Premium Essay



Submitted By MALQARI
Words 1296
Pages 6
DePaul University Reaction Paper 3
Professor Hunt-Ahmed Done by: Manar Al-Qari
Starting an RF Bank in the United States
This one of the best articles I’ve ever read. It is quoted from The Art of Islamic Banking and Finance Book and shows us the hard and lengthy efforts that the author went into to start a Riba-Free bank in the United States which is a banking sector targeting people from all faith and not only Muslims. The author focus was not just to convey the Shariah’s letter but also to satisfy anyone who believes in Judeo-Christian-Islamic values. I agree with the author that Riba Free Banking system is fair since it is an ethical system that complies with Shariah as mentioned in Quraan and Sunna.
From my reading of the article I can consider the author as the Father of Riba Free Banking in the United States. There are a lot of benefits for starting Riba Free Banking system in America such as providing people (Muslims and non-Muslims) with larger choices and enable products’ diversifications. It will also increase the competition between Riba Free Banking system and the traditional conventional system and this competition is of course in favor of the customers. The author mentioned a case study of the main differences between a Riba-Free Islamic Banking and the conventional one. I think the Islamic choice is of more value since it is based in Return on Capital which is in compliance with Shariah standards. The starting point was in 1987 when the LARIBA bank (Shariah Compliant) was established as a depositary institution, although the bank attracted many customers but they still could not transfer their deposits for some reasons. One of the most important reasons was that there will not be any type of insurance for their deposits since this type of insurance is prohibited in Islam.

Similar Documents

Free Essay


...PROBATION AND PAROLE What are the job functions of a parole officer? A parole officer monitiors the offender to ensure that he is following each condition of release. They may also perform random drug testing, monitor employment history and performance, meet weekly or bimonthly with the offender and his family, and present evidence to the judge in the event a condition is broken. What are the pros and cons of the position? The pros are income, foot in the door, productivity, respect, confidence, healthcare. The cons are lower wages, no future, multiple jobs, limited time for job- hunting. What are their recommendations for entering that field? Prospective parole officers normally receive a high school diploma or G.E.D as the first step toward their career objectives, most government agencies require parole officers to have a bachelor’s degree. Are you interested in this career? Why or why not? Yes I am interested in this career because I want to be a probation or a parole officer one day and that’s why I’m taking criminal justice class. I want to put the bad guys behind bars, so they can learn their lessons and you got some that follow the rules and we got some that don’t but we all got somewhere they will follower the rules at and that is prison or jail. Some probation officers try to look out for some of these hard head boys and girls but they don’t believe nothing until they behind them bars and then they crying like babies… that’s why I teach my kids hardhead leave a...

Words: 333 - Pages: 2

Premium Essay

Police Officers

...and Safety Issues of Police Officers in Canada, the United States and Europe: A Review Essay © Jennifer R. L. Parsons June, 2004 2 Introduction Police officers play a pivotal role in North American and European societies. They are involved in many aspects of North American and European life. Officers’ involvement ranges from general, daily, proactive patrol activities to specific criminal activities such as narcotic investigations. Because there is such a wide range of activities involved in police work, there are many health and safety issues surrounding policing as an occupation. Police officers may be exposed to different health and safety risks in their occupation. For example, police officers are at risk of assault and homicide; the dynamics of policing as an occupation creates opportunities for them to experience many psychosocial hazards such as stress, suicide, sexual harassment, and discrimination. It is important that research be completed on the health and safety issues of police officers in order to identify hazards and identify ways to reduce risk. The failure to identify and solve health and safety concerns of officers has potentially serious consequences for the health and well being of officers and their families. These consequences can include depression, divorce, suicide, and disease. Not addressing the health and safety issues associated with policing may also impact the general public. For example, if an officer is stressed or fatigued he/she...

Words: 19151 - Pages: 77

Free Essay

Police Officers

...the requirements for the police officer for the local agency have changed over the years. Forty to fifty years ago, all police officer were strong male, majority white, and only a high school diploma. Not until the 70’s, African American and Hispanic were allowed to be a police officer and even then females were allowed. Today the requirement has changed to become a police officer in the city of Southfield, Michigan there are assortments of requirements that they must pass before they will accept you. The basic requirement before you can be chosen for a police officer; you must meet the all of the Michigan Commission on Law Enforcement Standards (MCOLES), which are reading and writing test, physical fitness performance examination, and the psychological examination. The Michigan Commission on Law Enforcement Standards is broken down in these sub-categories of age, education, physical fitness and integrity, and citizenship requirement. In the State of Michigan, the minimum age is 18 years old, must have a high school diploma and a background check. For example they will fingerprint you to make sure that you have not committed crimes in different states. You will be require to be a US citizen, no felony records or even an expunged record this include a good moral character or good choice of judgment. Required to have a good driving record and it must be valid in the state you reside in. Second basic requirement is the physical fitness and integrity. You cannot have a mental...

Words: 334 - Pages: 2

Premium Essay

Probation Officer Research Paper

...the probation officer because the probation officers duties are is that the person don't have to go to jail, but they have to work with a probation officer to protect against new crimes. A probation officer meets with these people periodically, as assigned by the court. The officer gets updates on their activities and addresses any illegal or against the rules of the court behaviors which means they do the most in communication and collaboration. When it comes to police officers and technology during a crime scene that which includes drops of blood, a hammer, shoeprints, and a handprint not much technology is needed. However, new technologies...

Words: 1294 - Pages: 6

Premium Essay

Officer Palafox Case Study: Investigative

...Officer Palafox and I started the shift by going over the expectations for the weekend. We discussed the areas which he most needs improvement. They included; • Officer safety • Report writing • Investigative skills Officer Palafox conducted a traffic enforcement stop in the area of Mission Street and East Cavour Street. He transmitted the to stop by the following: “ C255 1186 Mission/ East Cavour”… “vehicle plate”… “Description”, which the description being broadcast after he was already making his approach to the driver. This has been a continuing problem for Officer Palafox. Officer Palafox conducted a traffic enforcement stop at Mission Street and Bepler Street. County Communications did not hear his call sign and asked him to re identify...

Words: 1056 - Pages: 5

Premium Essay

Noncommissioned Officer Position

...While serving as a noncommissioned officer in the United States Army, I was assigned to the S3 Planning & Operations Section for an intelligence battalion. My regularly assigned responsibility was being the Assistant Battalion Training Noncommissioned Officer. However, my duties included the gathering of intelligence from the field, communicating vital information to my superiors, and working within a Tactical Operations Center (TOC) environment. A TOC is a where the commander of a unit can obtain and disseminate vital, real-time intelligence and information. This environment honed my relative competencies and prepared me for my future exploits working in an Emergency Operations Center (EOC). Also, during my tenure as a soldier, I was assigned...

Words: 267 - Pages: 2

Premium Essay

Correctional Officer

...I am the Lead Supervisor of Correctional Officers I and II by making general inspections to see that rules and regulations are being served, and that institutional programs are being carried out in a satisfactory manner. I was selected through my ability to research and interpret policies, procedures and regulatory guidance for the application of the "Big Picture". This coupled with my knowledge of management programs, training, and ability to identify and resolve problems I accomplish the following: Oversee sub-units in the facility performing work in specific areas, such as: compliance monitoring, security, commissary, living units, etc. I am the responsible Officer for the operation of the institution on a particular shift when administrative...

Words: 410 - Pages: 2

Free Essay

Attributes of a Police Officer

...Police Officer -------------------------------------------------------------------------------- Courteous Every member of the Police Force is a guardian and servant of the public. He or she is there to help and protect members of the general public and treat all persons with unfailing patience and courtesy, regardless of their social position, and answer all their questions with civility, no matter how trivial that they may seem to be. Saying good morning, thank you, please, would you mind, excuse me, I beg your pardon, cost nothing but leaves a positive and professional impression on the public. Tact The approach of a police officer has a great effect on the attitude of the public. That is why the use of tact and persuasion instead of force is encouraged. You will find that members of the public will comply with direction more willingly when they understand the situation or the event that took place. Insisting on the right of your authority instead of using tact will run you in the risk of having your authority challenged. Confidence It is very important that you have confidence in yourself and know exactly what you intend to do. A true knowledge and understating of your powers is needed. As long as you use your powers properly and fairly, you will have no fear of any consequences. Always make sure that you understand your orders properly before performing your duties. If you do not understand, you cannot expect to direct the public properly. Temper ...

Words: 892 - Pages: 4

Free Essay

Officer Selection Paper

...the topic as we will be discussing the selection process of various levels of police such as local, state or federal officer and also we will include the various training programs through which the officers of each level goes before they are employed as officer. So as we are aware of the fact that police officers play most important role in maintaining disciplines and also they are the one who are most reliable for fighting with various types of crimes and criminals. So as it is very clear that the job of a police officer is a very hard one because they do face very tough problems while doing their job, so this is the reason why police officers do need to go through a very tough training and also various selection processes so that they do not face any difficulty while handling various criminals and therefore can perform their job very well. As there are certain levels of police officers like local, state and federal police officers and also of them go through various training programs before they are appointed as police officers. So let us discuss the selection process of a local, state, federal police officer, there are some requirements which are checked in the selection process. These are:- 1) Health- It is very important to know the physical and mental condition of a officer before selecting because it is very important to make sure that police officer is of sound mind and is also physically very strong to handle any bad situations. 2) Integrity / Conduct - It means...

Words: 1068 - Pages: 5

Premium Essay

Personal Narrative: A Career As A Law Enforcement Officer

...In the media, you always hear about law enforcement officer taking advantage of their positions. I was certainly curious to ask Mrs. Sacaza about this matter. When asked if there was ever a time she used her job title to her advantage she said “I did it all the time when it came to getting discounts that came with being an officer and if I was pulled over.” I then asked if she witnessed another officer using his/her title to their advantage, such as using sirens to run red lights. There was a long pause before she answered, but she finally said “I have seen officer do that but I never did it.” She then went on to say “I always saw my colleagues pulling over females to give their numbers.” I was very to see if she would admit using the system for her personal us. It was a question I already knew that answer to because her daughter was one of my best friends. I asked the question and she immediately began laughing, she explained that once her daughter dated a guy that seemed shady, and she used the system to look him up. She also admits that she uses they system to profile anyone that seem shady in her personal life....

Words: 506 - Pages: 3

Premium Essay

Noncommissioned Officer Research Paper

...history of the Noncommissioned Officer. A history that is full of discipline, gallantry, honor, selfless service, and heroism. Post-Revolutionary War, the duties and responsibilities of a noncommissioned officer had very little standardization which was soon to change. In 1778, during the winter at Valley Forge standardization was about to be met with the publication of Inspector General Friedrich Von Steuben’s Regulations for the Order and Discipline of the Troops of the United States (printed 1779). Referred to as the Blue Book, it outlined the duties and responsibilities of noncommissioned officers At the time the Blue Book outlined the five separate ranks of noncommissioned...

Words: 2064 - Pages: 9

Premium Essay

Warrant Officer Research Paper

...Over the course of my career I have served as a Non-Commissioned Officer (NCO) for more than eight years, and held such leadership positions as Team Leader, Squad Leader, Section Sergeant and Platoon Sergeant. I have been directly in charge of as many as 18 Soldiers and NCOs as well as serving as an instructor at the AIT level as an NCO. I have also served as a Platoon Leader and Company Standardization Officer as a Warrant Officer and I can honestly say that the leadership role of an NCO is not much different than that of a Warrant Officer. As an NCO I was directly tasked with leading, mentoring, training and caring for the Soldiers. As a NCO it was my personal responsibility to ensure that Soldier had a task and purpose, were counseled on their performance, and were properly trained to accomplish their mission on a daily basis. As a Warrant Officer, I provide mentorship to the Soldiers and show them what the standards are, lead them by example and always exemplify a level of...

Words: 550 - Pages: 3

Premium Essay

Becoming A Detroit Police Officer

...There are multiple reason on why I want to become a Detroit Police Officers. To begin with been a Detroit police officers is a privilege in itself to carry a title as such for a city like Detroit. It’s more than just a badge it’s been able to protect, represent and service a city with over 650,000 citizens. It’s been able to arrive at a call and instantly make a family feel safe. It’s coming into work every day not knowing who you might encounter and what the day may hold. It’s been able to encounter different cultures and groups of people on a daily basic. It’s not about giving back for me it’s about been a part of something bigger than myself. It’s about giving my peers hope that a life of crime or doing wrong is not the only way to live...

Words: 390 - Pages: 2

Premium Essay

Essay About Police Officers

...Owen, A. (2004). Keeping You Safe A Book About Police Officers. Mankato, Minn: Capstone imprint. A Day in the life of a Police officer you see police officers on TV, riding in cars, riding bicycles and, others riding horses. All of them work hard to keep your neighborhood safe. How a police officer spends his day working has much to do with his assignments and, the agency where he works. Police officers can be assigned to uniformed patrol, traffic, investigations (detectives), training, a school resource program, or supervisory duties. I'll focus on the role most people associate with policing, that a uniformed patrol officer does. The day starts out with roll call, twelve minutes before our actual shift start time. Most days are full of typical calls for service. We refer to dispatched calls as “hitches.” We either get immediately dispatched to calls or we begin to patrol until we are dispatched to a call for service or hitch. It is up to the individual officer whether to make lots of traffic stops or stop in at local businesses and say “hello.” Being visible by patrolling areas which are more plagued by crime can, of course, help deter crime in those areas. Bridget, H. (2013) Lets Meet a Doctor. Minneapolis, MN: Millbrook Press What does a Doctor do? A Doctor helps children when they are...

Words: 939 - Pages: 4

Premium Essay

Media's Influence On Police Officers

...have for police officers today. Is media to blame for the hate?Is the media unfairly targeting police officers ? . Making it seem like they are killing machines, and burial. Rather than people who protect the community. Today, the media has attacked law enforcement by saying that all they do is racial profile,not doing their jobs right, and that the police uses excessive force on the innocent . On the other hand. The law enforcement has been able to prove that wrong otherwise.For example, in many cases, a suspect is approached by police and he or she is unwilling to comply...

Words: 996 - Pages: 4