Free Essay

Life Cost When I'M in College

In: Business and Management

Submitted By lynx911
Words 771
Pages 4
Semester 1

No | Mata Kuliah | Sks | Nilai | | | | Huruf | Bobot | 1 | Manajemen | 5 | A | 4.0 | 2 | Akuntansi | 6 | B+ | 3.3 | 3 | Matematika Ekonomi | 3 | C+ | 2.3 | 4 | Bahasa Indonesia | 3 | A- | 3.7 | 5 | Agama Kristen | 3 | B | 3.0 | | Jumlah | 20 | | 66.8 | | IPS | | 3.34 |

Biaya : DPFP | : | 14.000.000 | Tetap | : | 1.600.000 | Variabel 20 x 170000 | : | 3.400.000 | Kesehatan | : | 150.000 | Terintegrasi | : | 150.000 | Persiapan Kealumnian | : | 25.000 | Kegiatan Kemahasiswaan | : | 275.000 | Buku | : | 200.000 | | | | Total Yang Harus Dibayar | : | 19.800.000 |

Semester 2

No | Mata Kuliah | Sks | Nilai | | | | Huruf | Bobot | 1 | Sistem Informasi Manajemen | 3 | B+ | 3.3 | 2 | Statistik | 5 | B- | 2.7 | 3 | Teori Ekonomi | 6 | A | 4.0 | 4 | Bahasa Inggris | 3 | B+ | 3.3 | 5 | Pendidikan Pancasila dan Kewarganegaraan | 3 | B | 3.0 | | Jumlah | 20 | | 66.3 | | IPS | | 3.31 |

Biaya : Tetap | : | 1.600.000 | Variabel 20 x 170000 | : | 3.400.000 | Kesehatan | : | 150.000 | Terintegrasi | : | 150.000 | Persiapan Kealumnian | : | 25.000 | Kegiatan Kemahasiswaan | : | 275.000 | Buku | : | 200.000 | | | | Total Yang Harus Dibayar | : | 5.800.000 |

Semester 3

No | Mata Kuliah | Sks | Nilai | | | | Huruf | Bobot | 1 | Manajemen Pemasaran | 6 | B | 3.0 | 2 | Manajemen Operasional | 6 | A | 4.0 | 3 | Manajemen Keuangan | 6 | B+ | 3.3 | 4 | Ekonomi Manajerial | 3 | A- | 3.7 | | Jumlah | 21 | | 72.9 | | IPS | | 3.47 |

Biaya : Tetap | : | 1.600.000 | Variabel 21 x 170000 | : | 3.570.000 | Kesehatan | : | 150.000 | Terintegrasi | : | 150.000 | Persiapan Kealumnian | : | 25.000 | Kegiatan Kemahasiswaan | : | 275.000 | Buku | : | 200.000 | | | | Total Yang Harus Dibayar | : | 5.970.000 |

Semester 4

No | Mata Kuliah | Sks | Nilai | | | | Huruf | Bobot | 1 | Kewirausahaan | 2 | B | 3.0 | 2 | Perilaku Konsumen | 3 | A- | 3.7 | 3 | Manajemen Sumber Daya Manusia | 6 | A | 4.0 | 4 | Lembaga Keuangan | 3 | B- | 2.7 | 5 | Anggaran | 3 | B+ | 3.3 | 6 | Ilmu Kealaman Dasar | 3 | A | 4 | | | 20 | | 71.1 | | | | 3.55 |

Biaya : Tetap | : | 1.600.000 | Variabel 20 x 170000 | : | 3.400.000 | Kesehatan | : | 150.000 | Terintegrasi | : | 150.000 | Persiapan Kealumnian | : | 25.000 | Kegiatan Kemahasiswaan | : | 275.000 | Buku | : | 200.000 | | | | Total Yang Harus Dibayar | : | 5.800.000 |

Semester 5

No | Mata Kuliah | Sks | Nilai | | | | Huruf | Bobot | 1 | Enterprise Risk Manajemen | 2 | B+ | 3.3 | 2 | Bisnis Internasional | 3 | A- | 3.7 | 3 | Ekonomi Indonesia | 3 | A | 4.0 | 4 | Investasi | 6 | A | 4.0 | 5 | Komunikasi Bisnis | 2 | B | 3.0 | | Jumlah | 16 | | 59.7 | | IPS | | 3.73 |

Biaya : Tetap | : | 1.600.000 | Variabel 16 x 170000 | : | 2.720.000 | Kesehatan | : | 150.000 | Terintegrasi | : | 150.000 | Persiapan Kealumnian | : | 25.000 | Kegiatan Kemahasiswaan | : | 275.000 | Buku | : | 200.000 | | | | Total Yang Harus Dibayar | : | 5.120.000 |

Semester 6

No | Mata Kuliah | Sks | Nilai | | | | Huruf | Bobot | 1 | Analisis Laporan Keuangan | 3 | B+ | 3.3 | 2 | Fund Rising | 3 | B | 3.0 | 3 | Financial Risk Manajemen | 3 | A- | 3.7 | 4 | E-Commerce | 3 | A | 4.0 | 5 | Metodologi Penelitian | 3 | B | 3.0 | 6 | Kapita Selekta Pemasaran | 2 | B | 3.0 | 7 | Hukum Bisnis | 3 | A | 4.0 | | Jumlah | 20 | | 69 | | IPS | | 3.45 |

Biaya : Tetap | : | 1.600.000 | Variabel 20 x 170000 | : | 3.400.000 | Kesehatan | : | 150.000 | Terintegrasi | : | 150.000 | Persiapan Kealumnian | : | 25.000 | Kegiatan Kemahasiswaan | : | 275.000 | Buku | : | 200.000 | | | | Total Yang Harus Dibayar | : | 5.800.000 |

Semester 7

No | Mata Kuliah | Sks | Nilai | | | | Huruf | Bobot | 1 | Studi Kelayakan Bisnis | 3 | A | 4.0 | 2 | Kerja Praktek | 3 | B+ | 3.3 | 3 | Strategic Financial | 6 | A- | 3.7 | 4 | Etika Bisnis | 3 | A- | 3.7 | 5 | KKN | 3 | B+ | 3.3 | | Jumlah | 18 | | 65.1 | | IPS | | 3.61 |

Biaya : Tetap | : | 1.600.000 | Variabel 18 x 170000 | : | 3.060.000 | Kesehatan | : | 150.000 | Terintegrasi | : | 150.000 | Persiapan Kealumnian | : | 25.000 | Kegiatan Kemahasiswaan | : | 275.000 | Buku | : | 200.000 | | | | Total Yang Harus Dibayar | : | 5.460.000 |

Semester 8

No | Mata Kuliah | Sks | Nilai | | | | Huruf | Bobot | 1 | Skripsi | 6 | A- | 3.7 | 2 | Manajemen Strategik | 3 | B+ | 3.3 | | Jumlah | 9 | | 32.1 | | IPS | | 3.56 |

Biaya : Tetap | : | 1.600.000 | Variabel 9 x 170000 | : | 1.530.000 | Kesehatan | : | 150.000 | Terintegrasi | : | 150.000 | Persiapan Kealumnian | : | 25.000 | Kegiatan Kemahasiswaan | : | 275.000 | Buku | : | 200.000 | | | | Total Yang Harus Dibayar | : | 3.930.000 |

Biaya Bulanan Rp. 1.500.000 X 48 Bulan

* Makan : Rp. 700.000 * Transportasi : Rp. 100.000 * Internet : Rp. 100.000 * Kebutuhan Kuliah : Rp. 100.000 * Kebutuhan Bulanan : Rp. 200.000 * Kos : Rp. 250.000 * Biaya Lain-lain : Rp. 50.000

Kesimpulan :

* Lulus 8 Semester Dengan IPK 3.45 * Total Biaya Kuliah Selama 8 Semester, ± Rp. 57.680.000 * Total Biaya Hidup Selama di Yogyakarta, ± Rp. 72.000.000 * Total Biaya Habis Untuk Mencapai S1, ± Rp. 129.680.000

Similar Documents

Premium Essay

Cost of College

...ACT and SAT scores are in and life as high school teens are wrapping up. It’s time to prepare for the next big step in life. College the first time to get a true taste of want the world has to offer. The big thing that most young minds don’t see in there picture perfect world is that thin underlining. That underlining is the cost of college and how it waits until you finish to hit you where it hurts. I’m talking about your wallet and even your college savings. This leads me to the question of why is college tuition so high. Is attending college worth the price tag of tuition? If you didn’t already know then I hate to be the bearer of bad news, but spoiler alert you have to pay for college a year after you finish college. The price of college has gone from affordable to sky-high in the last decade and even more so this year. (“If you want to get an earful about paying for college, listen to parents from states where tuition and fees have skyrocketed in the last five years. In Arizona, for example, parents have seen a 77 percent increase in costs. In Georgia, its 75 percent, and in Washington state, 70 percent. Even in Oklahoma, where tuition increases have been among the lowest in the nation, parents are dismayed. In Stillwater, Okla., Jeffery Corbett's daughter is attending community college. Corbett, a fundraiser for a nonprofit, says a high school diploma just won't get you very far. And he knows; he doesn't have a college degree. "I think about it all the time,......

Words: 950 - Pages: 4

Free Essay

Growing Up

...2015 The Life of a Broke College Student Being a broke college student sucks. It makes you reevaluate every single thing that you do. Once you schedule those classes, you have to cut down your work hours in order to do well in school. Then when your hours get cut down, you hit the breaking point of becoming “that broke college student.” I really wish I had someone tell me all these tips I’ve acquired along the way in the beginning to avoid these problems, but luckily I can use them to my advantage now. The first semester of college, like other kids, I had no idea what I wanted to do. With that being said, I didn’t try in my classes and I skipped a lot. I didn’t even consider all of the money I was wasting or how big of a difference it would make. Not only will you not get a refund, but also you have to retake the class and pay for the class a second time if the course is required for you major. Not to mention I’m paying for college out of my own pocket with no help from my parents. Another thing is, I am horrible at math, so instead of doing the smart thing and getting a tutor, I gave up and just didn’t show up. I spent over $100 dollars on a code for an online math class that I didn’t even go to, and bought textbooks for classes’ full price. That’s another thing I learned the hard way, you have to make sure you really need books in your classes before you buy them, because Jaquin 2 then your wasting money. Brand new textbooks cost a fortune,......

Words: 726 - Pages: 3

Premium Essay


...stands for dominance and influence. First, I noticed on my chart that there was a skyrocket D that was 92%. I wasn’t surprised that this was my highest result because I’ve been a leader all my life. From being captain of my football team when I was 8 to being the manager of College Pro Painters at 18. The type of leadership I abide by is a lead by example model instead of trying to boss everyone around. By doing this I feel like the people around me will respect me more and work harder to achieve our desired goal. Also, characteristics involved with the dominance behavior are being results-orientated and direct. I definitely see this in me because results are the only option for me. There are only two categories in life and that’s either getting shit done or you don’t. There is no halfway in my eyes, you go all in with everything or you don’t do it all. By having this instilled in by my parents all my life this gives me an advantage over many college students because I’m driven to get any objective completed no matter the price to pay. The other high percentage I had was a high I that stood around 80%. This makes sense to for me because I’m definitely outgoing and can talk to anyone from diverse backgrounds. Throughout college I’ve realized this was one of my major strengths because I’m able to interact with anyone and have meaningful conversations with them. So the results in this section represent me to a T and by taking this I’ve gained reassurance on the type of career......

Words: 657 - Pages: 3

Free Essay

Not 30 Yet

...not quite 30 yet, but I'm more than familiar with the notion that this age is the new benchmark for people to get their lives together. There are books, blogs and Twitter accounts dedicated solely to helping people cross that line in the best shape for their future. They do this by telling you to get rid of debt, stop shopping so much, start a 401(k) and brace yourself for wrinkles. But in my opinion, it takes a lot more than a healthy bank account and nice skin to live a full and happy life, whether you're 29 or 59. Most of us know how to succeed, we just happen to let ourselves –– and a few convenient lies –– get in the way. 1. So long as my job pays well, it's OK if I hate it. The job market may not be what it used to be, but by age 30 no one should be toiling away at a job that leaves them stressed out and dissatisfied with life. We were inspired by a young woman who wrote about turning her back on a lucrative job on Wall Street when years of 14-hour work days made her overweight, burnt out and miserable. "I’m a few months into my new job [as an asset manager for a nonprofit] and it’s made my life richer. I’m making an effort to breathe, smile, eat healthier and have positive thoughts about my future," she wrote. "I took a pay cut of about 30% to change positions, but I don’t think that I should be applauded for making the choice to accept less pay – I don’t view it as a sacrifice." 2. If I turn a blind eye, somehow my finances will figure......

Words: 1819 - Pages: 8

Premium Essay

Is a College Education Worth the Money

...Professor Munro English 102-1EC September 1, 2015 Is A College Education Worth The Money? Whether or not a college education is worth the money is a controversial topic. Some people believe that a college education gives them a sense of accomplishment, more job opportunities, and the opportunity for a better paying job. While others challenge this position, claiming that even with a college education they are not guaranteed a good paying job, will be stuck with debt, and in reality people do not need a college education in order to be successful. It seems clear that a college education is a worthwhile investment because depending on someone’s career path it can give them many opportunities and open up a lot more doors in their future. A college education will help others get a better paying job. In an essay posted in USA Today states “the average weekly income for those who have jobs” as follows: “people with a high school degree makes $444, which is less than a person with an associate degree that makes $767. A person with a bachelor’s degree makes $1,038, which is less than a person that has a doctoral degree that makes $1,550.” (Smith) It is a chain that can go on. The less educated a person is the less they will get paid. Before I came to college, I worked for a private practice doctor for about four years. When I started I was getting paid $8.00 an hour, and when I left four years later I was making $9.00. A college education will open more doors for me and give me......

Words: 643 - Pages: 3

Premium Essay


...Last Minute-Panic (Procrastination) Throughout a person’s life, they are faced with different obstacles, and different challenges of all different types. My life in particular has been full of ups and downs related especially to procrastination. Throughout my life whenever I feel that something isn’t really worth my time or imp just to “busy” to do it. Over the past two years I’ve challenged myself to improve and stick to my words, and start thinking positive about the task at hand. I’ve come up with multiple ways to overcome my issue to better myself and my life. I’ve come up with 7 steps that has helped me through most situation in my life. The first step I take is, analyze the consequences. In this step I start off asking myself, What are you procrastinating that’s actually limiting your life, draining your energy, and keeping you from a 4.0? I soon after answer my own question. For example,  If I procrastinate picking your clothes up off my bedroom floor but it doesn’t bother me, then it’s not really a big deal. However, if imp not getting the grades I want, missing opportunities, or disappointing myself and others, I come to the conclusion that it’s time to seriously change my habits. The second step in the process is, knowing my excuses. I pay close attention to the excuses I make to continue my procrastination. Excuses to me are......

Words: 881 - Pages: 4

Premium Essay

A Piece of Paper

... Dr. Allyse Sturdivant 3/02/13 Outline I. What did I do after I left high school? A. I’ll be back B. Life begins C. No Choices II. What did I want to become when you grew up? A. Singing B. Lawyer C. Physiologist III. My educational experiences A. I’m back in school again. B. It’s harder getting into school than out of school. C. Receiving my first degree IV. My personal, professional, and academic goals A. My Degrees B. Business C. College Instructor V. Conclusion Introduction Life, before graduation, starts when you are about to graduate from high school. You envision college, girls, parties and sorority as your reason for college. But the academic part of college seems to play a mere second to your thought process. Priorities are a little different due to the fact that you don’t see a degree being important. The intent since I was a child was to become something big in life and get a Noble Peace Prize or possible have a large company. Today some of my friends have...

Words: 2278 - Pages: 10

Free Essay

Casve Cycle

...didn’t want anyone who slacked in getting assignments done or meeting in class where everyone needed to show up. So I communicated with everyone in class and had an understanding of what people were serious about their work or just fooled around. Also I knew some of the people in class already and worked with some of them, so I knew who would be dependable or a liability in a group. As a business management leadership major, I’m going to be working with people day in and out. This class is amazing, it’s a wonderful opportunity working with a real company and working with a fantastic team to figure out a plan to make their business better. Next year I will be graduating from college and this summer I have the opportunity to working with a company in account management. After this semester is over I will be working for this company, I feel that everything is going great for me. It’s truly a blessing that I don’t for grant, my family is seeing the hard work I put in and their proud of me. This very happy and excited for the future in the process I’m influencing my friends to get job opportunities as well. Overall, was my internal and external cues I experience that alerted me to reduce the gap with a situation and a desired state. If there’s something I wanted to learn about in this class is to learn about personalities with people I work with. I feel that I can get along with anyone, but figuring out peoples motives and...

Words: 1578 - Pages: 7

Free Essay

College Dropouts

...College Dropouts: Can CSM do more? Every year even a greater number of high school graduates decide to attend, four year and community, college as an extension of their parents’ “American Dream”. Yet consistently even a greater number of them become college dropouts after a short stay. Yvonne Raley states in “Why We Quit” that “Two-year public colleges have a worse record, graduating fewer than 30 percent of their students” (5). The question is: What is causing this and what may be the remedies.? College of San Mateo (CSM) has become an active participant in addressing lack of student study skills and student socio-economic background as the most important reasons for student dropout in community colleges. “Community Colleges have become dumping ground for all the educational problems in the rest of the system” Allen (14). The majority of students arrive at colleges unprepared for college work. Additionally, a great majority of us have been placed in remedial classes to which we neither relate, nor belong since a great majority us are not proficient in 8th-10th grades of either subjects. Most of the substandard students who have passed through the K-12 system lack the skills, or the focus, or the knowledge to deal with college. A vast majority of students in community colleges, some 70% of them, fail to graduate. At CSM Freshman retention rate, due to lack of basic study skills, is taken very......

Words: 1861 - Pages: 8

Free Essay

Economics Essay

...Evan Mandery Professor, John Jay College of Criminal Justice • Why I'm Skipping My Harvard Reunion (A Call to Action) Posted: 05/06/2014 8:51 am EDT Updated: 07/06/2014 5:12 am EDT In a few weeks, the Harvard class of 1989 will be reuniting in Cambridge. There'll be mini-TED talks, a "Taste of New England Dinner," and a chance to sing with the Boston Pops, but I'll be spending the weekend coaching my son's Little League team and hanging out with my family. Reunions seem unnatural to me. I refuse to participate in the charade of pretending to be surprised to see a classmate, and when I'm asked, "What have you been doing?" as one inevitably is, I never know where to draw the line between "stuff" and the full, self-reflective version one might share with a close friend. I think too much detail implies an exaggerated sense of self-worth and is hence a greater faux pas than too little detail, so I've always hewed closer to the "stuff" version, but this runs its own risk of suggesting you don't think the other person is important enough to merit the full telling of your own story. It's a minefield and, in the social media era, one that's entirely avoidable. I've never been unable to locate an old friend or classmate online. It's particularly easy for graduates of Harvard, which maintains a great alumni website--it's where Facebook started, after all. Anyone interested in me can find my professional record on LinkedIn, family photos on Facebook, and many hilarious tweets. If one......

Words: 10654 - Pages: 43

Premium Essay

Is College Necessary or Not

...Go To College? The big question for a high school senior today is should I go to college or not? In today’s world they say you have to go to college to be successful in life. Is this true or false? There are many big questions that taunt a senior. Am I ready for college academically? Am I financially prepared for the cost of college? Do I want to be forty thousand dollars in debt right after college? Do I really know what profession I want to pursue? These are all overwhelming questions that a high school senior has to answer. Among them are the pressures that everyone should go to college that our society dictates today. Charles Murray in “What’s Wrong with Vocational School?” makes a strong case that America needs to look at higher education in a different way. The second article “On Real Education” by Robert T. Perry states that America needs more college graduates. Both articles make good points, but Murray makes the point that not all are made for college. In the article “What’s Wrong with Vocational School” by Charles Murray he believes that college is not necessary for some people. Murray takes a look at the IQ test and how it could determine if students are academically capable or ready for college. An IQ test could possibly measure if you are college material or is there another path that would be better. Any score below 115 would mean that college is going to be difficult and hard. According to Murray the top 15% to 25% of the population should go to college......

Words: 1272 - Pages: 6

Premium Essay

A New House Decision

...Decision XECO/212 May 15, 2011 Don MacLean Axia College of University of Phoenix Much thought should be given and taken into account on whether to purchase a home. The decision to buy a home is a very big and important step that should be entered into very carefully. A new home purchase is one of the most significant decisions people will make in their lifetime. There are many factors that can affect one’s overall decision to buy a home. When people consider making the jump from renting to owning, sometimes they mistakenly consider only the cost of the rent versus the cost of the mortgage payment. Unfortunately, some people make the decision to buy a home without considering these factors. In order to determine how much housing I can afford, I must factor in many things such as location suitable for raising a child, savings, other debts, personal preference, and income. Therefore, I have decided to purchase a home and will apply some of the ten principles of economics to ensure I’m making the right decisions along the way. Utilizing some of the ten principles of economics such as people face trade-offs, the cost of something is what you give up to get it, and people respond to incentives will help shape my decision so the home buying experience can be a thought out process altogether. Other essential factors that must be included are the marginal benefits and marginal costs associated with buying a home. Purchasing a home is a......

Words: 1887 - Pages: 8

Free Essay

Thine Own Self

...Thine Own Self Be True” Chapel Address by John C. Bogle Founder and former Chairman, The Vanguard Group Episcopal Academy, Overbrook, PA December 2, 2004 Thank you, Christopher Bogle Webb St. John, my wonderful grandson, for that lovely introduction. And thank you, Nicole Spagnola, long-time friend of my superb granddaughter Ashley St. John, for inviting me to join you and your upper school classmates today. While I’m proud of my reputation, I confess to you all—this may surprise you—that I’m a bit intimidated to stand here before you today. While many of your parents may know a bit about me and Vanguard, you are probably wondering just what this ancient soul can possibly say that would even vaguely interest you. Why would I think that? Because I was actually your age once, trying to find my way in life, in school, and with my family and friends. My hesitancy is illustrated by this story that I heard last year in a sermon by a Scottish preacher: A father is rapping on his son’s door, trying to wake him up to go to school. Through the closed door, the son shouts: “I’m not going to get up, and I’ll give you three reasons why. “One, I hate school. “Two, the children tease me. “Three, because education is boring.” The father shouts right back: “You must get up, and I’ll give you three reasons why. “One, it’s your duty. “Two, because you’re 45 years old. “And three, because you’re the headmaster.” Well, despite my concern about “relating” to you young people of my......

Words: 2570 - Pages: 11

Premium Essay

Why Athlete Students Should Not Be Paid? see a few of them every semester arrive in my classroom and nod off. "Don't you like what I'm teaching?'' I'd ask. "Am I boring you? How can I help?'' Adjunct professors actually care about such things. "No, the class is good,'' is what I'd hear. "I had to work late last night.'' They'd be stocking supermarket shelves until 4 in the morning. They'd be tending bar. One worked as a security guard at an apartment building. They'd fall into bed six hours before they had to be in my class. I think about these kids now, whenever the siren sounds for college athletes to be paid. What about my students? What does it say to them? These were not people who asked to be paid to attend college. These were folks who paid for the privilege. And let's be clear: College is a privilege. It is earned, not bestowed. Some, in fact, are still paying. It's one thing to go to school for free and to leave free of debt. It's quite another to work your way through and depart with a five-figure yoke around your neck. Should college athletes be paid? Why? At the highest levels, here is what they endure. Here's some of the hardship involved if you are an athlete, attending a university for free: A four-year audition for prospective employers. Or three years, or two. Or basically, whenever you and your pro league of choice agree you've passed the audition. I don't know about you, but when I was a college junior, schlepping to town council meetings on Tuesday nights for my Journalism 301 class,......

Words: 1183 - Pages: 5

Premium Essay

College Should Be Free

...College should be free Is college too expensive? Should college be free? College is a great place to further an education and become certified or earn a degree. Many people don’t get to experience college not because they don’t want to but because they can’t afford it. According to College Data “in-state public college tuition for the 2013-2014 academic year averaged $22,826.” Grade school education is free to kids and paid for through tax payers, lottery, sponsors, and government assistants and so should college. To attend in state College should be free for anyone who has the grades and met the state requirements because not all families have the money, no one should be paying to better themselves and expand their knowledge, and college is not a guarantee of a job, due to this economy and job cuts. College is an important place in one’s life, its where all the growing up take place, a lot of responsibility is required, and where education is furthered to make a better future for oneself take place. Many kids are robbed from this opportunity because of the expense of college. My friend a straight A students didn’t have the financial backing in his house whole to attend any four year university, even with the help of financial aid he would have had to take out multiple loans within his first year of college, he strived and worked hard in school to make good grades to get into college to pursue his degree in his field of study to get a great job and take care of......

Words: 1276 - Pages: 6