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CONSENT TO USE ELECTRONIC RECORDS As part of your relationship with us, you are entitled to receive certain information, such as notices, disclosures and statements in writing. To help with our efforts to protect the environment, we ask that you give us permission to provide these notices, disclosures and statements to you electronically; otherwise we will be required to furnish them to you in paper form. In this consent, "we," "us," "our" and "ACS" are used to refer to ACS EPPICard™; "You" and "your" refer to the person giving this consent. 1. Your consent to use electronic records and your right to withdraw such consent. As applicable, you consent to receiving in electronic form all of the disclosures we would otherwise be required to provide to you in paper form, including, but not limited to the following: your annual Privacy Policy of Personal Account Information, Annual Error Resolution Notice, any change in terms to your Terms of Use agreement, and other informational mailings regarding ways to protect your account (including but not limited to: ATM and Card Safety, Guarding your Personal Information, Phishing, and Identity Theft Prevention). Your consent will remain in effect until you withdraw it. You may withdraw your consent to receive further notices or disclosures electronically at any time through www.eppicard.com or by contacting the toll-free 1-866-729-6159 at no charge and provide your name and the number on your Card. If you withdraw your consent to receive electronic notices you will no longer receive emails notifying you of new or enhanced disclosures or other documents. 2. Your consent covers the following documents: Your consent applies to the [all of the disclosures we would otherwise be required to provide to you in paper form, including, but not limited to the following: your annual Privacy Policy of Personal Account Information, Annual Error Resolution Notice, any change in terms to your Terms of Use agreement, and other informational mailings regarding ways to protect your account (including but not limited to: ATM and Card Safety, Guarding your Personal Information, Phishing, and Identity Theft Prevention). 3. You must keep your email or electronic address current with us. In order to ensure that we are able to electronically provide you with such notices, disclosures and statements, you must notify us of any change in your email or other electronic address. You may update the email address on record for you by logging into the website or by calling the toll-free customer service number stated above for your program. 4. Hardware and software you will need. To access and retain the notices, disclosures and statements we provide to you electronically, you must have:


a computer system that operates on a platform like Windows or Mac

• • • • • •

environment, or better. a connection to the Internet; A Current Version of Internet Explorer 6 (or higher) or Firefox 3.0 (or higher) an active email account; a Current Version of a program that accurately reads and displays PDF files (such as Adobe Acrobat Reader version 7 or higher); a computer and an operating system capable of supporting all of the above and, a printer to print out and retain records on paper, or electronic storage if you wish to retain records in electronic form. You should retain a copy of all the notices, disclosures and statements we send to you electronically.

By "Current Version," we mean a version of the software that is currently being supported by its publisher. We reserve the right to discontinue support of a Current Version of software if, in our sole opinion, it suffers from a security or other flaw that makes it unsuitable for use with your account. And we always reserve the right, in our sole discretion, to communicate with you by U.S. Postal Service. Please indicate your consent to receive the Electronic Records and to use electronic records and signatures by checking the "I consent to receiving my agreements and disclosures electronically" box. By providing your consent, you are also confirming that you have the hardware and software described above, that you are able to receive and review electronic records, and that you have an active email account. You are also confirming that you have read and understand the consent to use electronic records and signatures, and you are authorized to, and do, consent on behalf of all the co-owners of your accounts. Please print and keep this page for your records.

Keyword: Approve

CONSENTIMIENTO PARA EL USO DE ARCHIVOS ELECTRÓNICOS Como parte de su relación con nosotros, usted tiene derecho a recibir cierta información, tal como notificaciones, divulgaciones y declaraciones por escrito. Para ayudarnos en nuestros esfuerzos de proteger el medio ambiente, le pedimos que nos dé su permiso para proporcionarle estas notificaciones, divulgaciones y declaraciones electrónicamente; de otro modo sería necesario suministrárselas en papel. En este consentimiento, “nosotros”, “nuestros” y “ACS” son usados para referirse a ACS APPICard™; “Usted” y “suyo” se refieren a la persona que da el consentimiento. 1. Su consentimiento para el uso de archivos electrónicos y su derecho de retirar tal consentimiento. Según sea aplicable, su consentimiento para recibir en forma electrónica, todas las divulgaciones que de otro modo sería necesario enviarle en papel, incluyendo pero no limitado a lo siguiente: su Política de Privacidad de Información Personal de su Cuenta, Notificación anual de Resolución de Errores, cualquier cambio en el Acuerdo de las Condiciones de Uso y otra correspondencia informativa acerca de las maneras en que puede proteger su cuenta (incluyendo pero no limitado a: ATM y Seguridad de su Tarjeta, Proteger su información personal, pesca (Phishing en inglés) y la Prevención de Robo de su Identidad). Su consentimiento continuará en efecto hasta que usted lo retire. Usted puede retirar su consentimiento de recibir mas notificaciones o divulgaciones electrónicamente en cualquier momento a través de www.eppicard.com o contactando el número gratis 1-866-729-6159 y proveer su nombre y el numero de su Tarjeta. Si usted retira su consentimiento para recibir notificaciones electrónicas no recibirá mas correos electrónicos (Emails) notificándole de divulgaciones u otros documentos nuevos o mejorados. 2. Su consentimiento cubre los siguientes documentos: Su consentimiento aplica al [todas las divulgaciones que de otro modo sería necesario suministrárselos en forma de papel, incluyendo pero no limitado a lo siguiente: su Política de Privacidad de Información Personal de su Cuenta, Notificación anual de Resolución de Errores, cualquier cambio en el Acuerdo de las Condiciones de Uso y otra correspondencia informativa acerca de las maneras que puede su cuenta (incluyendo pero no limitado a: ATM y Seguridad de su Tarjeta, Proteger su información personal, pesca (Phishing en inglés) y la Prevención de Robo de su Identidad). 3. Usted debe de mantener su dirección de correo electrónico o dirección electrónica corriente con nosotros. Para asegurar que podemos proveerle electrónicamente tales notificaciones, divulgaciones y declaraciones, usted debe de avisarnos de cualquier cambio en su dirección de correo electrónico o dirección electrónica. Usted puede actualizar la dirección de correo electrónico en los archivos, entrando al sitio de la Web o llamando al número gratis del servicio al

cliente que aparece arriba, para su programa. 4. Equipo y programas (Hardware y software, en inglés) que va a necesitar. Para obtener acceso y conservar las notificaciones, divulgaciones y declaraciones que le proveemos electrónicamente, usted debe de tener:
• • • • • • •

un sistema de computador que opere en una plataforma como Windows o Mac o mejor. conexión a la Internet; Una versión actualizada de Internet Explorer 6 (o más alta) o Firefox 3.0 (o más alta) una cuenta de correo electrónico activo; una Versión Corriente de un programa que lea y muestre con precisión los archivos PDF (tal como Adobe Acrobat Reader versión 7 o más alta); una computadora y un sistema de operaciones capaz de sostener todo lo mencionado arriba y una impresora para imprimir y conservar los documentos en papel, o almacenamiento electrónico si desea conservar los documentos de manera electrónica. Usted debe de conservar una copia de todas las notificaciones, divulgaciones y declaraciones que le enviemos electrónicamente.

Al decir “Versión Corriente” queremos decir una versión del programa que actualmente sea mantenida por su editor. Nos reservamos el derecho de descontinuar el apoyo a una Versión Corriente de software si en nuestra única opinión carece de seguridad o algún tiene defecto que lo haga inadecuado para usarse con su cuenta. Y siempre nos reservamos el derecho, a nuestra única discreción, de comunicarnos con usted a través del Correo Postal de EU. Por favor indique su consentimiento para recibir Archivos Electrónicos y para usar archivos y firmas electrónicas marcando la casilla “Yo doy consentimiento para recibir mis acuerdos y divulgaciones electrónicamente”. Al dar su consentimiento, también está confirmando que usted tiene el equipo y programa (hardware y software) descrito arriba, que usted puede recibir y revisar archivos electrónicos, y que tiene una cuenta de correo electrónico activa. También está confirmando que ha leído y que entiende el consentimiento para el uso de firmas y archivos electrónicos y que usted está autorizado(a) para hacerlo y que consiente en nombre de todos los co-propietarios de sus cuentas. Por favor imprima y conserve esta página para sus archivos.

Palabra clave: Approve

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