Premium Essay

My Statement

In: Other Topics

Submitted By vennysanchez
Words 2763
Pages 12
Summary of account activity
Account no. Previous balance Payments Other credits Purchases Other debits Fees charged Interest charged

2117-2000-0270-7455 $468.90 -20.00 -245.79 315.46 0.00 0.00 10.07

Payment information
New balance Minimum payment due Payment due date

PAGE 1 OF 2

$528.64 $16.07 12/12/2012

Late payment warning:

If we do not receive your minimum payment by 12/12/2012 you may have to pay up to a $35.00 late fee and your APR may be increased up to the Penalty APR of 29.99%.

New balance

$528.64
0.00 $500.00 $0.00 11/16/2012 30

Minimum payment warning: Even if you make no more charges

Past due amount Credit limit Available credit Statement closing date Days in billing cycle

using this card, if you make only the minimum payment each month we estimate you will never pay off the balance shown on this statement because your payment will be less than the interest charged each month. If you make more than the minimum payment each period, you will pay less in interest and pay off your balance sooner. For example if you instead paid $21 per month, you would pay off the balance shown on this statement in around 3 years. For information regarding credit counseling services, call 1-800-284-1706.

Your Rewards Program
$1 = 1 point Earn 1 point for every dollar you spend on your Elder-Beerman Your Rewards card when you shop in store and online.

Your Rewards Totals

*Previous points earned: 457 Plus points earned: 67 Plus bonus points earned: 375 Plus points used for reward: 500 New points balance: 399 *See Reverse

500 points = 1 All-Day Shopping Pass for up to 20% off our top brands, plus 15% off cosmetics and fragrance.

Details of your transactions
TRANS DATE

10/28/2012 10/28/2012 10/28/2012 11/05/2012 11/05/2012 11/05/2012 11/09/2012 11/09/2012 11/09/2012 11/09/2012 11/09/2012 11/09/2012

TRANSACTION

Similar Documents

Premium Essay

My Ethical Statement

...alternative, distinguish between right and wrong and support what is appropriate for society as a whole, which is when the personal ethics system comes into the picture. My personal ethics consist of qualities that always help me pick the legitimate option in sticky situations. I am an honest person―the truth always matters to me more than anything else at any given moment. Since childhood, this quality has always directed me away from petty distractions that many children face at some time or the other―cheating in class examinations, and stealing, for instance. I have always stood up for what is right, and this has helped me become the person I am today. I also consider my hardworking and sincere nature to be one of my biggest strengths. I believe honesty and hard work are intricately linked, and this has always shown me the importance of dedication and sincerity for fulfilling my ambitions, which is why, I am not afraid to take up seemingly difficult tasks. I am not afraid to stand up for what I truly believe in, and being a rational person, I rarely let emotions take control of any situation, which is extremely necessary at times when justice has to prevail. I strongly believe that in order to receive fair treatment from others, it is very important to treat others the way you want to be treated. Thus, I try my best to be polite to everyone I meet. This ensures that I don't add to anyone's problems, if any, and assures polite interaction for most of the time. I also deem consistency...

Words: 939 - Pages: 4

Premium Essay

My Personal Statement

...PERSONAL STATEMENT  My passion for psychology became apparent during my undergraduate studies at Walter Sisulu University, in the Eastern Cape. While studying towards a Bachelor of Social Science degree, majoring in Psychology and Sociology, my interest in psychology was kindled. The 3-year degree programme gave me a background in psychology and sociology, and challenged me to advance my studies at an Honour’s level. The Baccalaureus Artium Honores in Psychology is not only recognized as meeting the requirements by the Department of Education, but offers first-class training with practical experience, affording me the opportunity to strengthen my prospects in pursuing a career in counseling . Additionally, your educational institution provides high quality courses in an environment which encourages students to achieve excellence in their studies. I believe that studying through Cornerstone will afford me the opportunity for quality education and personal growth in its broadest sense. I am certain that I will enjoy your program in Psychology and flourish under the challenging environment that advanced studies necessitate. Since studying Psychology at an undergraduate level, I have gained many practical skills, including good levels of concentration and great managerial skills. During my first year of study, I was introduced to the foundations of Psychology and Origins of Sociological thought. During my second and third year of study, my understanding of psychology was increased...

Words: 686 - Pages: 3

Free Essay

My Mission Statement

...I managed to pass my first music exams with a distinction. These passes make me qualified to join the KZN Youth Orchestra, which is a standard I set for myself to achieve before reaching the end of high school. I have also been selected to lead my fellow school mates, in the position of a prefect and SRC member for the past 4 years, and hopefully will be able to keep that record for the entirety of my high school career. In school, I have set goals for myself, and the greatest of these goals was to gain entrance to the Carpe Diem society, a group that excels in academic performance. I failed to reach said standards in grades 8 and 9; however I have since been a member of the Carpe Diem society from the start of grade 10 to date, which is a great achievement for me. Aside from mental and academic performance, I also set a goal for my athletic performance. I set my sights on gaining a podium position; this has granted me the opportunity to represent my school at the KICCSSA; an athletics meeting of IEB schools from around the province. In my church, I have manage to integrate the use of technology in the running of kids ministry, as well as integrate the use of technology in youth and have been an active member in the AV as well as music team in the adult’s church. I have learnt a lot in my experiences in the church, and will carry these into my career and nurture said skills. Core values: 1. I believe in striving to maintain a healthy balance in my school and personal...

Words: 1180 - Pages: 5

Free Essay

My Personal Ethics Statement

...My Personal Ethics Statement Dawn Belt University of Phoenix Health Law and Ethics HCS 478 Shavonnie Carthens July 03, 2015 My Personal Ethics Statement Ethics is defined by "the branch of philosophy concerned with evaluating human action", (Wacker Guido, 2010, Chapter 1). I have spent a large amount of time reflecting on ethics as what ethics means to me, as well as, which values are the most important to me and how I live by them. I find ethics to mean who one feels about doing the right thing and accountability. Values are our characteristics that help us to be ethical. During my journey through the Ethical Lens Inventory, I had to ponder over the many stages and encounters throughout my life. I am amazed at how, so many small, and what I thought to be insignificant encounters, I had in my life has made a big impact on my values. The list of all the encounters is too long to provide here in my personal ethics statement. Therefore, this paper will focus on the encounters that have made the most impact on the most important values to me. As I reflect on my years of growing up, I remember my parents trying to teach right from wrong. My father seemed to teach right from wrong by always focusing on my wrongs as I cannot remember learning right from wrong with something that I did or did not do for the good. I was in fourth grade when I collected every student's pencils and kept them at my desk. Taking the pencils were considered stealing, and when my parents found...

Words: 1490 - Pages: 6

Premium Essay

My Statement Of Andalusia Essay

...Official Andalusia Mayoral Candidacy Statement of Jared Eastman The mayor of any city should be someone you can relate to, someone you could sit down with at lunch and talk to, someone you feel comfortable with and trust to listen to you. My family has lived in the Wiregrass area for generations. I grew up in this community and am a Straughn High School graduate. I currently live in the Bellwood neighborhood of Andalusia with Anna, my wife, and Amber, my 2-year-old daughter. We are looking forward to our family growing in the near future. Andalusia City Schools will educate my children and prepare them for a bright future. I have a vested interest and sincere desire to work closely with the Andalusia City School System and support them in their goal of providing a world-class education in Andalusia without imposing my will on the professional educators. I have a genuine interest in improving the demographics of Andalusia by leading with a sharp focus on developing many new quality jobs, salary growth and conservative stewardship of your tax dollars....

Words: 438 - Pages: 2

Free Essay

Personal Statement : My Hero

...My father walked with such determination that he might as well have been wearing a red cape and tights. Sure, this is a common perception for most children, but my parents survived the 1973 Cambodian genocide and have managed to provide a life for which my siblings and I will be forever grateful. When life got the best of me, my father always knew what to do and still does. As cliché as it is, he is my superhero. His catch phrase: “There’s always someone out there that views your life as a heaven.” Admittedly, this often went in one ear and out the next, but without it, I wouldn’t have been able to bear the unexpected. During my freshman year of high school, my father was diagnosed with colon cancer. I remember being taken by surprise and developing an unexpected emptiness. I felt nothing. I was in denial. Despite the fact my mind went blank, I only remember wondering how anyone could view my life as anything remotely close to “a heaven.” My Friday nights were spent in waiting rooms as I flipped through outdated issues of Time Magazine; my eyes constantly shifted from pictures to passing nurses. Though I missed football games to attend sessions with my mom, the fidgeting of her hand in mine assured me that this was where I should be. I began missing my golf matches and eventually ended my participation. Though I was slightly disappointed, none of these events mattered because I realized my ability as an emotional rock for my family. My dad’s illness resulted...

Words: 520 - Pages: 3

Premium Essay

My Teaching Philosophy Statement

...My Teaching Philosophy As I begin my journey as an educator, I reflect on my last four years of educational experiences to think about how I plan to teach and set up my classroom for my future students. I believe in making the environment an inviting one to all students, incorporating an inclusive classroom, and allowing students to leaders in their education. Creating an environment where all of students feel welcome and valued is extremely important. School is a place where students spend most of their days and I want them to feel safe and comfortable there. Students learn best when they are in an environment conducive to their learning needs. Fostering community within the classroom will allow students to feel valued in their thoughts and opinions. This will essentially allow students to feel safe when volunteering to answer a question. Community is not just within the classroom. There are learning experiences all around us and...

Words: 616 - Pages: 3

Premium Essay

My Capstone Project Thesis Statement

...My Capstone project is about 50% complete. The main trouble spot for me was settling on a thesis statement. There were a few topics that were on my list but were difficult to develop an argumentative thesis statement. It proved to be a slightly frustrating experience. However, I was able to choose a topic and thesis statement. I found developing the outline using MindMup very helpful. Aligning my thoughts and being able to manipulate them into a finished product using technology was awesome. I was able to identify my resources for my Capstone relatively easy. There is a lot of on-line content on my topic. Also, I’m using two books that will give my report some needed heft. The published word in some ways is more respected...

Words: 251 - Pages: 2

Premium Essay

My Personal Statement and Study Plan

...MY PERSONAL STATEMENT AND STUDY PLAN My name is Andrew Tan Fu Sing and I am from Selangor, the second largest capital city of Malaysia. I spent twenty-three years, or all of my life here, going to school and college, later attending university. My main speaking language is Cantonese and English, however, I am also fluent in Mandarin and Malay, as these languages are among the essential needs in assimilating into a multi-ethnic country like Malaysia. I graduated from Monash University in 2012 with a Bachelors in Arts Degree, majoring in Communication and minoring in Journalism. Ever since I was young, I always adored cartoons. My earliest memory of this would be forcing myself to wake up every Saturday and Sunday early morning, just to tune in the weekly marathons of morning cartoons on the television. I enjoy watching just any kind of cartoons, not just for its entertainment value, but for its majestic values, like its ability to tell and communicate a story and values through the pictures and drawings as well as its highly stylized art form. My love for cartoon animations eventually grew stronger over time, making me not only continue to enjoy watching cartoon animations that others created even more, I began wanting to indulge myself in telling stories and creating a cartoon animations that others could share and relate to. My journey of cartoon making began by starting small, creating comic series. However, as the years went by along with peer pressure among competitors...

Words: 562 - Pages: 3

Free Essay

My Pharmacy P Ersonal Statement

...Personal Statement The enthusiasm I have for the sciences- especially chemistry, encouraged me to think about my future career and how a chemistry-related degree could be a possibility for me. My true passion lies in helping others in a safe and effective way through the use of innovative pharmaceutical medicines. I have become inspired by a personal ambition of becoming a Pharmacist as I aspire to improve people's daily lives. Ever since learning the fundamentals of chemistry, I knew this was the pathway I would follow. Chemistry at A-level has developed my understanding of the atomic structure, bonding and chemical mechanisms which I believe are elementary to studying Pharmacy. Its ensuing impulsion has also catalysed my grasping the biochemistry of biological molecules, such as enzymes in Biology. I have immensely enjoyed learning about the function of antibiotics in inhibiting the growth of bacteria, although bacterial resistance is still proving to be a huge problem for treating such infections. Laboratory experiments in both courses have greatly enhanced my practical and analytical skills. Equally, Physics and its application have improved my logical thinking, problem solving and data analysis skills. During the holidays, I spent a week shadowing a Pharmacist and dealing with different prescriptions, including giving advice to the patients and staff management, a challenging and intriguing experience which showed me how immensely cumbersome the Pharmacist's job...

Words: 618 - Pages: 3

Free Essay

Gdfhjgh

...first sentence of a paragraph, but, more importantly, it is the most general sentence in a paragraph. What does "most general" mean? It means that there are not many details in the sentence, but that the sentence introduces an overall idea that you want to discuss later in the paragraph. For example, suppose that you want to write a paragraph about the natural landmarks of your hometown. The first part of your paragraph might look like this: My hometown is famous for several amazing natural features. First, it is noted for the Wheaton River, which is very wide and beautiful. Also, on the other side of the town is Wheaton Hill, which is unusual because it is very steep. (Notice how the first sentence begins with "My hometown..." a few spaces to the right of the paragraph edge. This is an indentation. All paragraphs in English MUST begin with an indentation.) Note how the first sentence, My hometown, Wheaton, is famous for several amazing geographical features,is the most general statement. This sentence is...

Words: 1777 - Pages: 8

Premium Essay

New Document to Join

...(http://www.chevening.org/) Samuel Duah Ghana Chevening Scholarships Personal details Title Ms Please write your name as it appears or will appear on your passport Lastname Duah Firstname Samuel Other names Boadu Date of birth 6 July 1989 Country of citizenship Ghana In the majority of cases, to receive a Chevening Award, you must attend a face to face interview at the British Embassy or High Commission in this country. Is your country of residence different from your country of citizenship? No Do you hold Dual Citizenship? No Contact details Primary email address psamdb@ymail.com Additional email address psamdb@gmail.com Phone number 1 233246184325 Phone number 2 233242143956 Skype ID Please write your current postal address below. You do not need to write your country. First line of address Advent Reformed Institute Second line of address Post Office Box 198 Third line of address Kade- E/R Fourth line of address Your education Undergraduate education The Chevening programme requires applicants to have achieved an undergraduate qualification that is equivalent to at least an upper second-class (2:1) honours degree in the UK at the time they submit their application. Please provide details of your undergraduate degree below. You will have the opportunity to inform us of additional qualifications at a later point. Country of study Ghana University/college Kwame Nkrumah University of Science and Technology Date from August 2008 Date to May 2012 Degree type BSc Degree subject...

Words: 3424 - Pages: 14

Premium Essay

My Trip To Morgantown: Personal Statement

...Personal Statement Freshmen was rough Just moving from Morgantown I really didn't know anybody until the first semester I did poorly in school. My final report card came home during the summer before Sophomore year, my father realized that I had been struggling academically, he was driving me home after soccer practice, he discussed with me that I will be the first person in my family that gets the chance to attend a four year college, my father a coal miner has worked since he was 18 years old and never complained because he always wanted the best for my brother and me and wanted us to have more than what he ever had as a child. Sophomore year I understood what I needed to be qualified for college. The first day of school I went to my counselor's...

Words: 407 - Pages: 2

Free Essay

Pdf File

...Lifesourcing – Blog (www.shomprakash.com) This is Friday Shomprakash Sinha Roy About the author : Shomprakash Sinha Roy is a Senior Technical Consultant and Social Media Professional for Dell International Services. He moonlights as a blogger on a few websites. Notable among them, are his contributions at The Youth Express, and Lifesourcing (www.shomprakash.com). For Roy, writing has been a necessity driven by experiences; more than anything else. Having struggled for survival for three straight years, he finally has a job that pays so that he can keep writing and stay alive at the same time. He dreams of the times of Hemingway and Bill Shakespeare, and idolizes Gabriel Garcia Marquez, Arundhati Roy and Rabindranath Tagore. The story “This is Friday” was presented via the blog Lifesourcing, and was accepted as a truly contemporary work of romance by thousands of readers. It was also promoted via different social media channels and as made its way to readers across India, the Middle East and the United States of America. It’s about one night that begins as a drunken journey across the protagonist’s favourite shopping mall to his favourite lounge in town. It explores a rhythmic side to the city of Bangalore, where the protagonist dwells upon his desires and deep-rooted values of friendship and “trust”. It also turned out to be the author’s first successful attempt to use the present continuous narrative form. His debut novel “The Pink Smoke” is being published by Grapevine...

Words: 9834 - Pages: 40

Premium Essay

Personal Statement: My Professional Goals

...MY PROFFESSIONAL GOAL My professional goal is to become an influential healthcare provider and impact the health care field worldwide. Since childhood, I always anticipated being a doctor. Indeed through life experiences I have had, my dream of being a doctor has become even more vital. Furthermore, I have a passion of finding strategies for improving health care. I grew up in Kenya where health care was the worst people die needlessly due to persistent strikes by the health care providers. These on and off strikes leave the less fortunate dying like flies. Moreover, health care providers prioritize money than they value life. This breaks my heart. Furthermore, I have had a devastating experience my mum has been sick on and off and what...

Words: 291 - Pages: 2