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Obama’s Affordable Care Act

In: Social Issues

Submitted By sipido
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Obama’s Affordable Care Act
It is hard to say whether this law as passed is the perfect model for the US or if there should be further amendments. One thing is clear though, the healthcare system needs (needed) an overhaul.
In order to assess whether I agree with the ruling or not I need to go through the main aspects of the Act. I will thereafter compare it with what is generally agreed to be the best healthcare system in the world “the Santésuisse” of Switzerland.
Key points in “obamacare” are 1. Individual Mandate: The requirement for every individual to buy health insurance by 2014 or face Penalties. (Referred to as Tax in the ruling). As Obama says in his speech, “First, when uninsured people who can afford coverage get sick, and show up at the emergency room for care, the rest of us end up paying for their care in the form of higher premiums.” Insured Americans may therefore be avoiding a rise in premiums that may have come about if the high court had rejected the individual mandate but left other requirements on insurers intact.(Obama,2012) 2. Health care exchanges: Are designed to offer cheaper health care plans, in conjunction with the states and CMS (Centers for Medicare and Medicaid Services) 3. Medicaid: This joint State & Federal program that provides up to 50million citizens with insurance will widen its scope by increasing the income threshold for eligibility. The Government will fund the states up to 2016. The Federal government does have all reasonable rights to set rules for a federal program. 4. Pre-existing Conditions: The Law compels Insurers to cover people with pre-existing conditions. “More than 13 million American non-elderly adults have been denied insurance specifically because of their medical conditions,...

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