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Long-Term Care: A Case Study

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The following will discuss the background of institutionalized long-term care funding, the reason why there is an emergency, and the individuals that are being affected. Institutionalized long-term care is provided by residential facilities licensed by the state that offer total health care services, such as skilled nursing care, personal care, and rehabilitative services, including room and board to seniors, and individuals with certain disabilities that require specific medical care (Medicaid.gov, 2016). These residential facilities includes, group homes, nursing homes, and assisted living facilities. Americans! Let it be known that nearly a third of our disabled Americans who require institutionalize long-term care are required to pay their own expenses but cannot afford it! The current cost of institutionalized long-term care is over $50,000 per year, and increasing (AARP.org, n.d.). There are no state or federal programs that fund institutionalized long term care for a certain class of individuals. State and Federal programs, such as Medicare and Medicaid lack in funding, thereby these programs need to be reformed.
Medicare is a federal health insurance program for individuals 65 or older, and for certain individuals with disabilities, such as End-Stage Renal Disease. Medicare only covers institutionalized long term care for 100 …show more content…
This information serves as a contextual and valuable resource for beneficiaries, benefactors, policymakers, stakeholders, and interested parties that can identify the crucial need to reform state and federal healthcare insurance policies by expanding their scope of funding, to include, and make available affordable institutionalized long term

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