Information Technology Acts Paper

University of Phoenix

Information Technology Acts Paper
To start, I will begin with introducing my first Act that I am covering, The "Controlling the Assault of Non-Solicited Pornography and Marketing Act Of 2003" Otherwise known as the (CAN-SPAM Act) of 2003. The CAN-SPAM Act defines a "commercial electronic mail message" ("CEMM") as any electronic mail message, the primary purpose of which is commercial advertisement or the promotion of a commercial product or service (including content on an Internet web site operated for a commercial purpose). To put it all in a nutshell the best I can; Emails and the internet are now becoming more and more popular now it’s 2003. Advancement in Computer systems and electronic mail messages led to a big increase in business’s in America sending misleading or deceptive emails to try to sell a product or service. To summarize it in a few sentences, businesses were flat out lying via subject headings, addresses, having multiple email accounts, etc. etc. Also, Sending a CEMM that includes sexually oriented material without adequate warnings in the subject heading and an opt out message prior to displaying any additional information in the message is prohibited. With Microsoft, Apple, and others producing advancement in computers, phones, and technology, the internet was becoming a portal for pornography companies and others to sell their product or service. The American public got tired of it and told congress and the government enough is enough! And many proposed a “do not mail” registry, very similar to a “do not call” registry that was made primarily because of telemarketers. No one liked to be harassed with phone calls or emails from corrupt, immoral, or even moral business’s trying to push their sales technique so they can take your money. It’s America, the land of the free, the home of the brave. And, we the people, here in this land, have freedom of choice! The penalty for criminal violations of Section 104 is a fine and/or imprisonment for up to three years (five years for repeat offenders or violation in connection with a felony) and the forfeiture of any property used in the commission of the violations. They are also some pretty steep fines for violation of this act. My second Act I researched is The Electronic Fund Transfer Act of 1978. It was passed by Congress and signed by President Jimmy Carter. It was created to establish rights and liabilities of consumers, and also, the responsibilities of any or all participants in electronic funds transfer activities. Advancement in technology and computers, systems, and the internet led to a lot of consumers participating in electronic funds transfer. It was passed by Congress with the expressed purpose of clarifying rights and liabilities that were determined to be unclear under the consumer protection legislation that was in force at the time. With the Electronic Transfer Funds Act any transaction that originates with a check, a draft, or any type of paper are not considered. Instead transactions run through an ATM or electronic terminal. A direct deposit is also a common electronic funds transfer. The continued evolution of electronic banking services was taking place then, and still takes place today. In 1978, Congress recognized that although electronic banking benefitted consumers, it introduced concerns that existing consumer protection laws were ill-equipped to address. The Electronic Fund Transfer Act, also known as Reg E, addresses these concerns by defining previously undefined rights and responsibilities concerning electronic transactions. If everyone was honest, we wouldn’t need such Acts and laws. But, that is not the case. Every time technology advance’s, news laws and Acts need to be passed in order to try to keep the justice, fairness, integrity, equality alive and strong in this great country.

References
Development of Electronic Banking
Ehow
http://www.ehow.com/facts_7177589_development-electronic-banking.html
(Lopen, Development of Electronic Banking, 1999-2013)

The Metropolitan Corporate Counsel
Monday, March 1rst, 2004 http://www.metrocorpcounsel.com/articles/3747/controlling-assault-non-solicited-pornography-and-marketing-act-2003-can-spam-act-2003 (McKenna Long & Aldridge LLP)