...Exercise 1 #1 Gasoline prices are always fluctuating at the pump, although demand has decreased with the availability of hybrids and electric cars, the prices seem to be impacted by global oil prices and the limited refinery capacity. According to USATODAY, “Refinery shutdowns and reduced production in California, Washington and Illinois caused both regional and national wholesale prices to surge before seasonal demand slumped in the fall.” (Strauss, 2012) One of the reasons for this fluctuation in gas prices is due to the price of crude oil. Crude oil prices account for 72% of gasoline and the remaining 28% comes from taxes. (Amadeo, 2013)There are also other reasons for this increase at the pump, decline in the value of the dollar, as well as, future exchanges. Traders will bid on the price of gasoline or future prices by what they think it will be in the future, this in turn makes them bid up. Because of this bidding up, it leads to higher prices at the pump. (Amadeo, 2013) Another reason for this rise is particularly due to the time of season as well. Traders know that the demand for gas will rise in the summer due to family vacations and increased travel. These traders begin buying oil in the spring in anticipation for the rise of gasoline. War and rising gasoline prices, of course we all have seen it happen, but whenever there is a conflict of some sort, the price of gasoline seems to go up. Just recently in the news Iran...
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...Worship Techniques Christianity and Buddhism Christianity is very well known and practiced through out the world. Christianity's worship techniques are some of the easiest to follow and understand. Christianity worship is mainly done in some type of church or more modern temple which resembles a church. In other religions such as Buddhism, worship can be done directly from ones home or at a temple. Christianity worship techniques include to first select a passage from the bible being used. Then the next step would be to prepare oneself mentally and physically for communication with God. This step is sometimes known as the Ready Yourself State. The next step(Read the Word) is to read the word of God from the selected passage from the bible and to let the word of god settle in ones heart. This step is more of a meditation technique to focus ones mind on the word of God. The next step is known as the “Reflection on the Word”. In this step the person meditating should try and make a connection with the meaning of the passage in order to try and start a conversation with God, because that is the ultimate goal. The next step known as the “Converse with God” involves deep heart to heart meditation with God. This step is a desired and fulfilling step because this is when the person meditating declares their faith, love, repent, and asks for forgiveness. The last step is “Conclude and Resolve” In this final worship technique, it is time to thank god for their heart to heart conversation...
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...Information Technology is an industry where you would store, retreive, send, and protect information from, many places use the source such as: bussiness, homes, hospitals,etc. These Acts have been around since the 1960's and has updated since, with the new technology systems. Information Technology has taken a toll since it' creation, becoming the most powerful among employers. In furter detail, I will discusss two paticular acts that have advanced in Informtion Technology. The Children's Internet Protection Act, is one of the few that have advanced in this industry. The CIPA is a law passed by Congress and it was signed into office by one of our late Presidents Bill Clinton, in 2000. CIPA is basically a law that protects children from inappropiate web cites, using filters and protecting children from harmful online pornography, lyrics, pictures, etc. in order to obtain federal funding ; this is a way to control what our students are doing with their free time on the web. However, most families with internet access at home have parental control set to monitor thei child's browsing, as for local schools and libraries they have installed privacy protection act that is implemented by the E-rate discounts. Many advances were made within Information Technology that resulted in new ethical issues among the creation of the CIPA. Due to the advances made in Information Technology, we are now able to monitor these thing and the behavior. Some advances were new software programming...
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...Trident University Cynthia Woodard Module 1 Case Assignment Dr. Gayl M. Anglin, Ph.D. MPH 503: Infertility and Public Health 12 August 2013 1. What is the prevalence of infertility in the U.S.? (Your response should address both male and female factor infertility.) 2. What are the demographic characteristics (i.e., age, educational attainment, poverty status, race/ethnicity, etc.) of women with impaired fecundity? 3. What are the demographic characteristics of women receiving infertility treatment? 4. To what extent is there a gap between those in need of infertility treatment and those who actually receive it? If a gap indeed exists, to what factors does the scholarly literature attribute this discrepancy? 5. What are three common causes of infertility among women? Please explain each. 6. What are three common causes of infertility among men? Please explain each. Introduction Throughout this research, information about infertility within the United States will be addressed. Characteristics and other background aspects will provide us with in-depth information in order to be more familiar with the way people accept and deal with infertility within their family and community. Prevalence of infertility in the U.S. The prevalence of infertility is normally the cumulative sum of people who have encountered and managing issues with infertility the past year or longer. Within the United States, infertility equally affects women and men. The state of...
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...ArvinMeritor Corporation 2010 Situational Analysis With 2011 Strategic Recommendation A Case Study For Professor Michael Tippins Marketing Strategy 771 by Thomas Carle Brent Heiges April Kaiser October 11, 2010 • Situational Analysis: ArvinMeritor finds itself closing fiscal 2010 with continuing significant challenges in all business segments, including Commercial Truck, Industrial, Aftermarket and Trailer and Light Vehicle Systems. Following three years of net losses, ArvinMeritor is positioned to rebound as the growth returns to global economies. Sales of non-core businesses are nearly completed and cost-reduction initiates have begun to slow down losses. Worldwide sales of new automobiles, commercial trucks, commercial trailers and construction equipment have begun to rebound from record low levels in 2008 and 2009. The manufacturers of these products are our most important, largest customers, and the success of ArvinMeritor depends upon their success. Now, with 13,000 employees worldwide, manufacturing operations in 14 countries and research and development facilities in five countries, ArvinMeritor has the human and other capital to benefit from the end of the global economic recession and become a strong, profitable company once again. • Causes for the Crisis: ArvinMeritor manufactures leading products for the commercial vehicle and truck and trailer manufacturing industries with brands including Gabriel, Euclid and ArvinMeritor. Customers...
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...Leandro Flores Ms. Melodie Alverson M. Ed English 1301 1 October 2014 Bootcamp: Characterization The disheartening short story “Miss Brill” by Katherine Mansfield uses characterization to reveal that sometimes the harmful words of others can lead to loneliness. In the story, Miss Brill begins her Sunday routine though the park and watches the lovely people. She enjoys the music, the sights and her own imagination begins to run wild. As the day draws to a close she rests herself on a bench when a young couple sits down at the other end. The couple mistakenly speaks poorly of Miss Brill and she overhears them and this causes her to head directly home in a depressing state. The couple proves that words that aren’t meant to be heard are dangerous especially to those who weren’t supposed to hear them. In the story the young man says, “But why? Because of that stupid old thing at the end there? Why does she come here at all-who wants her? Why doesn’t she keep her silly old mug home?” This quote is crucial because Miss Brill overhears and those words began to resonate within her causing her to leave. This is important because after this statement Miss Brill begins to realize how lonely her life really is. Katherine Mansfield’s story “Miss Brill” proves that loneliness can be caused by the harmful words of others. Today people don’t realize the harm that they can cause by speaking of others in a negative way. You never know who is listening and how dangerous these words can...
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...The Last Lawn of the Afternoon The Last Lawn of the Afternoon is a story of a young man who is slightly detached from the lives of those around him. Murakami conveys memory to be like fiction; or else its fiction that’s like memory. The story has a very nostalgic tone to it. It is set on the day of the man’s last mowing job and focuses on his encounter with a lonely middle-aged woman who hires him. From what I gather, the protagonist is a Japanese college student who enjoys the past more than the present. It seems like he dislikes many aspects of modernity; viewing the youth as lazy and immature. The protagonist appears to be obsessive compulsive over his determination of mowing lawns, however, lacks skills in other areas, such as his schoolwork and human interaction. The abrupt breakup with his long distance girlfriend leaves him disgruntled, for he is unsure if he had ever loved her at all, but nonetheless he is uncertain of how to deal with the turn of events. On the man’s last day of work, he mows a woman’s lawn, however, as he mentioned, the lawn was not in need of care for another two weeks. This demonstrates the customer’s desperation for company. The customer was a tall, broad, middle-aged woman with a very stern, unapproachable presence. After working on the woman’s lawn for about an hour, she invited him inside for lunch. When the young man was finished taking care of the lawn, the woman invited him inside again, showing him a young girl’s room. She asked him to...
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...Michael Belknap Twitter Article Synthesis Farhad Manjoo writes an article titled, “Do I Really Have to Join Twitter?” in which he states his dissatisfaction with the aforementioned website. On the other hand, Caroline McCarthy stands by the website in her article, “In Defense of Twitter.” Manjoo tries to prove that Twitter is pointless and that it does little to improve on current methods of conversation. McCarthy tries to prove that Twitter is an enjoyable experience largely due to the randomness of the content that is posted on the site. Both of the authors agree that the site has become incredibly popular in recent years. They also agree that the site is rather easy to get in to and very accessible for most people; however, they disagree on the purpose of twitter and whether the quality of the tweets makes the site really worth following. According to both Manjoo and McCarthy, Twitter has gained large leaps in popularity in recent years. Manjoo states that Twitters has seen a 700 percent increase in the amount of users in the last year. McCarthy refers to Twitter as the, “Much talked about micro-blogging site.” Inferring that Twitter has had some degree of popularity for a while now. Courtney Haden writes in an article in Birmingham Weekly that, “Twitter [is] one of the fastest growing phenomena on the internet.” All three of these sources hint that Twitter is quickly becoming one of the biggest social media sites. Manjoo also states that, “According to comScore, the...
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...In chapter 7 the author of “The most misused verses in the Bible” mentions a Bible verse from 2 Chronicles 7:14 “If my people who are called by My Name”. In my own life I have heard many pastors quote this verse in many of their sermons about how the land of America can by healed though prayer as long as the people repent from their wicked ways. By doing this their land will be healed, families will come to the Lord, and they will be blessed. I have heard many pastors preach on this passage as though God was referring to the church by saying ‘If my people who are called by my Name”, will receive great rewards by the hand of God. According to the author of “The most misused verses in the Bible” 2 Chronicles 7:12-14 was a response to what the Lord was specifically telling Solomon, and this verses represents were God was leading His chosen people the nation of Israel. God was telling His people to repent of their sins, or there would be great famine and great desolation of their land if they do not humble themselves before God. However, if the nation of Israel repents of their sins God will restore the physical land when God placed His judgment on them by destroying their land. Not only will He heal their land, but also their prayers will once again reach the ears of God and He will answer them. According to Bargerhuff this verse does not pertain to the modern church but only to the nation of Israel. However, the church and the modern reader can find some hope in this verse taken...
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...As a leading global mining and metals business, our activities touch many thousands of people – including our shareholders, our employees, our host communities and governments, our suppliers and our customers – in all corners of the world. With this comes great responsibility, and also great opportunity to make a positive difference to our stakeholders’ lives. By maximising the societal, environmental and economic benefits of our activities – and minimising negative impacts – we optimise business value, gain and build our stakeholders’ trust, and support our licence to operate. Our approach begins with The way we work – our global code of business conduct. This is supported by our corporate policies, strategies and standards that lay down the minimum acceptable requirements for performance. Our policies are supported by management and governance systems to make sure they are implemented appropriately across the Group. We are committed to providing a safe, healthy and inclusive workplace where our people can pursue challenging and exciting careers, and be rewarded for helping us deliver value. We build enduring relationships with our local communities that demonstrate mutual respect, active partnership, and long-term commitment, and aim to secure their broad-based support. The trust that is built on these solid relationships helps support our licence to operate. ——————————————————————————————————————————— Safety is not about numbers – it’s about people. The policies...
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...1. Computer - come in many shapes and sizes. Simply put, computers process data. With that broad definition, your phone is a computer, your tablet (for example, an iPad) is a computer, and so is your MP3 player, your video game system, and your modern digital television. There are a many kinds of devices. 2. Bit - A bit is the smallest unit of data that a computer works with. However, just like humans use multidigit decimal numbers every day, computers work with multidigit binary numbers. 3. Byte - is a unit of digital information that most commonly consists of eight bits 4. Random Access Memory- RAM physically exists as a set of microchips installed on a plastic card called a memory module. The chips and the electronics on the card together create a set of physical locations in which a computer can store and read bits or bytes of data. 5. Character Set - , sometimes called a character encoding scheme, lists all the text characters on the computer with a matching binary value. When the user types one character, the computer CPU looks at the character set and stores the matching (mapped) binary value. interprets user actions and convert those actions into bits. Focus for a moment on what happens starting with the point in which the word processor was ready for the user to type a brand new document. For each letter pressed on the keyboard, hidden to the user, the keyboard sends some bits to the computer, specifically to the CPU. Again hidden, the CPU processes...
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...Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam enim enim, vulputate quis nibh sit amet, interdum tincidunt nibh. Donec ut leo vitae nibh porttitor lobortis eget vitae tellus. Duis sollicitudin ante vel vulputate cursus. Nam augue libero, varius non nibh vel, viverra volutpat mi. In efficitur ipsum in nibh molestie, non venenatis nunc viverra. Curabitur sed nunc massa. Quisque luctus mattis suscipit. Proin est odio, varius sed placerat eget, consectetur sodales neque. Nulla sit amet odio quis leo tincidunt varius. Duis quam nisi, consectetur et maximus at, ultricies sit amet eros. Integer lobortis lorem at sem rhoncus fermentum. Quisque viverra leo lorem, at molestie ligula sagittis eu. Nunc mattis, augue et dictum porttitor, ante purus venenatis lectus, eu suscipit risus sem ut risus. Sed sollicitudin mauris a malesuada convallis. Vestibulum vitae pharetra justo. Nunc suscipit tellus ac pharetra placerat. Suspendisse nisl est, laoreet sed augue ac, hendrerit suscipit urna. Nam vel lacus mollis, iaculis purus eu, tincidunt nisi. Phasellus id enim ullamcorper, mattis massa ut, ullamcorper tortor. Nulla imperdiet pellentesque lorem, faucibus consectetur lorem feugiat feugiat. Integer velit eros, dapibus id tortor vel, hendrerit aliquet eros. Vestibulum consectetur feugiat euismod. Phasellus a rutrum turpis. Vestibulum in elit vel dolor fermentum tincidunt eget ultrices arcu. In hac habitasse platea dictumst. Donec vehicula nisl et dolor mattis, tincidunt pretium...
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...Name: ________________________ Class: ___________________ Date: __________ ID: B Microeconomics Mid-term Multiple Choice Identify the letter of the choice that best completes the statement or answers the question. Figure 6-3 ____ ____ ____ ____ ____ 1. Refer to Figure 6-3. In panel (b), with the price floor in effect, there will be a. a shortage of wheat. b. equilibrium in the market. c. a surplus of wheat. d. an excess demand for wheat. 2. The positive relationship between price and quantity supplied is called a. profit. b. a change in supply. c. a shift of the supply curve. d. the law of supply. 3. When quantity demanded decreases at every possible price, we know that the demand curve has a. shifted to the left. b. shifted to the right. c. not shifted; rather, we have moved down the demand curve to a new point on the same curve. d. not shifted; rather, the demand curve has become flatter. 4. When the price of a good is $5, the quantity demanded is 100 units per month; when the price is $7, the quantity demanded is 80 units per month. Using the midpoint method, the price elasticity of demand is about a. 0.22. b. 0.67. c. 1.33. d. 1.50. 5. Which of these statements about economic models is correct? a. For economists, economic models provide insights about the world. b. Economic models are built with assumptions. c. Economic models are often composed of equations and diagrams. d. All of the above are correct. 1 Name: ________________________ ____...
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...The Victims of Natural Disasters Natural disasters are most often unexpected, which is why these devastating storms cause so much damage to communities and to people’s lives. People most commonly don’t have enough time to prepare for these disastrous storms and therefore cannot take the precautionary steps. For that reason, I believe the people of these communities should be given more help to rebuild their lives, because it’s not their fault that these disasters happen. The role of the federal, state and city governments is a huge necessity in order for communities to restore and rebuild, after a natural disaster. The role of media coverage is also another critical part after a natural disaster, in order for the word to get out nationally. Lastly, the duty of the community and how the community responds as a whole to the situation is the most important. The victims of natural disasters are often not given all the help and attention that is needed to restore their lives and communities. The federal, state and city governments aren’t doing all that they can do to help the people of these communities. They are not providing these communities with all the resources they need to help rebuild their lives. For example, in the article, ANARCHY, ANGER, DESPERATION, THE RESPONSE, written by Marc Sandalow, it states that, “The anger is aimed at the failure of the government to fortify levees before Katrina blew in, it’s inability to move residents out of the city, the wretched conditions...
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...The Black–Scholes /ˌblæk ˈʃoʊlz/[1] or Black–Scholes–Merton model is a mathematical model of a financial market containing certain derivative investment instruments. From the model, one can deduce the Black–Scholes formula, which gives a theoretical estimate of the price of European-style options. The formula led to a boom in options trading and legitimised scientifically the activities of the Chicago Board Options Exchange and other options markets around the world.[2] lt is widely used, although often with adjustments and corrections, by options market participants.[3]:751 Many empirical tests have shown that the Black–Scholes price is "fairly close" to the observed prices, although there are well-known discrepancies such as the "option smile".[3]:770–771 The Black–Scholes was first published by Fischer Black and Myron Scholes in their 1973 paper, "The Pricing of Options and Corporate Liabilities", published in the Journal of Political Economy. They derived a stochastic partial differential equation, now called the Black–Scholes equation, which estimates the price of the option over time. The key idea behind the model is to hedge the option by buying and selling the underlying asset in just the right way, and consequently "eliminate risk". This hedge is called delta hedging and is the basis of more complicated hedging strategies such as those engaged in by investment banks and hedge funds. The hedge implies that there is a unique price for the option and this is given by the...
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