...Obama Care Obama Care Obama Care is thought by most people to be a US law aimed at reforming the American health care system. The main focus for this care is to provide more Americans with access to reasonable health insurance, improving the value of health insurance, regulating the health insurance industry, and decreasing health care spending in the US (Government, 2012). Many people have mixed feelings about Obama Care and how it is used in the US. In this paper, I will discuss the origins and the history of how Obama Care got started and its difficulties. Then, I am going to talk about the pros and cons dealing with Obama Care and the ways it will affect our economy. Next, I will discuss how Obama Care is funded and how there are still missing pieces that the administration needs to clear up. Lastly, I will argue how some of the American population thinks Obama Care is a scam. Then, to wrap up my paper I will be giving my opinion on this complex matter. Steps in the process of Obama Care The history of Obama Care is very complex but the name is the unofficial name for The Patient Protection and Affordable Care act, which was singed into law on March 23, 2010. The major requirements went into effect in January 1, 2014 even though significant modifications had happened before this date. Many Americans were opposed to Obama Care before it was even passed because they didn’t like the idea of the government taking over the healthcare polices. Now, I am going to...
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...A change for a change Kathryn Fleming POL201 Demian Fontanella Nov. 5 2012 President Obama signed into law the Patient Protection and Affordable Care Act on March 23, 2010. This is also widely known as “Obama care” and is the new Medicaid. This comprehensive health reform law has brought about significant changes in the health system. I am specifically focusing on three of the main components of the law, delivery system improvements, health insurance coverage and cost containment. Though many may disagree with the “right” solution when it comes to Obama care, it is commonly agreed that there is a fundamental problem with the current healthcare system: nearly 50 million people in this nation are without insurance and those who are covered face high premiums with plans that do not cover the services they need. This current system is inefficient and therefore is poor quality and creates high cost. The ultimate goal of the legislation was to extend both private and public coverage to about 32 million people who were uninsured; to improve access to quality coverage for the uninsured; to improve how affordable coverage would be; and to ultimately reduce the overall growth in health care costs. Now for the pros and cons of this law, this was passed on June 29 2012. The pros of this law are that Patients with pre-existing conditions cannot be denied coverage by insurance companies, and companies can no longer drop someone once they get sick. This also means that if an insurance...
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...Conway Health Reform Why the Clinton Health Reform Plan never passed in the 1990”s Possibly the Clinton organization's utmost error was unwarranted determination. The strategy struggled instantaneously to protect worldwide insurance coverage, controlling the isolated coverage market, changing health care funding through a company requirement, regulate prices to planes imposed by a nationwide health panel, and change the provision system through managed care. In the least any one of these ideas alone was going to be difficult to achieve, and even though there is a practical validation for taking all of them on at one time, it would prove to be an administrative double-crossing task. Without a doubt, each element of the Clinton plan stimulated conflict (Joanathan Oberlander, 2007). The National Federation of Independent Business strongly was against the business obligation. The Health Insurance Association of America struggled against coverage guidelines and federally enforced price controls. Congressional Republicans criticized the whole design, including the health agreements, as being too much “big government.” The organization's hold on to the proficient opposition of health care system change separate well-insured, middle-class Americans (Joanathan Oberlander, 2007). The Clinton organization both overestimated the opposition and misjudged the support for reform. The organization did not organize any planned constituency to stand against the assaults, and individuals they had...
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...HEALTHCARE: PROBLEMS IN THE UNITED STATES Healthcare: A Problem Facing Many Individuals in the United States English 215, SEC 035BVA016, Strayer University Abstract The availability and cost of healthcare for the majority of people living in the United States was researched to try and understand as to why so many are left without any affordable options once they have lost their jobs or have reached retirement age. The goal of this paper was to thoroughly examine healthcare reform and the possible options that may become available to the people in the United States while focusing on the problems many will face once the law takes effect and they are unable to make such purchases with their current income only being forced to pay fines. Healthcare reform should provide assistance to those who are unable to purchase insurance on their own and further assist those who currently have insurance. The fear among the people it that it will only further cause low-income families to be faced with a larger problem of having to cover fines because of their lack of funding to make such purchases. Only time will tell which way this reform will lean towards with the inception date of 2014 when all will be required to carry medical insurance or be faced with unwelcomed penalties. Healthcare: A Problem Facing Many Individuals in the United States Healthcare, the cost and availability for the average individual living in the United...
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...report were some revisions to the previous baseline projection for the effects of the Affordable Care Act (ACA). A more defined explanation and history of ACA: Federal health reform uses an approach that starts with the health insurance system we currently have in place in the United States. Health reform builds upon our current health insurance system to provide more people with access to health insurance coverage, establish legal protections for consumers, and set up mechanisms for consumers to shop knowledgeably for insurance. On July 14, 2009, House Democratic leaders introduced a 1,000-page plan for overhauling the US health care system, which Obama wanted Congress to approve by the end of the year. After much public debate during the Congressional summer recess of 2009, Obama delivered a speech to a joint session of Congress where he addressed concerns over his administration's proposals. In March 2010, Obama gave several speeches across the country to argue for the passage of health care reform. After Obama announced an executive order reinforcing the current law against spending federal funds for elective abortion services, the House passed the version of the bill previously passed on December 24, 2009, by a 60-vote supermajority in the Senate. The bill, which includes over 200 Republican amendments, was passed without a single Republican vote. On March 23, 2010, President Obama signed the bill into law. Immediately following the bill's passage, the House voted in favor...
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...Policy Making and the Federal System Obama Care Ashford University: POL-201 August 18, 2014 Policy Making Obamacare The United States Government plays a big role in the policies or programs that the citizens can like or dislike but really don’t have the overall say. When it comes to the policies that get put into place not everyone is going to be happy with it. Sure, some policies will benefit some people more than others and some can just plain benefit the ones who run the country. Obamacare has some history behind the issues, benefits, and policies that will be placed on Americans to abide by. Here are some of the pros and cons of such a policy and how they weigh in weather or not if it is good or bad depending on how it affects you and your family. The Pros of Obamacare What greatly increases these conflict and debates are rooted in the constitutional framework of federalism, which is derived from the 10th Amendment. Federal health care policy “Obamacare” is one of these conflicting issues that have a significant federalism component that requires national, state, and local interaction. This has also leaded to a great deal of potential tension among different levels of government. Obamacare is an overall Medicaid expansion that is supposed to be one of the biggest milestones within healthcare reform by insuring up to 21 million Americans over the next decade. This expansion to Medicaid is supposed to provide the nation’s poorest with health coverage...
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...President Barack Obama signed the affordable care act into law (American Public Health Association, 2014). This law will potentially provide up to 44 million people the chance to be able to gain a health care plan that they can afford. Several people have a big issue with this because some regulations of the law give a large amount of control to the federal government. People argue that this involvement from the government makes the law unconstitutional. The biggest question being is if the pros outweigh the cons and if the plan will benefit the people of this nation There have always been issues in this country with healthcare being extremely expensive. This being the case, many people have been forced to go uninsured and put their own health at risk simply because they could not afford to make it a priority. Not only does this cause them to go without preventative care, but when the time comes in an emergency and medical attention is needed the average American cannot afford to pay the out of pocket medical bill and ends up filing bankruptcy on the medical bill resulting in the hospital losing a ridiculous amount of money. President Obama along with many Americans agreed that something has to be done to change this travesty. There are many pros and cons to the Affordable Care Act that needs to be evaluated in order to decide if this law is good or bad for our country. The following are some main points that we all need to think about: Pros: • Affordable benefits ...
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...Thesis Outline: A. Introduction: What is Obamacare? What does Obamacare offer its patients? President Obama and Health Care. I. What is Obama Care? Obamacare or the Affordable Health Care Act is a healthcare reform law that provides families affordable health insurance. Obamacare allegedly is supposed to provide the families access to quality healthcare with lower fees/insurance. II. President Obama and the Origins of the AHCA Obamacare was modeled after Mitt Romney’s “RomenyCare”, a health care reform passed in the state of Mass. Obamacare was passed on March 23, 2010 by President Obama President Obama assured that in 2014 all of the insured 85% of Americans with Obamacare have been experiencing what the program has to offer since 2010 In 2015 President Obama announced that will Obamacare the patients will not have experiences with out-of-pocket costs. III. What does Obamacare offer its patients? (BRIEF) Obamacare offers Americans a number of new benefits, rights, and protections in regards to their healthcare Obamacare allows Americans to purchase federally regulated and subsidized Health Insurance during open enrollment Obamacare Expanded Medicaid to all adults in many states Obamacare Improved Medicare for seniors and those with long-term disabilities Obamacare Expanded employer coverage to millions of employees “As of 2013 there were around 44 million Americans who went without health insurance (about 16% of the population). The...
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...only in regional alliances. “ A company with more than 5,000 full-time employees could operate its own health insurance program outside the alliances. People working at company headquarters would be in the corporate health plan” (Pear, 1993). If there were employees of a large company that worked in another state with 100 or less than they were able to join the local alliance there. The Clinton Healthcare Plan of 1993 would supply additional treatment of helping. “Mr. Clinton said his proposal would provide much more coverage of preventive services than is usually found in private health insurance plans” (Pear, 1993). The Patient Protection and Affordable Care Act (PPACA) of 2010 also known as Obamacare is a United States federal law signed in by President Obama on March 23, 2010. This law, jointly with the Health Care and Education Reconciliation Act represents the significant regulatory service of the United States healthcare structure since the passing of Medicare and Medicaid in 1965. Through this act, hospitals and primary physicians would be able to transform their practices financially, technologically and clinically to operate better health outcomes, lower costs, and improve methods of...
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...National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits, especially for low and middle income families and...
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...issues of today is the issue of health insurance and availability of quality health services to all residents of the U.S. This paper will analyze the Obamacare Healthcare Policy-highlighting its core elements, health care problem solution, and the policies history. Also it will evaluate the pros and cons using different perspectives in debate. Let’s begin with the elements of Obamacare. The Patient Protection and Affordable Care Act (PPACA), also called Obamacare or the Affordable Care Act, is a United States federal statute signed into law by President Barack Obama on March 23, 2010 (ObamaCare Summary: A Summary of Obama's Health Care Reform, 2013). Since the establishment of Medicaid and Medicare of 1965, Obamacare is one of the most significant expansions from the government and administrative overhaul of the U.S healthcare system. The purpose of the Patient Protection and Affordable Care Act is to raise the rate of health coverage of Americans, to modernize the delivery of health care services, and to reduce the overall costs of health care. This is to be done by restricting certain insurance company practices and providing tax credits and subsidies for individuals and businesses. Prior to the approval of the Obamacare Policy, the American health care industry was in deep calamity. Around 50 million people had no health insurance. Many people with pre-existing conditions were being disallowed from getting health insurance because there was a chance that certain...
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...Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits, especially for low and middle income families...
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...choice of whether to obtain health insurance or not. The price of going to the hospital has dramatically increased within the years. The Obama care was set into place to give the average person an option of affording a necessity that everyone needs to maintain a valuable life. With any changes that are made there will be opposition from those who support the cause and those that do not. The Pro side of the Obama Care would be the most important aspect of affordability. Having many options and plans to fit the average person’s income was the main focus of why this plan was presented. * Overall lower healthcare cost. This service will allow people to receive preventive care for free before the need for emergency room visits. * This health plan will cover disable patients who suffer mental illness, lingering diseases, and also addictions. * No pre-existing condition will hinder in obtaining health care coverage. * Businesses with more than 50 employees will have to offer some type of health care coverage and offer tax free credits. * Children up to the age of 26 can still be included in their parents plan. * Medicaid will be offered to adults even if they do not have any children. Regardless of the positive attributes on the Obamacare Plan there is also some opposition that are against enforcing this policy. The cons are as followed: * Those who do not participate in the plan will be penalized by paying a tax. * About 3-5 million will lose their...
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...American National Government POL201 Teresa Knox April 28, 13 The Affordable Care Act, passed by Congress and signed into law by President Obama in March 2010, supposed to provide better health security. But it will result in skyrocketing insurance costs and physicians leaving the field in droves, making it harder to afford and find medical care. Immediately after the passage of the health care bill, it has faced a great deal of opposition and became one of the most disputed topics around the nation it went under fire questioning the Constitutionality, the quality of care under the bill, and the retention of pre- existing health care converge. Implementing a new system of healthcare means rising government spending which will inevitably cause taxes to soar on the already struggling middle class as well as the upper class. This policy raises issues of “federalism” because some find the fact that mandated health care can be considered unconstitutional. Some view the fact of the government telling the citizens they have to have healthcare goes against the constitution. In this act the government would require us, as US citizens, to buy healthcare from private companies and keep it for the rest of our lives or we would be mandated to pay annual penalties. Some see this as unconstitutional because it is forcing Americans to “buy” insurance so their health needs can be covered. While Mr. Obama’s healthcare plan focuses on the future, it fails to help struggling...
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...of our amendments and how or why people who can't afford healthcare actually deserve it. The biggest issue with the Obamacare Plan is whether it is or isn't Constitutional and what that means for the people of the United States. The Patient Protection and the Affordable Care Act, also known as Obamacare is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, it represents the most significant regulatory overhaul of the U.S. healthcare system since the passage of Medicare and Medicaid in 1965 (Wikipedia 2012). The main focus of Obamacare is to leave no person without health coverage. The majority of US Citizens struggle or can simply not afford health care thus not having proper treatment for illness for themselves or their children. The Obamacare policy is a reform of the Patient Protection and Affordable Care Act that was passed by Senate in December, 2009. Shortly after in 2010, the house abandoned this reform bill and amended it into the Health Care and Education Reconciliation Act of 2010. Obamacare has many pros and cons and is so controversial that it makes headlines constantly. The pros to Obamacare I could go on about but I will hit a few. The major one is this unbelievable and rather sad...
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