavior", Asia Pacific Journal of Marketing and Logistics, Vol. 22 Iss 4 pp. 528-544 http://dx.doi.org/10.1108/13555851011090547 Wendy Ming-Yen Teoh, Siong-Choy Chong, Shi Mid Yong, (2013),"Exploring the factors influencing credit card spending behavior among Malaysians", International Journal of Bank Marketing, Vol. 31 Iss 6 pp. 481-500 http://dx.doi.org/10.1108/IJBM-04-2013-0037 Access to this document was granted through an...
Words: 6814 - Pages: 28
...Managing Behavior in the Workplace Richard C. Wiley HRD324 PB - Performance Management Southwestern College Professional Studies Table of contents abstract Page 3 introduction PAGE 4 LEADERSHIP DEFINED PAGE 5 Literature research page 6 conclusion page 7 references page 9 Abstract Managing behavior in the workplace in an appropriate manner definitely demands a lot of hard work and attention since it is not an easy job. Continuous and steady attention and care of the leaders is required in this regard as even a pinch of irresponsibility can sometimes result in blunder mistakes. That is especially important for the Army leaders who should essentially remain highly cautious and attentive at all times about those working under them as mismanagement of behavior in the Army can lead to terrible consequences for the entire Nation. This remains true in the case of all organizations also running on either small or bigger level as appropriately managed behavior of the employees holds utmost importance for both the leader and the company. It is a reality that today workplace issues happen to be more diverse, complex, and inexplicable than ever before. A large percentage of such issues are commonly found to be originating from negative workplace environment fraught with confusions, biases, discrimination, fear, and unhealthy criticism...
Words: 1812 - Pages: 8
...more businesses are engaging suppliers that are the most cost effective and not necessarily the most ethical. This brings me to the research of purchasing ethics. Specifically how do ethics change the landscape of today’s global market? This paper will look at several factors that include the cross cultural understanding of ethics, the personal and professional responsibility, and several ethical challenges such as environmental responsibility and human rights and the impact it has on the global market. Key Words: business ethics, global market, cultural factors, professional responsibility, ethical challenges I. WHAT IS ETHICS – DEFINITION AND UNDERSTANDING Clearly define what ethics mean in the global market and the domestic market and how it is interpreted in each. II. CULTURAL FACTORS IN GLOBAL MARKETS Identify how cultural factors such as religion, sexual orientation, and accepted standard practices influence or hinder international and domestic business. III. PERSONAL AND PROFESSIONAL RESPONSIBILITY TO BUSINESSES Identify the responsibility and moral obligation when ethical dilemmas occur, your personal code of ethics or that of the executive, or corporation. IV. ETHICAL CHALLENGES TO GLOBAL MARKETS Understand the responses and challenges to the environment, human rights, and the corporations. V. CORPORATE RESPONSIBILITY TO CHANGE AND EDUCATE PARTNERS Establish what corporate responsibility encompasses towards training and educating...
Words: 3467 - Pages: 14
...The concept of social responsibility has changed a lot in recent years, expanding beyond an act of charity to the society. It is now the consideration of people, planet and profit. People are now concerned not only with the product but also with the methods of production. How the manufacturing practices of a firm in bringing out a consumer product affect the planet and people is of significance for today’s society. That has become the focus of social responsibility of manufacturers, businesses and other corporations. How the society as a whole is benefited or affected, is looked upon carefully. Business enterprises and manufacturing companies can longer act in vacuum any more. Their actions in a multitude of ways affect the society and the impact whether positive or negative is weighed by the society. This mandates the corporations to act in responsible manner. This in a way determines the legitimacy of a firm. The products and services of a firm should be serving the needs of the society, provided the means and methods of production are not damaging to the society. Firms that pump out products using methods that have no consideration for the people and environment are not...
Words: 2423 - Pages: 10
...HOW DOES THE ALLOWANCE OF THE STUDENT AFFECT HIS/HER ACADEMIC PERFORMANCE A RESEARCH PAPER Presented to DR. THERESITA POBLETE Department of Community Development College of Public Affairs Mindanao State University In Partial Fulfillment Of the Requirements for the Course CD 160 (Techniques and Methods of Social Investigation) Second Semester, 2013- 2014 By COSARY B. PANGILAMUN March 2014 I. INTRODUCTION A. BACKGROUND AND RATIONALE The students’ intellectual capacity and improvement varies from their Academic Performance is said to be one of the crucial areas of the learner’s life since it serves as an output of what the student learned and a reflection of what kind of students they are. Some learners may not be bothered whether they progress or not, however, in the flip of the other side, their parents are left with great distress if their children do not perform well. But, judgments of the students’ academic performance can’t be measured hundred percent for there are multiple factors that arise when it comes to studies. These facets need or should be considered for a better understanding of the students’ performances in school. Researchers have found out that determinant “of learners’ performance has been the subject of ongoing debate among educators, academic and policy makers. Various factors affect students in many ways under different circumstances. These factors take in socio-economic, psychological, emotional, and environmental aspects...
Words: 5608 - Pages: 23
...to date; every hour in this country 70 teenagers become pregnant, 1,100 teenagers attain an STD, and one young person contracts HIV (Carmona, Elders, & Satcher, 2015). At some point in history, presumably the decade of the 1980s, I too became part of a similar data set. I am the offspring of teenage mother. No matter if it is some thirty-three years ago or 2015, teenage pregnancy is occurring. The only exception between the two different decades is the magnitude of such adverse side effects that not only impacts the teenage mother, but others as well. In a majority of instances some sort of family member, or social worker, need to intervene and care for the child (since the mother can still be called one herself). As for my situation, I was very grateful to have both sets of my grandparent’s take over the responsibilities and duties that an adult mother and father typically account for. Granted, there was sufficient assistance to aid my teenage parents, but their irresponsibility, immaturity, and lack of knowledge for the future, divided both families forever. Which brings me to this; should the teenagers be blamed for the high pregnancy rates, or should the blame be laid at the feet of sex education programs and society around them, or rather a culmination of both? I believe we can’t just blame the individuals themselves. I feel it is the utmost responsibility and collective effort from the government, programs, parents, and role models around them to lay down the knowledge they...
Words: 2689 - Pages: 11
...Journal of Personality and Social Psychology 2013, Vol. 105, No. 4, 667– 687 © 2013 American Psychological Association 0022-3514/13/$12.00 DOI: 10.1037/a0033485 Subcomponents of Psychopathy Have Opposing Correlations With Punishment Judgments Jana Schaich Borg Stanford University and Duke University Rachel E. Kahn University of New Orleans Walter Sinnott-Armstrong Duke University This document is copyrighted by the American Psychological Association or one of its allied publishers. This article is intended solely for the personal use of the individual user and is not to be disseminated broadly. Robert Kurzban University of Pennsylvania Paul H. Robinson University of Pennsylvania Law School Kent A. Kiehl University of New Mexico and Lovelace Biomedical and Environmental Research Institute, Albuquerque, New Mexico Psychopathy research is plagued by an enigma: Psychopaths reliably act immorally, but they also accurately report whether an action is morally wrong. The current study revealed that cooperative suppressor effects and conflicting subsets of personality traits within the construct of psychopathy might help explain this conundrum. Among a sample of adult male offenders (N 100) who ranked deserved punishment of crimes, Psychopathy Checklist–Revised (PCL–R) total scores were not linearly correlated with deserved punishment task performance. However, these null results masked significant opposing associations between task performance and factors...
Words: 16750 - Pages: 67
...Wednesday, April 9, 2014 PSY/460 - WEEK ONE SHORT ANSWER Environmental psychology is likely to be a new field for you, although many of the concepts are probably familiar. Provide your own definition of the discipline. Discuss an important milestone or influence in the development of environmental psychology and provide reasoning as to why you chose this one. Environmental psychology is a branch of psychology that studies how the environment affects individuals, and vice-verse. There is a reciprocal relationship between people and the environment they live in, as they both affect each other. The relationship between nature and the human species has been an object of study for many decades, and understanding this relationship can help individuals learn about the importance of conserving and maintaining the world that supports them (Steg, 2013). The environment provides humans with food, water, air, and all the other necessities individuals need to survive, even if, in a world dominated by technology and progress, it is easy to forget that one way or another, everything we need to survive comes from the earth. Environmental psychology focuses not only on the physical influences humans and environment have on each other, but also in which ways nature affects individuals’ behaviors. One important aspect of this discipline is the belief that people’s behaviors are not determined solely by the environment (Steg, 2013). Most psychologists in this area believe in free will...
Words: 19627 - Pages: 79
...| Business Leadership and Human Values Seminar2 CreditsBU 131.601.F5Summer Session 2016Wednesdays 1:30-4:30pm -- June 8 – July 27 Harbor East Room 230 | Instructor Rick Milter, Ph.D. Contact Information Phone Number: 410.234.9422 milter@jhu.edu Office Hours Typically before class session or by appointment. Required Learning Materials This course is a series of thematic conversations about human values and your responsibilities as an emerging/aspiring business leader. There is no traditional textbook, but there is much reading. You are required to read The Moral Compass: Leadership for a Free World, a workbook by Lindsay Thompson available online as a PDF in Course Documents. You will find details about required learning materials in the Bibliography and Theme Briefs sections of the Syllabus. Course Description and Overview This course explores ethical leadership as a framework for enterprise value creation in a complex environment of competing economic and moral claims. Students examine the intrinsic ethical challenges of leadership and the concept of a moral compass as a foundation for responding effectively to the ethical challenges of corporate citizenship and value creation in a competitive global economy. (2 credits) Syllabus Table of Contents Page Topic 2 Bibliography & Learning Resources 6 Calendar, Seminar Structure, Theme Briefs, Content 42 Seminar Preparation Toolkit 48 Learning Objectives, Graded Assignments...
Words: 18169 - Pages: 73
...BP Leadership Group Four MGMT 620 – High Performance Leadership 2/5/2012 Chadron State College Abstract The purpose of this analysis is to focus on British Petroleum (BP) leadership as it relates to the 2010 Gulf oil spill and cleanup. One would think that a large corporation like BP would be penalized greatly from an oil spill of the magnitude. Once the announcement was made of the spill, BP leadership was quick to shirk responsibility and circumvent its safety policies and practices which led to one of the greatest man-made ecological disasters the world has ever known. Prior to the spill, the leadership values and culture at BP are obvious. Their focus was on reducing costs and meeting tight time-lines at the expense of safety. The former BP CEO resigned voluntarily. What leadership values or traits changed as a result of the disaster at BP? Did the new CEO set forth a path of leadership change or rather simply pacify the media? The Gulf oil spill forced a rapid increase in fuel prices in the country. In one quarter during 2010, BP earned enough profit to cover the expenses associated with the spill, including the associated litigation. One astonishing fact is that, upon exiting, the (supposedly) punished CEO was given a settlement of over 100 million dollars from BP. What leadership changes have occurred as a result of this tragedy? Not much, why? Limited financial consequences for BP have brought about very little change in leadership...
Words: 7120 - Pages: 29
...robin blackburn THE SUBPRIME CRISIS I n the summer of 2007 many leading banks in the us and Europe were hit by a collapse in the value of mortgage-backed securities which they had themselves been responsible for packaging.* To the surprise of many, the poisonous securities turned out to constitute a major portion of their ultimate asset base. The defaults fostered a credit crunch as all financial institutions hoarded cash and required ever widening premiums before lending to one another. The Wall Street investment banks and brokerages haemorrhaged $175 billion of capital in the period July 2007 to March 2008, and Bear Stearns, the fifth largest, was ‘rescued’ in March, at a fire-sale price, by JP Morgan Chase with the help of $29 billion of guarantees from the Federal Reserve. Many of the rest only survived by selling huge chunks of preferred stock, with guaranteed premium rates of return, to a string of ‘sovereign funds’, owned by the governments of Abu Dhabi, Singapore, South Korea and China, among others. By the end of January 2008, $75 billion of new capital had been injected into the banks, but it was not enough. In the uk the sharply rising cost of liquidity destroyed the business model of a large mortgage house, leading to the first bank run in the uk for 150 years and obliging the British Chancellor first to extend nearly £60 billion in loans and guarantees to its depositors and then to take the concern, Northern Rock, into public ownership. In late January Société...
Words: 18150 - Pages: 73
...My Perfect Partner in Married Life Choosing my perfect partner in life takes a lot of prayers and considerations.I dont like to rush or feel desperately alone and marry the wrong kind of person for the wrong reasons --only to regret it later.Nothing should be more important to me and the person I marry than my spiritual well-being.Foremost that I will consider is she should be a believer and a follower of Christ.She's a worshipper and with a heart after God.I believe that spiritual compatibility is important in marriage. How Can I Know Who To Marry She was young and beautiful, and had grown up in a small town. He was wealthy, an only child, 40 years old, and worked his father's livestock business. Their homes were separated by more than 400 miles, and their eyes had never met before the day they became man and wife. An old man, a long-time employee of the groom's father, acted as a matchmaker. On the day he arrived in the young woman's town, he walked up to her, asked her a few questions, talked to her relatives, and then knew that she was the one to marry his employer's son. This old man "popped the question" to her father and then made arrangements to take her back for the marriage--and she willingly went! The bride and groom were Rebekah and Isaac. The Genesis 24 account of what led up to their marriage offers an unusual example of how God can lead two people together. Although it would probably be inappropriate to try to follow every detail of their example today...
Words: 7023 - Pages: 29
...The Moral Compass nd understand moral theory. In fact, you have a moral philosophy – but you may not think of it that way. Every time you have a conversation about what someone “should” or “ought” to do, you doing moral philosophy. Your moral converations may be very personal – whether you should return the five dollars extra change the clerk gave you at the video store – or very broad – whether national security is more important than personal freedom. Whatever your moral conversations are about, it is likely there is a body of literature that would be useful in clarifying your thoughts on the issue. It may be a good idea for you to read a basic textbook on moral philosophy to review or familiarize yourself with the way philosophers have thought about some of the moral issues that almost everyone encounters. It is especially useful to be familiar with the terms and concepts of moral philosophy so you can express your views precisely and intelligently. Some of the major moral theories are briefly summarized in the Primer of Moral Theory that follows. You will find most of them are discussed in more detail in any basic moral philosophy text, although you may find them listed under slightly different titles. As you consider each theory, use the “Where Do I Stand” box to mark your position on it. Include a brief explanation of the reasons for your position. The purpose of this exercise is for you to decide for yourself what moral theories and standpoints make the most sense to...
Words: 16176 - Pages: 65
...Syracuse University SURFACE Syracuse University Honors Program Capstone Projects Syracuse University Honors Program Capstone Projects Spring 4-1-2007 Ethical Marketing Controversial Products and Promotional Practices Jared D. Cohen Follow this and additional works at: http://surface.syr.edu/honors_capstone Part of the Management Sciences and Quantitative Methods Commons, and the Marketing Commons Recommended Citation Cohen, Jared D., "Ethical Marketing Controversial Products and Promotional Practices" (2007). Syracuse University Honors Program Capstone Projects. Paper 596. This Honors Capstone Project is brought to you for free and open access by the Syracuse University Honors Program Capstone Projects at SURFACE. It has been accepted for inclusion in Syracuse University Honors Program Capstone Projects by an authorized administrator of SURFACE. For more information, please contact surface@syr.edu. Abstract In the field of business ethics, there has been much written and discussed about ethical matters in areas where there is a distinct right and wrong, but relatively little written about how to make decisions when the ethical issue isn’t as black and white. When marketing a product, it is one’s hope that ethical issues are typically not inherent to the marketer; however, when one has the unenviable task of marketing a controversial product, it becomes a true question of “grayarea” ethics that makes marketing decisions more difficult to make. Companies depend on marketing...
Words: 34438 - Pages: 138
...The Boundaries of Strategic Corporate Social Responsibility Geoffrey P. Lantos Professor of Business Administration Box D-55 Stonehill College North Easton, MA 02357 June 2001 Phone: 508.565.1205 Fax: 508.565.1444 E-mail: glantos@stonehill.edu 1 The Boundaries of Strategic Corporate Social Responsibility Keywords Corporate social responsibility (CSR), Roles of business, Stakeholder theory, Ethical CSR, Responsibilities and duties, Altruistic CSR, Strategic CSR, Abstract Reviews the development of the corporate social responsibility (CSR) concept and its four components: economic, legal, ethical, and altruistic duties. Discusses different perspectives on the proper role of business in society, from profit making to community service provider. Suggests that much of the confusion and controversy over CSR stem from a failure to distinguish its ethical, altruistic, and strategic forms of CSR. On the basis of a thorough examination of the arguments for and against altruistic CSR, concurs with Milton Friedman that altruistic CSR is not a legitimate role of business. Proposes that ethical CSR, grounded in the concept of ethical duties and responsibilities, is mandatory. Concludes that strategic CSR is good for business and society. Advises that marketing take a lead role in strategic CSR activities. Notes difficulties in CSR practice and offers suggestions for marketers in planning for strategic CSR and academic researchers in further clarifying the boundaries of...
Words: 20025 - Pages: 81
