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...I'm sorry but I don't want to be an Emperor, that's not my business. I don't want to rule or conquer anyone. I should like to help everyone if possible, Jew, gentile, black man, white. We all want to help one another, human beings are like that. We all want to live by each other's happiness, not by each other's misery. We don't want to hate and despise one another. In this world there is room for everyone and the good earth is rich and can provide for everyone. The way of life can be free and beautiful. But we have lost the way. Greed has poisoned men's souls, has barricaded the world with hate; has goose-stepped us into misery and bloodshed. We have developed speed but we have shut ourselves in: machinery that gives abundance has left us in want. Our knowledge has made us cynical, our cleverness hard and unkind. We think too much and feel too little: More than machinery we need humanity; More than cleverness we need kindness and gentleness. Without these qualities, life will be violent and all will be lost. The aeroplane and the radio(internet) have brought us closer together. The very nature of these inventions cries out for the goodness in men, cries out for universal brotherhood for the unity of us all. Even now my voice is reaching millions throughout the world, millions of despairing men, women and little children, victims of a system that makes men torture and imprison innocent people. To those who can hear me I say "Do not despair". The misery that is...
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...------------------------------------------------- Chapter 2 – ESTIMATING DISCOUNT RATES (starting at page 28) Cost of Equity * Can be measured with: * CAPM: risk measured relative to a single market factor * Arbitrage pricing model: cost of equity is determined by the sensitivity to multiple unspecified economic factors * Multiple factor model: sensitivity to macroeconomic variables is used to measure risk i. Estimate Risk-Free Rate ii. Estimate Risk Premium iii. Estimate Beta * Unlevered beta: the beta a company would have if it were all equity financed * CAPM: beta estimated relative to market portfolio * APM / Multi-factor: betas relative to each factor have to be measured. There are 3 estimation approaches: * Historical market betas (most used): regressing stock returns against market returns. Analysts often obtain these from estimation services. * Fundamental betas (bottom-up): betas determined by (i) type of businesses the firm in is, (ii) degree of operating leverage (fixed costs relative to total costs), (iii) firm’s financial leverage. * Accounting betas: look at changes in the firms’ earnings vs. changes in earnings for the market. * For private firms, may have to estimate betas using comparable publicly traded firms. * Estimating the cost of equity * Cost of equity is the return shareholders expect to make. If firms don’t deliver this, the SHs become restive and rebellious. ...
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...Premisa para un proceso KISS (keep it simple and stupid): Una forma de aplicar el kiss generalmente es retirar los materiales del analisis. Le sacamos una variable mas al sistema de ecuaciones que define al proceso por ende simplifica su posible solucion.Premisa para un proceso KISS (keep it simple and stupid): Una forma de aplicar el kiss generalmente es retirar los materiales del analisis. Le sacamos una variable mas al sistema de ecuaciones que define al proceso por ende simplifica su posible solucion.Premisa para un proceso KISS (keep it simple and stupid): Una forma de aplicar el kiss generalmente es retirar los materiales del analisis. Le sacamos una variable mas al sistema de ecuaciones que define al proceso por ende simplifica su posible solucion.Premisa para un proceso KISS (keep it simple and stupid): Una forma de aplicar el kiss generalmente es retirar los materiales del analisis. Le sacamos una variable mas al sistema de ecuaciones que define al proceso por ende simplifica su posible solucion.Premisa para un proceso KISS (keep it simple and stupid): Una forma de aplicar el kiss generalmente es retirar los materiales del analisis. Le sacamos una variable mas al sistema de ecuaciones que define al proceso por ende simplifica su posible solucion.Premisa para un proceso KISS (keep it simple and stupid): Una forma de aplicar el kiss generalmente es retirar los materiales del analisis. Le sacamos una variable mas al sistema de ecuaciones que define al proceso por ende simplifica...
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...Introduction A system is made up of different tissues and organs working together to perform a specific function in the body. Skeletal system: Skeletal system is the system of bones, associated cartilages and joints of human body. Together these structures form the human skeleton. Skeleton can be defined as the hard framework of human body around which the entire body is built. Almost all the hard parts of human body are components of human skeletal system. Joints are very important because they make the hard and rigid skeleton allow different types of movements at different locations. If the skeleton were without joints, no movement would have taken place and the significance of human body no more than a stone. Components of Human Skeleton Human skeleton is composed of three main components; Bones, Associated cartilages and Joints. Bones: Bone is a tough and rigid form of connective tissue. It is the weight bearing organ of human body and it is responsible for almost all strength of human skeleton. Cartilages: Cartilage is also a form of connective tissue but is not as tough and rigid as bone. The main difference in the cartilage and bone is the mineralization factor. Bones are highly mineralized with calcium salts while cartilages are not. Joints: Joints are important components of human skeleton because they make the human skeleton mobile. A joint occurs between “two or more bones”, “bone and cartilage” and “cartilage and cartilage”. Divisions of Human Skeleton:...
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...How Can We Know the Bible Is the Word of God? A Religion Profile from International Students, Inc. The Question Posed Christians claim the Bible is God’s Word. That means that they believe the Bible is a verbal revelation from God that makes it unique from every other book. But how can such a claim be verified? First, we would expect certain things to be true about a book from God. Such characteristics might also be true about humanly-authored books, but we would expect that, at the very least, they would be true about God’s book. Such characteristics would include the following: • It would claim to be God’s Word. • It would be historically accurate when it speaks on historical matters. • Its authors would be trustworthy. • It would be thematically unified and without contradictions. • We would have received accurate copies of the original manuscripts. Second, because God is unique, His book would bear characteristics that could be true of it alone. Such characteristics would distinguish God’s book from all other books in such a way that it could not be counterfeited. These characteristics would include the following: • It would make statements that would reveal knowledge about the way things work beyond the knowledge of its day. • It would make predictions about the future that could not be known through natural means. • The message would be unique. • The messengers would be confirmed by miracles. • The words would have a transforming power. Now let’s look at the characteristics...
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...Paper is Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper is Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper Paper...
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...and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating and write your paper. Stop your cheating...
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...PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive and too expensive to use anyway. So why don’t you go on with it and write the constitution. Jon Jacob! PAPER is expensive...
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...Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper, paper, Paper, paper...
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...Paper paper paper paper paper paper paper paper paper paper paper do it do it should could should could should could should could should could should could should could should could should could should could will but for it should should should shuold should should should should should should should Paper paper paper paper paper paper paper paper paper paper paper do it do it should could should could should could should could should could should could should could should could should could should could will but for it should should should shuold should should should should should should should Paper paper paper paper paper paper paper paper paper paper paper do it do it should could should could should could should could should could should could should could should could should could should could will but for it should should should shuold should should should should should should should Paper paper paper paper paper paper paper paper paper paper paper do it do it should could should could should could should could should could should could should could should could should could should could will but for it should should should shuold should should should should should should should Paper paper paper paper paper paper paper paper paper paper paper do it do it should could should could should could should could should could should could should could should could should could should could will but for it should should should shuold should should should should should...
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...Research or Interview Paper Instructions You can choose 1 of the following two options for your Research or Interview Paper. Your paper will be 7 double-spaced pages for the main content (not including the cover page and reference page). Your choices include: 1. A research paper Steps for writing the research paper: a) Choose a topic in Managerial Economics. b) Submit the topic and the outline of the paper to the instructor anytime for approval. c) A minimum of 3 references besides the textbook are required. Liberty University library has excellent resources for your search for journals. http://www.liberty.edu/index.cfm?PID=178 OR 2. An interview paper Steps for writing the interview paper: a) Choose a topic in Managerial Economics. b) Design at least 5 questions according to the topic. c) Submit your questions to the instructor for approval. d) Contact a local or non-local company for an interview. e) Conduct the interview for answers to your questions. f) The paper must have 3 parts: • The description of the company; • Interview questions and answers; and • Your comments. *The research paper is to be done individually, not as a group. **Do not wait until the last module/week to work on the paper. Do it as early as possible. ***A paper that was written for other classes would not be accepted for...
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...students will reflect on what they are thankful for, and visually present it by creating a placemat to use on their Thanksgiving table. Materials Pencil Paper Construction paper with leaves Construction paper with lines Large construction paper in various colors Glue Scissors Butcher paper Procedure: Beginning Teacher will instruct students to write a list of things they are thankful for. Once the list is written, the students will be handed a sheet of construction paper with the outlines of four different shapes of leaves on it. The students will cut out the leaves, and choose four things they are thankful for to copy down onto the leaves. Middle Once the leaves are finished, the students will be given three more sheets of construction paper; one large sheet, and two with lines on it to cut into strips. Students will be instructed to fold the long sheet in half, and cut from the fold to one inch away from the edge. The teacher will model this so there are few errors. Students will cut the other sheets of paper into strips along the drawn lines. Students will weave the strips of paper into the large sheet of paper, creating a placemat Once all strips are woven in, the students will glue the four leaves with what they are thankful for on them. End The students will place their placemats on a sheet of butcher paper in the back of the room to dry Once all students have finished, teacher will lead a discussion with the students to talk about what they are thankful...
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