...application online. To apply in person please call 131 881 in order to make an appointment at the following Department of Immigration and Citizenship (DIAC) office: DIAC - AUSTRALIA (Melbourne - City VIC) Casselden Place2 Lonsdale Street MELBOURNE Victoria Australia B. COURSE DETAILS Provider: University of Ballarat (UB) [00103D] Telephone: 03 5327 9031 Fax: 03 5327 9017 Course: Master of Business Administration (International Management) (AMI) [055558G] Course Level: Masters Degree (Coursework) Course Start Date: 22/07/2013 Course End Date: 11/07/2014 Initial Pre-Paid Tuition Fee: $AU 0 Other Pre-Paid Non-Tuition Fee: $AU 0 Total Tuition Fee: $AU 17,300 C. STUDENT DETAILS Provider Student Id: 30108239 Courtesy Title: Ms Family Name: MUGA Given Names: Ruth Angelique De Vera Gender: Female Date of Birth: 24/06/1990 Country of Birth: Philippines Nationality: Philippines Provider arranged Overseas Yes Start Date: 16/07/2012 End Date: 15/03/2014 Student Health Cover (OSHC): OSHC Provider Name: OSHC by Allianz Global Assistance English Test Type: None English Test Score: Comments: AAPoly - 1) Compulsory orientation and enrolment program commences 15 July 2013. 2) Up to 8 credit exemptions conditional upon University of Ballarat approval. 3) Student will be invoiced for tuition fees. D. NOTES The information provided on this form is required by the Australian...
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...Capital Punishment As can be seen on a map produced by “The Economist” in March 2012, there are only a few number of countries in the world which sentence criminals to death, and even fewer which actually execute those criminals. But, also looking at this map, one can see that the distribution of these practices is mostly regional. Along with the regional distribution, how does religion play into the disparity between those countries who kill their felons, and those which do not? (Most information in this discussion, and all quotes within, are from each reference on the particular religion listed on the last page.) [pic] Islam The Muslim religion supports capital punishment. But, in the Qur’an, there are only two particular cases where the death penalty is supported: intentional murder, and spreading mischief in the land. The Islamic religion holds harsh punishment as a deterrent for serious crimes. This is the way that this particular religion balances the sacristy of life and punishment of crimes. Also, there is no support for vigilantes, and the court is the only approved way of meting out the punishment. Only courts of law are supposed to carry out this charge, as the “spirit of the Islamic penal code is to save lives, promote justice, and prevent corruption and tyranny.” One could infer from this that Muslims look down on those who take the law into their own hands. In the case of intentional murder, the family of the victim has the option to forgive...
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...Assam is home to the country’s best variants in teas exported all across the globe. Assam is known for the Kaziranga National Park that conserves the endangered Indian one- horned rhinoceros and the Muga, golden silk which is the only produced in the state. Assam also has rich deposits of petroleum, minerals, coal, limestone, iron and natural gas. Assam was ruled by two dynasties, the Tibeto- Burmese’s Koch and the Tai dynasty’s Ahom. Interestingly, when the Indian subcontinent was dominated by several Western powers in the medieval times, Assam was never ruled by until the British entered. The Mughals too attempted invasion into the state 17 times, but were unsuccessful. The Brahmaputra river is the state’s lifeline and enters from Arunachal Pradesh and forms many tributaries. Assam has five national parks and 20 wildlife sanctuaries including the World Heritage Sites of Kaziranga and Manas. When in Assam don’t miss the one- horned...
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...FINC3017 Investments and Portfolio Management Essay: Market Efficiency and Anomalies Topic：Stock price momentum: Jegadeesh and Titman (1993) Momentum anomaly and EMH Anomaly is a stock return deviation that challenge efficient market hypothesis (EMH). Jegadeesh and Titman (1993) theorise price momentum anomaly in the stock market for the first time. It contradicted to efficient market hypothesis thereby is widely debated. EMH states that no consistent excess return can be achieved since security prices fully reflect all available information (Fama 1970). Therefore, future prices cannot be predicted through technical analysis of past prices. If the hypothesis is true, passive investment strategy ought to be taken, because it is impossible to get abnormal return by aggressive trading. However, Jegadeesh and Titman show that stocks performed well over the previous 3 to 12 months tend to continue to perform well over 3 to 12 months holding periods. Buy past winners and short past losers earned statistically significant positive return of averaging 12.01% per year. Predictable price patterns and excess returns contradict the efficient market hypothesis. Investors and fund managers perform actively in pursuing abnormal profits. Literature review and the reason of anomaly A large number of literatures illustrate that momentum anomaly exist. Some important literatures are Chan, Jegadeesh and Lakonishok (1996), Conrad and Kaul (1998) and Moskowitz and Grinblatt (1999). Lee and Swaminathan...
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...Name: Ogayo Julius Muga Diploma in Business Management University of Nairobi BANKING & INSURANCE CENTRAL BANK A central Bank is a public institution that usually issues the currency, regulates the money supply, and controls the interest rates in a country. The central bank often also oversees the commercial Banking system within its country. A central Bank is distinguished from a normal commercial bank because it has a monopoly and creating the currency of that nation, which is usually that Nations legal tender. Central Bank of Kenya is the highest Banking institution in the country and responsible for ensuring the smooth working of banking sector and other financial institutions. Central Bank differs from commercial banks in that it does not engage in ordinary banking activities e.g. accepting deposits from the general public. It is owned by the government while commercial banks are owned by shareholders. CBK usually implements certain government policies. OBJECTIVES OF CENTRAL BANK OF KENYA i. To formulate and implement monetary policy directed to achieving and maintaining stability in the general level of prices. ii. The Bank fosters the liquidity, solvency and proper functions of a stable market based financial system. iii. Support the economic policy of the government including its objectives for growth and employment. iv. Formulate and implement foreign exchange policy v. Hold and manage its foreign exchange reserves. vi. License and...
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...“A STUDY ON THE WORKING OF THE TEXTILE MANUFACTURING UNIT” BY KUNJAN SHAH SHATAKSHI GOYAL HARSH SHAH UNDER THE GUIDANCE OF SMIT SHAH DIRECTOR SUPERNOVA POLYFABS PVT LTD UNIT OF ETCO SPINNERS PVT LTD MUMBAI ACKNOWLEDGEMENT We would like to express my profound gratitude to all those who have been instrumental in the preparation of this project report. We wish to place on records, our deep gratitude to our project guide Dr. Rajesh Jain, a highly esteemed and distinguished guide, for help and advice. INDIAN TEXTILE INDUSTRY The Textile industry in India traditionally, after agriculture, the only industry that has generated huge employment for both skilled and unskilled labor in textiles. The textile industry continues to be the second largest employment generating sector in India. It offers direct employment to over 35 million in the country. India is the second producer but India will lead in all. According to the Ministry of Textiles, the sector contributes about 14% to industrial production, 4% to the country's gross domestic product (GDP) and 17% to the country's export earnings. The share of textiles...
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...FINC3017 Investments and Portfolio Management Essay: Market Efficiency and Anomalies Topic：Stock price momentum: Jegadeesh and Titman (1993) Momentum anomaly and EMH Anomaly is a stock return deviation that challenge efficient market hypothesis (EMH). Jegadeesh and Titman (1993) theorise price momentum anomaly in the stock market for the first time. It contradicted to efficient market hypothesis thereby is widely debated. EMH states that no consistent excess return can be achieved since security prices fully reflect all available information (Fama 1970). Therefore, future prices cannot be predicted through technical analysis of past prices. If the hypothesis is true, passive investment strategy ought to be taken, because it is impossible to get abnormal return by aggressive trading. However, Jegadeesh and Titman show that stocks performed well over the previous 3 to 12 months tend to continue to perform well over 3 to 12 months holding periods. Buy past winners and short past losers earned statistically significant positive return of averaging 12.01% per year. Predictable price patterns and excess returns contradict the efficient market hypothesis. Investors and fund managers perform actively in pursuing abnormal profits. Literature review and the reason of anomaly A large number of literatures illustrate that momentum anomaly exist. Some important literatures are Chan, Jegadeesh and Lakonishok (1996), Conrad and Kaul (1998) and Moskowitz and Grinblatt (1999)....
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...Introduction: Efficient Market Hypothesis (EMH) implies markets to be rational, incorporating new information to reflect in stock prices rapidly, considering direction and size of the share price movement. Consequently, leaving no opportunities for investors to beat the market and acquire abnormal returns. Predictable information raises the stock prices prior to its occurrence, and rapidly adjusting at the event date. Addendum to EMH, Random Walk Theory proposes market prices abide no pressure from past-price movements thus pursue a random course, making impossible to forecast future-price movements as they are an independent of past-prices. Fama (1970) establish three-level grading system portraying degree of market efficiency, based on investment approach endowing abnormal returns: Market anomalies are inconsistent with EMH and a consequence of deviations and incomprehensible patterns in smooth running of stock markets. Anomalies are statistically considerable and additionally proffer investors with risk adjusted economic returns. Once documented and scrutinized in literature, anomalies tend to disappear, overturn, or attenuate; doubting their subsistence in past, as being statistical irregularity, or have been arbitraged away. This essay will begin by defining limitations of CAPM and introduce three-factor model. Additionally, it will discuss the fundamental anomalies (Value and Size effects), calendar anomalies (January, Weekend and Time-of-the-month effects) and...
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...STATE WISE REGISTRATION DETAILS OF G.I APPLICATIONS 15th September, 2003 – 31st March, 2013 Goods (As per Sec 2 (f) of GI Act 1999 ) S. No Application No. Geographical Indications State FROM APRIL 2004 – MARCH 2005 1 2 3 1&2 3 4 Darjeeling Tea (word & logo) Aranmula Kannadi Pochampalli Ikat FROM APRIL 2005 – MARCH 2006 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 5 7 8 9 10 11 12 13 & 18 15 16 19 20 21 22 23 24 25 26 28 29 30 31 32 33 Salem Fabric Chanderi Fabric Solapur Chaddar Solapur Terry Towel Kotpad Handloom fabric Mysore Silk Kota Doria Mysore Agarbathi Kancheepuram Silk Bhavani Jamakkalam Kullu Shawl Bidriware Madurai Sungudi Orissa Ikat Channapatna Toys & Dolls Mysore Rosewood Inlay Kangra Tea Coimbatore Wet Grinder Srikalahasthi Kalamkari Mysore Sandalwood Oil Mysore Sandal soap Kasuti Embroidery Mysore Traditional Paintings Coorg Orange Handicraft Handicraft Handicraft Handicraft Handicraft Handicraft Handicraft Manufactured Handicraft Handicraft Handicraft Handicraft Handicraft Handicraft Handicraft Handicraft Agricultural Manufactured Handicraft Manufactured Manufactured Handicraft Handicraft Agricultural Tamil Nadu Madhya Pradesh Maharashtra Maharashtra Orissa Karnataka Rajasthan Karnataka Tamil Nadu Tamil Nadu Himachal Pradesh Karnataka Tamil Nadu Orissa Karnataka Karnataka Himachal Pradesh Tamil Nadu Andhra Pradesh Karnataka Karnataka Karnataka Karnataka Karnataka Agricultural Handicraft Handicraft West Bengal Kerala Andhra...
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...Lyceum of the Philippines University Batangas City College of International Tourism and Hospitality Management Narrative Report on Room Division Tagaytay Highlands Tagaytay-Calamba Road, Tagaytay, Cavite January 20, 2015 – March 16, 2015 In Partial fulfillment of the requirement for the course HRA 10B For the degree in Bachelor of Science in International Tourism and Hospitality Management Specialized in Hotel and Restaurant Administration Submitted by: Aira O. Mugas Submitted to: Mrs. Rhea Mejia ACKNOWLEDGEMENT I want to give an overwhelming thanks to all people who helped me in accomplishing my On-the-Job training and with all gratefulness; this piece of work is dedicated to the following person. A special thanks to my Internship Coordinator, Mrs Sarah Macanas-Tengco for the assurance of the document needed for the internship. To my family, thank you for your financial support, trust, love and care to me. Who serve as an inspiration to me, who keep encouraging me to always make best out of everything and for their being proud and ever supporting family to me. I would like to take this opportunity to thank my training manager, Mrs. Christine Anacay, to my training supervisor Mrs. Rhoda De Los Reyes lastly to my trainer Mr. Arnie Anacay. I’ve learned a lot from them on how to perform housekeeping operations, how to be a responsible OJT students trainee, and from helping me a lot in performing...
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...Automated Election System Does automation = clean elections? Possible Problems: Preliminary Results Technical Briefing What is the AES? l “A system using appropriate technology which has been demonstrated in the voting, counting, consolidating, canvassing, and transmission of election result, and other electoral process” process” Public perception of the AES It would lead to clean elections l Cheating would be impossible in an automated election l AES System l Election Management System (EMS) Configuration of precinct data l Election Mark– Up Language (EML) Mark– l l Precinct– Precinct–Count Optical Scan (PCOS) System l Precinct Machine BOC Computer l Consolidation / Canvassing System (CCS) l PCOS Machine SMARTMATIC AUTOMATED ELECTION SYSTEM (SAES 1800) SAES 1800 lPrecinct Count Optical Scan / Optical Mark Reader (OMR) • Detects the absence or presence of a mark in predefined positions on a form SAES 1800 Components RF Key Thermal Printer •2-1/4 inch roll paper •Rated to last 5 years Digital Scanner •4-bit mono – color scanner •16 shades of gray Processor And Memory Not Specified Compact Flash (CF) Card Input / Output Ports •CF Card Reader •UTP Ethernet Port •Disabled USB •RJ – 11 Modem Port Ballot Box Cast and Return •Buttons Disabled Display • Touch screen, mono-color display •Quarter VGA in size, 320x240 pixels Ballot Boxes with Transparent Panels Compartments the Ballot Box in Transparent Panels ...
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...TABLE OF CONTENTS 1.0 EXECUTIVE SUMMARY 3 1.1 CURRENT ACTIVITIES 3 1.2 IMMEDIATE FUTURE ACTIVITIES 3 1.3 VISION 4 1.4 MISSION STATEMENT 4 1.5 COMPANY GOALS AND OBJECTIVES 4 1.6 BUSINESS PHILOSOPHY 4 2.0 SITUTATION ANALYSIS 5 2.1 GENERAL COMPANY DESCRIPTION 5 2.2 MARKET SUMMARY 6 2.2.1 MARKET TRENDS 6 2.2.2 MARKET GROWTH 6 2.2.3 MARKET DEMOGRAPHICS 6 2.2.4 TECHNOLOGICAL FORCES 6 2.2.5 POLITICAL LEGAL REGULATIONS 7 2.3 SWOT ANALYIS 8 2.3.1 STRENGTHS 8 2.3.2 WEAKNESSES 8 2.3.3 OPPORTUNITIES 8 2.3.4 THREATS 9 2.4 PRODUCT OFFERING 9 3.0 COMPETITIVE ANALYSIS 10 3.1 COMPETITORS 11 3.2 COMPETITOR ANALYSIS 12 4.0 SPECIFIC BUSINESS GROWTH OBJECTIVES 17 4.1 NICHE 17 4.2 STRATEGY 17 4.3 PROMOTION 17 5.0 FINANCIAL ANALYSIS 21 5.1 SALES PROJECTIONS 22 5.2 PROFIT AND LOSS STATEMENT 23 1.0 EXECUTIVE SUMMARY Sonal Holdings Kenya Limited was incorporated in 2002 and commenced operations in April of the same year. The company was started by Mr. Paresh Dodhia- a young and simple innovative, dedicated and hardworking pioneer business entrepreneur. The company was incorporated to trade in wide range of pharmaceutical products, household goods and general merchant trading. Noticing an ever increasing in demand for the over the counter (O.T.C) pharmaceutical products, the company has since manufactured and marketed, through its suppliers, its branded products which are gaining...
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...FASHION EXPORT MERCHANDISING National Institute of Fashion Technology, DELHI M.F.M Semester 2 EXPORT INDUSTRY OF INDIA Submitted to – Ms Jasmine Dixit Submitted by – Kranti Wadmare Meghna Kumar Rahul Kumar Rounak Siraj Parul Dang EXPORT INDUSTRY OF INDIA Exports from India amounted to US$317.5 billion during 2014, up 44.1% since 2010. India’s top 10 exports accounted for 60.5% of the overall value of its global shipments. Based on statistics from the International Monetary Fund’s World Economic Outlook Database, India’s total Gross Domestic Product amounted to $7.376 trillion in 2014. Therefore, exports accounted for about 4.3% of total Indian economic output. Given India’s population of 1.252 billion people, its total $317.5 billion in 2014 exports translates to roughly $254 for every resident in that country. India’s unemployment rate was 4.1% in 2014. Sectors 1. Primary: Agriculture and mining (CIL , National mineral development corporation) 2. Secondary: Industry (Tata motors, Sun pharma industries, Indian Oil Corporation) * Petroleum products and chemicals * Pharmaceuticals * Engineering * Gems and jewellery * Textile * Mining 3. Tertiary: Services (Oracle TCS,Infosys) * Energy and Power * Infrastructure * Retail * Tourism * Banking and finance * Aviation * Information technology COMPOSITION OF EXPORTS Commodity group ...
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...CV+ Blood What happens in MI- A heart attack (myocardial infarction) is usually caused by a blood clot, which stops the blood flowing to a part of your heart muscle. You should call for an ambulance immediately if you develop severe chest pain. Treatment with a clot-busting medicine or an emergency procedure to restore the blood flow through the blocked blood vessel are usually done as soon as possible. This is to prevent or minimise any damage to your heart muscle. Other treatments help to ease the pain and to prevent complications. Reducing various risk factors can help to prevent a myocardial infarction. If you have a myocardial infarction (heart attack), a coronary artery or one of its smaller branches is suddenly blocked. The part of the heart muscle supplied by this artery loses its blood (and oxygen) supply if the vessel is blocked. This part of the heart muscle is at risk of dying unless the blockage is quickly removed. When a part of the heart muscle is damaged it is said to be infarcted. The term myocardial infarction (MI) means damaged heart muscle. If a main coronary arteries is blocked, a large part of the heart muscle is affected. If a smaller branch artery is blocked, a smaller amount of heart muscle is affected. After an MI, if part of the heart muscle has died, it is replaced by scar tissue over the next few weeks. What happens in dysrhythmias- A cardiac dysrhythmia is an abnormal heart beat: the rhythm may be irregular in its pacing or the heart rate may...
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...2013 Thapar University [Marketing Management Project Report On] Marketing Strategies for Northeast India Tourism Submitted To : Dr. Girish Jaswal (Marketing Management Professor) Submitted By : Amit Gill (501204003) Gaurav Bisht (501204009) Savpreet Ramana (501204040) Shivam Kohli (501204042) Sumit Vyas (501204047) CERTIFICATE TO WHOM SO EVER IT MAY CONCERN This is to certify that the project report Marketing Strategies for Northeast India Tourism submitted by Amit Gill, Gaurav Bisht, Savpreet Ramana, Shivam Kohli & Sumit Vyas students of MBA 1st year bonafide work carried out by them. During their tenure at the project, they were found to be sincere and meticulous in their work. I appreciate their enthusiasm & dedication towards the work assigned to them. I am hopeful that they will prove to be a good professional and wish them grand success for the future. Date: 3 April 2013 i|Page ACKNOWLEDGEMENT The success of any research study depends upon a number of factors among which the proper guidance from the experts in the industry and a faculty plays an important role. We would like to express our heartfelt thanks to many people. This Project is an effort to contribute towards achieving the desired objectives. In doing so, we have optimized all available resources and made use of some external resources, the interplay of which, over a period of time, led to the attainment of the set goals. We take here a great opportunity to express our sincere...
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