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Iq in World

In: Historical Events

Submitted By imeqqi
Words 1042
Pages 5
Isu Kedua: Wang perbelanjaan sebulan tidak mencukupi
Masalah seterusnya ialah masalah wang perbelanjaan sebulan pelajar IPGKPP tidak mencukupi. Pengurusan kewangan masa hadapan mencerminkan usaha-usaha yang melibatkan disiplin-disiplin tertentu untuk mengurus sumber-sumber pendapatan serta aset supaya setiap perbelanjaan yang dibuat mendatangkan faedah atau manfaat yang optima dan dapat memungkinkan tabungan serta pelaburan yang boleh menjamin pendapatan pada masa hadapan. Kini isu ini menjadi hangat dan buah mulut setiap warga pendidik IPG. Isu ini merupakan isu yang amat penting dan haruslah diselesaikan dengan cepat untuk melahirkan warga pendidik yang berkualiti iaitu yang dapat mengawal perbelanjaan mereka dengan baik.
20 orang pelajar dari PPISMP telah dipilih dan diberikan borang soal selidik berkenaan dengan wang perbelanjaan sebulan mereka. Mereka diberikan empat pilihan dalam kadar perbelanjaan iaitu antara RM100-RM200, RM300-RM400, RM500-RM600, RM700-RM800. Hal ini adalah untuk megetahui wang perbelajaan pelajar sebulan.
Isu dan Masalah
Saya diketahui bahawa ramai pelatih guru PPISMP dalam kalangan kita sering mengatakan elauns yang diberi tidak mencukupi untuk perbelanjaan mereka. Terlebih dahulu, saya ingin menyatakan bahawa elauns bulanan bagi pelajar PPISMP ialah RM430 sahaja untuk sebulan. Jadi, kebanyakan pelatih guru berasa wang itu tidak cukup untuk menampung keperluan hidup mereka. Ada juga pelatih guru yang walaupun ibu bapa mereka telah memberikan wang poket lebih kepada mereka, wang perbelanjaan masih tidak mencukupi. Hal ini kerana ketimbulan kecenderungan di dalam kalangan guru pelatih untuk membeli telefon bimbit, mengubah suai kenderaan, beli pakaian, permainan video yang bersifat sampingan atau hiburan. Gaya hidup guru pelatih yang cenderung untuk berhibur dan bersuka-suka telah mengubah pola perbelanjaan mereka dengan menghabiskan kepada perkara-perkara yang sia-sia. Maka, mereka tidak menggunakan wang mereka dengan rasional dan bijaksana untuk membeli barang-barang yang dapat membantu mereka dalam akademik.

Nama Pelajar | Wang Perbelanjaan Pelajar Sebulan (RM) | | 100-200 | 300-400 | 500-600 | 700-800 | Tan Yong Jie | | * | | | Hey Lin Khang | | | * | | Sim Yong Jing | * | | | * | Ng Zhe Na | | | * | | Shamla | | | * | | Puuvaneswari | | * | | | Vinitha | | | * | | Vijaya | | * | | | Lee Sing Kiat | | * | | | Chen Chen | | | * | | Hui Ying | | | * | | Li Xuan | | | * | | Dhevan | | * | | | Sara | | * | | | Yuva | * | | | | Annabel | | | * | | Endu | | | | * | Amelia | | | * | | Jessica | | | * | | Farah | | * | | | Jumlah | 2 | 7 | 10 | 2 |
Berikut merupakan hasil dapatan daripada data yang dikumpul melalui borang kaji selidik:

Bil. | Wang perbelanjaan pelajar sebulan (RM) | Frekuensi | 1. | 100-200 | 2 | 2. | 300-400 | 7 | 3. | 500-600 | 10 | 4. | 700-800 | 2 | Jadual 1.6

Rajah 1.7

Rajah 1.8
Pentafsiran data
Berdasarkan data yang telah saya kumpul memang jelaslah bahawa kebanyakan pelajar PPISMP berasa elauns yang diberi itu tidak mencukupi untuk sebulan. Mod bagi graf palang di atas ialah RM700-RM800. Daripada graf palang di atas, kita dapat tahu bahawa seramai 10 responden daripada 20 orang menyatakan bahawa wang perbelanjaan sebulan mereka adalah sebanyak RM 500-RM600 yang telah melebihi elaun yang diberikan oleh kerajaan. Daripada ini, kita dapat tahu bahawa kebanyakan pelajar PPISMP mengalami masalah kewangan dalam kehidupan seharian mereka di IPG. Perkara ini tidak sesekali dipandang remeh oleh sesiapa pun. Hal ini demikian kerana kewangan merupakan aspek yang sangat penting dalam kehidupan kita. Tanpa sumber modal yang mencukupi seseorang individu tidak dapat menonjolkan kualiti mereka di depan orang ramai. Perkara ini secara tidak langsung menjejaskan budaya kerja professional yang mementingkan kecemerlangan dan kualiti. Jika kita lihat dengan lebih lanjut lagi, daripada carta pai di atas kita dapat mengetahui bahawa 48% pelajar yang menghadapi perbelanjaan yang amat tinggi iaitu RM500-RM600 sebulan. Bagi mereka elauns bulanan tidak mencukupi kerana kos hidup agak tinggi. Hal ini teleh menunjukkan bahawa pelajar yang tidak mengawal perbelanjaan mereka dan bersia-sia untuk membeli kehendakan dan bukan keperluan telah mengakibatkan kos perbelanjaan mereka yang amat tinggi. Selain itu, harga makanan di cafeteria juga mahal dan ini menyebabkan para pelajar menghabiskan banyak duit mereka untuk makan sahaja. Oleh sebab ini, para pelajar yang kekurangan wang perbelanjaan menyebabkan mereka tidak dapat membeli barang keperibadian mereka, alat tulis dan buku-buku. Hal ini secara langsung menyebabkan mereka tidak dapat hidup sebagai seorang guru yang berprofesional. Selain itu, daripada graf palang kita dapat lihat bahawa ada pelajar yang sangat boros. Wang perbelanjaan mereka adalah sangat tinggi iaitu RM700-RM800 sebulan. Daripada graf palang dan carta pai di atas kita didapati bahawa 2 orang responden dan 9% pelajar yang sangat boros. Hal ini jelas menunjukkan kita bahawa mereka tidak merancang sebelum membelanja. Mereka membazir wang mengikut hati dan kehendak mereka. Mereka juga tidak fikir bahawa mereka sudah mempunyai elauns sebanyak RM430 sebulan dan duit poket yang diberikan oleh ibu bapa haruslah digunakan dengan berjimat cermat. Amalan berjimat-cermat adalah amalan yang sangat penting dalam kehidupan seharian kita dan harus diamalkan oleh setiap guru pelatih. Kesimpulannya, daripada carta pai di atas kita dapat tahu bahawa 58% pelajar tidak membelanja elauns mereka dengan bijak dan lagi menggunakan wang tambahan malah mereka sering mengatakan elauns yang diberi itu tidak mencukupi. Sebenarnya, elauns yang diberi itu dapat menampung keperluan pelajar untuk sebulan jika kita menggunakannya dengan jimat.

Alternatif atau penyelesaian kepada masalah wang perbelanjaan pelajar guru tidak mencukupi

Penyelesaian bagi mengatasi masalah kekurangan wang perbelanjaan dalam kalangan pelatih guru PPISMP ialah mereka perlu merancang perbelanjaan mereka sebelum membelanja. Setiap peltih guru haruslah merekodkan perbelanjaan seharian mereka supaya mereka dapat berbelanja secara berhemah. Selain itu, pelatih guru juga haruslah memiliki sikap berjimat-cermat dan tidak bersikap boros supaya wang perbelanjaan mereka cukup digunakan setiap bulan. Para pelatih guru haruslah berbelanja mengikut keperluan dan juga berpandukan badjet. Barangan keperluan asas seperti barang peribadi, makanan, alat tulis dan sebagainya seharusnya diutamakan. Manakala, barangan kehendak seperti baju baru, kosmetik, telefon bimbit dan sebagainya haruslah diabaikan dahulu. Sikap guru pelatih yang “tengok sekali, terus beli” seharusnya dielakkan dengan penuh hemah untuk mengelakkan dari impak negatif besar dalam perbelanjaan semasa membeli-belah. Contohnya, barang yang disukai oleh pelajar itu terus dibeli oleh pelajar tersebut tanpa membandingkan harga di tempat-tempat lain. Hal ini akan menyebabkan pelajar tersebut berbelanja secara maksimum malah mungkin akan menyebabkan berlakunya lebihan perbelanjaan. Sebagai seorang bakal guru yang berkualiti, setiap pelatih guru PPISMP sentiasa mengamalkan amalan berjimat-cermat supaya masa depan menjadi teladan kepada murid-murid di sekolah. Kesimpulannya, penyelesaian yang paling efektif dan berkesan bagi mengatasi masalah kewangan dalam kalangan pelatih guru PPIMSP ialah mereka haruslah berpegang kepada amalan merancang dulu sebelum membeli supaya wang perbelanjaan sebulan mereka mencukupi. Jika mereka tidak dapat berpegang kepada amalan tersebut, mereka akan terus menghadapi masalah kewangan walaupun wang perbelanjaan diberikan sudah ditambah.

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