Graduating from college, obtaining a first job, repaying student loans, and trying to make it in today’s economy are enough for a graduate to worry about. Credit card marketing on college campuses is one way to damage a college student’s financial future. A study was done on TrueCredit.com showing that one out of four students will leave college with $5,000 in debt, and one in ten leaves with more than $10,000 in debt. Credit card companies need to offer these students not their product but even short classes or seminars about their product and how to use it responsibly. But I think schools should draw the line at letting credit cards companies set up on the campus promising financial freedom to young adults with two dollars in his or her pocket. Complicating the matter is the fact that matter is the major universities have partnerships with credit card companies to market cards with the school’s name and logo on the card. Credit card companies prey upon young freshmen as potential clients due to the inadequacy of the knowledge of the knowledge of what entails with a credit card. College students tend to apply for as many cards that will be given. There’s still the thought of more is better. As their first form of independence as an adult, they feel that they shouldn’t ask for advice. This is sometimes what the credit card companies rely on. When a student realizes that his or her grants, money from others, etc. will not cover the high cost of tuition and supplies, they will feel as if they needs to survive while attending school. These young adults are being taken advantage of and ruining their futures financially before they even have a chance to begin. Credit card companies are purposefully using people that can’t repay to benefit with more money for themselves in the long run. The role of credit-card companies in helping to build these mountains of debt is coming under great scrutiny. Critics say that as the companies compete for this important growth market, they offer credit lines far out of proportion to students' financial means, reaching $10,000 or more for youngsters without jobs. The cards often come with little or no financial education, leaving some unsophisticated students with no idea what their obligations will be. Then when students build up balances on their cards, they find themselves trapped in a maze of jargon and baffling fees, with annual interest rates shooting up to more than 30%. "No industry in America is more deserving of oversight by Congress," says Travis Plunkett, legislative director for Consumer Federation of America, a consumer advocacy group.